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DEPOSITS (Schedule of Interest Expense on Deposits) (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
DEPOSITS [Abstract]      
Interest bearing demand $ 116 $ 153 $ 176
Savings 181 256 397
Money market 895 1,063 1,622
Certificates of deposit in denominations of $100,000 or more 435 637 834
Other time 4,875 6,226 7,916
Total interest expense $ 6,502 $ 8,335 $ 10,945