Three Months Ended September 30,

Nine Months Ended September 30,

(In thousands, except per share data)

2025

2024

2025

2024

Numerator

Net income (loss) available to common shareholders

$

489

$

447

$

1,596

$

(3,715)

Denominator

Weighted average common shares outstanding

4,138

4,439

4,183

4,537

Weighted average unallocated common stock held by benefit plans

(501)

(546)

(510)

(555)

Weighted average shares - basic

3,637

3,893

3,673

3,982

Effect of dilutive stock-based awards⁽¹⁾:

Stock options

-

Restricted stock

21

12

11

-

Weighted average shares - assuming dilution

3,658

3,905

3,684

3,982

Basic earnings (loss) per common share

$

0.13

$

0.11

$

0.43

$

(0.93)

Diluted earnings (loss) per common share

0.13

0.11

0.43

(0.93)