LOANS RECEIVABLE - Loan Portfolio by Credit Quality Classification and Origination Year (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Loans
2025/2024	$ 9,146	$ 19,025
2024/2023	19,254	11,653
2023/2022	11,068	15,519
2022/2021	14,602	5,875
2021/2020	4,483	6,374
Prior	60,428	61,202
Line-of-credit Arrangements	28,635	40,883
Line-of-credit Arrangements Converted to Term Loans	17,151	6,545
Total	164,767	167,076
Pass
Loans
2025/2024	8,149	18,776
2024/2023	18,619	11,632
2023/2022	11,058	15,417
2022/2021	13,708	5,378
2021/2020	4,117	6,337
Prior	58,118	58,828
Line-of-credit Arrangements	28,391	40,883
Line-of-credit Arrangements Converted to Term Loans	17,151	6,545
Total	159,311	163,796
Special Mention
Loans
2025/2024	19
2023/2022		102
2022/2021	98	376
2021/2020	366
Line-of-credit Arrangements	244
Total	727	478
Substandard
Loans
2025/2024	978	249
2024/2023	635	21
2023/2022	10
2022/2021	796	121
2021/2020		37
Prior	2,310	2,374
Total	4,729	2,802
One- to four-family residential
Loans
2025/2024	2,375	2,277
2024/2023	3,716	2,723
2023/2022	3,772	12,205
2022/2021	11,826	3,110
2021/2020	2,545	2,755
Prior	49,474	52,543
Line-of-credit Arrangements	2,255	2,488
Line-of-credit Arrangements Converted to Term Loans	2,410	2,996
Total	78,373	81,097
One- to four-family residential \| Pass
Loans
2025/2024	2,375	2,255
2024/2023	3,695	2,702
2023/2022	3,762	12,205
2022/2021	11,826	3,054
2021/2020	2,491	2,731
Prior	47,219	50,193
Line-of-credit Arrangements	2,011	2,488
Line-of-credit Arrangements Converted to Term Loans	2,410	2,996
Total	75,789	78,624
One- to four-family residential \| Special Mention
Loans
2022/2021		56
2021/2020	54
Line-of-credit Arrangements	244
Total	298	56
One- to four-family residential \| Substandard
Loans
2025/2024		22
2024/2023	21	21
2023/2022	10
2021/2020		24
Prior	2,255	2,350
Total	2,286	2,417
Commercial real estate
Loans
2025/2024	1,749	3,403
2024/2023	4,409	4,691
2023/2022	4,922	1,831
2022/2021	1,537	1,390
2021/2020	1,122	3,236
Prior	8,075	5,673
Line-of-credit Arrangements	82
Line-of-credit Arrangements Converted to Term Loans	11,783	1,884
Total	33,679	22,108
Commercial real estate \| Pass
Loans
2025/2024	1,749	3,176
2024/2023	4,187	4,691
2023/2022	4,922	1,729
2022/2021	1,439	1,070
2021/2020	810	3,236
Prior	8,041	5,673
Line-of-credit Arrangements	82
Line-of-credit Arrangements Converted to Term Loans	11,783	1,884
Total	33,013	21,459
Commercial real estate \| Special Mention
Loans
2023/2022		102
2022/2021	98	320
2021/2020	312
Total	410	422
Commercial real estate \| Substandard
Loans
2025/2024		227
2024/2023	222
Prior	34
Total	256	227
Construction and land
Loans
2025/2024	479	1,731
2024/2023	196	48
2023/2022		102
2022/2021	99	172
2021/2020	48	66
Prior	303	371
Line-of-credit Arrangements	17,725	30,451
Total	18,850	32,941
Construction and land \| Pass
Loans
2025/2024	368	1,731
2024/2023	196	48
2023/2022		102
2022/2021	99	51
2021/2020	48	53
Prior	282	347
Line-of-credit Arrangements	17,725	30,451
Total	18,718	32,783
Construction and land \| Substandard
Loans
2025/2024	111
2022/2021		121
2021/2020		13
Prior	21	24
Total	132	158
Multi-family residential
Loans
2022/2021		470
2021/2020	470
Prior	1,939	2,100
Line-of-credit Arrangements Converted to Term Loans	2,958
Total	5,367	2,570
Multi-family residential \| Pass
Loans
2022/2021		470
2021/2020	470
Prior	1,939	2,100
Line-of-credit Arrangements Converted to Term Loans	2,958
Total	5,367	2,570
Commercial and industrial
Loans
2025/2024	2,763	11,095
2024/2023	10,651	3,640
2023/2022	2,093	1,142
2022/2021	975	429
2021/2020	168	243
Prior	442	281
Line-of-credit Arrangements	8,573	7,944
Line-of-credit Arrangements Converted to Term Loans		1,665
Total	25,665	26,439
Commercial and industrial \| Pass
Loans
2025/2024	1,877	11,095
2024/2023	10,259	3,640
2023/2022	2,093	1,142
2022/2021	179	429
2021/2020	168	243
Prior	442	281
Line-of-credit Arrangements	8,573	7,944
Line-of-credit Arrangements Converted to Term Loans		1,665
Total	23,591	26,439
Commercial and industrial \| Special Mention
Loans
2025/2024	19
Total	19
Commercial and industrial \| Substandard
Loans
2025/2024	867
2024/2023	392
2022/2021	796
Total	2,055
Consumer
Loans
2025/2024	1,780	519
2024/2023	282	551
2023/2022	281	239
2022/2021	165	304
2021/2020	130	74
Prior	195	234
Total	2,833	1,921
Consumer \| Pass
Loans
2025/2024	1,780	519
2024/2023	282	551
2023/2022	281	239
2022/2021	165	304
2021/2020	130	74
Prior	195	234
Total	$ 2,833	$ 1,921

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

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