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COMMITMENTS AND CONTINGENCIES (Tables)

9 Months Ended

Sep. 30, 2025

COMMITMENTS AND CONTINGENCIES.

Schedule of financial instruments with off-balance-sheet risk

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​	​	​	​	​	​	​
​	​	Contract or Notional Amount at
(Dollars in thousands)		September 30, 2025			December 31, 2024
Financial instruments with off-balance-sheet risk:	​		​	​		​
Commitments to originate loans	​	$	120	​	$	11,979
Undisbursed portion of construction loans in process		​	10,525		​	7,635
Unused lines of credit		​	16,385		​	15,391
Unused overdraft privilege amounts	​	​	1,220	​	​	1,167
Letters of credit		​	-		​	19
Total	​	$	28,250	​	$	36,191

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Tabular disclosure of information relating to financial instruments with off-balance sheet credit risk, including but not limited to the contract or notional amount.

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