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NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS (Tables)
 12 Months Ended
Dec. 31, 2012
NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS [Abstract]  
Schedule of Non-Performing Assets
         
    AT DECEMBER 31,
     2012   2011
     (IN THOUSANDS, EXCEPT PERCENTAGES)
Non-accrual loans:
                  
Commercial   $ -     $ -  
Commercial loans secured by real estate     4,623       3,870  
Real estate-mortgage     1,191       1,205  
Total     5,814       5,075  
Other real estate owned:
                  
Commercial loans secured by real estate     1,101       20  
Real estate-mortgage     127       104  
Total     1,228       124  
Total restructured loans not in non-accrual (TDR)     182       -  
Total non-performing assets including TDR   $ 7,224     $ 5,199  
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned     1.00%       0.78 % 
Schedule of TDRs

The following table details the TDRs at December 31, 2012 (dollars in thousands).

             
Loans in non-accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     4     $ 3,772       Extension of maturity date  
             
Loans in accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     2     $ 169       Extension of maturity date  
Consumer     1       13       Extension of maturity date  

The following table details the TDRs at December 31, 2011 (dollars in thousands).

             
Loans in non-accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     5     $ 2,870       Extension of maturity date  

The following table details the TDRs at December 31, 2010 (dollars in thousands).

             
Loans in accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     2     $ 1,337       Extension of maturity date  
Schedule of Recorded Investment Loans Classified as TDR's
    Twelve months ended December 31,
     2012   2011   2010
Recorded investment of defaults
                           
Commercial loan secured by real estate   $ 595     $ 1,312     $ 390  
Total   $ 595     $ 1,312     $ 390  
Schedule of Interest Income
             
    YEAR ENDED DECEMBER 31,
     2012   2011   2010
     (IN THOUSANDS)
Interest income due in accordance with original terms   $ 231     $ 376     $ 1,086  
Interest income recorded     -       (167 )      (458 ) 
Net reduction in interest income   $ 231     $ 209     $ 628