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ALLOWANCE FOR LOAN LOSSES (Narrative) (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]  
Threshold for individually evaluating loans $ 250
Threshold for discontinuing accrual of interest income 90 days
Pass [Member]
 
Financing Receivable, Allowance for Credit Losses [Line Items]  
Minimum individual loan balance requiring quarterly review 1,000
Special Mention [Member]
 
Financing Receivable, Allowance for Credit Losses [Line Items]  
Minimum individual loan balance requiring quarterly review 250
Doubtful [Member]
 
Financing Receivable, Allowance for Credit Losses [Line Items]  
Threshold for individually evaluating loans 100
Minimum individual loan balance requiring quarterly review 100
Commercial [Member]
 
Financing Receivable, Allowance for Credit Losses [Line Items]  
Threshold for individually evaluating loans $ 250
Minimum percent of portfolio to be reviewed 55.00%
Number of consecutive historical quarters for calculation of charge-off factor 12