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Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2013

Allowance for Loan Losses [Abstract]

Rollforward of the Allowance for Loan Losses by Portfolio Segment

		Balance at March 31, 2013				Charge-Offs				Recoveries				Provision (Credit)				Balance at June 30, 2013
Commercial		$	2,667			$	-			$	20			$	93			$	2,780
Commercial loans secured by real estate			5,989				-				34				(40	)			5,983
Real estate-mortgage			1,267				(18	)			12				18				1,279
Consumer			147				(41	)			28				12				146
Allocation for general risk			890				-				-				67				957
Total		$	10,960			$	(59	)		$	94			$	150			$	11,145

		Balance at March 31, 2012				Charge-Offs				Recoveries				Provision (Credit)				Balance at June 30, 2012
Commercial		$	2,483			$	-			$	90			$	(221	)		$	2,352
Commercial loans secured by real estate			8,555				(31	)			170				(316	)			8,378
Real estate-mortgage			1,250				(99	)			5				50				1,206
Consumer			166				(107	)			11				85				155
Allocation for general risk			1,324				-				-				(98	)			1,226
Total		$	13,778			$	(237	)		$	276			$	(500	)		$	13,317

		Balance at December 31, 2012				Charge-Offs				Recoveries				Provision (Credit)				Balance at June 30, 2013
Commercial		$	2,596			$	-			$	31			$	153			$	2,780
Commercial loans secured by real estate			7,796				(1,480	)			142				(475	)			5,983
Real estate-mortgage			1,269				(47	)			67				(10	)			1,279
Consumer			150				(79	)			40				35				146
Allocation for general risk			760				-				-				197				957
Total		$	12,571			$	(1,606	)		$	280			$	(100	)		$	11,145

		Balance at December 31, 2011				Charge-Offs				Recoveries				Provision (Credit)				Balance at June 30, 2012
Commercial		$	2,365			$	(99	)		$	112			$	(26	)		$	2,352
Commercial loans secured by real estate			9,400				(172	)			200				(1,050	)			8,378
Real estate-mortgage			1,270				(139	)			29				46				1,206
Consumer			174				(134	)			22				93				155
Allocation for general risk			1,414				-				-				(188	)			1,226
Total		$	14,623			$	(544	)		$	363			$	(1,125	)		$	13,317

Summary of Primary Segments of Loan Portfolio

		At June 30, 2013
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Total
Individually evaluated for impairment		$	-			$	2,238			$	-			$	12			$	2,250
Collectively evaluated for impairment			116,153				387,806				221,736				16,952				742,647
Total loans		$	116,153			$	390,044			$	221,736			$	16,964			$	744,897

		At June 30, 2013
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Specific reserve allocation		$	-			$	747			$	-			$	-			$	-			$	747
General reserve allocation			2,780				5,236				1,279				146				957				10,398
Total allowance for loan losses		$	2,780			$	5,983			$	1,279			$	146			$	957			$	11,145

		At December 31, 2012
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Total
Individually evaluated for impairment		$	-			$	4,793			$	-			$	13			$	4,806
Collectively evaluated for impairment			102,822				378,546				217,584				17,407				716,359
Total loans		$	102,822			$	383,339			$	217,584			$	17,420			$	721,165

		At December 31, 2012
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Specific reserve allocation		$	-			$	1,586			$	-			$	-			$	-			$	1,586
General reserve allocation			2,596				6,210				1,269				150				760				10,985
Total allowance for loan losses		$	2,596			$	7,796			$	1,269			$	150			$	760			$	12,571

Impaired Loans by Class

		June 30, 2013
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial loans secured by real estate		$	2,187			$	747			$	51			$	2,238			$	2,320
Consumer			-				-				12				12				12
Total impaired loans		$	2,187			$	747			$	63			$	2,250			$	2,332

		December 31, 2012
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial loans secured by real estate		$	4,239			$	1,586			$	554			$	4,793			$	4,850
Consumer			-				-				13				13				13
Total impaired loans		$	4,239			$	1,586			$	567			$	4,806			$	4,863

Average Recorded Investment in Impaired Loans and Related Interest Income Recognized

		Three months ended June 30,								Six months ended June 30,
		2013				2012				2013				2012
Average loan balance:
Commercial		$	-			$	-			$	-			$	17
Commercial loans secured by real estate			2,294				3,350				3,131				3,506
Consumer			12				-				12				-
Average investment in impaired loans		$	2,306			$	3,350			$	3,143			$	3,523
Interest income recognized:
Commercial		$	-			$	-			$	-			$	-
Commercial loans secured by real estate			-				-				-				-
Consumer			-				-				-				-
Interest income recognized on a cash basis on impaired loans		$	-			$	-			$	-			$	-

Loan Portfolio Summarized by Categories

		June 30, 2013
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	105,664			$	7,681			$	2,808			$	-			$	116,153
Commercial loans secured by real estate			353,891				24,971				10,704				478				390,044
Total		$	459,555			$	32,652			$	13,512			$	478			$	506,197

		December 31, 2012
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	99,886			$	28			$	2,908			$	-			$	102,822
Commercial loans secured by real estate			343,885				20,836				17,010				1,608				383,339
Total		$	443,771			$	20,864			$	19,918			$	1,608			$	486,161

Performing and Non-performing Outstanding Balances

		June 30, 2013
		Performing				Non-Performing
Real estate-mortgage		$	220,599			$	1,137
Consumer			16,952				12
Total		$	237,551			$	1,149

		December 31, 2012
		Performing				Non-Performing
Real estate-mortgage		$	216,393			$	1,191
Consumer			17,407				13
Total		$	233,800			$	1,204

Classes of Loan Portfolio by Categories

		June 30, 2013
		Current				30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	116,153			$	-			$	-			$	-			$	-			$	116,153			$	-
Commercial loans secured by real estate			389,038				-				447				559				1,006				390,044				-
Real estate-mortgage			218,769				1,654				414				899				2,967				221,736				-
Consumer			16,921				43				-				-				43				16,964				-
Total		$	708,784			$	1,697			$	861			$	1,458			$	4,016			$	744,897			$	-

		December 31, 2012
		Current				30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	102,775			$	-			$	47			$	-			$	47			$	102,822			$	-
Commercial loans secured by real estate			379,834				-				2,545				960				3,505				383,339				-
Real estate-mortgage			213,300				3,240				303				741				4,284				217,584				-
Consumer			17,371				16				33				-				49				17,420				-
Total		$	713,280			$	3,256			$	2,928			$	1,701			$	7,885			$	721,165			$	-

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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