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Consolidated Statements of Operations (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
INTEREST INCOME        
Interest and fees on loans $ 8,590 $ 8,552 $ 17,218 $ 17,281
Interest bearing deposits 3 5 4 6
Short-term investments in money market funds 4 7 6 10
Investment securities:        
Available for sale 907 1,210 1,863 2,489
Held to maturity 123 111 238 223
Total Interest Income 9,627 9,885 19,329 20,009
INTEREST EXPENSE        
Deposits 1,288 1,668 2,638 3,430
Short-term borrowings 8    13 4
Advances from Federal Home Loan Bank 30 16 55 36
Guaranteed junior subordinated deferrable interest debentures 280 280 560 560
Total Interest Expense 1,606 1,964 3,266 4,030
NET INTEREST INCOME 8,021 7,921 16,063 15,979
Provision (credit) for loan losses 150 (500) (100) (1,125)
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES 7,871 8,421 16,163 17,104
NON-INTEREST INCOME        
Trust fees 1,779 1,628 3,446 3,325
Investment advisory fees 220 177 434 370
Net realized gains on investment securities    12 71 12
Net gains on sale of loans 241 251 627 527
Service charges on deposit accounts 538 517 1,049 1,052
Bank owned life insurance 388 212 589 427
Other income 909 936 1,675 1,694
Total Non-Interest Income 4,075 3,733 7,891 7,407
NON-INTEREST EXPENSE        
Salaries and employee benefits 6,176 5,976 12,507 11,962
Net occupancy expense 751 702 1,524 1,431
Equipment expense 455 473 910 924
Professional fees 1,150 937 2,185 1,860
Supplies, postage and freight 211 200 422 433
Miscellaneous taxes and insurance 365 355 741 710
Federal deposit insurance expense 151 114 285 243
Other expense 1,183 1,310 2,490 2,618
Total Non-Interest Expense 10,442 10,067 21,064 20,181
PRETAX INCOME 1,504 2,087 2,990 4,330
Provision for income tax expense 434 655 864 1,333
NET INCOME 1,070 1,432 2,126 2,997
Preferred stock dividends 52 262 104 525
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 1,018 $ 1,170 $ 2,022 $ 2,472
Basic:        
Net income $ 0.05 $ 0.06 $ 0.11 $ 0.12
Average number of shares outstanding 19,039 19,584 19,103 20,132
Diluted:        
Net income $ 0.05 $ 0.06 $ 0.11 $ 0.12
Average number of shares outstanding 19,128 19,652 19,192 20,186
Cash dividends declared $ 0.01 $ 0.00 $ 0.01 $ 0.00