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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
OPERATING ACTIVITIES    
Net income $ 2,126 $ 2,997
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (credit) for loan losses (100) (1,125)
Depreciation expense 782 766
Net amortization of investment securities 449 533
Net realized gains on investment securities available for sale (71) (12)
Net gains on loans held for sale (627) (527)
Amortization of deferred loan fees (159) (86)
Origination of mortgage loans held for sale (33,789) (39,517)
Sales of mortgage loans held for sale 38,367 41,145
Decrease (increase) in accrued interest income receivable (282) 57
Decrease in accrued interest payable (526) (492)
Earnings on bank owned life insurance (589) (427)
Deferred income taxes 831 1,247
Stock based compensation expense 37 9
Decrease in prepaid Federal Deposit Insurance 1,444 200
Other, net 683 (621)
Net cash provided by operating activities 8,763 4,147
INVESTING ACTIVITIES    
Purchases of investment securities - available for sale (30,907) (27,237)
Purchases of investment securities - held to maturity (6,432) (3,583)
Proceeds from sales of investment securities - available for sale 1,218 4,221
Proceeds from maturities of investment securities - available for sale 27,547 28,730
Proceeds from maturities of investment securities - held to maturity 1,496 964
Purchases of regulatory stock (2,316)   
Proceeds from redemption of regulatory stock 1,629 574
Long-term loans originated (96,463) (124,086)
Principal collected on long-term loans 77,971 103,653
Loans purchased or participated (8,000) (10,000)
Loans sold or participated 1,000 8,500
Proceeds from sale of other real estate owned 173 24
Proceeds from life insurance policy 356   
Purchases of premises and equipment (1,826) (977)
Net cash used in investing activities (34,554) (19,217)
FINANCING ACTIVITIES    
Net increase in deposit balances 4,459 37,613
Net increase (decrease) in other short-term borrowings 18,632 (15,765)
Principal borrowings on advances from Federal Home Loan Bank 9,000   
Principal repayments on advances from Federal Home Loan Bank (6,000) (3,000)
Purchases of treasury stock (1,171) (4,061)
Common stock dividends (190)   
Preferred stock dividends (104) (525)
Net cash provided by financing activities 24,626 14,262
NET DECREASE IN CASH AND CASH EQUIVALENTS (1,165) (808)
CASH AND CASH EQUIVALENTS AT JANUARY 1 26,820 34,783
CASH AND CASH EQUIVALENTS AT JUNE 30 $ 25,655 $ 33,975