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ALLOWANCE FOR LOAN LOSSES (Schedule of Changes in Allowance for Loan Losses) (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
ALLOWANCE FOR LOAN LOSSES [Abstract]      
Balance January 1 $ 14,623 $ 19,765 $ 19,685
Provision (credit) for loan losses (775) (3,575) 5,250
Recoveries on loans previously charged-off 484 1,374 461
Loans charged-off (1,761) (2,941) (5,631)
Balance December 31 $ 12,571 $ 14,623 $ 19,765