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Consolidated Statements Of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
INTEREST INCOME    
Interest and fees on loans $ 8,729 $ 9,083
Interest bearing deposits 1  
Short-term investments in money market funds 3 3
Federal funds sold   4
Investment securities:    
Available for sale 1,279 1,411
Held to maturity 112 95
Total Interest Income 10,124 10,596
INTEREST EXPENSE    
Deposits 1,762 2,294
Short-term borrowings 4 1
Advances from Federal Home Loan Bank 20 55
Guaranteed junior subordinated deferrable interest debentures 280 280
Total Interest Expense 2,066 2,630
NET INTEREST INCOME 8,058 7,966
Provision (credit) for loan losses (625) (600)
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES 8,683 8,566
NON-INTEREST INCOME    
Trust fees 1,697 1,556
Investment advisory fees 193 198
Net realized losses on investment securities   (358)
Net gains on loans held for sale 276 262
Service charges on deposit accounts 535 472
Bank owned life insurance 215 216
Other income 758 759
Total Non-Interest Income 3,674 3,105
NON-INTEREST EXPENSE    
Salaries and employee benefits 5,986 5,500
Net occupancy expense 729 757
Equipment expense 451 429
Professional fees 923 980
Supplies, postage and freight 233 239
Miscellaneous taxes and insurance 355 349
Federal deposit insurance expense 129 462
Other expense 1,308 1,203
Total Non-Interest Expense 10,114 9,919
PRETAX INCOME 2,243 1,752
Provision for income tax expense 678 489
NET INCOME 1,565 1,263
Preferred stock dividends and accretion of preferred stock discount 263 290
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 1,302 $ 973
PER COMMON SHARE DATA:    
Net income $ 0.06 $ 0.05
Average number of shares outstanding 20,679 21,208
Diluted:    
Net income $ 0.06 $ 0.05
Average number of shares outstanding 20,722 21,230
Cash dividends declared $ 0.00 $ 0.00