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LOANS (Tables)
12 Months Ended
Dec. 31, 2012
LOANS [Abstract]  
Schedule of Loan Portfolio

The loan portfolio of the Company consisted of the following:

         
    AT DECEMBER 31,
     2012   2011
     (IN THOUSANDS)
Commercial   $ 102,822     $ 83,124  
Commercial loans secured by real estate     383,339       349,778  
Real estate-mortgage     217,584       212,663  
Consumer     17,420       18,172  
Loans, net of unearned income   $ 721,165     $ 663,737