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Consolidated Statements Of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST INCOME
Interest and fees on loans	$ 8,888	$ 9,592	$ 26,775	$ 29,596
Interest bearing deposits	4	0	4	1
Short-term investments in money market funds	2	5	7	12
Federal funds sold	0	2	7	4
Investment securities:
Available for sale	1,499	1,354	4,527	4,029
Held to maturity	99	107	298	333
Total Interest Income	10,492	11,060	31,618	33,975
INTEREST EXPENSE
Deposits	2,038	2,668	6,438	8,428
Short-term borrowings	1	2	3	15
Advances from Federal Home Loan Bank	55	87	167	340
Guaranteed junior subordinated deferrable interest debentures	280	280	840	840
Total Interest Expense	2,374	3,037	7,448	9,623
NET INTEREST INCOME	8,118	8,023	24,170	24,352
Provision (credit) for loan losses	(550)	1,000	(2,325)	5,250
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES	8,668	7,023	26,495	19,102
NON-INTEREST INCOME
Trust fees	1,570	1,357	4,743	4,184
Investment advisory fees	172	171	568	525
Net realized (losses) gains on investment securities	0	50	(358)	157
Net gains on loans held for sale	186	278	603	568
Service charges on deposit accounts	640	565	1,661	1,748
Bank owned life insurance	227	260	661	772
Other income	729	832	2,205	2,247
Total Non-Interest Income	3,524	3,513	10,083	10,201
NON-INTEREST EXPENSE
Salaries and employee benefits	5,702	5,415	16,776	15,850
Net occupancy expense	680	620	2,179	1,995
Equipment expense	435	401	1,275	1,246
Professional fees	983	1,034	2,874	3,250
Supplies, postage and freight	203	227	662	768
Miscellaneous taxes and insurance	344	345	1,024	1,052
Federal deposit insurance expense	262	430	1,184	1,102
Other expense	1,273	1,302	3,704	4,061
Total Non-Interest Expense	9,882	9,774	29,678	29,324
PRETAX INCOME (LOSS)	2,310	762	6,900	(21)
Provision for income tax expense (benefit)	744	153	2,133	(189)
NET INCOME	1,566	609	4,767	168
Preferred stock dividends and accretion of preferred stock discount	539	291	1,119	872
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS	$ 1,027	$ 318	$ 3,648	$ (704)
PER COMMON SHARE DATA:
Net income (loss)	$ 0.05	$ 0.02	$ 0.17	$ (0.03)
Average number of shares outstanding	21,208	21,224	21,208	21,224
Diluted:
Net income (loss)	$ 0.05	$ 0.02	$ 0.17	$ (0.03)
Average number of shares outstanding	21,227	21,225	21,231	21,229
Cash dividends declared	$ 0.00	$ 0.00	$ 0.00	$ 0.00

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