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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Narrative) (Details) (USD $)
In Thousands, except Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
BUSINESS AND NATURE OF OPERATIONS:      
Number of locations 18    
Number of counties 5    
Trust and financial services and administers assets $ 1,450,000    
LOANS:      
Threshold for discontinuing accrual of interest income 90 days    
ALLOWANCE FOR LOAN LOSSES AND CHARGE-OFF PROCEDURES:      
Threshold for individually evaluating loans 250    
EARNINGS PER COMMON SHARE:      
Shares not included in computation of earnings per common share 49,845 185,917 1,467,142
Exercisable at end of year $ 2.29 $ 3.81 $ 4.79
Warrants repurchased, shares   1,312,500  
STOCK-BASED COMPENSATION:      
Pretax compensation expense 38 15 18
Risk-free interest rate, minimum 1.66%    
Risk-free interest rate, maximum 3.83%    
Expected lives in years 10 years 10 years 10 years
Expected volatility, minimum 33.26%    
Expected volatility, maximum 35.77%    
Expected dividend rate 0.00% 0.00% 0.00%
CONSOLIDATED STATEMENT OF CASH FLOWS:      
Income tax payments 142 97 174
Non-cash transfers to other real estate owned 1,266 169 788
Total interest payments 8,154 10,699 13,084
Minimum [Member]
      
EARNINGS PER COMMON SHARE:      
Exercisable at end of year $ 2.8 $ 2.07 $ 1.73
Maximum [Member]
      
EARNINGS PER COMMON SHARE:      
Exercisable at end of year $ 5.75 $ 6.1 $ 6.1
Commercial [Member]
      
ALLOWANCE FOR LOAN LOSSES AND CHARGE-OFF PROCEDURES:      
Threshold for individually evaluating loans 250    
Small Business Loans [Member]
      
ALLOWANCE FOR LOAN LOSSES AND CHARGE-OFF PROCEDURES:      
Threshold for collectively evaluating loans 250    
Doubtful [Member]
      
ALLOWANCE FOR LOAN LOSSES AND CHARGE-OFF PROCEDURES:      
Threshold for individually evaluating loans $ 100    
Buildings [Member]
      
PREMISES AND EQUIPMENT:      
Useful life 30 years    
Equipment [Member]
      
PREMISES AND EQUIPMENT:      
Useful life 10 years