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Loans

3 Months Ended

Mar. 31, 2012

Loans

The loan portfolio of the Company consists of the following (in thousands):


	March 31, 2012		December 31, 2011
Commercial	$	89,984	$	83,124
Commercial loans secured by real estate		348,342		349,778
Real estate – mortgage		212,717		212,663
Consumer		17,332		18,172

Loans, net of unearned income	$	668,375	$	663,737

Loan balances at March 31, 2012 and December 31, 2011 are net of unearned income of $488,000 and $452,000, respectively. Real estate-construction loans comprised 2.2%, and 1.9% of total loans, net of unearned income, at March 31, 2012 and December 31, 2011, respectively. The Company has no exposure to subprime mortgage loans in the loan portfolio.

- Definition

The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables.

+ References

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+ Details