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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net (loss) income $ (758) $ 895
Adjustments to reconcile net (loss) income to net cash provided (used) by operating activities:    
ESOP expense 128 103
Stock based compensation 706 492
Depreciation and amortization 239 299
Net amortization of bond premium 404 431
Provision (release) for credit losses 50 (20)
Gain on sale of loans (109) (20)
Gain on sale of land, building and equipment   (2,522)
Proceeds from loans sold 2,850 406
Origination of loans sold (2,741) (386)
Increase in bank-owned life insurance (86) (86)
Increase in deferred costs on loans (56) (115)
Deferred tax benefit (725) (353)
Increase in accrued interest receivable (76) (57)
(Increase) decrease in other assets 261 (6,538)
Increase in deferred compensation liability 237 294
Increase in lease liabilities   5,132
Increase (decrease) in other liabilities 759 863
Net cash (used) provided by operating activities 1,083 (1,182)
Cash flows from investing activities:    
Proceeds from maturities and principal payments received on securities available-for-sale 12,127 8,055
Purchase of securities available-for-sale (32,137) (18,107)
Purchase of property and equipment (55) (204)
Loan purchases (3,593) (1,774)
Loan originations and principal collections, net 9,195 (5,938)
Net loan charge offs 1 (25)
Net redemption of Federal Home Loan Bank stock 67 488
Proceeds from sale of land, building and equipment   7,395
Net cash used by investing activities (14,395) (10,110)
Cash flows from financing activities:    
Net increase in NOW, demand deposits, money market and savings accounts 4,642 6,193
Net increase in time deposits 21,183 36,695
Increase in mortgagors' escrow accounts 1,458 1,356
Proceeds of finance lease   1,539
Principal payments on finance lease (43) (16)
Treasury stock purchases (935) (3,288)
Proceeds from long-term FHLB advances   25,401
Net payments on short-term FHLB advances   (20,340)
Net cash provided by financing activities 25,785 21,740
Net change in cash and cash equivalents 12,473 10,448
Cash and cash equivalents at beginning of period 7,100 6,069
Cash and cash equivalents at end of period 19,573 16,517
Cash activities:    
Cash paid for interest 9,990 9,148
Cash paid for income taxes 95 29
Effect of change in fair value of securities available-for-sale:    
Securities available-for-sale 2,702 1,478
Deferred taxes (728) (398)
Other comprehensive income 1,974 1,080
Effect of change in fair value of interest rate swaps:    
Interest rate swaps (8) (152)
Deferred taxes 2 41
Other comprehensive (loss) income (6) (111)
Cumulative fair value hedging adjustment - loans 123 156
Cumulative fair value hedging adjustment - securities available-for-sale   52
Federal Home Loan Bank Advances [Member]    
Cash flows from financing activities:    
Payments on long-term FHLB advances $ (520) $ (25,800)