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Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2023
Disclosure Of Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 

 

 

 

 

 

 

 

 

Minimum
Capital

 

 

Minimum
Capital Required to be Well

 

 

Minimum Capital
Required For Capital
Adequacy Plus
Capital Conservation
Buffer

 

 

 

Actual

 

 

Requirement

 

 

Capitalized

 

 

Fully Phased-In

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

June 30, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

$

65,881

 

 

 

18.69

%

 

$

28,203

 

 

 

8.00

%

 

$

35,254

 

 

 

10.00

%

 

$

37,016

 

 

 

10.50

%

Tier 1 Capital (to risk-weighted assets)

 

 

62,191

 

 

 

17.64

 

 

 

21,153

 

 

 

6.00

 

 

 

28,205

 

 

 

8.00

 

 

 

29,967

 

 

 

8.50

 

Tier 1 Capital (to average assets)

 

 

62,191

 

 

 

11.37

 

 

 

21,869

 

 

 

4.00

 

 

 

27,337

 

 

 

5.00

 

 

 

21,869

 

 

 

4.00

 

Common Equity Tier 1 (to risk-weighted assets)

 

 

62,191

 

 

 

17.64

 

 

 

15,865

 

 

 

4.50

 

 

 

22,916

 

 

 

6.50

 

 

 

24,679

 

 

 

7.00

 

 

 

 

 

 

 

 

 

 

Minimum
Capital

 

 

Minimum
Capital Required to be Well

 

 

Minimum Capital
Required For Capital
Adequacy Plus Capital
Conservation Buffer

 

 

 

Actual

 

 

Requirement

 

 

Capitalized

 

 

Fully Phased-In

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

December 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

$

52,475

 

 

 

15.53

%

 

$

27,028

 

 

 

8.00

%

 

$

33,785

 

 

 

10.00

%

 

$

35,474

 

 

 

10.50

%

Tier 1 Capital (to risk-weighted assets)

 

 

48,821

 

 

 

14.45

 

 

 

20,271

 

 

 

6.00

 

 

 

27,028

 

 

 

8.00

 

 

 

28,717

 

 

 

8.50

 

Tier 1 Capital (to average assets)

 

 

48,821

 

 

 

9.20

 

 

 

21,224

 

 

 

4.00

 

 

 

26,530

 

 

 

5.00

 

 

 

21,224

 

 

 

4.00

 

Common Equity Tier 1 (to risk-weighted assets)

 

 

48,821

 

 

 

14.45

 

 

 

15,203

 

 

 

4.50

 

 

 

21,960

 

 

 

6.50

 

 

 

23,649

 

 

 

7.00