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COMMITMENTS AND CONTINGENT LIABILITIES (Details) (USD $) In Thousands, unless otherwise specified |  |  |  |  |  |  | 12 Months Ended
--- | --- | --- | --- | --- | --- | --- | ---
Dec. 31, 2012 | Dec. 31, 2011 | Dec. 31, 2012 Commitments to Extend Credit [Member] | Dec. 31, 2011 Commitments to Extend Credit [Member] | Dec. 31, 2012 Standby Letters of Credit [Member] | Dec. 31, 2011 Standby Letters of Credit [Member] | Dec. 31, 2012 Standby Letters of Credit [Member] Minimum [Member] | Dec. 31, 2012 Standby Letters of Credit [Member] Maximum [Member]
Loss Contingencies [Line Items] |  |  |  |  |  |  |  |
Amount of commitment |  |  | $ 132,804 | $ 124,820 | $ 11,365 | $ 10,991 |  |
Term of commitment |  |  |  |  |  |  | 1 year | 2 years
Amount of commitments secured |  |  |  |  | 4,200 | 5,000 |  |
Carrying value of commitment | $ 648 | $ 759 |  |  |  |  |  |

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- Definition Reflects the aggregate value of loans, trade receivables, securities and financial instruments that serve as collateral for obligations arising from a transfer of financial assets recorded as a secured borrowing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph i -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5086-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 30 -Section 50 -Paragraph 1A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=7523297&loc=SL6224234-111729 + Details
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