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DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
FINANCIAL ASSETS:    
Cash and cash equivalents $ 26,820 $ 34,783
Investment securities ? AFS 151,538 182,923
Investment securities ? HTM 14,266 12,914
Regulatory stock 6,304 8,016
Loans held for sale 10,722 7,195
Loans, net of allowance for loan loss and unearned income 716,756 655,357
Accrued income receivable 2,960 3,216
Bank owned life insurance 36,214 35,351
Fair value swap asset 164 346
FINANCIAL LIABILITIES:    
Deposits with no stated maturities 520,002 482,859
Deposits with stated maturities 320,930 338,683
Short-term borrowings 15,660 15,765
All other borrowings 30,442 23,606
Accrued interest payable 2,083 2,523
Fair value swap liability 164 346
Assets and liabilities considered financial instruments, percentage 90.00%  
Level 1 [Member]
   
FINANCIAL ASSETS:    
Cash and cash equivalents 26,820  
Regulatory stock 6,304  
Loans held for sale 10,722  
Accrued income receivable 2,960  
Bank owned life insurance 36,214  
FINANCIAL LIABILITIES:    
Deposits with no stated maturities 520,002  
Short-term borrowings 15,660  
Accrued interest payable 2,083  
Level 2 [Member]
   
FINANCIAL ASSETS:    
Investment securities ? AFS 151,538  
Investment securities ? HTM 11,321  
Fair value swap asset 164  
FINANCIAL LIABILITIES:    
Fair value swap liability 164  
Level 3 [Member]
   
FINANCIAL ASSETS:    
Investment securities ? HTM 2,945  
Loans, net of allowance for loan loss and unearned income 716,756  
FINANCIAL LIABILITIES:    
Deposits with stated maturities 320,930  
All other borrowings 30,442  
Carrying Value [Member]
   
FINANCIAL ASSETS:    
Cash and cash equivalents 26,820 34,783
Investment securities ? AFS 151,538 182,923
Investment securities ? HTM 13,723 12,280
Regulatory stock 6,304 8,016
Loans held for sale 10,576 7,110
Loans, net of allowance for loan loss and unearned income 708,594 649,114
Accrued income receivable 2,960 3,216
Bank owned life insurance 36,214 35,351
Fair value swap asset 164 346
FINANCIAL LIABILITIES:    
Deposits with no stated maturities 520,002 482,859
Deposits with stated maturities 315,732 333,561
Short-term borrowings 15,660 15,765
All other borrowings 26,085 19,085
Accrued interest payable 2,083 2,523
Fair value swap liability $ 164 $ 346