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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
OPERATING ACTIVITIES      
Net income (loss) $ 6,537 $ 1,282 $ (4,895)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:      
Provision (credit) for loan losses (3,575) 5,250 15,150
Depreciation and amortization expense 1,477 1,496 1,586
Amortization expense of core deposit intangibles 0 0 108
Net amortization of investment securities 736 467 231
Net realized losses (gains) on investment securities - available for sale 358 (157) (164)
Net gains on loans held for sale (812) (958) (651)
Amortization of deferred loan fees (231) (407) (456)
Origination of mortgage loans held for sale (58,640) (71,643) (67,775)
Sales of mortgage loans held for sale 59,747 68,986 65,636
Decrease (increase) in accrued interest receivable (6) 379 146
Increase (decrease) in accrued interest payable (1,018) (595) 74
Earnings on bank-owned life insurance (885) (1,032) (1,021)
Deferred income taxes 2,758 (126) (3,274)
Stock compensation expense 15 61 73
Decrease (increase) in prepaid Federal Deposit Insurance 1,259 1,465 (4,538)
Net increase in other assets (87) (2,522) (2,922)
Net increase in other liabilities 3,161 784 1,085
Net cash provided by (used in) operating activities 10,794 2,730 (1,607)
INVESTING ACTIVITIES      
Purchase of investment securities - available for sale (85,352) (97,789) (55,171)
Purchase of investment securities - held to maturity (6,576) (1,123) 0
Proceeds from maturities of investment securities - available for sale 53,240 61,483 46,778
Proceeds from maturities of investment securities - held to maturity 2,125 4,914 4,225
Proceeds from sales of investment securities - available for sale 16,518 2,742 4,746
Proceeds from redemption of regulatory stock 1,342 381 0
Long-term loans originated (147,864) (82,922) (132,551)
Principal collected on long-term loans 161,356 129,655 128,554
Loans purchased or participated (8,500) (3,845) (25,343)
Loans sold or participated 1,000 0 12,950
Net (increase) decrease in other short-term loans (443) (134) 116
Purchases of premises and equipment (1,666) (2,762) (1,294)
Sale of other real estate owned 743 1,300 2,874
Proceeds from insurance policies 0 451 452
Net cash (used in) provided by investing activities (14,074) 12,351 (13,664)
FINANCING ACTIVITIES      
Net increase in deposit balances 13,722 16,277 89,606
Net increase (decrease) in other short-term borrowings 11,215 (21,225) (94,145)
Principal borrowings on advances from Federal Home Loan Bank 2,000 34,000 350,000
Principal repayments on advances from Federal Home Loan Bank (5,750) (50,054) (338,055)
Warrant repurchase (825) 0 0
Purchase of treasury stock (582) 0 0
Preferred stock dividend paid (1,054) (1,050) (951)
Net cash provided by (used in) financing activities 18,726 (22,052) 6,455
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 15,446 (6,971) (8,816)
CASH AND CASH EQUIVALENTS AT JANUARY 1 19,337 26,308 35,124
CASH AND CASH EQUIVALENTS AT DECEMBER 31 $ 34,783 $ 19,337 $ 26,308