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Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
INTEREST INCOME        
Interest and fees on loans $ 8,552 $ 8,804 $ 17,281 $ 17,887
Interest bearing deposits 5   6  
Short-term investments in money market funds 7 2 10 5
Federal funds sold   3   7
Investment securities:        
Available for sale 1,210 1,617 2,489 3,028
Held to maturity 111 104 223 199
Total Interest Income 9,885 10,530 20,009 21,126
INTEREST EXPENSE        
Deposits 1,668 2,106 3,430 4,400
Short-term borrowings   1 4 2
Advances from Federal Home Loan Bank 16 57 36 112
Guaranteed junior subordinated deferrable interest debentures 280 280 560 560
Total Interest Expense 1,964 2,444 4,030 5,074
NET INTEREST INCOME 7,921 8,086 15,979 16,052
Provision (credit) for loan losses (500) (1,175) (1,125) (1,775)
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES 8,421 9,261 17,104 17,827
NON-INTEREST INCOME        
Trust fees 1,628 1,617 3,325 3,173
Investment advisory fees 177 198 370 396
Net realized gains (losses) on investment securities 12   12 (358)
Net gains on sale of loans 251 155 527 417
Service charges on deposit accounts 517 549 1,052 1,021
Bank owned life insurance 212 218 427 435
Other income 936 717 1,694 1,475
Total Non-Interest Income 3,733 3,454 7,407 6,559
NON-INTEREST EXPENSE        
Salaries and employee benefits 5,976 5,574 11,962 11,074
Net occupancy expense 702 742 1,431 1,499
Equipment expense 473 411 924 840
Professional fees 937 911 1,860 1,891
Supplies, postage and freight 200 220 433 459
Miscellaneous taxes and insurance 355 331 710 680
Federal deposit insurance expense 114 460 243 922
Other expense 1,310 1,228 2,618 2,431
Total Non-Interest Expense 10,067 9,877 20,181 19,796
PRETAX INCOME 2,087 2,838 4,330 4,590
Provision for income tax expense 655 900 1,333 1,389
NET INCOME 1,432 1,938 2,997 3,201
Preferred stock dividends and accretion of preferred stock discount 262 290 525 580
Net income available to common shareholders $ 1,170 $ 1,648 $ 2,472 $ 2,621
Basic:        
Net income $ 0.06 $ 0.08 $ 0.12 $ 0.12
Average number of shares outstanding 19,584 21,208 20,132 21,208
Diluted:        
Net income $ 0.06 $ 0.08 $ 0.12 $ 0.12
Average number of shares outstanding 19,652 21,236 20,186 21,233
Cash dividends declared $ 0.00 $ 0.00 $ 0.00 $ 0.00