SELECTED QUARTERLY CONSOLIDATED FINANCIAL DATA (Tables)

12 Months Ended

Dec. 31, 2012

SELECTED QUARTERLY CONSOLIDATED FINANCIAL DATA [Abstract]

Schedule of Quarterly Financial Data

2012 QUARTER ENDED

DEC. 31

SEPT. 30

JUNE 30

MARCH 31

(IN THOUSANDS, EXCEPT PER SHARE DATA)

Interest income

9,878

10,030

9,885

10,124

Interest expense

1,796

1,888

1,964

2,066

Net interest income

8,082

8,142

7,921

8,058

Provision (credit) for loan losses

550

(200)

(500)

(625)

Net interest income after provision (credit) for loan losses

7,532

8,342

8,421

8,683

Non-interest income

3,887

3,649

3,733

3,674

Non-interest expense

10,373

10,087

10,067

10,114

Income before income taxes

1,046

1,904

2,087

2,243

Provision for income taxes

311

597

655

678

Net income

735

1,307

1,432

1,565

Basic earnings per common share

0.04

0.05

0.06

Diluted earnings per common share

0.04

0.05

0.06

Cash dividends declared per common share

0.00


	2011 QUARTER ENDED
	DEC. 31			SEPT. 30			JUNE 30			MARCH 31
	(IN THOUSANDS, EXCEPT PER SHARE DATA)
Interest income	$	10,346		$	10,492		$	10,530		$	10,596
Interest expense		2,233			2,374			2,444			2,630
Net interest income		8,113			8,118			8,086			7,966
Provision (credit) for loan losses		(1,250	)		(550	)		(1,175	)		(600	)
Net interest income after provision (credit) for loan losses		9,363			8,668			9,261			8,566
Non-interest income		3,486			3,524			3,454			3,105
Non-interest expense		10,359			9,882			9,877			9,919
Income before income taxes		2,490			2,310			2,838			1,752
Provision for income taxes		720			744			900			489
Net income	$	1,770		$	1,566		$	1,938		$	1,263
Basic earnings per common share	$	0.07		$	0.05		$	0.08		$	0.05
Diluted earnings per common share		0.07			0.05			0.08			0.05
Cash dividends declared per common share		0.00			0.00			0.00			0.00