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Regulatory Capital
3 Months Ended
Mar. 31, 2013
Regulatory Capital [Abstract]  
Regulatory Capital

13. Regulatory Capital

The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's consolidated financial statements.

Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets. As of March 31, 2013, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. The Company believes that no conditions or events have occurred that would change this conclusion. To be categorized as well capitalized, the Company must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company's tangible common equity ratio was 7.88% at March 31, 2013 (in thousands, except ratios).

             
  At March 31, 2013
  Actual For Capital
Adequacy Purposes
To Be Well
Capitalized Under Prompt Corrective Action Provisions
  Amount Ratio Amount Ratio Amount Ratio
Total Capital (To Risk Weighted Assets) Consolidated $ 123,873 16.11 % $ 61,510 8.00 % $ 76,887 10.00 %
AmeriServ Financial Bank 101,589 13.34 60,924 8.00 76,155 10.00
Tier 1 Capital (To Risk Weighted Assets) Consolidated 114,237 14.86 30,755 4.00 46,132 6.00
AmeriServ Financial Bank 92,044 12.09 30,462 4.00 45,693 6.00
Tier 1 Capital (To Average Assets) Consolidated 114,237 11.58 39,475 4.00 49,343 5.00
AmeriServ Financial Bank 92,044 9.55 38,557 4.00 48,197 5.00
             
  At December 31, 2012
  Actual For Capital
Adequacy Purposes
To Be Well
Capitalized Under Prompt Corrective Action Provisions
  Amount Ratio Amount Ratio Amount Ratio
Total Capital (To Risk Weighted Assets) Consolidated $ 122,583 15.92 % $ 61,588 8.00 % $ 76,985 10.00 %
AmeriServ Financial Bank 101,786 13.34 61,060 8.00 76,325 10.00
Tier 1 Capital (To Risk Weighted Assets) Consolidated 112,916 14.67 30,794 4.00 46,191 6.00
AmeriServ Financial Bank 92,200 12.08 30,530 4.00 45,795 6.00
Tier 1 Capital (To Average Assets) Consolidated 112,916 11.44 39,474 4.00 49,343 5.00
AmeriServ Financial Bank 92,200 9.55 38,616 4.00 48,269 5.00