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COMMITMENTS AND CONTINGENCIES (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
COMMITMENTS AND CONTINGENCIES.    
Commitments to originate loans $ 120 $ 11,979
Undisbursed portion of construction loans in process 10,525 7,635
Unused lines of credit 16,385 15,391
Unused overdraft privilege amounts 1,220 1,167
Letters of credit   19
Total $ 28,250 $ 36,191