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REGULATORY CAPITAL
12 Months Ended
Dec. 31, 2012
REGULATORY CAPITAL [Abstract]  
REGULATORY CAPITAL

23. REGULATORY CAPITAL

The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's financial statements.

Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier I capital to risk-weighted assets, and of Tier I capital to average assets. As of December 31, 2012 and 2011, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. The Company believes that no conditions or events have occurred that would change this conclusion. To be categorized as well capitalized, the Company must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company's tangible common equity ratio was 7.78% and 8.15% for 2012 and 2011, respectively.

                         
    AS OF DECEMBER 31, 2012
     ACTUAL   FOR CAPITAL ADEQUACY
PURPOSES
  TO BE WELL CAPITALIZED UNDER PROMPT CORRECTIVE ACTION PROVISIONS
     AMOUNT   RATIO   AMOUNT   RATIO   AMOUNT   RATIO
     (IN THOUSANDS, EXCEPT RATIOS)
Total Capital (To Risk Weighted Assets)
                                                     
Consolidated   $ 122,583       15.92%     $ 61,588       8.00%     $ 76,985       10.00%  
AmeriServ Financial Bank     101,786       13.34       61,060       8.00       76,325       10.00  
Tier 1 Capital (To Risk Weighted Assets)
                                                     
Consolidated     112,916       14.67       30,794       4.00       46,191       6.00  
AmeriServ Financial Bank     92,200       12.08       30,530       4.00       45,795       6.00  
Tier 1 Capital (To Average Assets)
                                                     
Consolidated     112,916       11.44       39,474       4.00       49,343       5.00  
AmeriServ Financial Bank     92,200       9.55       38,616       4.00       48,269       5.00  
                         
    AS OF DECEMBER 31, 2011
     ACTUAL   FOR CAPITAL ADEQUACY
PURPOSES
  TO BE WELL CAPITALIZED UNDER PROMPT CORRECTIVE ACTION PROVISIONS
     AMOUNT   RATIO   AMOUNT   RATIO   AMOUNT   RATIO
     (IN THOUSANDS, EXCEPT RATIOS)
Total Capital (To Risk Weighted Assets)
                                                     
Consolidated   $ 120,315       17.60 %    $ 54,702       8.00 %    $ 68,377       10.00 % 
AmeriServ Financial Bank     101,406       14.96       54,231       8.00       67,789       10.00  
Tier 1 Capital (To Risk Weighted Assets)
                                                     
Consolidated     111,683       16.33       27,351       4.00       41,026       6.00  
AmeriServ Financial Bank     92,847       13.70       27,116       4.00       40,673       6.00  
Tier 1 Capital (To Average Assets)
                                                     
Consolidated     111,683       11.66       38,317       4.00       47,896       5.00  
AmeriServ Financial Bank     92,847       9.90       37,498       4.00       46,872       5.00