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Loans and Allowance for Credit Losses - CECL allowance (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance $ 23,424 $ 23,662
Provision for (recovery of) credit losses related to loans 812 2,788
Reclassification of loans held for sale to loans held for investment 0 3,292
Charge-offs (8,449) (13,955)
Ending balance 15,787 15,787
Loans held for investment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 17,645 18,470
Provision for (recovery of) credit losses related to loans (3,923) (6,905)
Reclassification of loans held for sale to loans held for investment 0 3,292
Charge-offs (2,639) (3,774)
Ending balance 11,083 11,083
Interest and fees receivable    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 3,074 3,133
Provision for (recovery of) credit losses related to loans (159) (218)
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs 0 0
Ending balance 2,915 2,915
Due from borrower    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,676 1,135
Provision for (recovery of) credit losses related to loans 674 1,608
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs (1,444) (1,837)
Ending balance 906 906
Unfunded commitments    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,029 924
Provision for (recovery of) credit losses related to loans (146) (41)
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs 0 0
Ending balance 883 883
Real estate owned    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 0 0
Provision for (recovery of) credit losses related to loans 4,366 8,344
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs (4,366) (8,344)
Ending balance $ 0 $ 0