<SEC-DOCUMENT>0001144204-13-060770.txt : 20131113
<SEC-HEADER>0001144204-13-060770.hdr.sgml : 20131113
<ACCEPTANCE-DATETIME>20131113093512
ACCESSION NUMBER:		0001144204-13-060770
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20130930
FILED AS OF DATE:		20131113
DATE AS OF CHANGE:		20131113

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERISERV FINANCIAL INC /PA/
		CENTRAL INDEX KEY:			0000707605
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251424278
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-11204
		FILM NUMBER:		131212858

	BUSINESS ADDRESS:	
		STREET 1:		MAIN & FRANKLIN STS
		STREET 2:		PO BOX 430
		CITY:			JOHNSTOWN
		STATE:			PA
		ZIP:			15907
		BUSINESS PHONE:		8145335300

	MAIL ADDRESS:	
		STREET 1:		MAIN & FRANKLIN STS
		STREET 2:		PO BOX 430
		CITY:			JOHNSTOWN
		STATE:			PA
		ZIP:			15907
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>v354420_10q.htm
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<DIV  STYLE="width: 100%; display: inline; vertical-align: middle; border-top: 4pt black double">&nbsp;</DIV><H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">UNITED STATES<BR> SECURITIES AND EXCHANGE COMMISSION<BR> Washington, D.C. 20549</H1>


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          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1><FONT STYLE="font-family: wingdings">x</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left"><B>Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</B></TD>

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<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the period ended <B>September 30, 2013</B> </P>

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<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="480" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="text-align: center; font-weight: bold" ROWSPAN=1 COLSPAN=1><FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left"><B>Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</B></TD>

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<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the transition period from &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;to &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp; </P>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Commission File Number <B>0-11204</B> </P>


<DIV ALIGN="CENTER"><BR><IMG SRC="line.gif" ALIGN="MIDDLE" STYLE="width: 180px; height: 1pt; text-align: center"><BR>&nbsp;</DIV>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 18pt; line-height: 20pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(Exact name of registrant as specified in its charter) </P>


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<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="672" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

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          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>Pennsylvania</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>25-1424278</TD>

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<TR STYLE="vertical-align: top; text-align: center">

          <TD STYLE="padding-left: 0pt; text-indent: 0pt" ROWSPAN=1 COLSPAN=1>(State or other jurisdiction of<BR> incorporation or organization)</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">(I.R.S. Employer<BR> Identification No.)</TD>

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<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="672" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

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          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>Main &amp; Franklin Streets, P.O. Box 430,<BR> Johnstown, PA</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>15907-0430</TD>

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          <TD STYLE="padding-left: 0pt; text-indent: 0pt" ROWSPAN=1 COLSPAN=1>(Address of principal executive offices)</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">(Zip Code)</TD>

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<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Registrant's telephone number, including area code <B>(814) 533-5300</B> </P>


<DIV ALIGN="CENTER"><BR><IMG SRC="line.gif" ALIGN="MIDDLE" STYLE="width: 180px; height: 1pt; text-align: center"><BR>&nbsp;</DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes <FONT STYLE="font-family: wingdings">x</font> No <FONT STYLE="font-family: wingdings">o</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).Yes <FONT STYLE="font-family: wingdings">x</font> No <FONT STYLE="font-family: wingdings">o</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant is a large accelerated filer, accelerated filer, non-accelerated filer or a smaller reporting company. See definition of &#147;large accelerated filer,&#148; &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in Rule 12b-2 of the Exchange Act. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="618" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="139"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="131"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="131"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>Large accelerated filer <FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">Accelerated filer <FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">Non-accelerated filer <FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">Smaller reporting company <FONT STYLE="font-family: wingdings">x</font></TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant is a shell company (as defined by Rule 12b-2 of the Exchange Act).Yes <FONT STYLE="font-family: wingdings">o</font> No <FONT STYLE="font-family: wingdings">x</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate the number of shares outstanding of each of the issuer's classes of common stock, as of the latest practicable date. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="672" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Class</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Outstanding at November 1, 2013</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>Common Stock, par value $0.01</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">18,784,188</TD>

</TR>

</TABLE></DIV>

<DIV STYLE="width: 100%; display: inline; vertical-align: middle; border-top: 4pt black double">&nbsp;</DIV></DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc.<BR> INDEX </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="552"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Page No.</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">PART I.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">FINANCIAL INFORMATION:<BR></P></TD>          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tFS"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 1.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Financial Statements</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tFS">1</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tBS">Consolidated Balance Sheets (Unaudited)&nbsp;&#150;&nbsp;September 30, 2013 and<BR> December 31, 2012</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tBS">1</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSO">Consolidated Statements of Operations (Unaudited)&nbsp;&#150;&nbsp;Three and nine months ended September 30, 2013 and 2012</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSO">2</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSC">Consolidated Statements of Comprehensive Income (Unaudited)&nbsp;&#150;&nbsp;Three and<BR> nine months ended September 30, 2013 and 2012</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSC">3</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCCF">Consolidated Statements of Cash Flows (Unaudited)&nbsp;&#150;&nbsp;Nine months ended September 30, 2013 and 2012</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCCF">4</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tNFS">Notes to Unaudited Consolidated Financial Statements</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tNFS">5</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tMDA"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 2.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Management's Discussion and Analysis of Financial Condition and Results of Operations</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tMDA">31</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tQQD"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 3.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Quantitative and Qualitative Disclosure About Market Risk</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tQQD">47</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tCP"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 4.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Controls and Procedures</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCP">47</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">PART II.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">OTHER INFORMATION<BR></P></TD>          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tLP"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 1.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Legal Proceedings</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tLP">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tRF"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 1A.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Risk Factors</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tRF">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tUSES"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 2.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Unregistered Sales of Equity Securities and Use of Proceeds</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tUSES">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tDUS"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 3.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Defaults Upon Senior Securities</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tDUS">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tMSD"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 4.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Mine Safety Disclosures</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tMSD">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tOI"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 5.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Other Information</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tOI">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tEX"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 6.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Exhibits</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tEX">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">
i
<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tFS"></a>Item 1. Financial Statements </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tBS"></a>AMERISERV FINANCIAL, INC.<BR> CONSOLIDATED BALANCE SHEETS<BR> (In thousands)<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="432"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31, 2012</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>ASSETS<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from depository institutions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,808</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,730</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Short-term investments in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,678</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7,282</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total cash and cash equivalents</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>28,702</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>149,065</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151,538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Held to maturity (fair value $17,926 on September 30, 2013 and $14,266 on December 31, 2012)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,045</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,723</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,834</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,576</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>761,459</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>721,802</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Less: Unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>612</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>637</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>749,664</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>708,594</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Premises and equipment, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,798</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,300</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,960</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Goodwill</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,613</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,613</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,214</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net deferred tax asset</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,073</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,467</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal Home Loan Bank stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,514</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,179</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal Reserve Bank stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Prepaid federal deposit insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,481</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,940</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL ASSETS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,038,144</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,000,991</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>LIABILITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>158,516</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>156,223</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>693,695</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>679,511</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>852,211</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>835,734</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31,096</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,660</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total borrowed funds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>65,181</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>41,745</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,382</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>927,774</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>890,523</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>SHAREHOLDERS' EQUITY<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Preferred stock, no par value; $1,000 per share liquidation preference; 2,000,000 shares authorized; 21,000 shares issued and outstanding on September 30, 2013 and December 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,402,007 shares issued and 18,784,188 outstanding on September 30, 2013; 26,398,540 shares issued and 19,164,721 outstanding on December 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Treasury stock at cost, 7,617,819 and 7,233,819 shares on September 30, 2013 and December 31, 2012, respectively</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(74,829</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(73,658</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Capital surplus</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>145,170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>145,102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Retained earnings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,955</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>23,139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Accumulated other comprehensive loss, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(7,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(5,379</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>TOTAL SHAREHOLDERS' EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>110,370</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>110,468</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,038,144</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,000,991</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCSO"></a>AMERISERV FINANCIAL, INC.<BR> CONSOLIDATED STATEMENTS OF OPERATIONS<BR> (In thousands, except per share data)<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>INTEREST INCOME<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest and fees on loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,765</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,807</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,983</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,088</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term investments in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>911</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,108</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,774</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Held to maturity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>109</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>371</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>332</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,030</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>29,140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>30,039</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>INTEREST EXPENSE<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,587</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Interest Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,888</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,918</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NET INTEREST INCOME</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,142</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision (credit) for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,325</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>24,363</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>25,446</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NON-INTEREST INCOME<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,668</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,533</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,114</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,858</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment advisory fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>225</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>182</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>659</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>552</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net realized gains on investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net gains on sale of loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>262</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>789</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Service charges on deposit accounts</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,609</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,619</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>204</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>217</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>793</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>644</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>888</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,653</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,582</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Non-Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,986</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,649</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NON-INTEREST EXPENSE<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,132</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,758</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,094</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net occupancy expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>694</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>698</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,218</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,129</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Equipment expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>429</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>395</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,319</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Professional fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,034</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,219</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,837</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Supplies, postage and freight</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>197</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>619</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>624</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Miscellaneous taxes and insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>360</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>363</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,073</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal deposit insurance expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>152</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>437</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>347</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,296</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,227</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,786</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,845</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Non-Interest Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,413</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,087</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>31,477</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>30,268</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>PRETAX INCOME</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,773</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,763</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,234</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,411</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,930</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NET INCOME</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,307</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>776</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>NET INCOME AVAILABLE TO COMMON SHAREHOLDERS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,528</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>PER COMMON SHARE DATA:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average number of shares outstanding</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,275</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average number of shares outstanding</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,351</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,086</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash dividends declared</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.01</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCSC"></a>AMERISERV FINANCIAL, INC.<BR> CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME<BR> (In thousands)<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine Months Ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>COMPREHENSIVE INCOME<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,307</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income (loss), before tax:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Pension obligation change for defined benefit plan</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>253</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Income tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(85</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(40</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized holding gains (losses) on available for sale securities arising during period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>176</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>518</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3,429</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>724</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Income tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(176</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,165</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Reclassification adjustment for gains on available for sale securities included in net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Income tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other comprehensive income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>510</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Comprehensive income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,817</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,541</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,851</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCCF"></a>AMERISERV FINANCIAL, INC.<BR> CONSOLIDATED STATEMENTS OF CASH FLOWS<BR> (In thousands)<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="456"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>OPERATING ACTIVITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Adjustments to reconcile net income to net cash provided by operating activities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Credit for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,325</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Depreciation expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,178</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net amortization of investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>629</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>847</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net realized gains on investment securities available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net gains on loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(789</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of deferred loan fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(134</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Origination of mortgage loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(49,686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(58,359</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Sales of mortgage loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>58,340</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>59,617</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Increase in accrued interest income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(340</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Decrease in accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(414</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(388</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Earnings on bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(605</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(644</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deferred income taxes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,843</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Stock based compensation expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>68</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Decrease in prepaid Federal Deposit Insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>290</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,337</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,256</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash provided by operating activities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,579</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,953</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>INVESTING ACTIVITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of investment securities&nbsp;&#150;&nbsp;available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(41,176</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(32,199</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of investment securities&nbsp;&#150;&nbsp;held to maturity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(8,432</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,578</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from sales of investment securities&nbsp;&#150;&nbsp;available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,298</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,221</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from maturities of investment securities&nbsp;&#150;&nbsp;available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37,335</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>43,694</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from maturities of investment securities&nbsp;&#150;&nbsp;held to maturity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,067</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,635</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from redemption of regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,083</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Long-term loans originated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(144,733</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(148,238</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal collected on long-term loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>111,399</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>116,812</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans purchased or participated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(9,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(14,492</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans sold or participated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,500</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from sale of other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,027</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from life insurance policy</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>356</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Purchases of premises and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,643</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,629</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash used in investing activities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(48,838</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(24,081</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>FINANCING ACTIVITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net increase in deposit balances</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,412</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>33,705</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net increase (decrease) in other short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,436</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(15,765</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal borrowings on advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal repayments on advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(11,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of treasury stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,171</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,147</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Common stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(379</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(776</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash provided by financing activities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>38,141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>19,017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,882</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,111</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>CASH AND CASH EQUIVALENTS AT JANUARY 1</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>26,820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>34,783</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>CASH AND CASH EQUIVALENTS AT SEPTEMBER 30</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>28,702</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>33,672</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">4</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tNFS"></a>1. Principles of Consolidation </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The accompanying consolidated financial statements include the accounts of AmeriServ Financial, Inc. (the Company) and its wholly-owned subsidiaries, AmeriServ Financial Bank (the Bank), AmeriServ Trust and Financial Services Company (the Trust Company), and AmeriServ Life Insurance Company (AmeriServ Life). The Bank is a Pennsylvania state-chartered full service bank with 18 locations in Pennsylvania. The Trust Company offers a complete range of trust and financial services and administers assets valued at $1.6 billion that are not reported on the Company&#146;s balance sheet at September 30, 2013. AmeriServ Life is a captive
insurance company that engages in underwriting as a reinsurer of credit life and disability insurance. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In addition, the Parent Company is an administrative group that provides support in such areas as audit, finance, investments, loan review, general services, and marketing. Significant intercompany accounts and transactions have been eliminated in preparing the consolidated financial statements. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2. Basis of Preparation </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For further information, refer to the consolidated financial statements and accompanying notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2012. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3. Accounting Policies </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2013-02, <I>Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income</I>. The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income. For other amounts that are not required under U.S.
GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. Early adoption is permitted. The Company&#146;s disclosures reflecting the impact on its financial statements are presented in Note 12. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In July 2013, the FASB issued ASU 2013-10, <I>Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes.</I> The amendments in this Update permit the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments are effective prospectively for qualifying new or redesignated hedging relationships entered into
on or after July 17, 2013. This ASU did not have a significant impact on the Company&#146;s financial statements. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In July 2013, the FASB issued ASU 2013-11, <I>Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.</I> This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a
tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">5</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3. Accounting Policies &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred
tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU is not expected to have a significant impact on the Company&#146;s financial statements. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">4. Earnings Per Common Share </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Basic earnings per share include only the weighted average common shares outstanding. Diluted earnings per share include the weighted average common shares outstanding and any potentially dilutive common stock equivalent shares in the calculation. Treasury shares are treated as retired for earnings per share purposes. Options to purchase 101,070 common shares, at exercise prices ranging from $3.23 to $5.75, and 182,351 common shares, at exercise prices ranging from $2.75 to $5.75, were outstanding as of September 30, 2013 and 2012, respectively, but were not included in the computation of diluted earnings per common share
because to do so would be antidilutive. Dividends on preferred shares are deducted from net income in the calculation of earnings per common share. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(In thousands, except per share data)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Numerator:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,307</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 4,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>776</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income available to common shareholders</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,528</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Denominator:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Weighted average common shares outstanding (basic)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,275</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Effect of stock options</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>94</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>76</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>91</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Weighted average common shares outstanding (diluted)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,351</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,086</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Earnings per common share:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">5. Consolidated Statement of Cash Flows </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On a consolidated basis, cash and cash equivalents include cash and due from depository institutions, interest-bearing deposits, federal funds sold and short-term investments in money market funds<B>.</B> The Company made $86,000 in income tax payments in the first nine months of 2013 as compared to $122,000 for the first nine months of 2012. The Company made total interest payments of $5,291,000 in the first nine months of 2013 compared to $6,306,000 in the same 2012 period. The Company had non-cash transfers to other real estate owned (OREO) in the amounts of $593,000 and $836,000 in the first nine months of 2013 and 2012,
respectively. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6. Investment Securities </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The cost basis and fair values of investment securities are summarized as follows (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities available for sale (AFS):</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="264"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 9,073</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 8,968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>125,294</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,933</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>128,335</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,991</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(255</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,762</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>146,358</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 4,005</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (1,298</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 149,065</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities held to maturity (HTM):</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="264"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 13,038</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 348</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (338</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 13,048</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable municipal</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,012</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(78</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>934</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,944</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 18,045</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 348</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (467</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 17,926</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities available for sale (AFS):</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="264"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 5,848</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 70</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 5,911</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>131,425</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>137,735</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7,992</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7,892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>145,265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 6,393</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (120</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>151,538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities held to maturity (HTM):</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="264"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 9,318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 578</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 9,896</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable municipal</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>416</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,954</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 13,723</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 598</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 14,266</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Maintaining investment quality is a primary objective of the Company's investment policy which, subject to certain limited exceptions, prohibits the purchase of any investment security below a Moody's Investor's Service or Standard &amp; Poor's rating of &#147;A.&#148; At September 30, 2013, 89.7% of the portfolio was rated &#147;AAA&#148; as compared to 92.2% at December 31, 2012. 1.2% of the portfolio was either rated below &#147;A&#148; or unrated at September 30, 2013. The Company has no exposure to subprime mortgage loans in the investment portfolio. At September 30, 2013, the Company&#146;s consolidated investment
securities portfolio had an effective duration of approximately 3.30 years. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">7</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total proceeds from the sale of AFS securities for the first nine months of 2013 were $2.3 million resulting in $137,000 of gross investment security gains. Sales of investment securities in the three months ended September 30, 2013 were $1.1 million resulting in $66,000 of gross investment security gains. Total proceeds from the sale of AFS securities for the first nine months of 2012 were $4.2 million resulting in $59,000 of gross investment security gains and $47,000 of gross investment security losses. All of the investment security sales activity for 2012 occurred in the second quarter. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The book value of securities, both available for sale and held to maturity, pledged to secure public and trust deposits, and certain Federal Home Loan Bank borrowings was $112,085,000 at September 30, 2013 and $94,206,000 at December 31, 2012. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present information concerning investments with unrealized losses as of September 30, 2013 and December 31, 2012 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities available for sale:</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 months</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 months or longer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 5,948</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 5,948</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>33,058</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(880</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>702</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>33,760</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,788</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(203</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,948</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,736</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(255</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 45,794</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (1,234</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,650</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (64</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 49,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (1,298</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment securities held to maturity: </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 months</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 months or longer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 7,443</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (338</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 7,443</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (338</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable municipal</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>934</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(78</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>934</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(78</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,950</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>994</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,944</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 11,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (461</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 994</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 12,321</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (467</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities available for sale:</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 months</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 months or longer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>349</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,489</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,898</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,898</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 9,031</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (118</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 349</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 9,380</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (120</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities held to maturity:</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 months</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 months or longer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> 965</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> (35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> 1,981</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> (20</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> 2,946</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> (55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 965</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,981</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (20</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,946</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. There are 54 positions that are considered temporarily impaired at September 30, 2013. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest
payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Contractual maturities of securities at September 30, 2013 are shown below (in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without prepayment penalties. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities available for sale:</B><B></B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="269"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="74"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Cost Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>US Agency Mortgage-Backed Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Corporate Bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total Investment Securities Available For Sale</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 1 year but within 5 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 8,073</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 7,994</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 17,807</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 5 years but within 10 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,841</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,997</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,838</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 10 years but within 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>62,453</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>62,453</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Over 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>48,260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>48,260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 9,073</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>125,294</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 11,991</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 146,358</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="269"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="74"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Fair Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>US Agency Mortgage-Backed Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Corporate Bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total Investment Securities Available For Sale</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 1 year but within 5 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 8,013</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,853</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 7,921</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 17,787</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 5 years but within 10 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>955</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,230</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,841</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,026</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 10 years but within 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>63,577</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>63,577</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Over 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>49,675</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>49,675</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 8,968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 128,335</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 11,762</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 149,065</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment securities held to maturity:</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="352"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="74"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Cost Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>US Agency Mortgage-Backed Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Corporate Bonds and Other Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total Investment Securities Held To Maturity</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Within 1 year</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 1 year but within 5 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 5 years but within 10 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,769</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,769</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 10 years but within 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,012</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,012</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Over 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 13,038</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 5,007</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 18,045</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="352"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="74"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Fair Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>US Agency Mortgage-Backed Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Corporate Bonds and Other Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total Investment Securities Held To Maturity</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Within 1 year</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 1 year but within 5 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,969</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,969</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 5 years but within 10 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,642</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,642</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 10 years but within 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>934</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>934</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Over 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,406</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>975</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,381</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 13,048</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 4,878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 17,926</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">7. Loans </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The loan portfolio of the Company consists of the following (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="378"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31, 2012</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 115,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 102,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>396,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>383,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>231,910</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>217,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,420</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Loans, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 760,847</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 721,165</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loan balances at September 30, 2013 and December 31, 2012 are net of unearned income of $612,000 and $637,000, respectively. Real estate-construction loans comprised 2.3%, and 2.0% of total loans, net of unearned income, at September 30, 2013 and December 31, 2012, respectively. The Company has no exposure to subprime mortgage loans in the loan portfolio. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2013 and 2012 (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Three months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at June 30,<BR> 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at September 30, 2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,780</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>891</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 3,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,983</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,279</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,323</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>146</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,003</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">10</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Three months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at June 30,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at September 30, 2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 277</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,397</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,378</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(515</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,871</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,206</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,221</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 13,317</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (333</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 12,829</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="241"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at December 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at September 30, 2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,596</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 3,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,796</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,480</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>181</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,468</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>98</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,323</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(87</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>760</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>243</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,003</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 12,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (1,663</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 375</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="237"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at December 31, 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at September 30, 2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,365</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (345</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 126</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,397</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,400</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(172</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>208</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,565</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,871</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,270</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>38</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,221</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>174</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,414</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(224</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 14,623</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 408</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (1,325</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 12,829</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">As a result of successful ongoing problem credit resolution efforts, the Company achieved further asset quality improvements in the first nine months of 2013. These improvements are evidenced by reduced levels of non-accrual loans, non-performing assets, classified assets and low loan delinquency levels that continue to be well below 1% of total loans. The higher charge-off in the commercial loans secured by real estate relate primarily to one loan for which a specific reserve had been previously established. The largest portion of the credit provision occurred in commercial loans secured by real-estate as this is the category
that experienced the most meaningful improvement in asset quality which resulted in a reduction of the related qualitative factor. The $1 million provision for commercial loans was largely related to the downgrade to a substandard rating for a larger commercial credit. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">11</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="240"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>At September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Loans:</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial Loans Secured by Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Real Estate-<BR>Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,205</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>115,862</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>394,535</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>231,910</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16,222</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>758,529</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 115,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 396,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>231,910</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 16,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 760,847</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Allowance for loan losses:</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial Loans Secured by Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Real Estate-<BR>Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Allocation for General Risk</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Specific reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 755</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 805</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>General reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,638</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,323</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,003</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,378</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 5,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,323</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,003</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="240"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>At December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Loans:</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial Loans Secured by Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Real Estate-<BR>Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 4,793</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 4,806</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>102,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>378,546</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>217,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,407</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>716,359</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 102,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 383,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 217,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 17,420</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 721,165</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Allowance for loan losses:</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial Loans Secured by Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Real Estate-<BR>Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Allocation for General Risk</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Specific reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,586</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,586</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>General reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,596</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,210</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>760</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,985</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,596</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 7,796</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 760</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 12,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The segments of the Company&#146;s loan portfolio are disaggregated to a level that allows management to monitor risk and performance. The loan segments used are consistent with the internal reports evaluated by the Company&#146;s management and Board of Directors to monitor risk and performance within various segments of its loan portfolio and therefore, no further disaggregation into classes is necessary. The overall risk profile for the commercial loan segment is impacted by non-owner occupied CRE loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, as a meaningful but declining
portion of the commercial portfolio is centered in these types of accounts. The residential mortgage loan segment is comprised of first lien amortizing residential mortgage loans and home equity loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management evaluates for possible impairment any individual loan in the commercial or commercial real estate segment with a loan balance in excess of $100,000 that is in nonaccrual status or classified as a Troubled Debt Restructure (TDR). Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating impairment include payment status, collateral value, and the probability of collecting
scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#146;s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not separately evaluate individual consumer and residential mortgage loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a TDR. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one of three methods: (a) the present value of expected future cash flows discounted at the loan&#146;s effective interest rate; (b) the loan&#146;s observable market price; or (c) the fair value of the collateral less selling costs for collateral dependent loans. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The
evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Company&#146;s policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The need for an updated appraisal on collateral dependent loans is determined on a case-by-case basis. The useful life of an appraisal or evaluation will vary depending upon the circumstances of the property and the economic conditions in the marketplace. A new appraisal is not required if there is an existing appraisal which, along with other information, is sufficient to determine a reasonable value for the property and to support an appropriate and adequate allowance for loan losses. At a minimum, annual documented reevaluation of the property is completed by the Bank&#146;s internal Assigned Risk Department to support the
value of the property. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">When reviewing an appraisal associated with an existing collateral real estate dependent transaction, the Bank&#146;s internal Assigned Risk Department must determine if there have been material changes to the underlying assumptions in the appraisal which affect the original estimate of value. Some of the factors that could cause material changes to reported values include: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the passage of time; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the volatility of the local market; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the availability of financing; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">natural disasters; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the inventory of competing properties; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">new improvements to, or lack of maintenance of, the subject property or competing properties upon physical inspection by the Bank; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">changes in underlying economic and market assumptions, such as material changes in current and projected vacancy, absorption rates, capitalization rates, lease terms, rental rates, sales prices, concessions, construction overruns and delays, zoning changes, etc.; and/or </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">environmental contamination. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">13</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The value of the property is adjusted to appropriately reflect the above listed factors and the value is discounted to reflect the value impact of a forced or distressed sale, any outstanding senior liens, any outstanding unpaid real estate taxes, transfer taxes and closing costs that would occur with sale of the real estate. If the Assigned Risk Department personnel determine that a reasonable value cannot be derived based on available information, a new appraisal is ordered. The determination of the need for a new appraisal, versus completion of a property valuation by the Bank&#146;s Assigned Risk Department personnel rests
with the Assigned Risk Department and not the originating account officer. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="276"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Impaired Loans with Specific Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Impaired Loans with no Specific Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total Impaired Loans</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid Principal Balance</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,156</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>755</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,205</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,206</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 805</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 112</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,417</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="276"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Impaired Loans with Specific Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Impaired Loans with no Specific Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total Impaired Loans</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid Principal Balance</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 4,239</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,586</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 554</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 4,793</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 4,850</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 4,239</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,586</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 4,806</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 4,863</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="360"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="44"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="44"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="44"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average loan balance:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,576</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,680</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Average investment in impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,283</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,576</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,928</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,697</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income recognized:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Interest income recognized on a cash basis on impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">14</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management uses a nine point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first six categories are considered not criticized. The first five &#147;Pass&#148; categories are aggregated, while the Pass-6, Special Mention, Substandard and Doubtful categories are disaggregated to separate pools. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a
Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due, or for which any portion of the loan represents a specific allocation of the allowance for loan losses are placed in Substandard or Doubtful. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process, which dictates that, at a minimum, credit reviews are mandatory for all commercial and commercial mortgage loan relationships with aggregate balances in excess of $250,000 within a 12-month period. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, delinquency, or death occurs to raise awareness of a possible credit event. The Company&#146;s commercial relationship
managers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. Risk ratings are assigned by the account officer, but require independent review and rating concurrence from the Company&#146;s internal Loan Review Department. The Loan Review Department is an experienced independent function which reports directly to the Board&#146;s Audit Committee. The scope of commercial portfolio coverage by the Loan Review Department is defined and presented to the Audit Committee for approval on an annual basis. The approved scope of coverage for 2013 requires review of a minimum 55% of the commercial loan portfolio. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In addition to loan monitoring by the account officer and Loan Review Department, the Company also requires presentation of all credits rated Pass-6 with aggregate balances greater than $1,000,000, all credits rated Special Mention or Substandard with aggregate balances greater than $250,000, and all credits rated Doubtful with aggregate balances greater than $100,000 on an individual basis to the Company&#146;s Loan Loss Reserve Committee on a quarterly basis. Additionally, the Asset Quality Task Force, which is a group comprised of senior level personnel, meets bi-weekly to monitor the status of problem loans. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the classes of the commercial loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="240"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Pass</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Special Mention</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Substandard</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Doubtful</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 104,296</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 8,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,712</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 115,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>368,504</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>14,769</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,999</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>468</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>396,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 472,800</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 23,673</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 15,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 468</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 515,652</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="240"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Pass</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Special Mention</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Substandard</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Doubtful</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 99,886</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 28</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 102,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>343,885</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>20,836</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,010</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,608</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>383,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 443,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 20,864</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 19,918</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,608</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 486,161</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">15</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">It is generally the policy of the Bank that the outstanding balance of any residential mortgage loan that exceeds 90-days past due as to principal and/or interest is transferred to non-accrual status and an evaluation is completed to determine the fair value of the collateral less selling costs, unless the balance is minor. A charge down is recorded for any deficiency balance determined from the collateral evaluation. The remaining non-accrual balance is reported as impaired with no specific allowance. It is the policy of the Bank that the outstanding balance of any consumer loan that exceeds 90-days past due as to principal
and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="432"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Performing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Non-Performing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>230,692</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,218</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16,222</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>246,914</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,281</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="432"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Performing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Non-Performing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>216,393</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,407</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>233,800</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,204</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="157"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>30&nbsp;&#150;&nbsp;59 Days Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>60&nbsp;&#150;&nbsp;89 Days Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days Past Due and Still Accruing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 115,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 115,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>394,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>936</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>68</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,690</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>396,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>228,118</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,248</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>554</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>990</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,792</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>231,910</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16,209</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>76</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 754,289</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,241</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 641</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,676</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 6,558</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 760,847</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="157"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>30&nbsp;&#150;&nbsp;59 Days Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>60&nbsp;&#150;&nbsp;89 Days Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days Past Due and Still Accruing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 102,775</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 102,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>379,834</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,545</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>960</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,505</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>383,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>213,300</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,240</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>303</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>741</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,284</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>217,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,371</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,420</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 713,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,256</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 2,928</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,701</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 7,885</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 721,165</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">16</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">An allowance for loan losses (&#147;ALL&#148;) is maintained to absorb losses from the loan portfolio. The ALL is based on management&#146;s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are complemented by consideration of other qualitative factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management tracks the historical net charge-off activity at each risk rating grade level for the entire commercial portfolio and at the aggregate level for the consumer, residential mortgage and small business portfolios. A historical charge-off factor is calculated utilizing a rolling 12 consecutive historical quarters for the commercial portfolios. This historical charge-off factor for the consumer, residential mortgage and small business portfolios are based on a three year historical average of actual loss experience. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company uses a comprehensive methodology and procedural discipline to maintain an ALL to absorb inherent losses in the loan portfolio. The Company believes this is a critical accounting policy since it involves significant estimates and judgments. The allowance consists of three elements: 1) an allowance established on specifically identified problem loans, 2) formula driven general reserves established for loan categories based upon historical loss experience and other qualitative factors which include delinquency, non-performing and TDR loans, loan trends, economic trends, concentrations of credit, trends in loan volume,
experience and depth of management, examination and audit results, effects of any changes in lending policies, and trends in policy, financial information, and documentation exceptions, and 3) a general risk reserve which provides support for variance from our assessment of the previously listed qualitative factors, provides protection against credit risks resulting from other inherent risk factors contained in the Company&#146;s loan portfolio, and recognizes the model and estimation risk associated with the specific and formula driven allowances. The qualitative factors used in the formula driven general reserves are evaluated quarterly (and revised if necessary) by the Company&#146;s management to establish allocations which accommodate each of the listed risk factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&#147;Pass&#148; rated credits are segregated from &#147;Criticized&#148; and &#147;Classified&#148; credits for the application of qualitative factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9. Non-performing Assets Including Troubled Debt Restructurings (TDR) </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents information concerning non-performing assets including TDR (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="378"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31, 2012</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Non-accrual loans</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,041</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 4,623</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,218</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,259</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,814</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>90 days past due still accruing</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Other real estate owned</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>344</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>522</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>127</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>866</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>TDR&#146;s not in non-accrual</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>182</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total non-performing assets including TDR</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 5,037</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 7,224</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower&#146;s financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank&#146;s objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower&#146;s loan. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">To be considered a TDR, <U>both</U> of the following criteria must be met: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower must be experiencing financial difficulties; <U>and</U> </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the Bank, for economic or legal reasons related to the borrower&#146;s financial difficulties, grants a concession to the borrower that would not otherwise be considered. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is currently in default on their loan(s); </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower has filed for bankruptcy; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower has insufficient cash flows to service their loan(s); <U>and</U> </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Factors that indicate that a concession has been granted include, but are not limited to: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; <U>or</U> </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">18</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9. Non-performing Assets Including Troubled Debt Restructurings (TDR) &nbsp;&#150;&nbsp;(continued)</H2>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed 120 days. A restructuring that results in an insignificant delay in payment, i.e. 120 days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. No single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower&#146;s financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Any loan modification where the borrower&#146;s aggregate exposure is at least $250,000 <U>and</U> where the loan currently maintains a criticized or classified risk rating, i.e. Special Mention, Substandard or Doubtful, or where the loan will be assigned a criticized or classified rating after the modification is evaluated to determine the need for TDR classification. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2013 (dollars in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="344"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Loans in accrual status</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3># of Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Concession Granted</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-top" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Extension of<BR> maturity date</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2012 (dollars in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="344"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Loans in accrual status</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3># of Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Concession Granted</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-top" ROWSPAN=1 COLSPAN=1>Commercial loan secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>87</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Extension of<BR> maturity date</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="344"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Loans in non-accrual status</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3># of Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Concession Granted</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-top" ROWSPAN=1 COLSPAN=1>Commercial loan secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,990</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Extension of<BR> maturity date</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of six consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of six consecutive payments in
accordance with the terms of the loan. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">19</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9. Non-performing Assets Including Troubled Debt Restructurings (TDR) &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the recorded investment in loans that were modified as TDR&#146;s during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012 (nine month periods) and July 1, 2013 and 2012 (three month periods), respectively, and that subsequently defaulted during the current reporting periods (dollars in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="344"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Recorded investment of defaults</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loan secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> 724</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> 1,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> 1,312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 724</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">All TDR&#146;s are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR&#146;s which defaulted in the above table had a related allowance adequate to reserve for anticipated losses. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above. Other real estate owned is recorded at fair value minus estimated costs to sell. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="344"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income due in accordance with original terms</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 169</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest income recorded</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net reduction in interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 169</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">10. Federal Home Loan Bank Borrowings </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total Federal Home Loan Bank (FHLB) borrowings and advances consist of the following (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="338"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>At September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Type</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Maturing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Weighted Average Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Open Repo Plus</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Overnight</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 31,096</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>2015</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>2016</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.77</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>2017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.07</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total advances</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>21,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>0.89</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total FHLB borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 52,096</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>0.51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">20</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">10. Federal Home Loan Bank Borrowings &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="338"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>At December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Type</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Maturing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Weighted Average Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Open Repo Plus</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Overnight</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 15,660</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>2015</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>2016</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.74</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>0.92</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total advances</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>0.73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total FHLB borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 28,660</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>0.47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The rate on Open Repo Plus advances can change daily, while the rates on the advances are fixed until the maturity of the advance. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">11. Preferred Stock </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">SBLF: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On August 11, 2011, pursuant to the Small Business Lending Fund (SBLF), the Company issued and sold to the US Treasury 21,000 shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series E (Series E Preferred Stock) for the aggregate proceeds of $21 million. The SBLF is a voluntary program sponsored by the US Treasury that encourages small business lending by providing capital to qualified community banks at favorable rates. The initial interest rate on the Series E Preferred Stock had been initially set at 5% per annum and may be decreased to as low as 1% per annum if growth thresholds were met for qualified
outstanding small business loans. The Company used the proceeds from the Series E Preferred Stock issued to the US Treasury to repurchase all 21,000 shares of its outstanding preferred shares previously issued to the US Treasury under the TARP Capital Purchase Program. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Series E Preferred Stock has an aggregate liquidation preference of approximately $21 million and qualifies as Tier 1 Capital for regulatory purposes. The terms of the Series E Preferred Stock provide for the payment of non-cumulative dividends on a quarterly basis. The dividend rate, as a percentage of the liquidation amount, may fluctuate while the Series E Preferred Stock is outstanding based upon changes in the level of &#147;qualified small business lending&#148; (&#147;QSBL&#148;) by the Bank from its average level of QSBL at each of the four quarter ends leading up to September 30, 2010 (the &#147;Baseline&#148;) as
follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="8"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="112"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="112"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="120"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>DIVIDEND PERIOD ANNUALIZED</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=2><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=2 COLSPAN=3>ANNUALIZED DIVIDEND RATE</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>BEGINNING</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>ENDING</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>August 11, 2011</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>December 31, 2011</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>5.0&#37;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>January 1, 2012</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>December 31, 2013</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>1.0% to 5.0&#37;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>January 1, 2014</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>February 7, 2016</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>1.0% to 7.0&#37;<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>February 8, 2016</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Redemption</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>9.0&#37;<sup>&#040;2&#041;</sup></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Between January 1, 2014 and February 7, 2016, the dividend rate will be fixed at a rate in such range based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In addition to the applicable dividend rates described above, beginning on January 1, 2014 and on all dividend payment dates thereafter ending on April 1, 2016, if we fail to increase our level of QSBL compared to the Baseline, we will be required to pay a quarterly lending incentive fee of 0.5% of the liquidation value. As of September 30, 2013, the Company had increased its QSBL to a level that reduced the dividend rate to 1%. Accordingly, this 1% rate will continue through February 7, 2016. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">21</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">11. Preferred Stock &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">As long as shares of Series E Preferred Stock remain outstanding, we may not pay dividends to our common shareholders (nor may we repurchase or redeem any shares of our common stock) during any quarter in which we fail to declare and pay dividends on the Series E Preferred Stock and for the next three quarters following such failure. In addition, under the terms of the Series E Preferred Stock, we may only declare and pay dividends on our common stock (or repurchase shares of our common stock), if, after payment of such dividend, the dollar amount of our Tier 1 capital would be at least ninety percent (90%) of Tier 1 capital
as of September 30, 2011, excluding any charge-offs and redemptions of the Series E Preferred Stock (the &#147;Tier 1 Dividend Threshold&#148;). The Tier 1 Dividend Threshold is subject to reduction, beginning January 1, 2014, based upon the extent by which, if at all, the QSBL at September 30, 2013 has increased over the Baseline. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We may redeem the Series E Preferred Stock at any time at our option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends, subject to the approval of our federal banking regulator. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12. Accumulated Other Comprehensive Loss </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three and nine months ended September 30, 2013 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="256"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="120"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Three months ended September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net Unrealized Gains and Losses on Investment Securities AFS<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Defined Benefit Pension Items<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Balance at July 1, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,714</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (8,977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (7,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income before reclassifications</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Amounts reclassified from accumulated other comprehensive loss</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net current period other comprehensive income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance at September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,787</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (8,977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (7,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate debits. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="256"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="120"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Nine months ended September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net Unrealized Gains and Losses on Investment Securities AFS<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Defined Benefit Pension Items<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Balance at January 1, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (9,520</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> (5,379</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income (loss) before reclassifications</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,161</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Amounts reclassified from accumulated other comprehensive loss</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>440</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>350</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net current period other comprehensive income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,354</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>543</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance at September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,787</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (8,977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (7,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate debits. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">22</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12. Accumulated Other Comprehensive Loss &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three and nine months ended September 30, 2013 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="268"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="120"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="188"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Three months ended September 30, 2013<BR> Details about accumulated other comprehensive<BR> loss components</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount reclassified from accumulated other comprehensive loss<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Affected line item in the<BR> statement of operations</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized gains and losses on sale of securities<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> (66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net realized gains on investment<BR> securities AFS</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Total before tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net of tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total reclassifications for the period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net of tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate credits. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="624" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="268"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="120"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="188"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Nine months ended September 30, 2013<BR> Details about accumulated other comprehensive<BR> loss components</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount reclassified from accumulated other comprehensive loss<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Affected line item in the<BR> statement of operations</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized gains and losses on sale of securities<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> (137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net realized gains on investment<BR> securities AFS</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Total before tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> (90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net of tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of defined benefit items<sup>&#040;2&#041;</sup><BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Estimated net loss</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 682</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Prior service cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Transition asset</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>668</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Total before tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 440</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net of tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total reclassifications for the period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 350</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net of tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate credits. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</TD>

</TR>

</TABLE>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">13. Regulatory Capital </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain
mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's consolidated financial statements. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets. As of September 30, 2013, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">23</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">13. Regulatory Capital &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company believes that no conditions or events have occurred that would change this conclusion. To be categorized as well capitalized, the Company must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company&#146;s tangible common equity ratio was 7.48% at September 30, 2013 (in thousands, except ratios). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="245"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>At September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Actual</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>For Capital<BR> Adequacy<BR> Purposes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>To Be Well<BR> Capitalized Under Prompt Corrective Action Provisions</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 126,358</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15.35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 65,841</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 82,301</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>101,907</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>65,139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>81,424</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>116,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14.10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32,921</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>49,381</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>91,708</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32,570</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>48,854</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Average Assets)<BR> Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>116,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>40,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>50,714</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>91,708</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.28</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39,524</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>49,405</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="245"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>At December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Actual</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>For Capital<BR> Adequacy<BR> Purposes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>To Be Well<BR> Capitalized Under Prompt Corrective Action Provisions</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 122,583</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15.92</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 61,588</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 76,985</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>101,786</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13.34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>61,060</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>76,325</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>112,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14.67</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,794</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>46,191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>92,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12.08</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,530</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45,795</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Average Assets)<BR> Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>112,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39,474</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>49,343</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>92,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>38,616</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>48,269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On July 2, 2013, the Board of Governors of the Federal Reserve System approved final rules that substantially amend the regulatory risk-based capital rules applicable to the Company and the Bank. The final rules implement the &#147;Basel III&#148; regulatory capital reforms, as well as certain changes required by the Dodd-Frank Act, which will require institutions to, among other things, have more capital and a higher quality of capital by increasing the minimum regulatory capital ratios, and requiring capital buffers. The new rules become effective for the Company on January 1, 2015, with an implementation period that
stretches to 2019. See further discussion under Capital Resources in the MD&amp;A.</P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">14. Segment Results </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The financial performance of the Company is also monitored by an internal funds transfer pricing profitability measurement system which produces line of business results and key performance measures. The Company&#146;s major business units include retail banking, commercial lending, trust, and investment/parent. The reported results reflect the underlying economics of the business segments. Expenses for centrally provided services are allocated based upon the cost and estimated usage of those services. The businesses are match-funded and interest rate risk is centrally managed and accounted for within the investment/parent
business segment. The key performance measure the Company focuses on for each business segment is net income contribution. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">24</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">14. Segment Results &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, and commercial real-estate loans. The trust segment contains our wealth management businesses which include the Trust Company, West Chester Capital Advisors, our registered investment advisory firm and financial services. Wealth management includes personal trust products and services such as personal portfolio investment management, estate
planning and administration, custodial services and pre-need trusts. Also, institutional trust products and services such as 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts are included in this segment. Financial services include the sale of mutual funds, annuities, and insurance products. The wealth management businesses also includes the union collective investment funds, namely the ERECT and BUILD funds which are designed to use union pension dollars in construction projects that utilize union labor. The investment/parent includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. Inter-segment revenues were not material. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The contribution of the major business segments to the Consolidated Results of Operations for the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> assets</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Retail banking</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 6,775</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 20,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 340,545</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial banking</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,075</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,136</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,189</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>528,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,048</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>310</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,216</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>816</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,496</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment/Parent</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(712</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(949</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,992</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>164,818</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 12,186</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 36,140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,038,144</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> assets</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Retail banking</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 6,883</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 837</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 20,283</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 2,464</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 338,267</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial banking</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,900</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,291</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,144</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,838</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>478,467</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,865</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>210</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,817</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>708</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment/Parent</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(857</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,031</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,067</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,706</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>181,319</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 11,791</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,307</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 35,177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 4,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,002,281</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">15. Commitments and Contingent Liabilities </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company had various outstanding commitments to extend credit approximating $156.0 million and standby letters of credit of $12.7 million as of September 30, 2013. The Company&#146;s exposure to credit loss in the event of nonperformance by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Bank uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Additionally, the Company is also subject to a number of asserted and unasserted potential claims encountered in the normal course of business. In the opinion of the Company, neither the resolution of these claims nor the funding of these credit commitments will have a material adverse effect on the Company&#146;s consolidated financial position, results of operation or cash flows.</P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">25</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">16. Pension Benefits </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company has a noncontributory defined benefit pension plan covering certain employees who work at least 1,000 hours per year. The participants shall have a vested interest in their accrued benefit after five full years of service. The benefits of the plan are based upon the employee&#146;s years of service and average annual earnings for the highest five consecutive calendar years during the final ten year period of employment. Plan assets are primarily debt securities (including US Treasury and Agency securities, corporate notes and bonds), listed common stocks (including shares of AmeriServ Financial, Inc. common stock
which is limited to 10% of the plan&#146;s assets), mutual funds, and short-term cash equivalent instruments. The net periodic pension cost for the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Components of net periodic benefit cost<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Service cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 453</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 373</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,359</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,119</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>291</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>873</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>897</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Expected return on plan assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(440</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(406</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,218</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of prior year service cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of transition asset</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Recognized net actuarial loss</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>341</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>262</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,023</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>786</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net periodic pension cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 638</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 519</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,914</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,557</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The higher pension expense in 2013 reflects the negative impact that the low interest rate environment is having on the discount rate used to calculate the plan liabilities. This increasing pension cost was a key factor causing the Company to implement a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 and union employees hired on or after January 1, 2014 are not eligible to participate in the pension plan. Instead, such employees are eligible to participate in a qualified 401(k) plan.</P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures About Fair Value Measurements </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following disclosures establish a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined within this hierarchy are as follows: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Level I:&nbsp;&nbsp;Quoted prices are available in active markets for identical assets or liabilities as of the reported date. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Level II:&nbsp;&nbsp;Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Level III:&nbsp;&nbsp;Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management&#146;s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>Assets and Liability Measured on a Recurring Basis</U> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">26</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures About Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of the swap asset and liability is based on an external derivative valuation model using data inputs as of the valuation date and classified Level 2. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present the assets reported on the consolidated balance sheets at their fair value as of September 30, 2013 and December 31, 2012, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Assets and liability measured at fair value on a recurring basis are summarized below (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at September 30, 2013 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 8,968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 8,968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>128,335</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>128,335</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,762</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,762</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at December 31, 2012 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 5,911</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 5,911</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>137,735</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>137,735</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Fair value of swap asset</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Fair value of swap liability</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>Assets Measured on a Non-recurring Basis</U> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. As detailed in the allowance for loan loss footnote, impaired loans are reported at fair value of the underlying collateral if the repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on observable market data which at times are discounted. At September 30, 2013, impaired loans with a carrying value of $2.3 million were reduced by a specific valuation
allowance totaling $805,000 resulting in a net fair value of $1.5 million. At December 31, 2012, impaired loans with a carrying value of $4.8 million were reduced by a specific valuation allowance totaling $1.6 million resulting in a net fair value of $3.2 million. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Other real estate owned (OREO) is measured at fair value based on appraisals, less cost to sell at the date of foreclosure. Valuations are periodically performed by management. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">27</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures About Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Assets measured at fair value on a non-recurring basis are summarized below (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at September 30, 2013 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,513</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,513</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>866</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>866</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at December 31, 2012 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 3,220</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 3,220</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="184"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="144"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Quantitative Information About Level 3 Fair Value Measurements</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair Value Estimate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Valuation Techniques</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unobservable Input</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Range</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-top" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 1,513</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal of<BR> collateral</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><sup>&#040;1&#041;</sup><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal adjustments</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: center" ROWSPAN=1 COLSPAN=1>0% to 35%<BR> 1% to 15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-top" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>866</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal of<BR> collateral<sup>(1),(3)</sup></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal adjustments</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: center" ROWSPAN=1 COLSPAN=1>0% to 35%<BR> 1% to 20</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="184"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="144"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Quantitative Information About Level 3 Fair Value Measurements</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>December 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair Value Estimate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Valuation Techniques</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unobservable Input</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Range</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-top" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#36;3,220</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal of<BR> collateral</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><sup>&#040;1&#041;</sup><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal adjustments</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: center" ROWSPAN=1 COLSPAN=1>0% to 35%<BR> 1% to 15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-top" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal of<BR> collateral<sup>(1),(3)</sup></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Appraisal adjustments</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: center" ROWSPAN=1 COLSPAN=1>0% to 35%<BR> 1% to 20</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(3)</TD>

          <TD STYLE="text-align: left">Includes qualitative adjustments by management and estimated liquidation expenses. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the Company, as for most financial institutions, approximately 90% of its assets and liabilities are considered financial instruments. Many of the Company&#146;s financial instruments, however, lack an available trading market characterized by a willing buyer and willing seller engaging in an exchange transaction. Therefore, significant estimates and present value calculations were used by the Company for the purpose of this disclosure. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">28</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures About Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Fair values have been determined by the Company using independent third party valuations that use the best available data (Level 2) and an estimation methodology (Level 3) the Company believes is suitable for each category of financial instruments. Management believes that cash, cash equivalents, and loans and deposits with floating interest rates have estimated fair values which approximate the recorded book balances. The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2013 and December 31, 2012, were as follows (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="240"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Carrying Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL ASSETS:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and cash equivalents</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 28,702</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 28,702</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 28,702</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>149,065</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>149,065</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>149,065</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,045</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,926</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14,957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,969</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,639</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,639</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,639</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,834</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,888</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,888</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans, net of allowance for loan loss and unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>749,664</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>751,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>751,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,300</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,300</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,300</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL LIABILITIES:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with no stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>537,577</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>537,577</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>537,577</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>314,634</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>321,410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>321,410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31,096</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31,096</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31,096</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>All other borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="240"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Carrying Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL ASSETS:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and cash equivalents</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 26,820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 26,820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 26,820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151,538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151,538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151,538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,723</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14,266</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,321</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,945</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,576</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,722</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,722</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans, net of allowance for loan loss and unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>708,594</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>716,756</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>716,756</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,960</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,960</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,960</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,214</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,214</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,214</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Fair value swap asset</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL LIABILITIES:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with no stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>520,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 520,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>520,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>315,732</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>320,930</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>320,930</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,660</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,660</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,660</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>All other borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,442</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,442</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,083</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,083</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,083</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Fair value swap liability</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">29</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AMERISERV FINANCIAL, INC.<BR>&nbsp;<BR>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures About Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of cash and cash equivalents, regulatory stock, accrued income receivable, short-term borrowings, and accrued interest payable are equal to the current carrying value. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of investment securities is equal to the available quoted market price for similar securities. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things. The Level 3 security is valued by discounted cash flows using the US Treasury rate for the remaining term of the security. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans held for sale are priced individually at market rates on the day that the loan is locked for commitment with an investor. All loans in the held for sale account conform to Fannie Mae underwriting guidelines, with the specific intent of the loan being purchased by an investor at the predetermined rate structure. Loans in the held for sale account have specific delivery dates that must be executed to protect the pricing commitment (typically a 30, 45, or 60 day lock period). </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The net loan portfolio has been valued using a present value discounted cash flow. The discount rate used in these calculations is based upon the treasury yield curve adjusted for non-interest operating costs, credit loss, current market prices and assumed prepayment risk. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of bank owned life insurance is based upon the cash surrender value of the underlying policies and matches the carrying value. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Deposits with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities. Deposits with no stated maturities have an estimated fair value equal to both the amount payable on demand and the recorded carrying value. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of all other borrowings is based on the discounted value of contractual cash flows. The discount rates are estimated using rates currently offered for similar instruments with similar remaining maturities. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair values of the swaps used for interest rate risk management represents the amount the Company would have expected to receive or pay to terminate such agreements. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values. The Company&#146;s remaining assets and liabilities which are not considered financial instruments have not been valued differently than has been customary under historical cost accounting.</P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">30</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tMDA"></a><U>Item 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS (&#147;M.D. &amp; A.&#148;)</U> </H2>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2013 THIRD QUARTER SUMMARY OVERVIEW </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company reported net income available to common shareholders of $1,173,000 or $0.06 per share for the third quarter of 2013. This performance surpassed the per share earnings of the first and second quarters of 2013 as well as the third quarter of 2012. The current quarter required no adjustment to the allowance for loan losses, making it a very straightforward illustration of our community banking initiative. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At the conclusion of the second quarter of 2013 we called attention to the fact that loans outstanding were at a record level. However, at the end of the third quarter of 2013, AmeriServ established a new record surpassing the second quarter of 2013 by more than $12 million. This type of growth does not just happen, especially in the current economic climate. These records are the result of relentless business development calling which, thus far, has averaged 324 calls per month by AmeriServ&#146;s energetic lenders. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The performance of AmeriServ as a U.S. Treasury Department Small Business Loan Fund participant is noteworthy. Over the past 25 months, AmeriServ has leveraged the $21 million of capital provided by the Treasury into $68 million of new qualified small business loans. The Treasury Department has recognized this achievement by reducing the dividend rate on the 5% U.S. Treasury Preferred shares to just 1% through the February 7, 2016. These financial pluses are very exciting, but the real satisfaction lies in being able to aid the small businesses throughout our markets to grow. We know that small businesses are the real job
creators and it is our responsibility to support them for the common good. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ is also quite proud of the AmeriServ Trust &amp; Financial Services Company. We are all aware of the firestorm that swept through the financial markets in 2008 and 2009. But this Trust Company is building an enviable record based on tried and true Wealth Management practices. Thus far, in 2013, the net contribution to the Parent Company income statement is 8.6% above 2012, and a strong 28.1% above 2011. There is no secret formula, just an intense focus on customer service and a never ending striving for more efficiency. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">There are endless debates among academics and elected officials as to how to quicken our nation&#146;s economic pace. Unfortunately, these debates have left AmeriServ, and our fellow community banks, to contend with a Federal Reserve near zero interest rate policy for over 5 years. This controversial policy reduces interest paid to the thrifty, reduces the value of pension funds and narrows the net interest margin for community banks. For example, the AmeriServ net interest margin in the third quarter of 2013 was 13 basis points lower than in the third quarter of 2012, and 22 basis points lower than the third quarter of 2011.
In such challenging times, AmeriServ is fortunate to have a well performing Trust Company which charges fees not interest for its services, and a strong mortgage origination function which, even in a year with erratic mortgage rate changes, is still 15.7% ahead of its record fee year of 2012. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Now a word about asset quality. There is always a present danger in weak economic times to reach too aggressively for loans and other varieties of earning assets. The AmeriServ level of non-performing assets on September 30, 2013, was $5,037,000 as compared with $5,372,000 at the same point in 2012 and $5,344,000 at the same point in 2011. This relative stability has enabled AmeriServ to maintain a loan loss reserve coverage ratio well beyond industry norms. We do understand that this is a risk business and we are careful to not test the outer limits of risk as some lenders do. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">However, there is something of a paradox present in these AmeriServ financial statements. It is a fact that loans outstanding are at a record level, it is a fact that deposit totals are at the second highest quarter end level ever recorded as AmeriServ, and it is a fact that non-interest revenue is already 7.4% above 2012. But to find that the third quarter totals of 2013 net income produces a Return on Assets of just 47 basis points is an unwelcome occurrence. The third quarter result is the strongest quarterly level of 2013, but it is below our expectations. It is partially caused by the Federal Reserve near zero interest
rate policy, a policy that seems likely to continue for some time to come. It is also partially caused by our historic operating expense levels. Management has begun a determined effort to bring expenses closer to the level more common to other community financial companies similar to AmeriServ. We have strong hopes for this effort. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">31</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Meanwhile, AmeriServ will continue to seek to grow its lending activities, to emphasize and resource the future potential of the Trust Company and to seek more efficiency in every corner of the Company. The closing common stock price on September 30, 2013, was $3.15 a gain of 4.7% from the $3.01 on December 31, 2012. This represents a Market Price to Earnings Ratio of approximately 15 times, we believe, within the normal range for community banks. It is clear to this Board and this management that AmeriServ must find ways to leverage the strength which exists within this tale of strong capital, strong asset quality and market
place growth to further improve earnings. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">THREE MONTHS ENDED SEPTEMBER 30, 2013 VS. THREE MONTHS ENDED SEPTEMBER 30, 2012 </H2>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">PERFORMANCE OVERVIEW</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table summarizes some of the Company's key performance indicators (in thousands, except per share and ratios). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="429"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="69"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="77"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended September 30, 2012</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,307</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income available to common shareholders</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted earnings per share</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average assets (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average equity (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company reported third quarter 2013 net income available to common shareholders of $1,173,000 or $0.06 per diluted common share. This represented a 20% increase in earnings per share from the third quarter of 2012 where net income available to common shareholders totaled $1,056,000 or $0.05 per diluted common share. Growth in total revenue, combined with effective capital management, caused the increase in earnings per share in the third quarter of 2013. Specifically, an increase in net interest income resulted from continued strong growth of our loan portfolio, as total loans grew by $57 million, or 8.1% over the past
twelve months. Material loan growth occurred in loan categories that qualify for the Small Business Lending Fund (SBLF) and as a result we have now locked in for continued payment the lowest preferred dividend rate available under the program of 1% until the first quarter of 2016. This 1% dividend rate saves the Company $200,000 in preferred dividends on a quarterly basis. Non-interest income, the other key revenue component, also increased by $337,000 or over 9% between years, due largely to fee growth within our trust and wealth management businesses as a result of increased assets under management and continued good residential mortgage sales activity. These positive items were partially offset by increased non-interest expense and no benefit from a negative provision for loan losses in the third quarter of 2013. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NET INTEREST INCOME AND MARGIN</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company's net interest income represents the amount by which interest income on average earning assets exceeds interest paid on average interest bearing liabilities. Net interest income is a primary source of the Company's earnings, and it is affected by interest rate fluctuations as well as changes in the amount and mix of average earning assets and average interest bearing liabilities. The following table compares the Company's net interest income performance for the third quarter of 2013 to the third quarter of 2012 (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="162"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended September 30, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>$ Change</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>% Change</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,030</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(219</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2.2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,888</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(277</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>(14.7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,142</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>0.7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.59</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/M</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">N/M&nbsp;&#151;&nbsp;not meaningful </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">32</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company&#146;s net interest income in the third quarter of 2013 increased by $58,000 or 0.7% when compared to the third quarter of 2012. The Company&#146;s third quarter 2013 net interest margin of 3.46% was 13 basis points lower than the net interest margin of 3.59% for the third quarter of 2012. The lower net interest margin demonstrates the impact of Federal Reserve low interest rate policies which have pressured interest revenue. The Company has sought to mitigate this net interest margin pressure and has modestly increased net interest income by reducing its cost of funds and growing its earning assets, particularly
loans. Specifically, total loans have averaged $755 million in the third quarter of 2013, which is $54 million or 7.7% higher than the $701 million average in the third quarter of 2012. This loan growth reflects the successful results of the Company&#146;s more intensive sales calling efforts with an emphasis on generating commercial loans and owner occupied commercial real estate loans which qualify as SBLF loans, particularly through its loan production offices. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Despite this solid growth in loans, total interest revenue dropped by $219,000 between years and reflects the lower interest rate environment. However, careful management of funding costs has allowed the Company to mitigate this drop in interest revenue during the past year. Specifically, total interest expense for the third quarter of 2013 declined by $277,000 from the third quarter of 2012 due to the Company&#146;s proactive efforts to reduce deposit costs. Even with this reduction in deposit costs, the Company still experienced growth in deposits which reflects the loyalty of its core deposit base and its ongoing efforts to
cross sell new loan customers into deposit products. Specifically, total deposits have averaged $855 million in the third quarter of 2013, which is $9 million or 1.1% higher than the $846 million average in the third quarter of 2012. The company is pleased that the majority of the deposit growth has occurred in non-interest bearing demand deposit accounts. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tQUOT"></a>The table that follows provides an analysis of net interest income on a tax-equivalent basis for the three month periods ended September 30, 2013 and September 30, 2012 setting forth (i) average assets, liabilities, and stockholders' equity, (ii) interest income earned on interest earning assets and interest expense paid on interest bearing liabilities, (iii) average yields earned on interest earning assets and average rates paid on interest bearing liabilities, (iv) the Company&#146;s interest rate spread (the difference between the average yield earned on interest earning assets and the average rate paid
on interest bearing liabilities), and (v) the Company&#146;s net interest margin (net interest income as a percentage of average total interest earning assets). For purposes of these tables, loan balances do include non-accrual loans, and interest income on loans includes loan fees or amortization of such fees which have been deferred, as well as interest recorded on certain non-accrual loans as cash is received. Additionally, a tax rate of 34% is used to compute tax-equivalent yields. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">33</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B><U>Three months ended September 30</U></B> (In thousands, except percentages) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="205"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/<BR> Rate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/<BR> Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans and loans held for sale, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>754,996</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>701,104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,814</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,542</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term investment in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,632</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,717</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Fed funds sold</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>153,925</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>911</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>173,094</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,108</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.56</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>18,955</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>14,380</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>109</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>3.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>172,880</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>187,474</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,217</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest earning assets/interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>937,368</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,817</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>898,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,037</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,469</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,090</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Premises and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,019</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>81,526</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(11,177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(13,167</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL ASSETS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,027,803</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>995,028</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing demand</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>79,224</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>63,321</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Savings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>88,270</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>86,373</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Money markets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>211,725</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>182</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>216,644</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>220</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.40</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other time</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>315,890</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,020</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.28</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>328,410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,295</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>695,109</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>694,748</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,587</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.91</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,808</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,193</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.88</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,417</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.65</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest bearing<BR> liabilities/interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>747,098</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.86</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>716,058</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,888</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Demand deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>159,627</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>150,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,467</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Shareholders' equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>109,456</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>111,659</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,027,803</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>995,028</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest rate spread</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.38</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest income/Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,206</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,149</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.59</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-equivalent adjustment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,142</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">34</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">PROVISION FOR LOAN LOSSES</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company recorded no provision for loan losses in the third quarter of 2013 compared to a $200,000 negative provision recorded in the third quarter of 2012. Overall, sustained improvements in asset quality evidenced by low levels of non-performing assets and classified loans has allowed the Company to continue to benefit from negative or zero loan loss provisions while still maintaining strong coverage ratios. At September 30, 2013, non-performing assets totaled $5.0 million or 0.66% of total loans which is down by $2.2 million from December 31, 2012, but is comparable with the level they have operated at in six of the last
seven quarters. The Company also experienced modest net loan recoveries of $38,000 in the third quarter of 2013 compared to $288,000 of net charge-offs in the third quarter of 2012. When determining the provision for loan losses, the Company considers a number of factors some of which include periodic credit reviews, non-performing assets, loan delinquency and charge-off trends, concentrations of credit, loan volume trends and broader local and national economic trends. In summary, the allowance for loan losses provided 268% coverage of non-performing loans at September 30, 2013, compared to 210% of non-performing loans at December 31, 2012. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NON-INTEREST INCOME </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company&#146;s growth in non-interest revenue has been a financial performance highlight in 2013. Non-interest income for the third quarter of 2013 totaled $4.0 million and increased $337,000, or 9.2%, from the third quarter 2012 performance. Factors contributing to this higher level of non-interest income for the quarter included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $178,000 or 10.4% increase in trust and investment advisory fees due to increased assets under management which reflects both successful new business development activities and market appreciation of existing assets. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $66,000 investment security gain realized on the sale of certain rapidly prepaying mortgage backed securities. There were no investment security gains in the third quarter of 2012. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $90,000 increase in other income due largely to a gain realized on the sale of an other real estate owned property in the third quarter of 2013. </TD>

</TR>

</TABLE>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NON-INTEREST EXPENSE</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Non-interest expense for the third quarter of 2013 totaled $10.4 million and increased by $326,000, or 3.2%, from the prior year&#146;s third quarter. Factors contributing to the higher non-interest expense in the quarter included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $119,000 increase in salaries and employee benefits expense due to higher salaries expense and pension expense in the third quarter of 2013. The higher salaries expense reflects merit increases for non-union employees and contractual increases for union employees. The higher pension expense relates to the Company&#146;s defined benefit pension plan and reflects the negative impact that the low interest rate environment is having on the discount rate used to calculate the plan liabilities. This increasing pension cost was a key factor causing the Company to implement a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 are not eligible to participate. Instead, such employees are eligible to participate in a qualified 401(k) retirement plan. </TD>

</TR>

</TABLE>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $111,000 increase in the reserve for unfunded commitments due to greater loan approval activity which is included within the other expense line item. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">35</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NINE MONTHS ENDED SEPTEMBER 30, 2013 VS. NINE MONTHS ENDED SEPTEMBER 30, 2012 </H2>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">PERFORMANCE OVERVIEW</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table summarizes some of the Company's key performance indicators (in thousands, except per share and ratios). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended September 30, 2012</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income available to common shareholders</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,528</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted earnings per share</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average assets (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.59</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average equity (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company reported first nine months of 2013 net income available to common shareholders of $3,195,000 or $0.17 per diluted share. This represented a 5.6% decline in earnings per share from the same nine month period in 2012 where net income available to common shareholders totaled $3,528,000 or $0.18 per diluted common share. Overall, sustained improvements in asset quality continued to result in a negative provision for loan losses in the first nine months of 2013 but at a lesser level than in the first nine months of 2012. The Company&#146;s 2013 first nine months net income was also negatively impacted by a higher level
of non-interest expense. These two negative items were partially offset by higher net interest income, non-interest income and reduced income tax expense in the first nine months of 2013. The Company has also saved $619,000 in preferred stock dividend payments so far in 2013 due to the previously discussed growth in SBLF qualified loans. Additionally, the calculation of earnings per share in 2013 has benefitted from an 818,000 or 4.1% reduction in average shares outstanding due to the success of the Company&#146;s common stock repurchase program that was completed in the second quarter of 2013. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NET INTEREST INCOME AND MARGIN</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table compares the Company's net interest income performance for the first nine months of 2013 to the first nine months of 2012 (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended September 30, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>$ Change</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>% Change</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29,140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,039</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3.0</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,918</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,041</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>(17.6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>24,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>24,121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>142</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>0.6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/M</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">N/M&nbsp;&#151;&nbsp;not meaningful </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company&#146;s net interest income in the first nine months of 2013 has increased modestly by $142,000 or 0.6% when compared to the first nine months of 2012. The Company&#146;s first nine month 2013 net interest margin of 3.52% was 11 basis points lower than the net interest margin of 3.63% for the first nine months of 2012. The lower net interest margin demonstrates the impact of Federal Reserve low interest rate policies which have pressured interest revenue. The Company has been able to mitigate this net interest margin pressure and keep net interest income relatively constant by reducing its cost of funds and growing
its earning assets, particularly loans. Specifically, total loans have averaged $737 million in the first nine months of 2013, which is $58 million or 8.5% higher than the $679 million average in the first nine months of 2012. The Company continues to have ample liquidity as evidenced by a loan to deposit ratio of 89.6% at September 30, 2013. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">36</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">COMPONENT CHANGES IN NET INTEREST INCOME</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Regarding the separate components of net interest income, the Company's total interest income for the first nine months of 2013 decreased by $899,000 or 3.0% when compared to the same 2012 period. This decrease was due to a 30 basis point decline in the earning asset yield to 4.23%. Within the earning asset base, the yield on the total loan portfolio decreased by 41 basis points to 4.67% while the yield on total investment securities dropped by 26 basis points to 2.49%. During the continued low interest rate environment over the past year, new investment securities and loans that were booked typically had yields that were
below the rate on the maturing instruments that they replaced. Despite a $58 million or 8.5% increase in total average loans, total loan interest revenue still dropped by $104,000 between years and reflects the impact of this lower interest rate environment. Investment securities interest revenue also declined by $784,000 during this same period due to a $22 million decrease in the average investment securities portfolio as the Company has utilized cash flow from securities to help fund the previously mentioned loan growth. Interest revenue, however, has benefitted from reduced premium amortization on mortgage backed securities due to a slowdown in mortgage prepayment speeds particularly in the third quarter of 2013. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company's total interest expense for the first nine months of 2013 decreased by $1.0 million or 17.6% when compared to the same 2012 period. This decrease in interest expense was due to a lower cost of funds as the cost of interest bearing liabilities declined by 22 basis points to 0.90%. Management&#146;s decision to further reduce interest rates paid on all deposit categories has not had a negative impact on deposit growth and reflects the loyalty of the bank&#146;s core deposit base. Specifically, total deposits have averaged $844 million in the first nine months of 2013 which is $14 million or 1.7% higher than the $830
million average in the first nine months of 2012. The Company has also utilized term advances from the FHLB, with maturities ranging between three and five years, to help fund its earning asset growth and manage interest rate risk over the past year. The average balance of FHLB term advances has increased by $11 million while the average cost of these advances has declined by 50 basis points to 0.80%. Overall, total FHLB borrowings have averaged $30 million or 3.0% of total assets during the first nine months of 2013. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The table that follows provides an analysis of net interest income on a tax-equivalent basis for the nine month periods ended September 30, 2013 and September 30, 2012. For a detailed discussion of the components and assumptions included in the table, see the paragraph before the quarterly table on page <a href="#tQUOT">33</a>. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">37</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B><U>Nine months ended September 30</U></B> (In thousands, except percentages) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="205"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/<BR> Rate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/<BR> Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans and loans held for sale, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>736,896</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.67</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>678,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,106</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.08</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,541</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.09</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,870</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.20</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term investment in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,437</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.40</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Fed funds sold</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>106</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.04</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151,041</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,774</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>177,087</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.71</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,625</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>371</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,575</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>332</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>3.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>168,666</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>190,662</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,929</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.75</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest earning assets/interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>917,646</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29,159</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>883,094</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,057</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,720</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,775</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Premises and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,656</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,925</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>76,683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>81,793</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(11,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(13,830</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL ASSETS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,012,134</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>978,757</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing demand</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,308</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>99</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>59,703</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>86</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Savings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>88,128</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>85,152</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>144</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Money markets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>210,993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>208,414</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other time</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>313,075</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,160</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>330,073</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>684,504</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.76</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>683,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.98</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,590</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,827</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,537</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.80</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest bearing<BR> liabilities/interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>727,716</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>704,937</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,918</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Demand deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>159,550</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>146,229</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14,298</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,970</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Shareholders' equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>110,570</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>111,621</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,012,134</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>978,757</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest rate spread</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.41</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest income/Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,282</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-equivalent adjustment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>24,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>24,121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">38</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">PROVISION FOR LOAN LOSSES</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the nine month period in 2013, the Company recorded a negative loan loss provision of $100,000 compared to a $1.3 million negative provision in the first nine months of 2012. There has been $1.2 million less earnings benefit from negative loan loss provisions in 2013. Overall, sustained improvements in asset quality evidenced by low levels of non-performing assets and classified loans has allowed the Company to continue to benefit from negative or zero loan loss provisions in 2013 while still maintaining strong coverage ratios. For the first nine months of 2013, actual credit losses realized through net charge-offs totaled
$1.3 million or 0.23% of total loans which represents an increase from the first nine months of 2012 when net charge-offs totaled $469,000 or 0.09% of total loans. The higher net charge-offs in 2013 reflect the resolution of a $2 million problem commercial real estate loan for which the Company had previously established specific reserves for in 2012. The allowance for loan losses was 1.46% of total loans, at September 30, 2013, compared to 1.74% of total loans, at December 31, 2012. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NON-INTEREST INCOME</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Non-interest income for the first nine months of 2013 totaled $11.9 million and increased $821,000, or 7.4%, from the first nine months 2012 performance. Factors contributing to this higher level of non-interest income in 2013 included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $363,000 or 6.7% increase in trust and investment advisory fees due to increased assets under management which reflects both successful new business development activities and market appreciation of existing assets. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $123,000 increase in gains realized on residential mortgage loan sales into the secondary market due to increased mortgage loan production in the first nine months of 2013. The higher residential mortgage loan production reflected both increased refinance and purchase activity although refinance activity did begin to slow in the third quarter of 2013 due to higher mortgage rates. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $137,000 investment security gain realized on the sale of certain rapidly prepaying mortgage backed securities. There was only $12,000 of security gains realized in the third quarter of 2012. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $149,000 increase in bank owned life insurance due to the receipt of a death claim payment. </TD>

</TR>

</TABLE>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NON-INTEREST EXPENSE</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Non-interest expense for the first nine months of 2013 totaled $31.5 million and increased by $1.2 million, or 4.0%, from the prior year&#146;s first nine months. Factors contributing to the higher non-interest expense in 2013 included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $664,000 or 3.7% increase in salaries and employee benefits expense due to higher salaries expense and pension expense in the first nine months of 2013. The higher salaries expense reflects merit increases for non-union employees and contractual increases for union employees and 5 additional FTE employees in revenue generating positions. The higher pension expense relates to the Company&#146;s defined benefit pension plan and reflects the negative impact that the low interest rate environment is having on the discount rate used to calculate the plan liabilities. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">&#149;&nbsp;&nbsp;</TD>

          <TD STYLE="text-align: left">a $382,000 increase in professional fees expense due largely to higher legal costs, recruitment fees and increases in several other professional fee categories. </TD>

</TR>

</TABLE>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">INCOME TAX EXPENSE</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company recorded an income tax expense of $1.4 million or an effective tax rate of 29.6% for the first nine months of 2013 compared to an income tax expense of $1.9 million or an effective tax rate of 30.9% for the first nine months of 2012. The lower income tax expense and effective rate in 2013 reflects the Company&#146;s reduced pre-tax earnings combined with an increased amount of tax free earnings from bank owned life insurance. The Company&#146;s deferred tax asset was $11.1 million at September 30, 2013 and relates primarily to net operating loss carryforwards and the allowance for loan losses. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">39</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">SEGMENT RESULTS</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Retail banking&#146;s net income contribution was $729,000 in the third quarter and $2.3 million for the first nine months of 2013 which was lower than the $837,000 and $2.5 million net income contributions for the same 2012 periods. This modest decline in earnings in 2013 was due to lower net interest income resulting from the previously discussed net interest margin pressure, modestly higher non-interest expense and less benefit from a negative loan loss provision in 2013. These negative items were partially offset by increased non-interest income due to strong residential mortgage banking revenues. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The commercial banking segment reported net income contributions of $1.1 million in the third quarter and $3.2 million for the first nine months of 2013 compared to $1.3 million and $3.8 million for the same 2012 periods. Sustained improvements in asset quality continued to result in a negative provision for loan losses in 2013 but at a lesser level than 2012. Overall, there has been $1.1 million less earnings benefit from negative loan loss provisions in this segment in 2013. This segment did benefit from higher net interest income due to increased loan balances in 2013. But this was partially offset by greater non-interest
expense due to a $126,000 increase in the reserve for unfunded commitments due to increased loan approval activity and the costs associated with all three new loan production offices being operational for the entire nine months in 2013. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The trust segment&#146;s net income contributions amounted to $310,000 for the third quarter and $816,000 for the first nine months of 2013 compared to $210,000 and $708,000 for the same 2012 periods. The higher net income contribution in 2013 is due to greater revenue from increased assets under management which reflects both successful new business development activities and market appreciation of existing assets. This more than offset higher non-interest expense from increased personnel costs and legal fees. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The investment/parent segment reported net losses of $949,000 in the third quarter and $3.0 million for the first nine months of 2013 compared to net losses of $1.0 million and $2.7 million for the same 2012 periods. A reduced level of investment securities and declining yields in the investment securities portfolio due to the continued low interest rate environment have had a negative impact on this segment. This margin pressure was somewhat offset by gains realized on the sale of certain rapidly prepaying mortgage backed securities in 2013. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">BALANCE SHEET</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company's total consolidated assets were $1.038 billion at September 30, 2013, which was up by $37 million or 3.7% from December 31, 2012. This asset growth was due primarily to a $32 million or 4.4% increase in total loans during the first nine months of 2013. This loan growth reflects the successful results of the Company&#146;s more intensive sales calling efforts with an emphasis on generating commercial loans and owner occupied commercial real estate loans which qualify as SBLF loans, particularly through its loan production offices. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company funded the previously mentioned asset growth with a combination of both increased deposits($16 million) and FHLB short-term borrowings and advances($23 million). The FHLB term advances with maturities between 3 and 5 years now total $21 million as the Company&#146;s has utilized these advances to help manage interest rate risk in a rising rate environment. The Company&#146;s total shareholders&#146; equity decreased modestly by $98,000 over the first nine months of 2013 due to the Company&#146;s common stock repurchase program and an increase in accumulated other comprehensive loss. These two factors were slightly
greater than the increase in retained earnings resulting from the net income available to common shareholders earned in the first nine months of 2013 which exceeded the payment of dividends by $2.8 million. The increase in intermediate to long term interest rates has caused the value in the AFS investment securities portfolio to decline by a net $2.4 million during the first nine months of 2013 which is reflected in accumulated other comprehensive loss. The Company continues to be considered well capitalized for regulatory purposes with a risk based capital ratio of 15.35%, and an asset leverage ratio of 11.44% at September 30, 2013. The Company&#146;s book value per common share was $4.76, its tangible book value per common share was $4.09, and its tangible common equity to tangible assets ratio was 7.48% at September 30, 2013. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">40</P>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">LOAN QUALITY</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table sets forth information concerning the Company&#146;s loan delinquency, non-performing assets, and classified assets (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="309"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2012</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total accruing loan delinquency (past due 30 to<BR> 89 days)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,882</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,456</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,398</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total non-accrual loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,259</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,814</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,455</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total non-performing assets including TDR*</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,037</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,224</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,372</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accruing loan delinquency, as a percentage of total loans, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-accrual loans, as a percentage of total loans, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.64</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-performing assets, as a percentage of total loans, net of unearned income, and other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.77</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-performing assets as a percentage of total assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.72</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>As a percent of average loans, net of unearned income:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Annualized net charge-offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.09</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Annualized provision (credit) for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total classified loans (loans rated substandard or doubtful)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,396</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22,717</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,391</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">Non-performing assets are comprised of (i) loans that are on a non-accrual basis, (ii) loans that are contractually past due 90 days or more as to interest and principal payments, (iii) performing loans classified as a troubled debt restructuring and (iv) other real estate owned. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">As a result of successful ongoing problem credit resolution efforts, the Company achieved further asset quality improvements in the first nine months of 2013. These improvements are evidenced by reduced levels of non-accrual loans, non-performing assets, classified assets and low loan delinquency levels that continue to be well below 1% of total loans. We continue to closely monitor the loan portfolio given the slow recovery in the economy and the number of relatively large-sized commercial and commercial real estate loans within the portfolio. As of September 30, 2013, the 25 largest credits represented 30.1% of total loans
outstanding. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">ALLOWANCE FOR LOAN LOSSES</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table sets forth the allowance for loan losses and certain ratios for the periods ended (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="306"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2012</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,829</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Allowance for loan losses as a percentage of each of the following:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>total loans, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.74</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.83</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>total accruing delinquent loans (past due 30 to<BR> 89 days)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>288.07</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>363.74</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>534.99</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>total non-accrual loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>343.14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>216.22</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>287.97</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>total non-performing assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>222.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>174.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>238.86</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company has reversed a portion of the allowance for loan losses into earnings in both 2013 and 2012 due to the previously discussed sustained improvement in asset quality. As a result of this reversal and higher net charge-off levels in the first nine months of 2013, the balance in the allowance for loan losses has declined but the Company has been able to still maintain strong coverage of non-accrual loans and non-performing assets as indicated in the above table. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">41</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">LIQUIDITY</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company&#146;s liquidity position has been strong during the last several years. Our core retail deposit base has grown over the past three years and has been more than adequate to fund the Company&#146;s operations. Cash flow from maturities, prepayments and amortization of securities was also used to either fund loan growth, paydown borrowings, or reinvested back into the securities portfolio. We strive to operate our loan to deposit ratio in a range of 85% to 95%. At September 30, 2013, the Company&#146;s loan to deposit ratio was 89.3%. We are optimistic that we can increase the loan to deposit ratio in the future
given current commercial loan pipelines, the further development of three new loan production offices, and our focus on small business lending. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Liquidity can be analyzed by utilizing the Consolidated Statement of Cash Flows. Cash and cash equivalents increased by $1.9 million from December 31, 2012, to September 30, 2013, due to $38.1 million of cash provided by financing activities and $12.6 million of cash provided by operating activities. This was partially offset by $48.8 million of cash used in investing activities. Within investing activities, cash provided from investment security maturities and sales was lower than cash used for new investment security purchases by $5.9 million. Cash advanced for new loan fundings and purchases (excluding residential mortgages
sold in the secondary market) totaled $153.7 million and was $41.3 million higher than the $112.4 million of cash received from loan principal payments and participations. Within financing activities, deposit growth provided $16.4 million of cash. Total FHLB borrowings increased as advances, both short-term and long-term, exceeded paydowns by $23.4 million and was utilized to fund the earning asset growth. At September 30, 2013, the Company had immediately available $343 million of overnight borrowing capacity at the FHLB and $39 million of unsecured federal funds lines with correspondent banks. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The holding company had $18.1 million of cash, short-term investments, and investment securities at September 30, 2013, which represented an increase of approximately $1.4 million since year-end 2012. Additionally, dividend payments from our subsidiaries can also provide ongoing cash to the holding company. At September 30, 2013, our subsidiary Bank had $2.1 million of cash available for immediate dividends to the holding company under the applicable regulatory formulas. As such, the holding company has strong liquidity to meet its trust preferred debt service requirements and preferred stock dividends, which should
approximate $1.2 million over the next twelve months. Additionally, the Company has ample cash to provide for its $0.01 per share quarterly common stock cash dividend which will require $188,000 of cash on a quarterly basis. The most recent $0.01 dividend was announced on October 18, 2013 payable on November 18, 2013 to shareholders of record on November 4, 2013. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CAPITAL RESOURCES</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company meaningfully exceeds all regulatory capital ratios for each of the periods presented and is considered well capitalized. The asset leverage ratio was 11.44% and the risk based capital ratio was 15.35% at September 30, 2013. The Company&#146;s tangible common equity to tangible assets ratio was 7.48% at September 30, 2013. These ratios reflect the completion of $1.2 million common stock buyback program where we repurchased 2% of our outstanding common shares during the second quarter of 2013. We anticipate that we will maintain our strong capital ratios throughout the remainder of 2013. Capital generated from
earnings will be utilized to pay the SBLF preferred dividend, common stock cash dividend and will also support anticipated balance sheet growth. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On July 2, 2013, the Board of Governors of the Federal Reserve System approved final rules that substantially amend the regulatory risk-based capital rules applicable to the Company and the Bank. The final rules implement the &#147;Basel III&#148; regulatory capital reforms, as well as certain changes required by the Dodd-Frank Act. The July 2013 final rules generally implement higher minimum capital requirements, add a new common equity tier 1 capital requirement, and establish criteria that instruments must meet to be considered common equity tier 1 capital, additional tier 1 capital or tier 2 capital. The new minimum
capital to risk-adjusted assets requirements are a common equity tier 1 capital ratio of 4.5% (6.5% to be considered &#147;well capitalized&#148;) and a tier 1 capital ratio of 6.0%, increased from 4.0% (and increased from 6.0% to 8.0% to be considered &#147;well capitalized&#148;); the total capital ratio remains at 8.0% under the new rules (10.0% to be considered &#147;well capitalized&#148;). Under the new rules, in order to avoid limitations on capital distributions (including dividend payments and certain discretionary bonus payments to executive officers), a banking </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">42</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">organization must hold a capital conservation buffer comprised of common equity tier 1 capital above its minimum risk-based capital requirements in an amount greater than 2.5% of total risk-weighted assets. The new minimum capital requirements are effective on January 1, 2015. The capital contribution buffer requirements phase in over a three-year period beginning January 1, 2016. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The July 2013 final rules include three significant changes from the proposals initially made by federal banking regulators in June 2012: (i) the final rules do not change the current risk weighting for residential mortgage exposures; (ii) the final rules permit institutions, other than certain large institutions, to elect to continue to treat certain components of accumulated other comprehensive income as permitted under the current general risk-based capital rules, and not reflect unrealized gains and losses on available-for-sale securities in common equity tier 1 calculations; and (iii) the final rules permit institutions
with less than $15.0 billion in assets to grandfather certain non-qualifying capital instruments (including trust preferred securities) issued prior to May 19, 2009 into tier 1 capital. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company and the Bank will continue to analyze these new rules and their effects on the business, operations and capital levels of the Company and the Bank. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">INTEREST RATE SENSITIVITY</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents an analysis of the sensitivity inherent in the Company&#146;s net interest income and market value of portfolio equity. The interest rate scenarios in the table compare the Company&#146;s base forecast, which was prepared using a flat interest rate scenario, to scenarios that reflect immediate interest rate changes of 100 and 200 basis points. Note that we suspended the 200 basis point downward rate shock since it has little value due to the absolute low level of interest rates. Each rate scenario contains unique prepayment and repricing assumptions that are applied to the Company&#146;s existing
balance sheet that was developed under the flat interest rate scenario. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Interest Rate Scenario</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Variability of Net Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Change in Market Value of Portfolio Equity</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>200bp increase</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13.7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>100bp increase</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>100bp decrease</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4.2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(15.1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The variability of net interest income is negative in the 100 basis point downward rate scenario as the Company has more exposure to assets repricing downward to a greater extent than liabilities due to the absolute low level of interest rates with the fed funds rate currently at 0.25%. The variability of net interest income is modestly positive in the upward rate shocks due to the Company&#146;s short duration investment securities portfolio and scheduled repricing of loans tied to LIBOR or prime. Also, the Company expects that it will not have to reprice its core deposit accounts up as quickly when interest rates rise. The
market value of portfolio equity increases in the upward rate shocks due to the improved value of the Company&#146;s core deposit base. Negative variability of market value of portfolio equity occurs in the downward rate shock due to a reduced value for core deposits. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">OFF BALANCE SHEET ARRANGEMENTS</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company incurs off-balance sheet risks in the normal course of business in order to meet the financing needs of its customers. These risks derive from commitments to extend credit and standby letters of credit. Such commitments and standby letters of credit involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated financial statements. The Company had various outstanding commitments to extend credit approximating $156.0 million and standby letters of credit of $12.7 million as of September 30, 2013. The Company&#146;s exposure to credit loss in the event of nonperformance
by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Company uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">43</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CRITICAL ACCOUNTING POLICIES AND ESTIMATES</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The accounting and reporting policies of the Company are in accordance with Generally Accepted Accounting Principles and conform to general practices within the banking industry. Accounting and reporting policies for the allowance for loan losses, goodwill, income taxes, and investment securities are deemed critical because they involve the use of estimates and require significant management judgments. Application of assumptions different than those used by the Company could result in material changes in the Company&#146;s financial position or results of operation. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">ACCOUNT&nbsp;&#151;&nbsp;Allowance for Loan Losses<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Allowance for loan losses<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Provision (credit) for loan losses<BR> DESCRIPTION </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The allowance for loan losses is calculated with the objective of maintaining reserve levels believed by management to be sufficient to absorb estimated probable credit losses. Management&#146;s determination of the adequacy of the allowance is based on periodic evaluations of the credit portfolio and other relevant factors. However, this quarterly evaluation is inherently subjective as it requires material estimates, including, among others, likelihood of customer default, loss given default, exposure at default, the amounts and timing of expected future cash flows on impaired loans, value of collateral, estimated losses on
consumer loans and residential mortgages, and general amounts for historical loss experience. This process also considers economic conditions, uncertainties in estimating losses and inherent risks in the various credit portfolios. All of these factors may be susceptible to significant change. Also, the allocation of the allowance for credit losses to specific loan pools is based on historical loss trends and management&#146;s judgment concerning those trends. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Commercial and commercial real estate loans are the largest category of credits and the most sensitive to changes in assumptions and judgments underlying the determination of the allowance for loan loss. Approximately $8.7 million, or 78%, of the total allowance for loan losses at September 30, 2013 has been allocated to these two loan categories. This allocation also considers other relevant factors such as actual versus estimated losses, economic trends, delinquencies, levels of non-performing and TDR loans, concentrations of credit, trends in loan volume, experience and depth of management, examination and audit results,
effects of any changes in lending policies and trends in policy, financial information and documentation exceptions. To the extent actual outcomes differ from management estimates, additional provision for credit losses may be required that would adversely impact earnings in future periods. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">ACCOUNT&nbsp;&#151;&nbsp;Goodwill<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Goodwill<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Goodwill impairment<BR> DESCRIPTION </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company considers our accounting policies related to goodwill to be critical because the assumptions or judgment used in determining the fair value of assets and liabilities acquired in past acquisitions are subjective and complex. As a result, changes in these assumptions or judgment could have a significant impact on our financial condition or results of operations. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of acquired assets and liabilities, including the resulting goodwill, was based either on quoted market prices or provided by other third party sources, when available. When third party information was not available, estimates were made in good faith by management primarily through the use of internal cash flow modeling techniques. The assumptions that were used in the cash flow modeling were subjective and are susceptible to significant changes. The Company routinely utilizes the services of an independent third party that is regarded within the banking industry as an expert in valuing core deposits to monitor
the ongoing value and changes in the Company&#146;s core deposit base. These core deposit valuation updates are based upon specific data provided from statistical analysis of the Company&#146;s own deposit behavior to estimate the duration of these non-maturity deposits combined with market interest rates and other economic factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Goodwill arising from business combinations represents the value attributable to unidentifiable intangible elements in the business acquired. The Company&#146;s goodwill relates to value inherent in the banking and wealth management businesses, and the value is dependent upon the Company&#146;s ability to provide quality, cost-effective services in the face of free competition from other market participants on a regional basis. This </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">44</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">ability relies upon continuing investments in processing systems, the development of value-added service features and the ease of use of the Company&#146;s services. As such, goodwill value is supported ultimately by revenue that is driven by the volume of business transacted and the loyalty of the Company&#146;s deposit and customer base over a longer time frame. The quality and value of a Company&#146;s assets is also an important factor to consider when performing goodwill impairment testing. A decline in earnings as a result of a lack of growth or the inability to deliver cost-effective value added services over sustained
periods can lead to impairment of goodwill. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Goodwill which has an indefinite useful life is tested for impairment at least annually and written down and charged to results of operations only in periods in which the recorded value is more than the estimated fair value. As of September 30, 2013, goodwill was not considered impaired; however, deteriorating economic conditions could result in impairment, which could adversely affect earnings in future periods. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">ACCOUNT&nbsp;&#151;&nbsp;Income Taxes<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Net deferred tax asset<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Provision for income tax expense<BR> DESCRIPTION </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The provision for income taxes is the sum of income taxes both currently payable and deferred. The changes in deferred tax assets and liabilities are determined based upon the changes in differences between the basis of assets and liabilities for financial reporting purposes and the basis of assets and liabilities as measured by the enacted tax rates that management estimates will be in effect when the differences reverse. This income tax review is completed on a quarterly basis. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In relation to recording the provision for income taxes, management must estimate the future tax rates applicable to the reversal of tax differences, make certain assumptions regarding whether tax differences are permanent or temporary and the related timing of the expected reversal. Also, estimates are made as to whether taxable operating income in future periods will be sufficient to fully recognize any gross deferred tax assets. If recovery is not likely, we must increase our provision for taxes by recording a valuation allowance against the deferred tax assets that we estimate will not ultimately be recoverable.
Alternatively, we may make estimates about the potential usage of deferred tax assets that decrease our valuation allowances. As of September 30, 2013, we believe that all of the deferred tax assets recorded on our balance sheet will ultimately be recovered and that no valuation allowances were needed. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In addition, the calculation of our tax liabilities involves dealing with uncertainties in the application of complex tax regulations. We recognize liabilities for anticipated tax audit issues based on our estimate of whether, and the extent to which, additional taxes will be due. If we ultimately determine that payment of these amounts is unnecessary, we reverse the liability and recognize a tax benefit during the period in which we determine that the liability is no longer necessary. We record an additional charge in our provision for taxes in the period in which we determine that the recorded tax liability is less than we
expect the ultimate assessment to be. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">ACCOUNT&nbsp;&#151;&nbsp;Investment Securities<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Investment securities<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Net realized gains (losses) on investment securities<BR> DESCRIPTION </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Available-for-sale and held-to-maturity securities are reviewed quarterly for possible other-than-temporary impairment. The review includes an analysis of the facts and circumstances of each individual investment such as the severity of loss, the length of time the fair value has been below cost, the expectation for that security&#146;s performance, the creditworthiness of the issuer and the Company&#146;s intent and ability to hold the security to recovery. A decline in value that is considered to be other-than-temporary is recorded as a loss within non-interest income in the Consolidated Statements of Operations. At
September 30, 2013, the unrealized losses in the available-for-sale security portfolio were comprised of securities issued by government agencies or government sponsored agencies and certain high quality corporate securities. The Company believes the unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">45</P>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management has also concluded that based on current information we expect to continue to receive scheduled interest payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">FORWARD LOOKING STATEMENT </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">THE STRATEGIC FOCUS: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The challenge for the future is to improve earnings performance to peer levels through a disciplined focus on community banking and improving the profitability of our Trust Company. In accordance with our strategic plan, AmeriServ will maintain its focus as a community bank delivering banking and trust services to the best of our ability and focus on further growing revenues by leveraging our strong capital base and infrastructure. This Company will not succumb to the lure of quick fixes and fancy financial gimmicks. It is our plan to continue to build AmeriServ into a potent banking force in this region and in this industry.
Our focus encompasses the following: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Customer Service&nbsp;&#151;&nbsp;it is the existing and prospective customer that AmeriServ must satisfy. This means good products and fair prices. But it also means quick response time and professional competence. It means speedy problem resolution and a minimizing of bureaucratic frustrations. AmeriServ is training and motivating its staff to meet these standards while providing customers with more banking options that involve leading technologies such as computers, smartphones, and tablets to conduct business. </TD>

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</TABLE>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Revenue Growth&nbsp;&#151;&nbsp;It is necessary for AmeriServ to focus on growing revenues. This means loan growth, deposit growth and fee growth. It also means close coordination between all customer service areas so as many revenue producing products as possible can be presented to existing and prospective customers. The Company&#146;s Strategic Plan contains action plans in each of these areas particularly on increasing loans through the opening of several loan production offices. There will be a particular focus on small business commercial lending. An examination of the peer bank database provides ample proof that a well-executed community banking business model can generate a reliable and rewarding revenue stream. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Expense Rationalization&nbsp;&#151;&nbsp;AmeriServ Financial remains focused on trying to rationalize expenses. This has not been a program of broad based cuts, but has been targeted so AmeriServ stays strong but spends less. The Company has established a goal of identifying $1 million of non-interest expense savings in 2014 some of which may be utilized to fund new revenue growth initiatives such as another loan production office. It is critical to be certain that future expenditures are directed to areas that are playing a positive role in the drive to improve revenues. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">This Form 10-Q contains various forward-looking statements and includes assumptions concerning the Company&#146;s beliefs, plans, objectives, goals, expectations, anticipations, estimates, intentions, operations, future results, and prospects, including statements that include the words &#147;may,&#148; &#147;could,&#148; &#147;should,&#148; &#147;would,&#148; &#147;believe,&#148; &#147;expect,&#148; &#147;anticipate,&#148; &#147;estimate,&#148; &#147;intend,&#148; &#147;plan&#148; or similar expressions. These forward-looking statements are based upon current expectations, are subject to risk and uncertainties and are
applicable only as of the dates of such statements. Forward-looking statements involve risks, uncertainties and assumptions. Although we do not make forward-looking statements unless we believe we have a reasonable basis for doing so, we cannot guarantee their accuracy. You should not put undue reliance on any forward-looking statements. These statements speak only as of the date of this Form 10-Q, even if subsequently made available on our website or otherwise, and we undertake no obligation to update or revise these statements to reflect events or circumstances occurring after the date of this Form 10-Q. In connection with the &#147;safe harbor&#148; provisions of the Private Securities Litigation Reform Act of 1995, the Company provides the following cautionary statement identifying important factors (some of which are beyond the Company&#146;s control) which could cause the actual results or events to differ materially from those set forth in or implied by the forward-looking
statements and related assumptions. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Such factors include the following: (i) the effect of changing regional and national economic conditions; (ii) the effects of trade, monetary and fiscal policies and laws, including interest rate policies of the Board of Governors of the Federal Reserve System; (iii) significant changes in interest rates and prepayment speeds; </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">46</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(iv) inflation, stock and bond market, and monetary fluctuations; (v) credit risks of commercial, real estate, consumer, and other lending activities; (vi) changes in federal and state banking and financial services laws and regulations; (vii) the presence in the Company&#146;s market area of competitors with greater financial resources than the Company; (viii) the timely development of competitive new products and services by the Company and the acceptance of those products and services by customers and regulators (when required); (ix) the willingness of customers to substitute competitors&#146; products and services for those
of the Company and vice versa; (x) changes in consumer spending and savings habits; (xi) unanticipated regulatory or judicial proceedings; and (xii) other external developments which could materially impact the Company&#146;s operational and financial performance. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The foregoing list of important factors is not exclusive, and neither such list nor any forward-looking statement takes into account the impact that any future acquisition may have on the Company and on any such forward-looking statement. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tQQD"></a>Item 3.&nbsp;&nbsp;QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company manages market risk, which for the Company is primarily interest rate risk, through its asset liability management process and committee, see further discussion in Interest Rate Sensitivity section of the M.D. &amp; A. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCP"></a>Item 4.&nbsp;&nbsp;CONTROLS AND PROCEDURES</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(a) Evaluation of Disclosure Controls and Procedures. The Company&#146;s management carried out an evaluation, under the supervision and with the participation of the Chief Executive Officer and the Chief Financial Officer, of the effectiveness of the design and the operation of the Company&#146;s disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of September 30, 2013, pursuant to Exchange Act Rule 13a-15. Based upon that evaluation, the Chief Executive Officer along with the Chief Financial Officer concluded that the Company&#146;s disclosure controls and
procedures as of September 30, 2013, are effective. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(b) Changes in Internal Controls. There have been no changes in AmeriServ Financial Inc.&#146;s internal controls over financial reporting that occurred during the most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Company&#146;s internal control over financial reporting. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">47</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Part II Other Information </H2>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tLP"></a>Item 1. Legal Proceedings </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">There are no material proceedings to which the Company or any of our subsidiaries are a party or by which, to the Company&#146;s&#146; knowledge, we, or any of our subsidiaries, are threatened. All legal proceedings presently pending or threatened against the Company or our subsidiaries involve routine litigation incidental to our business or that of the subsidiary involved and are not material in respect to the amount in controversy. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tRF"></a>Item 1A. Risk Factors </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Not Applicable </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tUSES"></a>Item 2. Unregistered Sales of Equity Securities and Use of Proceeds </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Following are the Company&#146;s monthly common stock purchases during the second quarter of 2013. All shares are repurchased under Board of Directors authorization. The Company completed the most recent 2% common stock repurchase program in the second quarter of 2013. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="180"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="108"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total number of shares purchased</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average price paid per share</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total number of shares purchased as part of publicly announced plan</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Maximum number of shares that may yet be purchased under<BR> the plan</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>April 1&nbsp;&#150;&nbsp;30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>384,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>May 1&nbsp;&#150;&nbsp;31, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>331,800</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.04</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>331,800</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>June 1&nbsp;&#150;&nbsp;30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>52,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3.12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>384,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>384,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tDUS"></a>Item 3. Defaults Upon Senior Securities </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">None </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tMSD"></a>Item 4. Mine Safety Disclosures </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">None </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tOI"></a>Item 5. Other Information </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">None </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tEX"></a>Item 6. Exhibits </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="552"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>&nbsp;3.1</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Amended and Restated Articles of Incorporation as amended through August 11, 2011, exhibit 3.1 to the Registration Statement on Form S-8 (File No. 333-176869) filed on September 16, 2011.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>&nbsp;3.2</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Bylaws, as amended and restated on May 16, 2013, Exhibit 3.2 to the Form 8-K filed May 22, 2013.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>15.1</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Report of S.R. Snodgrass, A.C. regarding unaudited interim financial statement information.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>15.2</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Awareness Letter of S.R. Snodgrass, A.C.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>31.1</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to Rule 13a-14(a)/15d-14(a), as adopted pursuant to section 302 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>31.2</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to Rule 13a-14(a)/15d-14(a), as adopted pursuant to section 302 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>32.1</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>32.2</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101&nbsp;&nbsp;</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">The following information from AMERISERV FINANCIAL, INC.&#146;s Quarterly Report on Form 10-Q for the quarter ended September 30, 2013, formatted in XBRL (eTensible Business Reporting Language): (i) Consolidated Balance Sheets (unaudited), (ii) Consolidated Statements of Operations (unaudited), (iii) Consolidated Statements of Cash Flows (unaudited), and (iv) Notes to the Consolidated Financial Statements (unaudited).</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">48</P>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 224px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc.<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Registrant </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="277"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="314"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 13, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Glenn L. Wilson<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Glenn L. Wilson<BR> President and Chief Executive Officer</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="314"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 13, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Jeffrey A. Stopko<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Jeffrey A. Stopko<BR> Executive Vice President and Chief Financial Officer</TD>

</TR>

</TABLE></DIV>

</DIV>

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<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 15.1 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Audit Committee<BR> AmeriServ Financial, Inc.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We have reviewed the accompanying consolidated balance sheet of AmeriServ Financial, Inc. and subsidiaries&#146; as of September 30, 2013, the related consolidated statements of operations and comprehensive income for the three-month and nine-month periods ended September 30, 2013 and 2012, and the related consolidated statements of cash flows for the nine-month periods ended September 30, 2013 and 2012. These consolidated financial statements are the responsibility of AmeriServ Financial, Inc.&#146;s management.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We conducted our reviews in accordance with standards of the Public Company Accounting Oversight Board (United States). A review of interim financial information consists principally of applying analytical procedures to financial data and making inquiries of persons responsible for financial and accounting matters. It is substantially less in scope than an audit conducted in accordance with standards of the Public Company Accounting Oversight Board (United States), the objective of which is the expression of an opinion regarding the financial statements taken as a whole. Accordingly, we do not express such an opinion.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Based on our reviews, we are not aware of any material modifications that should be made to the accompanying consolidated financial statements referred to above for them to be in conformity with U.S. generally accepted accounting principles.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We have previously audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated balance sheet of AmeriServ Financial, Inc. and subsidiaries as of December 31, 2012, and the related consolidated statements of operations, comprehensive income, changes in stockholders&#146; equity, and cash flows for the year then ended (not presented herein); and in our report dated March 8, 2013, we expressed an unqualified opinion on those consolidated financial statements. In our opinion, the information set forth in the accompanying consolidated balance sheet as of December 31,
2012, is fairly stated, in all material respects, in relation to the balance sheet from which it has been derived.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">/s/S.R. Snodgrass, A.C.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Wexford, Pennsylvania<BR>November 13, 2013 </P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 15.2 </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">November 13, 2013</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc.<BR>216 Franklin Street<BR>P.O. Box 520<BR>Johnstown, Pennsylvania 15907-0520</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We have reviewed, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the unaudited interim financial information of AmeriServ Financial, Inc. and subsidiaries&#146; for the three-month and nine-month periods ended September 30, 2013, as indicated in our report dated November 13, 2013; because we did not perform an audit, we expressed no opinion on that information.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We are aware that our report referred to above, which is included in your Quarterly Report on Form 10-Q for the quarter ended September 30, 2013, is incorporated by reference in the following Registration Statements:</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Registration Statement No. 333-176869 on Form S-8<BR>Registration Statement No. 333-67600 on Form S-8<BR>Registration Statement No. 033-53935 on Form S-8<BR>Registration Statement No. 033-55845 on Form S-8<BR>Registration Statement No. 033-55207 on Form S-8<BR>Registration Statement No. 033-55211 on Form S-8<BR>Registration Statement No. 333-129009 on Form S-3<BR>Registration Statement No. 333-121215 on Form S-3<BR>Registration Statement No. 333-120022 on Form S-3<BR>Registration Statement No. 333-50225 on Form S-3<BR>Registration Statement No. 033-56604 on Form S-3</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We are also aware that the aforementioned report, pursuant to Rule 436(c) under the Securities Act of 1933, is not considered a part of the Registration Statement prepared or certified by an accountant or a report prepared or certified by an accountant within the meaning of Sections 7 and 11 of that Act.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Sincerely,</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">/s/S.R. Snodgrass, A.C. </P>

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<TYPE>EX-31.1
<SEQUENCE>4
<FILENAME>v354420_ex31x1.htm
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 31.1 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER<BR> PURSUANT TO RULES 13a-14 AND 15d-14 OF THE SECURITIES EXCHANGE ACT OF<BR> 1934 AND SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">I, Glenn L. Wilson, certify that: </P>

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          <TD STYLE="width: 20px; text-align: left">1.</TD>

          <TD STYLE="text-align: left">I have reviewed this quarterly report on Form 10-Q of AmeriServ Financial, Inc. (ASF); </TD>

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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">2.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </TD>

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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">3.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of ASF as of, and for, the periods presented in this report; </TD>

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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">4.</TD>

          <TD STYLE="text-align: left">ASF&#146;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for ASF and have: </TD>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(a)</TD>

          <TD STYLE="text-align: left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to ASF, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD>

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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(b)</TD>

          <TD STYLE="text-align: left">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(c)</TD>

          <TD STYLE="text-align: left">Evaluated the effectiveness of ASF's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </TD>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(d)</TD>

          <TD STYLE="text-align: left">Disclosed in this report any change in ASF's internal control over financial reporting that occurred during ASF's most recent fiscal quarter (ASF's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, ASF's internal control over financial reporting; and </TD>

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<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">5.</TD>

          <TD STYLE="text-align: left">ASF's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to ASF's auditors and the audit committee of ASF's board of directors: </TD>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(a)</TD>

          <TD STYLE="text-align: left">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect ASF's ability to record, process, summarize and report financial information; and </TD>

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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(b)</TD>

          <TD STYLE="text-align: left">Any fraud, whether or not material, that involves management or other employees who have a significant role in ASF's internal control over financial reporting. </TD>

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          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

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          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 13, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Glenn L. Wilson<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Glenn L. Wilson<BR> President &amp; CEO</TD>

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<TYPE>EX-31.2
<SEQUENCE>5
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 31.2 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION OF THE CHIEF FINANCIAL OFFICER<BR> PURSUANT TO RULES 13a-14 AND 15d-14 OF THE SECURITIES EXCHANGE ACT OF<BR> 1934 AND SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">I, Jeffrey A. Stopko, certify that: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 20px; text-align: left">1.</TD>

          <TD STYLE="text-align: left">I have reviewed this quarterly report on Form 10-Q of AmeriServ Financial, Inc. (ASF); </TD>

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          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">2.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">3.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of ASF as of, and for, the periods presented in this report; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">4.</TD>

          <TD STYLE="text-align: left">ASF&#146;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for ASF and have: </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">(&#97;)</TD>

          <TD STYLE="text-align: left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to ASF, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">(&#98;)</TD>

          <TD STYLE="text-align: left">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">(&#99;)</TD>

          <TD STYLE="text-align: left">Evaluated the effectiveness of ASF's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">(&#100;)</TD>

          <TD STYLE="text-align: left">Disclosed in this report any change in ASF's internal control over financial reporting that occurred during ASF's most recent fiscal quarter (ASF's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, ASF's internal control over financial reporting; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">5.</TD>

          <TD STYLE="text-align: left">ASF's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to ASF's auditors and the audit committee of ASF's board of directors: </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">(&#97;)</TD>

          <TD STYLE="text-align: left">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect ASF's ability to record, process, summarize and report financial information; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">(&#98;)</TD>

          <TD STYLE="text-align: left">Any fraud, whether or not material, that involves management or other employees who have a significant role in ASF's internal control over financial reporting. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="264"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 13, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Jeffrey A. Stopko<BR> <IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Jeffrey A. Stopko<BR> Executive Vice President &amp; CFO</TD>

</TR>

</TABLE></DIV>

</DIV>

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<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>6
<FILENAME>v354420_ex32x1.htm
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 32.1 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350<BR> AS ADOPTED PURSUANT TO<BR> SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In connection with the Quarterly Report of AmeriServ Financial, Inc. (the &#147;Company&#148;) on Form 10-Q for the period ended September 30, 2013, as filed with the Securities and Exchange Commission on the date hereof (the &#147;Report&#148;), I, Glenn L. Wilson, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">1).</TD>

          <TD STYLE="text-align: left">The Report fully complies with the requirements of section 13(a) or 15 (d) of the Securities Exchange Act of 1934; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">2).</TD>

          <TD STYLE="text-align: left">The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="264"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>November 13, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Glenn L. Wilson<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Glenn L. Wilson<BR> President and<BR> Chief Executive Officer</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

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</B></B></B></B></B></B></B></B></B></B></B></B></B></B></B></B></B></B>

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<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>7
<FILENAME>v354420_ex32x2.htm
<TEXT>
<HTML>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 32.2 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350<BR> AS ADOPTED PURSUANT TO<BR> SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In connection with the Quarterly Report of AmeriServ Financial, Inc. (the &#147;Company&#148;) on Form 10-Q for the period ended September 30, 2013, as filed with the Securities and Exchange Commission on the date hereof (the &#147;Report&#148;), I, Jeffrey A. Stopko, Executive Vice President and Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">1).</TD>

          <TD STYLE="text-align: left">The Report fully complies with the requirements of section 13(a) or 15 (d) of the Securities Exchange Act of 1934; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">2).</TD>

          <TD STYLE="text-align: left">The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="264"></TD>

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<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>November 13, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Jeffrey A. Stopko<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Jeffrey A. Stopko<BR> Executive Vice President and<BR> Chief Financial Officer</TD>

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</TABLE></DIV>

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  <asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount id="HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount.2350.32725.1358.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.32725.1358.0.0.0.0" unitRef="USD" decimals="-3">1012000</asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount>
  <asrv:IncreasedPercentageOfLendingIncentiveFee id="IncreasedPercentageOfLendingIncentiveFee.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="pure" decimals="2">0.01</asrv:IncreasedPercentageOfLendingIncentiveFee>
  <asrv:IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure id="IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">100000</asrv:IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure>
  <asrv:IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure id="IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure.2350.1070.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1070.2295.0.0.0.0" unitRef="USD" decimals="-3">100000</asrv:IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure>
  <asrv:InterestIncomeRecordedNonaccrualLoans id="InterestIncomeRecordedNonaccrualLoans.2352.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:InterestIncomeRecordedNonaccrualLoans id="InterestIncomeRecordedNonaccrualLoans.2353.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:InterestIncomeRecordedNonaccrualLoans id="InterestIncomeRecordedNonaccrualLoans.2354.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:InterestIncomeRecordedNonaccrualLoans id="InterestIncomeRecordedNonaccrualLoans.2355.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:LoanHeldForSaleAccountDeliveryDatesLockPeriod id="LoanHeldForSaleAccountDeliveryDatesLockPeriod.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">30, 45, or 60 day lock period</asrv:LoanHeldForSaleAccountDeliveryDatesLockPeriod>
  <asrv:LoansPastDueAsToMaturity id="LoansPastDueAsToMaturity.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">P90D</asrv:LoansPastDueAsToMaturity>
  <asrv:LoansPastDueAsToMaturity id="LoansPastDueAsToMaturity.2352.3405.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.3405.2295.0.0.0.0">P90D</asrv:LoansPastDueAsToMaturity>
  <asrv:LoansPastDueAsToMaturity id="LoansPastDueAsToMaturity.2352.1175.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.1175.2295.0.0.0.0">P90D</asrv:LoansPastDueAsToMaturity>
  <asrv:LossOnSaleOfSecurities id="LossOnSaleOfSecurities.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">47000</asrv:LossOnSaleOfSecurities>
  <asrv:MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus id="MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">P6M</asrv:MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus>
  <asrv:MinimumPercentageTierOneCapitalToBeMaintain id="MinimumPercentageTierOneCapitalToBeMaintain.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="pure" decimals="1">0.9</asrv:MinimumPercentageTierOneCapitalToBeMaintain>
  <asrv:NetFairValueOfImpairedLoans id="NetFairValueOfImpairedLoans.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1500000</asrv:NetFairValueOfImpairedLoans>
  <asrv:NetFairValueOfImpairedLoans id="NetFairValueOfImpairedLoans.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3200000</asrv:NetFairValueOfImpairedLoans>
  <asrv:NetReductionInInterestIncome id="NetReductionInInterestIncome.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">139000</asrv:NetReductionInInterestIncome>
  <asrv:NetReductionInInterestIncome id="NetReductionInInterestIncome.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">169000</asrv:NetReductionInInterestIncome>
  <asrv:NetReductionInInterestIncome id="NetReductionInInterestIncome.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">37000</asrv:NetReductionInInterestIncome>
  <asrv:NetReductionInInterestIncome id="NetReductionInInterestIncome.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">51000</asrv:NetReductionInInterestIncome>
  <asrv:NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear id="NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="pure" decimals="0">1000</asrv:NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear>
  <asrv:NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr id="NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 9. Non-performing Assets Including Troubled Debt Restructurings (TDR)&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;Non-accrual loans&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,041&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,623&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,218&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,191&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,259&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 5,814&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;90 days past due still accruing&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;Other real estate owned&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;344&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,101&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 522&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 127&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; TDR&amp;#39;s not in non-accrual&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 182&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total non-performing assets including TDR&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 5,037&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 7,224&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.66&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower&amp;#39;s financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank&amp;#39;s objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower&amp;#39;s loan.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; To be considered a TDR, &lt;u&gt;both&lt;/u&gt; of the following criteria must be met:&lt;/p&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the borrower must be experiencing financial difficulties; &lt;u&gt;and&lt;/u&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the Bank, for economic or legal reasons related to the borrower&amp;#39;s financial difficulties, grants a concession to the borrower that would not otherwise be considered.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to:&lt;/p&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the borrower is currently in default on their loan(s);&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the borrower has filed for bankruptcy;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the borrower has insufficient cash flows to service their loan(s); &lt;u&gt;and&lt;/u&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Factors that indicate that a concession has been granted include, but are not limited to:&lt;/p&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; &lt;u&gt;or&lt;/u&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed 120 days. A restructuring that results in an insignificant delay in payment, i.e. 120 days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. No single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower&amp;#39;s financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Any loan modification where the borrower&amp;#39;s aggregate exposure is at least $250,000 &lt;u&gt;and&lt;/u&gt; where the loan currently maintains a criticized or classified risk rating, i.e. Special Mention, Substandard or Doubtful, or where the loan will be assigned a criticized or classified rating after the modification is evaluated to determine the need for TDR classification.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2013 (dollars in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans in accrual status&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;# of Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current Balance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Concession Granted&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Extension of&lt;br /&gt; maturity date&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2012 (dollars in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans in accrual status&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;# of Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current Balance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Concession Granted&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loan secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;87&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Extension of&lt;br /&gt; maturity date&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans in non-accrual status&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;# of Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current Balance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Concession Granted&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loan secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;4&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,990&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Extension of&lt;br /&gt; maturity date&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of six consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of six consecutive payments in accordance with the terms of the loan.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table presents the recorded investment in loans that were modified as TDR&amp;#39;s during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012 (nine month periods) and July 1, 2013 and 2012 (three month periods), respectively, and that subsequently defaulted during the current reporting periods (dollars in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;Recorded investment of defaults&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Commercial loan secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 724&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,312&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 724&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,312&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; All TDR&amp;#39;s are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR&amp;#39;s which defaulted in the above table had a related allowance adequate to reserve for anticipated losses.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above. Other real estate owned is recorded at fair value minus estimated costs to sell.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income due in accordance with original terms&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;37&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;139&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;169&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income recorded&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Net reduction in interest income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 37&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 139&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 169&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</asrv:NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr>
  <asrv:NonperformingAssetsIncludingTroubleDebtRestructurings id="NonperformingAssetsIncludingTroubleDebtRestructurings.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">5037000</asrv:NonperformingAssetsIncludingTroubleDebtRestructurings>
  <asrv:NonperformingAssetsIncludingTroubleDebtRestructurings id="NonperformingAssetsIncludingTroubleDebtRestructurings.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">7224000</asrv:NonperformingAssetsIncludingTroubleDebtRestructurings>
  <asrv:NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor id="NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="pure" decimals="0">12</asrv:NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor>
  <asrv:NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor id="NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor.2352.1070.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.1070.2295.0.0.0.0" unitRef="pure" decimals="0">12</asrv:NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor>
  <asrv:NumberOfLocation id="NumberOfLocation.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="pure" decimals="0">18</asrv:NumberOfLocation>
  <asrv:OtherBankOwnedLifeInsuranceIncome id="OtherBankOwnedLifeInsuranceIncome.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">605000</asrv:OtherBankOwnedLifeInsuranceIncome>
  <asrv:OtherBankOwnedLifeInsuranceIncome id="OtherBankOwnedLifeInsuranceIncome.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">644000</asrv:OtherBankOwnedLifeInsuranceIncome>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="OtherComprehensiveIncomeLossBeforeReclassifications.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-2161000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="OtherComprehensiveIncomeLossBeforeReclassifications.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">116000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="OtherComprehensiveIncomeLossBeforeReclassifications.2352.465.3750.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.465.3750.0.0.0.0" unitRef="USD" decimals="-3">-2264000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="OtherComprehensiveIncomeLossBeforeReclassifications.2354.465.3750.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.465.3750.0.0.0.0" unitRef="USD" decimals="-3">116000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="OtherComprehensiveIncomeLossBeforeReclassifications.2352.4013.3750.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.4013.3750.0.0.0.0" unitRef="USD" decimals="-3">103000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="OtherComprehensiveIncomeLossBeforeReclassifications.2354.4013.3750.0.0.0.0" xsi:nil="true" contextRef="from-2013-07-01-to-2013-09-30.2354.0.4013.3750.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:ParticipantsVestedInterestAccruedBenefitServicePeriod id="ParticipantsVestedInterestAccruedBenefitServicePeriod.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">P5Y</asrv:ParticipantsVestedInterestAccruedBenefitServicePeriod>
  <asrv:PercentageOfInvestmentSecuritiesPortfolioRated id="PercentageOfInvestmentSecuritiesPortfolioRated.2350.5141.1277.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.5141.1277.0.0.0.0" unitRef="pure" decimals="3">0.897</asrv:PercentageOfInvestmentSecuritiesPortfolioRated>
  <asrv:PercentageOfInvestmentSecuritiesPortfolioRated id="PercentageOfInvestmentSecuritiesPortfolioRated.2351.5141.1277.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.5141.1277.0.0.0.0" unitRef="pure" decimals="3">0.922</asrv:PercentageOfInvestmentSecuritiesPortfolioRated>
  <asrv:PercentageOfInvestmentSecuritiesPortfolioRated id="PercentageOfInvestmentSecuritiesPortfolioRated.2350.5147.1277.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.5147.1277.0.0.0.0" unitRef="pure" decimals="3">0.012</asrv:PercentageOfInvestmentSecuritiesPortfolioRated>
  <asrv:PercentageOfLendingIncentiveFeePayable id="PercentageOfLendingIncentiveFeePayable.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="pure" decimals="3">0.005</asrv:PercentageOfLendingIncentiveFeePayable>
  <asrv:PercentagePreferredStockRedemption id="PercentagePreferredStockRedemption.2352.5025.5173.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.5025.5173.0.0.0.0" unitRef="pure" decimals="0">1</asrv:PercentagePreferredStockRedemption>
  <asrv:PercentagePreferredStockRedemption id="PercentagePreferredStockRedemption.2352.3382.4365.21932.5173.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.3382.4365.21932.5173.0.0" unitRef="pure" decimals="2">0.01</asrv:PercentagePreferredStockRedemption>
  <asrv:PercentagePreferredStockRedemption id="PercentagePreferredStockRedemption.2352.3373.4365.21932.5173.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.3373.4365.21932.5173.0.0" unitRef="pure" decimals="2">0.05</asrv:PercentagePreferredStockRedemption>
  <asrv:RealEstateConstructionLoansPercentage id="RealEstateConstructionLoansPercentage.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="pure" decimals="3">0.023</asrv:RealEstateConstructionLoansPercentage>
  <asrv:RealEstateConstructionLoansPercentage id="RealEstateConstructionLoansPercentage.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="pure" decimals="2">0.02</asrv:RealEstateConstructionLoansPercentage>
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6639000</asrv:RegulatoryAssetsFairValueDisclosure>
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6304000</asrv:RegulatoryAssetsFairValueDisclosure>
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2350.2138.1998.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.2138.1998.0.0.0.0" unitRef="USD" decimals="-3">6639000</asrv:RegulatoryAssetsFairValueDisclosure>
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2351.2138.1998.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.2138.1998.0.0.0.0" unitRef="USD" decimals="-3">6304000</asrv:RegulatoryAssetsFairValueDisclosure>
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2350.2139.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-09-30.2350.0.2139.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2351.2139.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.2139.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2350.2129.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-09-30.2350.0.2129.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:RegulatoryAssetsFairValueDisclosure id="RegulatoryAssetsFairValueDisclosure.2351.2129.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.2129.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <asrv:ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock id="ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Average loan balance:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,170&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,576&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,904&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,680&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 18&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Average investment in impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,283&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,576&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,928&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,697&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income recognized:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;3&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income recognized on a cash basis on impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</asrv:ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock>
  <asrv:ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock id="ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Performing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Non-Performing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 230,692&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,218&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,222&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 246,914&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,281&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Performing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Non-Performing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 216,393&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,191&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,407&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 233,800&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,204&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</asrv:ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock>
  <asrv:ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock id="ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;Non-accrual loans&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,041&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,623&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,218&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,191&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,259&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 5,814&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;90 days past due still accruing&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;Other real estate owned&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;344&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,101&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 522&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 127&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; TDR&amp;#39;s not in non-accrual&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 182&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total non-performing assets including TDR&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 5,037&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 7,224&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.66&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</asrv:ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock>
  <asrv:ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock id="ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;At September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Individually evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,205&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,318&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Collectively evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 115,862&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 394,535&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,222&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 758,529&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 16,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760,847&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Allowance for loan losses:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Allocation for General Risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Specific reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;755&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;805&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; General reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,638&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 4,274&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 10,378&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total allowance for loan losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,688&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 5,029&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,183&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;At December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Individually evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,793&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,806&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Collectively evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 378,546&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,407&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 716,359&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 17,420&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 721,165&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Allowance for loan losses:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Allocation for General Risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Specific reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; General reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,596&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,210&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 10,985&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total allowance for loan losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,596&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 7,796&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,571&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</asrv:ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock>
  <asrv:ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock id="ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &lt;u&gt;Recorded investment of defaults&lt;/u&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Commercial loan secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 724&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,312&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 724&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,312&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</asrv:ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock>
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  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock id="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Three months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at June 30,&lt;br /&gt; 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,780&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;891&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,688&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,983&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;39&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (993&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,029&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,279&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(49&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;31&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;62&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;146&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 957&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 46&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,145&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (57&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 95&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,183&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Three months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at June 30,&lt;br /&gt; 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,352&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (246&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;14&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;277&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,397&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,378&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (515&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,871&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,206&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;9&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;57&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,221&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;155&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(36&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;14&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (36&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,317&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (333&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 45&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (200&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,829&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at December 31, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,596&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;48&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,044&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,688&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,796&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,480&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;181&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,468&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,029&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(96&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;98&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(87&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;48&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;29&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 243&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,571&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,663&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 375&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (100&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,183&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at December 31, 2011&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,365&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (345&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;126&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;251&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,397&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,400&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (172&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;208&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,565&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,871&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,270&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;38&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,221&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;174&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (170&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;36&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;110&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,414&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (224&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 14,623&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (877&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 408&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,325&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,829&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
  <us-gaap:AllowanceForCreditLossesTextBlock id="AllowanceForCreditLossesTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 8. Allowance for Loan Losses&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2013 and 2012 (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Three months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at June 30,&lt;br /&gt; 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,780&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;891&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,688&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,983&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;39&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (993&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,029&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,279&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(49&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;31&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;62&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;146&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 957&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 46&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,145&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (57&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 95&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,183&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Three months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at June 30,&lt;br /&gt; 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,352&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (246&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;14&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;277&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,397&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,378&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (515&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,871&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,206&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;9&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;57&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,221&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;155&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(36&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;14&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (36&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,317&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (333&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 45&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (200&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,829&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at December 31, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,596&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;48&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,044&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,688&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,796&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,480&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;181&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,468&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,029&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(96&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;98&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(87&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;48&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;29&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 243&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,571&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,663&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 375&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (100&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,183&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at December 31, 2011&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Charge-Offs&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recoveries&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Provision (Credit)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Balance at September 30, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,365&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (345&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;126&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;251&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,397&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,400&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (172&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;208&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,565&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,871&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,270&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;38&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,221&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;174&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (170&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;36&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;110&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Allocation for general risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,414&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (224&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 14,623&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (877&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 408&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,325&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,829&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; As a result of successful ongoing problem credit resolution efforts, the Company achieved further asset quality improvements in the first nine months of 2013. These improvements are evidenced by reduced levels of non-accrual loans, non-performing assets, classified assets and low loan delinquency levels that continue to be well below 1% of total loans. The higher charge-off in the commercial loans secured by real estate relate primarily to one loan for which a specific reserve had been previously established. The largest portion of the credit provision occurred in commercial loans secured by real-estate as this is the category that experienced the most meaningful improvement in asset quality which resulted in a reduction of the related qualitative factor. The $1 million provision for commercial loans was largely related to the downgrade to a substandard rating for a larger commercial credit.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;At September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Individually evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,205&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,318&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Collectively evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 115,862&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 394,535&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,222&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 758,529&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 16,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760,847&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Allowance for loan losses:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Allocation for General Risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Specific reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;755&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;805&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; General reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,638&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 4,274&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 10,378&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total allowance for loan losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,688&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 5,029&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,323&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,003&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,183&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;At December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Individually evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,793&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,806&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Collectively evaluated for impairment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 378,546&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,407&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 716,359&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 17,420&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 721,165&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Allowance for loan losses:&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Commercial Loans Secured by Real Estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Real Estate-&lt;br /&gt; Mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Allocation for General Risk&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Specific reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; General reserve allocation&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,596&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,210&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 10,985&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total allowance for loan losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,596&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 7,796&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 150&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,571&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The segments of the Company&amp;#39;s loan portfolio are disaggregated to a level that allows management to monitor risk and performance. The loan segments used are consistent with the internal reports evaluated by the Company&amp;#39;s management and Board of Directors to monitor risk and performance within various segments of its loan portfolio and therefore, no further disaggregation into classes is necessary. The overall risk profile for the commercial loan segment is impacted by non-owner occupied CRE loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, as a meaningful but declining portion of the commercial portfolio is centered in these types of accounts. The residential mortgage loan segment is comprised of first lien amortizing residential mortgage loans and home equity loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Management evaluates for possible impairment any individual loan in the commercial or commercial real estate segment with a loan balance in excess of $100,000 that is in nonaccrual status or classified as a Troubled Debt Restructure (TDR). Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&amp;#39;s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not separately evaluate individual consumer and residential mortgage loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a TDR.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one of three methods: (a) the present value of expected future cash flows discounted at the loan&amp;#39;s effective interest rate; (b) the loan&amp;#39;s observable market price; or (c) the fair value of the collateral less selling costs for collateral dependent loans. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Company&amp;#39;s policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The need for an updated appraisal on collateral dependent loans is determined on a case-by-case basis. The useful life of an appraisal or evaluation will vary depending upon the circumstances of the property and the economic conditions in the marketplace. A new appraisal is not required if there is an existing appraisal which, along with other information, is sufficient to determine a reasonable value for the property and to support an appropriate and adequate allowance for loan losses. At a minimum, annual documented reevaluation of the property is completed by the Bank&amp;#39;s internal Assigned Risk Department to support the value of the property.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; When reviewing an appraisal associated with an existing collateral real estate dependent transaction, the Bank&amp;#39;s internal Assigned Risk Department must determine if there have been material changes to the underlying assumptions in the appraisal which affect the original estimate of value. Some of the factors that could cause material changes to reported values include:&lt;/p&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the passage of time;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the volatility of the local market;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the availability of financing;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;natural disasters;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;the inventory of competing properties;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;new improvements to, or lack of maintenance of, the subject property or competing properties upon physical inspection by the Bank;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;changes in underlying economic and market assumptions, such as material changes in current and projected vacancy, absorption rates, capitalization rates, lease terms, rental rates, sales prices, concessions, construction overruns and delays, zoning changes, etc.; and/or&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 21px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 24px"&gt;&amp;bull;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;environmental contamination.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The value of the property is adjusted to appropriately reflect the above listed factors and the value is discounted to reflect the value impact of a forced or distressed sale, any outstanding senior liens, any outstanding unpaid real estate taxes, transfer taxes and closing costs that would occur with sale of the real estate. If the Assigned Risk Department personnel determine that a reasonable value cannot be derived based on available information, a new appraisal is ordered. The determination of the need for a new appraisal, versus completion of a property valuation by the Bank&amp;#39;s Assigned Risk Department personnel rests with the Assigned Risk Department and not the originating account officer.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Impaired Loans with Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Impaired Loans with no Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total Impaired Loans&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Related Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unpaid Principal Balance&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,156&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;755&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;49&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,205&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,206&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 805&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 112&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,318&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,417&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Impaired Loans with Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Impaired Loans with no Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total Impaired Loans&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Related Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unpaid Principal Balance&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,239&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;554&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,793&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,850&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,239&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 567&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,806&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,863&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Average loan balance:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,170&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,576&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,904&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,680&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 18&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Average investment in impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,283&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,576&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,928&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,697&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income recognized:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;3&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income recognized on a cash basis on impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Management uses a nine point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first six categories are considered not criticized. The first five "Pass" categories are aggregated, while the Pass-6, Special Mention, Substandard and Doubtful categories are disaggregated to separate pools. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due, or for which any portion of the loan represents a specific allocation of the allowance for loan losses are placed in Substandard or Doubtful.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process, which dictates that, at a minimum, credit reviews are mandatory for all commercial and commercial mortgage loan relationships with aggregate balances in excess of $250,000 within a 12-month period. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, delinquency, or death occurs to raise awareness of a possible credit event. The Company&amp;#39;s commercial relationship managers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. Risk ratings are assigned by the account officer, but require independent review and rating concurrence from the Company&amp;#39;s internal Loan Review Department. The Loan Review Department is an experienced independent function which reports directly to the Board&amp;#39;s Audit Committee. The scope of commercial portfolio coverage by the Loan Review Department is defined and presented to the Audit Committee for approval on an annual basis. The approved scope of coverage for 2013 requires review of a minimum 55% of the commercial loan portfolio.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In addition to loan monitoring by the account officer and Loan Review Department, the Company also requires presentation of all credits rated Pass-6 with aggregate balances greater than $1,000,000, all credits rated Special Mention or Substandard with aggregate balances greater than $250,000, and all credits rated Doubtful with aggregate balances greater than $100,000 on an individual basis to the Company&amp;#39;s Loan Loss Reserve Committee on a quarterly basis. Additionally, the Asset Quality Task Force, which is a group comprised of senior level personnel, meets bi-weekly to monitor the status of problem loans.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table presents the classes of the commercial loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Pass&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Special Mention&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Substandard&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Doubtful&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 104,296&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,904&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,712&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 368,504&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 14,769&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 12,999&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 468&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 472,800&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 23,673&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 15,711&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 468&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 515,652&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Pass&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Special Mention&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Substandard&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Doubtful&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 99,886&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;28&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,908&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 343,885&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 20,836&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,010&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,608&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 443,771&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 20,864&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,918&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,608&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 486,161&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; It is generally the policy of the Bank that the outstanding balance of any residential mortgage loan that exceeds 90-days past due as to principal and/or interest is transferred to non-accrual status and an evaluation is completed to determine the fair value of the collateral less selling costs, unless the balance is minor. A charge down is recorded for any deficiency balance determined from the collateral evaluation. The remaining non-accrual balance is reported as impaired with no specific allowance. It is the policy of the Bank that the outstanding balance of any consumer loan that exceeds 90-days past due as to principal and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Performing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Non-Performing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 230,692&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,218&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,222&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 246,914&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,281&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Performing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Non-Performing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 216,393&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,191&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,407&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 233,800&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,204&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;30&amp;nbsp;-&amp;nbsp;59 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;60&amp;nbsp;-&amp;nbsp;89 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due and Still Accruing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 394,050&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;936&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;68&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,690&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 228,118&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,248&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;554&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;990&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,792&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,209&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 57&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 19&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 76&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 754,289&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,241&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 641&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,676&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 6,558&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760,847&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;30&amp;nbsp;-&amp;nbsp;59 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;60&amp;nbsp;-&amp;nbsp;89 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due and Still Accruing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,775&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 379,834&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,545&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,505&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 213,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,240&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;303&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;741&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,284&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,371&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 33&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 49&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,420&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 713,280&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,256&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,928&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,701&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 7,885&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 721,165&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; An allowance for loan losses ("ALL") is maintained to absorb losses from the loan portfolio. The ALL is based on management&amp;#39;s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are complemented by consideration of other qualitative factors.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Management tracks the historical net charge-off activity at each risk rating grade level for the entire commercial portfolio and at the aggregate level for the consumer, residential mortgage and small business portfolios. A historical charge-off factor is calculated utilizing a rolling 12 consecutive historical quarters for the commercial portfolios. This historical charge-off factor for the consumer, residential mortgage and small business portfolios are based on a three year historical average of actual loss experience.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The Company uses a comprehensive methodology and procedural discipline to maintain an ALL to absorb inherent losses in the loan portfolio. The Company believes this is a critical accounting policy since it involves significant estimates and judgments. The allowance consists of three elements: 1) an allowance established on specifically identified problem loans, 2) formula driven general reserves established for loan categories based upon historical loss experience and other qualitative factors which include delinquency, non-performing and TDR loans, loan trends, economic trends, concentrations of credit, trends in loan volume, experience and depth of management, examination and audit results, effects of any changes in lending policies, and trends in policy, financial information, and documentation exceptions, and 3) a general risk reserve which provides support for variance from our assessment of the previously listed qualitative factors, provides protection against credit risks resulting from other inherent risk factors contained in the Company&amp;#39;s loan portfolio, and recognizes the model and estimation risk associated with the specific and formula driven allowances. The qualitative factors used in the formula driven general reserves are evaluated quarterly (and revised if necessary) by the Company&amp;#39;s management to establish allocations which accommodate each of the listed risk factors.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; "Pass" rated credits are segregated from "Criticized" and "Classified" credits for the application of qualitative factors.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
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  <us-gaap:CashFlowSupplementalDisclosuresTextBlock id="CashFlowSupplementalDisclosuresTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 5. Consolidated Statement of Cash Flows&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; On a consolidated basis, cash and cash equivalents include cash and due from depository institutions, interest-bearing deposits, federal funds sold and short-term investments in money market funds&lt;strong&gt;.&lt;/strong&gt; The Company made $86,000 in income tax payments in the first nine months of 2013 as compared to $122,000 for the first nine months of 2012. The Company made total interest payments of $5,291,000 in the first nine months of 2013 compared to $6,306,000 in the same 2012 period. The Company had non-cash transfers to other real estate owned (OREO) in the amounts of $593,000 and $836,000 in the first nine months of 2013 and 2012, respectively.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:CashFlowSupplementalDisclosuresTextBlock>
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  <us-gaap:CashSurrenderValueFairValueDisclosure id="CashSurrenderValueFairValueDisclosure.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">36214000</us-gaap:CashSurrenderValueFairValueDisclosure>
  <us-gaap:CashSurrenderValueFairValueDisclosure id="CashSurrenderValueFairValueDisclosure.2350.2138.1998.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.2138.1998.0.0.0.0" unitRef="USD" decimals="-3">36463000</us-gaap:CashSurrenderValueFairValueDisclosure>
  <us-gaap:CashSurrenderValueFairValueDisclosure id="CashSurrenderValueFairValueDisclosure.2351.2138.1998.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.2138.1998.0.0.0.0" unitRef="USD" decimals="-3">36214000</us-gaap:CashSurrenderValueFairValueDisclosure>
  <us-gaap:CashSurrenderValueFairValueDisclosure id="CashSurrenderValueFairValueDisclosure.2350.2129.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-09-30.2350.0.2129.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:CashSurrenderValueFairValueDisclosure id="CashSurrenderValueFairValueDisclosure.2351.2129.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.2129.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:CashSurrenderValueFairValueDisclosure id="CashSurrenderValueFairValueDisclosure.2350.2139.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-09-30.2350.0.2139.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:CashSurrenderValueFairValueDisclosure id="CashSurrenderValueFairValueDisclosure.2351.2139.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.2139.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:CommitmentsAndContingencies id="CommitmentsAndContingencies.2350.1080.3273.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1080.3273.0.0.0.0" unitRef="USD" decimals="-3">156000000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:CommitmentsAndContingencies id="CommitmentsAndContingencies.2350.5157.3273.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.5157.3273.0.0.0.0" unitRef="USD" decimals="-3">12700000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock id="CommitmentsAndContingenciesDisclosureTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 15. Commitments and Contingent Liabilities&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The Company had various outstanding commitments to extend credit approximating $156.0 million and standby letters of credit of $12.7 million as of September 30, 2013. The Company&amp;#39;s exposure to credit loss in the event of nonperformance by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Bank uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Additionally, the Company is also subject to a number of asserted and unasserted potential claims encountered in the normal course of business. In the opinion of the Company, neither the resolution of these claims nor the funding of these credit commitments will have a material adverse effect on the Company&amp;#39;s consolidated financial position, results of operation or cash flows.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
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  <us-gaap:CommonStockDividendsPerShareDeclared id="CommonStockDividendsPerShareDeclared.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.01</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared id="CommonStockDividendsPerShareDeclared.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.00</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockParOrStatedValuePerShare id="CommonStockParOrStatedValuePerShare.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockParOrStatedValuePerShare id="CommonStockParOrStatedValuePerShare.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockSharesAuthorized id="CommonStockSharesAuthorized.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="shares" decimals="0">30000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized id="CommonStockSharesAuthorized.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="shares" decimals="0">30000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued id="CommonStockSharesIssued.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="shares" decimals="0">26402007</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued id="CommonStockSharesIssued.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="shares" decimals="0">26398540</us-gaap:CommonStockSharesIssued>
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  <us-gaap:CommonStockSharesOutstanding id="CommonStockSharesOutstanding.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="shares" decimals="0">19164721</us-gaap:CommonStockSharesOutstanding>
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  <us-gaap:CommonStockValue id="CommonStockValue.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">264000</us-gaap:CommonStockValue>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ComprehensiveIncomeNetOfTax.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1541000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ComprehensiveIncomeNetOfTax.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4851000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ComprehensiveIncomeNetOfTax.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1299000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ComprehensiveIncomeNetOfTax.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1817000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNoteTextBlock id="ComprehensiveIncomeNoteTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 12. Accumulated Other Comprehensive Loss&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three and nine months ended September 30, 2013 (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Three months ended September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Defined Benefit Pension Items&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at July 1, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,714&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (8,977&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (7,263&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Other comprehensive income before reclassifications&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;116&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;116&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Net current period other comprehensive income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 73&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 73&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,787&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (8,977&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (7,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate debits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Nine months ended September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Defined Benefit Pension Items&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at January 1, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,141&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (9,520&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (5,379&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Other comprehensive income (loss) before reclassifications&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (2,264&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (2,161&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (90&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 440&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 350&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Net current period other comprehensive income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,354&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 543&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (1,811&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,787&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (8,977&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (7,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate debits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three and nine months ended September 30, 2013 (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Three months ended September 30, 2013&lt;br /&gt; Details about accumulated other comprehensive&lt;br /&gt; loss components&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Affected line item in the&lt;br /&gt; statement of operations&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Unrealized gains and losses on sale of securities&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (66&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Net realized gains on investment&lt;br /&gt; securities AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(66&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Total before tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 23&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Provision for income tax expense&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total reclassifications for the period&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate credits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="624"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Nine months ended September 30, 2013&lt;br /&gt; Details about accumulated other comprehensive&lt;br /&gt; loss components&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Affected line item in the&lt;br /&gt; statement of operations&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Unrealized gains and losses on sale of securities&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (137&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Net realized gains on investment&lt;br /&gt; securities AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (137&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Total before tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Provision for income tax expense&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (90&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Amortization of defined benefit items&lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Estimated net loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;682&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Salaries and employee benefits&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Prior service cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Salaries and employee benefits&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Transition asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (4&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Salaries and employee benefits&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;668&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Total before tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Provision for income tax expense&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 440&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total reclassifications for the period&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 350&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate credits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(2)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
  <us-gaap:ComprehensiveIncomePolicyPolicyTextBlock id="ComprehensiveIncomePolicyPolicyTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2013-02, &lt;em&gt;Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income&lt;/em&gt;. The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. Early adoption is permitted. The Company&amp;#39;s disclosures reflecting the impact on its financial statements are presented in Note 12.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
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  <us-gaap:EarningsPerShareDiluted id="EarningsPerShareDiluted.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.05</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareTextBlock id="EarningsPerShareTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 4. Earnings Per Common Share&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Basic earnings per share include only the weighted average common shares outstanding. Diluted earnings per share include the weighted average common shares outstanding and any potentially dilutive common stock equivalent shares in the calculation. Treasury shares are treated as retired for earnings per share purposes. Options to purchase 101,070 common shares, at exercise prices ranging from $3.23 to $5.75, and 182,351 common shares, at exercise prices ranging from $2.75 to $5.75, were outstanding as of September 30, 2013 and 2012, respectively, but were not included in the computation of diluted earnings per common share because to do so would be antidilutive. Dividends on preferred shares are deducted from net income in the calculation of earnings per common share.&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; FONT-WEIGHT: bold; LINE-HEIGHT: normal; TEXT-ALIGN: center; VERTICAL-ALIGN: text-bottom" colspan="15"&gt;(In thousands, except per share data)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Numerator:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Net income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,307&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,352&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Preferred stock dividends&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 53&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 251&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 157&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 776&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Net income available to common shareholders&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,173&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,056&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,195&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,528&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Denominator:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Weighted average common shares outstanding (basic)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,784&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 19,275&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 19,844&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Effect of stock options&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 94&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 76&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 91&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 60&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Weighted average common shares outstanding (diluted)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 18,878&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,351&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,086&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,904&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Earnings per common share:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Basic&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.06&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.05&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.18&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Diluted&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.06&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.05&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.18&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EquipmentExpense id="EquipmentExpense.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1339000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense id="EquipmentExpense.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1319000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense id="EquipmentExpense.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">429000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense id="EquipmentExpense.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">395000</us-gaap:EquipmentExpense>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock id="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at September 30, 2013 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,513&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,513&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at December 31, 2012 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,220&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,220&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Quantitative Information About Level 3 Fair Value Measurements&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair Value Estimate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Valuation Techniques&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unobservable Input&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Range&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,513&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(1)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Quantitative Information About Level 3 Fair Value Measurements&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; December 31, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair Value Estimate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Valuation Techniques&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unobservable Input&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Range&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; $3,220&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(1)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(2)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(3)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock id="FairValueByBalanceSheetGroupingTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Carrying Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL ASSETS:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Cash and cash equivalents&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 28,702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 28,702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 28,702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;HTM&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,045&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,926&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14,957&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,969&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Regulatory stock&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,639&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,639&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,639&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans held for sale&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,834&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,888&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,888&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans, net of allowance for loan loss and unearned income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 749,664&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 751,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 751,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued income receivable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Bank owned life insurance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,463&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,463&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,463&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL LIABILITIES:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with no stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 537,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 537,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 537,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 314,634&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 321,410&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 321,410&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Short-term borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; All other borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 34,085&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,908&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,908&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued interest payable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,669&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,669&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,669&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Carrying Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL ASSETS:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Cash and cash equivalents&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,820&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,820&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,820&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;HTM&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,723&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14,266&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,321&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,945&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Regulatory stock&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans held for sale&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10,576&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10,722&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10,722&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans, net of allowance for loan loss and unearned income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 708,594&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 716,756&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 716,756&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued income receivable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Bank owned life insurance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,214&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,214&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,214&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value swap asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL LIABILITIES:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with no stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 520,002&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 520,002&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 520,002&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 315,732&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 320,930&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 320,930&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Short-term borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; All other borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,085&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,442&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,442&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued interest payable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,083&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,083&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,083&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value swap liability&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:FairValueMeasurementInputsDisclosureTextBlock id="FairValueMeasurementInputsDisclosureTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 17. Disclosures About Fair Value Measurements&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following disclosures establish a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined within this hierarchy are as follows:&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Level I:&amp;nbsp;&amp;nbsp;Quoted prices are available in active markets for identical assets or liabilities as of the reported date.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Level II:&amp;nbsp;&amp;nbsp;Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Level III:&amp;nbsp;&amp;nbsp;Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management&amp;#39;s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; &lt;u&gt;Assets and Liability Measured on a Recurring Basis&lt;/u&gt;&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&amp;#39;s terms and conditions, among other things.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The fair value of the swap asset and liability is based on an external derivative valuation model using data inputs as of the valuation date and classified Level 2.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following tables present the assets reported on the consolidated balance sheets at their fair value as of September 30, 2013 and December 31, 2012, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Assets and liability measured at fair value on a recurring basis are summarized below (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at September 30, 2013 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at December 31, 2012 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,911&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,911&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 137,735&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 137,735&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value of swap asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value of swap liability&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; &lt;u&gt;Assets Measured on a Non-recurring Basis&lt;/u&gt;&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. As detailed in the allowance for loan loss footnote, impaired loans are reported at fair value of the underlying collateral if the repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on observable market data which at times are discounted. At September 30, 2013, impaired loans with a carrying value of $2.3 million were reduced by a specific valuation allowance totaling $805,000 resulting in a net fair value of $1.5 million. At December 31, 2012, impaired loans with a carrying value of $4.8 million were reduced by a specific valuation allowance totaling $1.6 million resulting in a net fair value of $3.2 million.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Other real estate owned (OREO) is measured at fair value based on appraisals, less cost to sell at the date of foreclosure. Valuations are periodically performed by management. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Assets measured at fair value on a non-recurring basis are summarized below (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at September 30, 2013 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,513&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,513&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at December 31, 2012 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,220&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,220&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Quantitative Information About Level 3 Fair Value Measurements&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair Value Estimate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Valuation Techniques&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unobservable Input&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Range&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,513&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(1)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;866&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Quantitative Information About Level 3 Fair Value Measurements&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; December 31, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair Value Estimate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Valuation Techniques&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unobservable Input&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Range&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; $3,220&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(1)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Other real estate owned&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal of&lt;br /&gt; collateral&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Appraisal adjustments&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; Liquidation expenses&lt;sup&gt;(2)&lt;/sup&gt;&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"&gt;0% to 35%&lt;br /&gt; 1% to 20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(2)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(3)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; For the Company, as for most financial institutions, approximately 90% of its assets and liabilities are considered financial instruments. Many of the Company&amp;#39;s financial instruments, however, lack an available trading market characterized by a willing buyer and willing seller engaging in an exchange transaction. Therefore, significant estimates and present value calculations were used by the Company for the purpose of this disclosure.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Fair values have been determined by the Company using independent third party valuations that use the best available data (Level 2) and an estimation methodology (Level 3) the Company believes is suitable for each category of financial instruments. Management believes that cash, cash equivalents, and loans and deposits with floating interest rates have estimated fair values which approximate the recorded book balances. The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2013 and December 31, 2012, were as follows (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Carrying Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL ASSETS:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Cash and cash equivalents&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 28,702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 28,702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 28,702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;HTM&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,045&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,926&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14,957&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,969&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Regulatory stock&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,639&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,639&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,639&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans held for sale&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,834&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,888&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,888&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans, net of allowance for loan loss and unearned income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 749,664&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 751,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 751,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued income receivable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Bank owned life insurance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,463&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,463&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,463&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL LIABILITIES:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with no stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 537,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 537,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 537,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 314,634&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 321,410&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 321,410&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Short-term borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; All other borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 34,085&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,908&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,908&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued interest payable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,669&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,669&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,669&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Carrying Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL ASSETS:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Cash and cash equivalents&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,820&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,820&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,820&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment securities&amp;nbsp;-&amp;nbsp;HTM&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,723&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14,266&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,321&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,945&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Regulatory stock&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans held for sale&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10,576&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10,722&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10,722&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans, net of allowance for loan loss and unearned income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 708,594&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 716,756&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 716,756&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued income receivable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Bank owned life insurance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,214&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,214&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 36,214&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value swap asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; FINANCIAL LIABILITIES:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with no stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 520,002&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 520,002&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 520,002&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Deposits with stated maturities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 315,732&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 320,930&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 320,930&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Short-term borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; All other borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 26,085&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,442&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,442&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Accrued interest payable&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,083&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,083&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,083&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value swap liability&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The fair value of cash and cash equivalents, regulatory stock, accrued income receivable, short-term borrowings, and accrued interest payable are equal to the current carrying value.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The fair value of investment securities is equal to the available quoted market price for similar securities. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&amp;#39;s terms and conditions, among other things. The Level 3 security is valued by discounted cash flows using the US Treasury rate for the remaining term of the security.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Loans held for sale are priced individually at market rates on the day that the loan is locked for commitment with an investor. All loans in the held for sale account conform to Fannie Mae underwriting guidelines, with the specific intent of the loan being purchased by an investor at the predetermined rate structure. Loans in the held for sale account have specific delivery dates that must be executed to protect the pricing commitment (typically a 30, 45, or 60 day lock period).&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The net loan portfolio has been valued using a present value discounted cash flow. The discount rate used in these calculations is based upon the treasury yield curve adjusted for non-interest operating costs, credit loss, current market prices and assumed prepayment risk.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The fair value of bank owned life insurance is based upon the cash surrender value of the underlying policies and matches the carrying value.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Deposits with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities. Deposits with no stated maturities have an estimated fair value equal to both the amount payable on demand and the recorded carrying value.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The fair value of all other borrowings is based on the discounted value of contractual cash flows. The discount rates are estimated using rates currently offered for similar instruments with similar remaining maturities.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The fair values of the swaps used for interest rate risk management represents the amount the Company would have expected to receive or pay to terminate such agreements.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values. The Company&amp;#39;s remaining assets and liabilities which are not considered financial instruments have not been valued differently than has been customary under historical cost accounting.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
  <us-gaap:FairValueMeasurementsValuationTechniques id="FairValueMeasurementsValuationTechniques.2352.2129.1998.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.2129.1998.0.0.0.0">Appraisal of collateral</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="FairValueMeasurementsValuationTechniques.2358.2129.1998.0.0.0.0" contextRef="from-2012-01-01-to-2012-12-31.2358.0.2129.1998.0.0.0.0">Appraisal of collateral</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense id="FederalDepositInsuranceCorporationPremiumExpense.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">437000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense id="FederalDepositInsuranceCorporationPremiumExpense.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">347000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense id="FederalDepositInsuranceCorporationPremiumExpense.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">152000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense id="FederalDepositInsuranceCorporationPremiumExpense.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">104000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate id="FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0089</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate id="FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0073</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate>
  <us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock id="FederalHomeLoanBankAdvancesDisclosureTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 10. Federal Home Loan Bank Borrowings&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Total Federal Home Loan Bank (FHLB) borrowings and advances consist of the following (in thousands, except percentages):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;At September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Type&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Maturing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Weighted Average Rate&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Open Repo Plus&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt; Overnight&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.25&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2015&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.77&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2017&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1.07&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; 2018&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 1.47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 21,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 0.89&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Total FHLB borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 52,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; 0.51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;At December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Type&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Maturing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Weighted Average Rate&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Open Repo Plus&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; Overnight&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.25&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2015&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.74&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; 2017&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 4,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 0.92&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 0.73&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Total FHLB borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 28,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; 0.47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The rate on Open Repo Plus advances can change daily, while the rates on the advances are fixed until the maturity of the advance.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock>
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  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="FinancingReceivableAllowanceForCreditLossesWriteOffs.2353.21873.2295.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-09-30.2353.0.21873.2295.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="FinancingReceivableAllowanceForCreditLossesWriteOffs.2354.21873.2295.0.0.0.0" xsi:nil="true" contextRef="from-2013-07-01-to-2013-09-30.2354.0.21873.2295.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="FinancingReceivableAllowanceForCreditLossesWriteOffs.2355.21873.2295.0.0.0.0" xsi:nil="true" contextRef="from-2012-07-01-to-2012-09-30.2355.0.21873.2295.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="FinancingReceivableAllowanceForCreditLossesWriteOffs.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1663000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="FinancingReceivableAllowanceForCreditLossesWriteOffs.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">877000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="FinancingReceivableAllowanceForCreditLossesWriteOffs.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">57000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="FinancingReceivableAllowanceForCreditLossesWriteOffs.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">333000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2350.1070.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1070.2295.0.0.0.0" unitRef="USD" decimals="-3">115862000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2351.1070.2295.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.1070.2295.0.0.0.0" unitRef="USD" decimals="-3">102822000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2350.1077.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1077.2295.0.0.0.0" unitRef="USD" decimals="-3">394535000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2351.1077.2295.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.1077.2295.0.0.0.0" unitRef="USD" decimals="-3">378546000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2350.3405.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.3405.2295.0.0.0.0" unitRef="USD" decimals="-3">231910000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2351.3405.2295.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.3405.2295.0.0.0.0" unitRef="USD" decimals="-3">217584000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2350.1175.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">16222000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2351.1175.2295.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">17407000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">758529000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="FinancingReceivableCollectivelyEvaluatedForImpairment.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">716359000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock id="FinancingReceivableCreditQualityIndicatorsTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Pass&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Special Mention&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Substandard&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Doubtful&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 104,296&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,904&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,712&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 368,504&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 14,769&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 12,999&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 468&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 472,800&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 23,673&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 15,711&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 468&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 515,652&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Pass&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Special Mention&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Substandard&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Doubtful&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 99,886&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;28&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,908&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 343,885&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 20,836&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,010&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,608&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 443,771&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 20,864&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,918&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,608&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 486,161&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2350.1070.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1070.2295.0.0.0.0" unitRef="USD" decimals="-3">50000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2351.1070.2295.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.1070.2295.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2350.1077.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1077.2295.0.0.0.0" unitRef="USD" decimals="-3">2205000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2351.1077.2295.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.1077.2295.0.0.0.0" unitRef="USD" decimals="-3">4793000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2350.3405.2295.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-09-30.2350.0.3405.2295.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2351.3405.2295.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.3405.2295.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2350.1175.2295.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">63000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2351.1175.2295.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">13000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2318000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="FinancingReceivableIndividuallyEvaluatedForImpairment.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4806000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
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&lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Impaired Loans with Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Impaired Loans with no Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total Impaired Loans&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Related Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unpaid Principal Balance&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;50&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,156&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;755&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;49&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,205&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 63&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,206&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 805&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 112&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,318&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,417&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Impaired Loans with Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Impaired Loans with no Specific Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total Impaired Loans&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Related Allowance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Recorded Investment&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unpaid Principal Balance&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,239&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;554&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,793&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,850&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total impaired loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,239&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,586&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 567&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,806&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,863&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
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  <us-gaap:IncomeTaxPolicyTextBlock id="IncomeTaxPolicyTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In July 2013, the FASB issued ASU 2013-11, &lt;em&gt;Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.&lt;/em&gt; This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU is not expected to have a significant impact on the Company&amp;#39;s financial statements.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:IncomeTaxPolicyTextBlock>
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PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Cost Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Available For Sale&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,073&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,994&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,807&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 12,841&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,997&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,838&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 62,453&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 62,453&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 48,260&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 48,260&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 9,073&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 125,294&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,991&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 146,358&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Fair Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Available For Sale&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,853&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,921&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,787&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;955&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,230&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,841&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,026&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 63,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 63,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 49,675&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 49,675&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Cost Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds and Other Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Held To Maturity&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Within 1 year&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,769&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,769&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 12,264&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,038&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 5,007&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 18,045&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Fair Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds and Other Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Held To Maturity&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Within 1 year&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,969&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,969&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,642&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,642&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,406&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 975&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 12,381&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,048&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,878&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 17,926&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock id="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 6. Investment Securities&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The cost basis and fair values of investment securities are summarized as follows (in thousands):&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale (AFS):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,073&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;46&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (151&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 125,294&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,933&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,991&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 26&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (255&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 146,358&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,005&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,298&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,038&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;348&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (338&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,048&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Taxable municipal&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(78&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,944&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 18,045&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 348&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (467&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 17,926&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale (AFS):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,848&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;70&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,911&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 131,425&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 137,735&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 7,992&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 7,892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 145,265&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 6,393&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (120&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,318&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;578&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,896&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Taxable municipal&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;410&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;416&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 14&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,954&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,723&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 598&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 14,266&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Maintaining investment quality is a primary objective of the Company&amp;#39;s investment policy which, subject to certain limited exceptions, prohibits the purchase of any investment security below a Moody&amp;#39;s Investor&amp;#39;s Service or Standard &amp;amp; Poor&amp;#39;s rating of "A." At September 30, 2013, 89.7% of the portfolio was rated "AAA" as compared to 92.2% at December 31, 2012. 1.2% of the portfolio was either rated below "A" or unrated at September 30, 2013. The Company has no exposure to subprime mortgage loans in the investment portfolio. At September 30, 2013, the Company&amp;#39;s consolidated investment securities portfolio had an effective duration of approximately 3.30 years.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Total proceeds from the sale of AFS securities for the first nine months of 2013 were $2.3 million resulting in $137,000 of gross investment security gains. Sales of investment securities in the three months ended September 30, 2013 were $1.1 million resulting in $66,000 of gross investment security gains. Total proceeds from the sale of AFS securities for the first nine months of 2012 were $4.2 million resulting in $59,000 of gross investment security gains and $47,000 of gross investment security losses. All of the investment security sales activity for 2012 occurred in the second quarter.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The book value of securities, both available for sale and held to maturity, pledged to secure public and trust deposits, and certain Federal Home Loan Bank borrowings was $112,085,000 at September 30, 2013 and $94,206,000 at December 31, 2012.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following tables present information concerning investments with unrealized losses as of September 30, 2013 and December 31, 2012 (in thousands):&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,948&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (151&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,948&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (151&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 33,058&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (880&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(12&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 33,760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,788&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (203&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,948&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 9,736&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (255&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 45,794&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,234&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,650&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (64&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 49,444&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,298&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; Investment securities held to maturity:&lt;/h2&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,443&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (338&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,443&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (338&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Taxable municipal&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(78&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(78&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,950&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (45&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 994&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,944&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,327&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (461&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 994&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,321&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (467&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;993&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;993&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;349&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,489&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,898&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,898&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 9,031&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (118&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 349&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 9,380&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (120&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 965&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (35&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,981&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,946&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 965&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (35&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,981&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,946&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. There are 54 positions that are considered temporarily impaired at September 30, 2013. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Contractual maturities of securities at September 30, 2013 are shown below (in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without prepayment penalties.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Cost Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Available For Sale&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,073&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,994&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,807&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 12,841&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,997&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,838&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 62,453&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 62,453&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 48,260&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 48,260&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 9,073&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 125,294&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,991&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 146,358&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Fair Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Available For Sale&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,853&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,921&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 17,787&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;955&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,230&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,841&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,026&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 63,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 63,577&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 49,675&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 49,675&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Cost Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds and Other Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Held To Maturity&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Within 1 year&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,769&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,769&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 12,264&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,038&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 5,007&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 18,045&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Fair Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;US Agency Mortgage-Backed Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Corporate Bonds and Other Securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Investment Securities Held To Maturity&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Within 1 year&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 1 year but within 5 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,969&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,969&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 5 years but within 10 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,642&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,642&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; After 10 years but within 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Over 15 years&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,406&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 975&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 12,381&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,048&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,878&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 17,926&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
  <us-gaap:JuniorSubordinatedNotes id="JuniorSubordinatedNotes.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">13085000</us-gaap:JuniorSubordinatedNotes>
  <us-gaap:JuniorSubordinatedNotes id="JuniorSubordinatedNotes.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">13085000</us-gaap:JuniorSubordinatedNotes>
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  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="LoansAndLeasesReceivableNetOfDeferredIncome.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">760847000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="LoansAndLeasesReceivableNetOfDeferredIncome.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">721165000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="LoansAndLeasesReceivableNetReportedAmount.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">749664000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="LoansAndLeasesReceivableNetReportedAmount.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">708594000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans id="LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0066</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
  <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans id="LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="pure" decimals="2">0.01</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="LoansHeldForSaleFairValueDisclosure.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2888000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="LoansHeldForSaleFairValueDisclosure.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">10722000</us-gaap:LoansHeldForSaleFairValueDisclosure>
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  <us-gaap:LoansHeldForSaleFairValueDisclosure id="LoansHeldForSaleFairValueDisclosure.2351.2138.1998.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.2138.1998.0.0.0.0" unitRef="USD" decimals="-3">10722000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="LoansHeldForSaleFairValueDisclosure.2350.2129.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-09-30.2350.0.2129.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="LoansHeldForSaleFairValueDisclosure.2351.2129.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.2129.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="LoansHeldForSaleFairValueDisclosure.2350.2139.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2013-09-30.2350.0.2139.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="LoansHeldForSaleFairValueDisclosure.2351.2139.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.2139.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:LoansHeldForSaleMortgages id="LoansHeldForSaleMortgages.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2834000</us-gaap:LoansHeldForSaleMortgages>
  <us-gaap:LoansHeldForSaleMortgages id="LoansHeldForSaleMortgages.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">10576000</us-gaap:LoansHeldForSaleMortgages>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock id="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 7. Loans&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The loan portfolio of the Company consists of the following (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,420&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans, net of unearned income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760,847&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 721,165&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Loan balances at September 30, 2013 and December 31, 2012 are net of unearned income of $612,000 and $637,000, respectively. Real estate-construction loans comprised 2.3%, and 2.0% of total loans, net of unearned income, at September 30, 2013 and December 31, 2012, respectively. The Company has no exposure to subprime mortgage loans in the loan portfolio.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:LoansReceivableFairValueDisclosure id="LoansReceivableFairValueDisclosure.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">751584000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure id="LoansReceivableFairValueDisclosure.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">716756000</us-gaap:LoansReceivableFairValueDisclosure>
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  <us-gaap:LoansReceivableFairValueDisclosure id="LoansReceivableFairValueDisclosure.2351.2138.1998.0.0.0.0" xsi:nil="true" contextRef="as-of-2012-12-31.2351.0.2138.1998.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations id="NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">38141000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations id="NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">19017000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
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  <us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations id="NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">12579000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
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  <us-gaap:NetIncomeLoss id="NetIncomeLoss.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">3352000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss id="NetIncomeLoss.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4304000</us-gaap:NetIncomeLoss>
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  <us-gaap:PastDueFinancingReceivablesTableTextBlock id="PastDueFinancingReceivablesTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;30&amp;nbsp;-&amp;nbsp;59 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;60&amp;nbsp;-&amp;nbsp;89 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due and Still Accruing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 394,050&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;936&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;68&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,690&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 228,118&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,248&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;554&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;990&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,792&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,209&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 57&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 19&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 76&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 754,289&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,241&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 641&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,676&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 6,558&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760,847&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 686&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;30&amp;nbsp;-&amp;nbsp;59 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;60&amp;nbsp;-&amp;nbsp;89 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total Past Due&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;90 Days Past Due and Still Accruing&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,775&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 379,834&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,545&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;960&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,505&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 213,300&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,240&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;303&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;741&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,284&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,371&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 33&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 49&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,420&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 713,280&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,256&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,928&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,701&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 7,885&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 721,165&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
  <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale id="PaymentsForOriginationOfMortgageLoansHeldForSale.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">49686000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
  <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale id="PaymentsForOriginationOfMortgageLoansHeldForSale.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">58359000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
  <us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock id="PaymentsForProceedsFromFederalHomeLoanBankStock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-3844000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
  <us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock id="PaymentsForProceedsFromFederalHomeLoanBankStock.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">-1083000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases id="PaymentsForProceedsFromLoansAndLeases.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">144733000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases id="PaymentsForProceedsFromLoansAndLeases.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">148238000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForRepurchaseOfEquity id="PaymentsForRepurchaseOfEquity.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1171000</us-gaap:PaymentsForRepurchaseOfEquity>
  <us-gaap:PaymentsForRepurchaseOfEquity id="PaymentsForRepurchaseOfEquity.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4147000</us-gaap:PaymentsForRepurchaseOfEquity>
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">379000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="PaymentsOfDividendsCommonStock.2353.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock id="PaymentsOfDividendsPreferredStockAndPreferenceStock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">157000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock id="PaymentsOfDividendsPreferredStockAndPreferenceStock.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">776000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt id="PaymentsToAcquireAvailableForSaleSecuritiesDebt.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">41176000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt id="PaymentsToAcquireAvailableForSaleSecuritiesDebt.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">32199000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
  <us-gaap:PaymentsToAcquireFederalHomeLoanBankStock id="PaymentsToAcquireFederalHomeLoanBankStock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4180000</us-gaap:PaymentsToAcquireFederalHomeLoanBankStock>
  <us-gaap:PaymentsToAcquireFederalHomeLoanBankStock id="PaymentsToAcquireFederalHomeLoanBankStock.2353.0.0.0.0.0.0" xsi:nil="true" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" />
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities id="PaymentsToAcquireHeldToMaturitySecurities.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">8432000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities id="PaymentsToAcquireHeldToMaturitySecurities.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">4578000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquireLoansHeldForInvestment id="PaymentsToAcquireLoansHeldForInvestment.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">9000000</us-gaap:PaymentsToAcquireLoansHeldForInvestment>
  <us-gaap:PaymentsToAcquireLoansHeldForInvestment id="PaymentsToAcquireLoansHeldForInvestment.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">14492000</us-gaap:PaymentsToAcquireLoansHeldForInvestment>
  <us-gaap:PaymentsToAcquireOtherPropertyPlantAndEquipment id="PaymentsToAcquireOtherPropertyPlantAndEquipment.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">2643000</us-gaap:PaymentsToAcquireOtherPropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquireOtherPropertyPlantAndEquipment id="PaymentsToAcquireOtherPropertyPlantAndEquipment.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1629000</us-gaap:PaymentsToAcquireOtherPropertyPlantAndEquipment>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock id="PensionAndOtherPostretirementBenefitsDisclosureTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 16. Pension Benefits&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The Company has a noncontributory defined benefit pension plan covering certain employees who work at least 1,000 hours per year. The participants shall have a vested interest in their accrued benefit after five full years of service. The benefits of the plan are based upon the employee&amp;#39;s years of service and average annual earnings for the highest five consecutive calendar years during the final ten year period of employment. Plan assets are primarily debt securities (including US Treasury and Agency securities, corporate notes and bonds), listed common stocks (including shares of AmeriServ Financial, Inc. common stock which is limited to 10% of the plan&amp;#39;s assets), mutual funds, and short-term cash equivalent instruments. The net periodic pension cost for the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended&lt;br /&gt; September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Components of net periodic benefit cost&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Service cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;453&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;373&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,359&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,119&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Interest cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;291&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;299&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;873&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;897&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Expected return on plan assets&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (440&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (406&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,218&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amortization of prior year service cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(5&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(5&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amortization of transition asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(4&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(12&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Recognized net actuarial loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 341&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 262&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,023&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 786&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Net periodic pension cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 638&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 519&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,914&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,557&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The higher pension expense in 2013 reflects the negative impact that the low interest rate environment is having on the discount rate used to calculate the plan liabilities. This increasing pension cost was a key factor causing the Company to implement a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 and union employees hired on or after January 1, 2014 are not eligible to participate in the pension plan. Instead, such employees are eligible to participate in a qualified 401(k) plan.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
  <us-gaap:PreferredStockDividendRatePercentage id="PreferredStockDividendRatePercentage.2352.21970.21897.3382.4365.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.21970.21897.3382.4365.0.0" unitRef="pure" decimals="2">0.01</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="PreferredStockDividendRatePercentage.2352.21970.21897.3373.4365.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.21970.21897.3373.4365.0.0" unitRef="pure" decimals="2">0.05</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="PreferredStockDividendRatePercentage.2352.21969.21897.3382.4365.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.21969.21897.3382.4365.0.0" unitRef="pure" decimals="2">0.01</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="PreferredStockDividendRatePercentage.2352.21969.21897.3373.4365.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.21969.21897.3373.4365.0.0" unitRef="pure" decimals="2">0.07</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="PreferredStockDividendRatePercentage.2352.21968.21897.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.21968.21897.0.0.0.0" unitRef="pure" decimals="2">0.05</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="PreferredStockDividendRatePercentage.2352.21967.21897.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.21967.21897.0.0.0.0" unitRef="pure" decimals="2">0.09</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="PreferredStockDividendRatePercentage.2352.5025.5173.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.5025.5173.0.0.0.0" unitRef="pure" decimals="2">0.09</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockLiquidationPreference id="PreferredStockLiquidationPreference.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="0">1000</us-gaap:PreferredStockLiquidationPreference>
  <us-gaap:PreferredStockLiquidationPreference id="PreferredStockLiquidationPreference.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="0">1000</us-gaap:PreferredStockLiquidationPreference>
  <us-gaap:PreferredStockNoParValue id="PreferredStockNoParValue.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.00</us-gaap:PreferredStockNoParValue>
  <us-gaap:PreferredStockNoParValue id="PreferredStockNoParValue.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD_per_share" decimals="2">0.00</us-gaap:PreferredStockNoParValue>
  <us-gaap:PreferredStockSharesAuthorized id="PreferredStockSharesAuthorized.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="shares" decimals="0">2000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized id="PreferredStockSharesAuthorized.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="shares" decimals="0">2000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesIssued id="PreferredStockSharesIssued.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="shares" decimals="0">21000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="PreferredStockSharesIssued.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="shares" decimals="0">21000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="PreferredStockSharesIssued.2360.21932.5173.0.0.0.0" contextRef="as-of-2011-08-11.2360.0.21932.5173.0.0.0.0" unitRef="shares" decimals="0">21000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesOutstanding id="PreferredStockSharesOutstanding.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="shares" decimals="0">21000</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockSharesOutstanding id="PreferredStockSharesOutstanding.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="shares" decimals="0">21000</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockTextBlock id="PreferredStockTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 11. Preferred Stock&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; SBLF:&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; On August 11, 2011, pursuant to the Small Business Lending Fund (SBLF), the Company issued and sold to the US Treasury 21,000 shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series E (Series E Preferred Stock) for the aggregate proceeds of $21 million. The SBLF is a voluntary program sponsored by the US Treasury that encourages small business lending by providing capital to qualified community banks at favorable rates. The initial interest rate on the Series E Preferred Stock had been initially set at 5% per annum and may be decreased to as low as 1% per annum if growth thresholds were met for qualified outstanding small business loans. The Company used the proceeds from the Series E Preferred Stock issued to the US Treasury to repurchase all 21,000 shares of its outstanding preferred shares previously issued to the US Treasury under the TARP Capital Purchase Program.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The Series E Preferred Stock has an aggregate liquidation preference of approximately $21 million and qualifies as Tier 1 Capital for regulatory purposes. The terms of the Series E Preferred Stock provide for the payment of non-cumulative dividends on a quarterly basis. The dividend rate, as a percentage of the liquidation amount, may fluctuate while the Series E Preferred Stock is outstanding based upon changes in the level of "qualified small business lending" ("QSBL") by the Bank from its average level of QSBL at each of the four quarter ends leading up to September 30, 2010 (the "Baseline") as follows:&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;DIVIDEND PERIOD ANNUALIZED&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px" rowspan="2"&gt;&lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" rowspan="2" colspan="3"&gt;ANNUALIZED DIVIDEND RATE&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;BEGINNING&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;ENDING&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;August 11, 2011&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;December 31, 2011&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;5.0%&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;January 1, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;December 31, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;1.0% to 5.0%&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;January 1, 2014&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;February 7, 2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;1.0% to 7.0%&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;February 8, 2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt; Redemption&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt; 9.0%&lt;sup&gt;(2)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Between January 1, 2014 and February 7, 2016, the dividend rate will be fixed at a rate in such range based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(2)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In addition to the applicable dividend rates described above, beginning on January 1, 2014 and on all dividend payment dates thereafter ending on April 1, 2016, if we fail to increase our level of QSBL compared to the Baseline, we will be required to pay a quarterly lending incentive fee of 0.5% of the liquidation value. As of September 30, 2013, the Company had increased its QSBL to a level that reduced the dividend rate to 1%. Accordingly, this 1% rate will continue through February 7, 2016.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; As long as shares of Series E Preferred Stock remain outstanding, we may not pay dividends to our common shareholders (nor may we repurchase or redeem any shares of our common stock) during any quarter in which we fail to declare and pay dividends on the Series E Preferred Stock and for the next three quarters following such failure. In addition, under the terms of the Series E Preferred Stock, we may only declare and pay dividends on our common stock (or repurchase shares of our common stock), if, after payment of such dividend, the dollar amount of our Tier 1 capital would be at least ninety percent (90%) of Tier 1 capital as of September 30, 2011, excluding any charge-offs and redemptions of the Series E Preferred Stock (the "Tier 1 Dividend Threshold"). The Tier 1 Dividend Threshold is subject to reduction, beginning January 1, 2014, based upon the extent by which, if at all, the QSBL at September 30, 2013 has increased over the Baseline.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; We may redeem the Series E Preferred Stock at any time at our option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends, subject to the approval of our federal banking regulator.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PreferredStockTextBlock>
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  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2353.3405.2295.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.3405.2295.0.0.0.0" unitRef="USD" decimals="-3">-103000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2354.3405.2295.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.3405.2295.0.0.0.0" unitRef="USD" decimals="-3">-62000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2355.3405.2295.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.3405.2295.0.0.0.0" unitRef="USD" decimals="-3">-57000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2352.1175.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">-29000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2353.1175.2295.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">-110000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2354.1175.2295.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">6000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2355.1175.2295.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.1175.2295.0.0.0.0" unitRef="USD" decimals="-3">-17000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2352.21873.2295.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.21873.2295.0.0.0.0" unitRef="USD" decimals="-3">-243000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2353.21873.2295.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.21873.2295.0.0.0.0" unitRef="USD" decimals="-3">224000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2354.21873.2295.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.21873.2295.0.0.0.0" unitRef="USD" decimals="-3">-46000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ProvisionForLoanLeaseAndOtherLosses.2355.21873.2295.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.21873.2295.0.0.0.0" unitRef="USD" decimals="-3">36000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 13. Regulatory Capital&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company&amp;#39;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company&amp;#39;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&amp;#39;s consolidated financial statements.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets. As of September 30, 2013, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. The Company believes that no conditions or events have occurred that would change this conclusion. To be categorized as well capitalized, the Company must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company&amp;#39;s tangible common equity ratio was 7.48% at September 30, 2013 (in thousands, except ratios).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;At September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Actual&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;For Capital&lt;br /&gt; Adequacy&lt;br /&gt; Purposes&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;To Be Well&lt;br /&gt; Capitalized Under Prompt Corrective Action Provisions&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 126,358&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15.35&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 65,841&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 82,301&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 101,907&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 12.52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 65,139&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 81,424&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 116,050&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14.10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 32,921&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 49,381&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 91,708&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11.26&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 32,570&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 48,854&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Average Assets)&lt;br /&gt; Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 116,050&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11.44&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 40,571&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 50,714&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 91,708&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9.28&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 39,524&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 49,405&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;At December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Actual&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;For Capital&lt;br /&gt; Adequacy&lt;br /&gt; Purposes&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;To Be Well&lt;br /&gt; Capitalized Under Prompt Corrective Action Provisions&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 122,583&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15.92&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 61,588&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 76,985&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 101,786&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13.34&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 61,060&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 76,325&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 112,916&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14.67&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,794&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 46,191&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 92,200&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 12.08&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,530&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 45,795&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Average Assets)&lt;br /&gt; Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 112,916&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11.44&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 39,474&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 49,343&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 92,200&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9.55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 38,616&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 48,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; On July 2, 2013, the Board of Governors of the Federal Reserve System approved final rules that substantially amend the regulatory risk-based capital rules applicable to the Company and the Bank. The final rules implement the "Basel III" regulatory capital reforms, as well as certain changes required by the Dodd-Frank Act, which will require institutions to, among other things, have more capital and a higher quality of capital by increasing the minimum regulatory capital ratios, and requiring capital buffers. The new rules become effective for the Company on January 1, 2015, with an implementation period that stretches to 2019. See further discussion under Capital Resources in the MD&amp;amp;A.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings id="RepaymentsOfFederalHomeLoanBankBorrowings.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">6000000</us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings>
  <us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings id="RepaymentsOfFederalHomeLoanBankBorrowings.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">11000000</us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings>
  <us-gaap:RetainedEarningsAccumulatedDeficit id="RetainedEarningsAccumulatedDeficit.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">25955000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit id="RetainedEarningsAccumulatedDeficit.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">23139000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock id="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 115,912&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 102,822&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial loans secured by real estate&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 396,740&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 383,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Real estate-mortgage&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 231,910&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 217,584&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 16,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 17,420&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Loans, net of unearned income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 760,847&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 721,165&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock id="ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Three months ended September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Defined Benefit Pension Items&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at July 1, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,714&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (8,977&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (7,263&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Other comprehensive income before reclassifications&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;116&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;116&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Net current period other comprehensive income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 73&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 73&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,787&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (8,977&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (7,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate debits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Nine months ended September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Defined Benefit Pension Items&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at January 1, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,141&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (9,520&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (5,379&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Other comprehensive income (loss) before reclassifications&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (2,264&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (2,161&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (90&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 440&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 350&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Net current period other comprehensive income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,354&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 543&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (1,811&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Balance at September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,787&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (8,977&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (7,190&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate debits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
  <us-gaap:ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock id="ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Three months ended September 30, 2013&lt;br /&gt; Details about accumulated other comprehensive&lt;br /&gt; loss components&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Affected line item in the&lt;br /&gt; statement of operations&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Unrealized gains and losses on sale of securities&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (66&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Net realized gains on investment&lt;br /&gt; securities AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(66&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Total before tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 23&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Provision for income tax expense&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total reclassifications for the period&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (43&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate credits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="624"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Nine months ended September 30, 2013&lt;br /&gt; Details about accumulated other comprehensive&lt;br /&gt; loss components&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Affected line item in the&lt;br /&gt; statement of operations&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Unrealized gains and losses on sale of securities&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (137&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Net realized gains on investment&lt;br /&gt; securities AFS&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (137&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Total before tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Provision for income tax expense&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (90&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Amortization of defined benefit items&lt;sup&gt;(2)&lt;/sup&gt;&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Estimated net loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;682&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Salaries and employee benefits&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Prior service cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Salaries and employee benefits&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Transition asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (4&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Salaries and employee benefits&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;668&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Total before tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; Provision for income tax expense&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 440&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total reclassifications for the period&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 350&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; Net of tax&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Amounts in parentheses indicate credits.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(2)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock>
  <us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock id="ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale (AFS):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,073&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;46&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (151&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 125,294&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,933&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,991&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 26&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (255&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 146,358&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,005&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,298&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 149,065&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,038&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;348&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (338&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13,048&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Taxable municipal&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(78&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,944&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 18,045&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 348&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (467&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 17,926&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale (AFS):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,848&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;70&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,911&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 131,425&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 137,735&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 7,992&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 7,892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 145,265&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 6,393&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (120&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 151,538&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Cost&lt;br /&gt; Basis&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Gains&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Gross Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,318&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;578&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9,896&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Taxable municipal&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;410&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;416&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 14&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,954&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 13,723&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 598&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 14,266&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock>
  <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;At September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Actual&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;For Capital&lt;br /&gt; Adequacy&lt;br /&gt; Purposes&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;To Be Well&lt;br /&gt; Capitalized Under Prompt Corrective Action Provisions&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 126,358&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15.35&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 65,841&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 82,301&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 101,907&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 12.52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 65,139&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 81,424&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 116,050&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14.10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 32,921&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 49,381&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 91,708&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11.26&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 32,570&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 48,854&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Average Assets)&lt;br /&gt; Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 116,050&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11.44&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 40,571&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 50,714&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 91,708&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9.28&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 39,524&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 49,405&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;At December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Actual&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;For Capital&lt;br /&gt; Adequacy&lt;br /&gt; Purposes&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;To Be Well&lt;br /&gt; Capitalized Under Prompt Corrective Action Provisions&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Ratio&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 122,583&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15.92&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 61,588&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 76,985&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 101,786&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 13.34&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 61,060&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 76,325&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 10.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 112,916&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 14.67&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,794&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 46,191&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 92,200&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 12.08&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 30,530&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 45,795&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Tier 1 Capital (To Average Assets)&lt;br /&gt; Consolidated&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 112,916&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11.44&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 39,474&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 49,343&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; AmeriServ Financial Bank&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 92,200&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 9.55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 38,616&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 48,269&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5.00&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:ScheduleOfDividendsPayableTextBlock id="ScheduleOfDividendsPayableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;DIVIDEND PERIOD ANNUALIZED&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px" rowspan="2"&gt;&lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" rowspan="2" colspan="3"&gt;ANNUALIZED DIVIDEND RATE&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;BEGINNING&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;ENDING&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;August 11, 2011&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;December 31, 2011&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;5.0%&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;January 1, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;December 31, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;1.0% to 5.0%&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;January 1, 2014&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;February 7, 2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;1.0% to 7.0%&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;February 8, 2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt; Redemption&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt; 9.0%&lt;sup&gt;(2)&lt;/sup&gt;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(1)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Between January 1, 2014 and February 7, 2016, the dividend rate will be fixed at a rate in such range based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"&gt; &lt;tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"&gt; &lt;td style="WIDTH: 1px"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="TEXT-ALIGN: left; WIDTH: 20px"&gt;(2)&lt;/td&gt; &lt;td style="TEXT-ALIGN: left"&gt;Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum.&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfDividendsPayableTextBlock>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock id="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; FONT-WEIGHT: bold; LINE-HEIGHT: normal; TEXT-ALIGN: center; VERTICAL-ALIGN: text-bottom" colspan="15"&gt;(In thousands, except per share data)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Numerator:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Net income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,307&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,352&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Preferred stock dividends&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 53&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 251&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 157&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 776&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Net income available to common shareholders&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,173&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,056&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,195&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,528&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Denominator:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Weighted average common shares outstanding (basic)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,784&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 19,275&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 18,995&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 19,844&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Effect of stock options&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 94&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 76&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 91&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 60&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Weighted average common shares outstanding (diluted)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 18,878&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,351&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,086&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 19,904&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Earnings per common share:&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Basic&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.06&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.05&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.18&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Diluted&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.06&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.05&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.17&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.18&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock id="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at September 30, 2013 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,968&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 128,335&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,762&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15"&gt;Fair Value Measurements at December 31, 2012 Using&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 1)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 2)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;(Level 3)&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,911&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,911&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 137,735&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 137,735&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value of swap asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Fair value of swap liability&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;164&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
  <us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock id="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;At September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Type&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Maturing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Weighted Average Rate&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Open Repo Plus&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt; Overnight&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 31,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.25&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2015&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 8,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.77&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2017&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1.07&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; 2018&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 1.47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 21,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 0.89&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Total FHLB borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 52,096&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; 0.51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11"&gt;At December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Type&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Maturing&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Amount&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Weighted Average Rate&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Open Repo Plus&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; Overnight&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 15,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.25&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2015&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;2016&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 0.74&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; 2017&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 4,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 0.92&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total advances&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 13,000&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"&gt; 0.73&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Total FHLB borrowings&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 28,660&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"&gt; 0.47&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; %&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock>
  <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock id="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income due in accordance with original terms&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;37&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;139&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;169&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Interest income recorded&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Net reduction in interest income&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 37&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 139&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 169&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
  <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock id="ScheduleOfNetBenefitCostsTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended September 30,&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended&lt;br /&gt; September 30,&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;2012&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Components of net periodic benefit cost&lt;br /&gt; &lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Service cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;453&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;373&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,359&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,119&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Interest cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;291&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;299&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;873&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;897&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Expected return on plan assets&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (440&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (406&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,320&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (1,218&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amortization of prior year service cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(5&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(5&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(15&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Amortization of transition asset&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(4&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(12&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Recognized net actuarial loss&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 341&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 262&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,023&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 786&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"&gt; Net periodic pension cost&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 638&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 519&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,914&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,557&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
  <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock id="ScheduleOfSegmentReportingInformationBySegmentTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended&lt;br /&gt; September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended&lt;br /&gt; September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; assets&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Retail banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,775&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;729&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 20,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 340,545&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,075&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,136&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,943&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,189&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 528,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Trust&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,048&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;310&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,216&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;816&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,496&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment/Parent&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (712&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (949&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,992&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 164,818&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,186&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 36,140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,352&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,038,144&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended&lt;br /&gt; September 30, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended&lt;br /&gt; September 30, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; assets&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Retail banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,883&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;837&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 20,283&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,464&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 338,267&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,900&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,291&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,144&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,838&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 478,467&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Trust&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,865&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;210&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,817&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;708&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment/Parent&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (857&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (1,031&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,067&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,706&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 181,319&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,791&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,307&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 35,177&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,002,281&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock id="ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,948&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (151&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,948&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (151&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 33,058&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (880&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;702&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(12&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 33,760&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (892&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,788&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (203&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,948&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (52&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 9,736&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (255&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 45,794&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,234&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,650&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (64&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 49,444&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (1,298&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; Investment securities held to maturity:&lt;/h2&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,443&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (338&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 7,443&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; (338&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Taxable municipal&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(78&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;934&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(78&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,950&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (45&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 994&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 3,944&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,327&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (461&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 994&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (6&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,321&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (467&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities available for sale:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;993&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;-&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;993&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(7&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; US Agency mortgage-backed securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(8&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;349&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,489&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;(10&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,898&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; -&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 6,898&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (103&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 9,031&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (118&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 349&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (2&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 9,380&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (120&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; &lt;strong&gt;Investment securities held to maturity:&lt;/strong&gt;&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23"&gt;December 31, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Less than 12 months&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;12 months or longer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Total&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Fair&lt;br /&gt; Value&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Unrealized Losses&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Corporate bonds and other securities&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 965&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (35&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 1,981&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 2,946&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 965&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (35&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,981&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (20&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 2,946&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; (55&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <us-gaap:SegmentReportingDisclosureTextBlock id="SegmentReportingDisclosureTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 14. Segment Results&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The financial performance of the Company is also monitored by an internal funds transfer pricing profitability measurement system which produces line of business results and key performance measures. The Company&amp;#39;s major business units include retail banking, commercial lending, trust, and investment/parent. The reported results reflect the underlying economics of the business segments. Expenses for centrally provided services are allocated based upon the cost and estimated usage of those services. The businesses are match-funded and interest rate risk is centrally managed and accounted for within the investment/parent business segment. The key performance measure the Company focuses on for each business segment is net income contribution.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, and commercial real-estate loans. The trust segment contains our wealth management businesses which include the Trust Company, West Chester Capital Advisors, our registered investment advisory firm and financial services. Wealth management includes personal trust products and services such as personal portfolio investment management, estate planning and administration, custodial services and pre-need trusts. Also, institutional trust products and services such as 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts are included in this segment. Financial services include the sale of mutual funds, annuities, and insurance products. The wealth management businesses also includes the union collective investment funds, namely the ERECT and BUILD funds which are designed to use union pension dollars in construction projects that utilize union labor. The investment/parent includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. Inter-segment revenues were not material.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The contribution of the major business segments to the Consolidated Results of Operations for the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands):&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended&lt;br /&gt; September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended&lt;br /&gt; September 30, 2013&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2013&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; assets&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Retail banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,775&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;729&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 20,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,339&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 340,545&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,075&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,136&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,943&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,189&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 528,285&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Trust&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,048&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;310&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,216&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;816&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,496&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment/Parent&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (712&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (949&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,992&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 164,818&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 12,186&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,226&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 36,140&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 3,352&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,038,144&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Three months ended&lt;br /&gt; September 30, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7"&gt;Nine months ended&lt;br /&gt; September 30, 2012&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;September 30, 2012&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; &amp;nbsp;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; revenue&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Net income (loss)&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Total&lt;br /&gt; assets&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Retail banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 6,883&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;837&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 20,283&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 2,464&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 338,267&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Commercial banking&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,900&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,291&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 11,144&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 3,838&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 478,467&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Trust&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 1,865&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;210&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 5,817&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;708&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt; 4,228&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: rgb(204,255,204)"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Investment/Parent&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (857&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (1,031&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,067&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; (2,706&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; )&lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"&gt; 181,319&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"&gt; Total&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 11,791&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,307&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 35,177&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 4,304&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"&gt; 1,002,281&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
  <us-gaap:ShareBasedCompensation id="ShareBasedCompensation.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">68000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation id="ShareBasedCompensation.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">30000</us-gaap:ShareBasedCompensation>
  <us-gaap:SignificantAccountingPoliciesTextBlock id="SignificantAccountingPoliciesTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"&gt; 3. Accounting Policies&lt;/h2&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2013-02, &lt;em&gt;Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income&lt;/em&gt;. The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. Early adoption is permitted. The Company&amp;#39;s disclosures reflecting the impact on its financial statements are presented in Note 12.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In July 2013, the FASB issued ASU 2013-10, &lt;em&gt;Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes.&lt;/em&gt; The amendments in this Update permit the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments are effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. This ASU did not have a significant impact on the Company&amp;#39;s financial statements.&lt;/p&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; In July 2013, the FASB issued ASU 2013-11, &lt;em&gt;Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.&lt;/em&gt; This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU is not expected to have a significant impact on the Company&amp;#39;s financial statements.&lt;/p&gt; &lt;!--EndFragment--&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
  <us-gaap:StockholdersEquity id="StockholdersEquity.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">110370000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="StockholdersEquity.2351.0.0.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">110468000</us-gaap:StockholdersEquity>
  <us-gaap:SuppliesAndPostageExpense id="SuppliesAndPostageExpense.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">619000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense id="SuppliesAndPostageExpense.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">624000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense id="SuppliesAndPostageExpense.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">197000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense id="SuppliesAndPostageExpense.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">191000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:TangibleCapitalToTangibleAssets id="TangibleCapitalToTangibleAssets.2350.0.0.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.0.0.0.0.0.0" unitRef="pure" decimals="4">0.0748</us-gaap:TangibleCapitalToTangibleAssets>
  <us-gaap:TaxesOther id="TaxesOther.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1101000</us-gaap:TaxesOther>
  <us-gaap:TaxesOther id="TaxesOther.2353.0.0.0.0.0.0" contextRef="from-2012-01-01-to-2012-09-30.2353.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">1073000</us-gaap:TaxesOther>
  <us-gaap:TaxesOther id="TaxesOther.2354.0.0.0.0.0.0" contextRef="from-2013-07-01-to-2013-09-30.2354.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">360000</us-gaap:TaxesOther>
  <us-gaap:TaxesOther id="TaxesOther.2355.0.0.0.0.0.0" contextRef="from-2012-07-01-to-2012-09-30.2355.0.0.0.0.0.0.0" unitRef="USD" decimals="-3">363000</us-gaap:TaxesOther>
  <us-gaap:TierOneLeverageCapital id="TierOneLeverageCapital.2350.1153.136.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1153.136.0.0.0.0" unitRef="USD" decimals="-3">116050000</us-gaap:TierOneLeverageCapital>
  <us-gaap:TierOneLeverageCapital id="TierOneLeverageCapital.2351.1153.136.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.1153.136.0.0.0.0" unitRef="USD" decimals="-3">112916000</us-gaap:TierOneLeverageCapital>
  <us-gaap:TierOneLeverageCapital id="TierOneLeverageCapital.2350.21875.136.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.21875.136.0.0.0.0" unitRef="USD" decimals="-3">91708000</us-gaap:TierOneLeverageCapital>
  <us-gaap:TierOneLeverageCapital id="TierOneLeverageCapital.2351.21875.136.0.0.0.0" contextRef="as-of-2012-12-31.2351.0.21875.136.0.0.0.0" unitRef="USD" decimals="-3">92200000</us-gaap:TierOneLeverageCapital>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy id="TierOneLeverageCapitalRequiredForCapitalAdequacy.2350.1153.136.0.0.0.0" contextRef="as-of-2013-09-30.2350.0.1153.136.0.0.0.0" unitRef="USD" decimals="-3">40571000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
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  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock id="TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock.2352.0.0.0.0.0.0" contextRef="from-2013-01-01-to-2013-09-30.2352.0.0.0.0.0.0.0">&lt;!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --&gt;&lt;div&gt; &lt;div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"&gt; &lt;!--StartFragment--&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td colspan="3"&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"&gt; Loans in accrual status&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;# of Loans&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Current Balance&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"&gt;Concession Granted&lt;/td&gt; &lt;/tr&gt; &lt;tr style="BACKGROUND-COLOR: white"&gt; &lt;td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"&gt; Consumer&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;1&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;$&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"&gt;51&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"&gt; &lt;!-- GUTTER --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"&gt; &lt;!-- $ --&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"&gt;Extension of&lt;br /&gt; maturity date&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"&gt; &lt;!-- PERCENT --&gt;&amp;nbsp;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"&gt; The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2012 (dollars in thousands).&lt;/p&gt; &lt;div style="TEXT-ALIGN: center"&gt; &lt;table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"&gt; &lt;tr&gt; &lt;td&gt;&amp;nbsp;&lt;/td&gt; &lt;td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; 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    <link:footnote xlink:type="resource" xlink:label="Footnote_126_lbl" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Between January 1, 2014 and February 7, 2016, the dividend rate will be fixed at a rate in such range based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.</link:footnote>
    <link:footnote xlink:type="resource" xlink:label="Footnote_127_lbl" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum.</link:footnote>
    <link:footnote xlink:type="resource" xlink:label="Footnote_128_lbl" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</link:footnote>
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    <link:footnote xlink:type="resource" xlink:label="Footnote_130_lbl" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Includes qualitative adjustments by management and estimated liquidation expenses.</link:footnote>
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        <link:definition>40901 - Disclosure - Non-performing Assets Including Troubled Debt Restructurings (Non-performing Assets Including TDR) (Details)</link:definition>
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        <link:definition>40905 - Disclosure - Non-performing Assets Including Troubled Debt Restructurings (Narrative) (Details)</link:definition>
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        <link:definition>40903 - Disclosure - Non-performing Assets Including Troubled Debt Restructurings (Recorded Investment of Defaults) (Details)</link:definition>
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        <link:definition>40904 - Disclosure - Non-performing Assets Including Troubled Debt Restructurings (Schedule of Interest Income) (Details)</link:definition>
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  <xsd:element name="AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" id="asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AnticipatedScopeOfRangeOfCoverage" id="asrv_AnticipatedScopeOfRangeOfCoverage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" id="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" id="asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" id="asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI" id="asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost" id="asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue" id="asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis" id="asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue" id="asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI" id="asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI" id="asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears" id="asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType" />
  <xsd:element name="BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears" id="asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType" />
  <xsd:element name="BorrowersAggregateExposureForLoanModificationMinimum" id="asrv_BorrowersAggregateExposureForLoanModificationMinimum" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" id="asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="CommercialBankingMember" id="asrv_CommercialBankingMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="CommercialLoanReceivableModificationsRecordedInvestment" id="asrv_CommercialLoanReceivableModificationsRecordedInvestment" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="ConsolidatedInvestmentSecuritiesPortfolioModifiedYears" id="asrv_ConsolidatedInvestmentSecuritiesPortfolioModifiedYears" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType" />
  <xsd:element name="CorporateBondsAndOtherSecuritiesMember" id="asrv_CorporateBondsAndOtherSecuritiesMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="CreditReviewsMandatoryForLoansAggregateBalances" id="asrv_CreditReviewsMandatoryForLoansAggregateBalances" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="DebtAndCapitalLeaseObligationsFairValueDisclosure" id="asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="DenominatorAbstract" id="asrv_DenominatorAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="DepositsWithNoStatedMaturities" id="asrv_DepositsWithNoStatedMaturities" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="DepositsWithNoStatedMaturitiesFairValueDisclosure" id="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="DepositsWithStatedMaturities" id="asrv_DepositsWithStatedMaturities" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="DepositsWithStatedMaturitiesFairValueDisclosure" id="asrv_DepositsWithStatedMaturitiesFairValueDisclosure" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="DividendAnnualizedPeriod" id="asrv_DividendAnnualizedPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:dateItemType" />
  <xsd:element name="DividendRateOfPreferredStockAxis" id="asrv_DividendRateOfPreferredStockAxis" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" />
  <xsd:element name="DividendRateOfPreferredStockDomain" id="asrv_DividendRateOfPreferredStockDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="DocumentAndEntityInformationAbstract" id="asrv_DocumentAndEntityInformationAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="FairValueOfImpairedLoansAppraisalOfAdjustments" id="asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="FairValueOfImpairedLoansLiquidationExpenses" id="asrv_FairValueOfImpairedLoansLiquidationExpenses" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" id="asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" id="asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="FederalHomeLoanBankWeightedAverageInterestRate" id="asrv_FederalHomeLoanBankWeightedAverageInterestRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="FinancialInstrumentsFinancialAssetsCarryingValueAbstract" id="asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" id="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="FinancingReceivableAccrualAndNonaccrualStatusAxis" id="asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" />
  <xsd:element name="FinancingReceivableAccrualAndNonAccrualStatusDomain" id="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="GainOnSaleOfSecurities" id="asrv_GainOnSaleOfSecurities" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="GrossInvestmentSecuritiesGainMember" id="asrv_GrossInvestmentSecuritiesGainMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="GrossInvestmentSecuritiesGainOrLossAxis" id="asrv_GrossInvestmentSecuritiesGainOrLossAxis" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" />
  <xsd:element name="GrossInvestmentSecuritiesGainOrLossDomain" id="asrv_GrossInvestmentSecuritiesGainOrLossDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="GrossInvestmentSecuritiesLossMember" id="asrv_GrossInvestmentSecuritiesLossMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" id="asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" id="asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" id="asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue" id="asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount" id="asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue" id="asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount" id="asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="ImpairedLoansAxis" id="asrv_ImpairedLoansAxis" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" />
  <xsd:element name="ImpairedLoansDomain" id="asrv_ImpairedLoansDomain" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ImpairedLoansWithNoSpecificAllowanceMember" id="asrv_ImpairedLoansWithNoSpecificAllowanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="ImpairedLoansWithSpecificAllowanceMember" id="asrv_ImpairedLoansWithSpecificAllowanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="IncreasedPercentageOfLendingIncentiveFee" id="asrv_IncreasedPercentageOfLendingIncentiveFee" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" id="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="InterestIncomeRecordedNonaccrualLoans" id="asrv_InterestIncomeRecordedNonaccrualLoans" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="InvestmentOrParentMember" id="asrv_InvestmentOrParentMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="InvestmentSecuritiesAdditionalTextualAbstract" id="asrv_InvestmentSecuritiesAdditionalTextualAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="LoanHeldForSaleAccountDeliveryDatesLockPeriod" id="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract" id="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="LoansInAccrualStatusMember" id="asrv_LoansInAccrualStatusMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="LoansInNonAccrualStatusMember" id="asrv_LoansInNonAccrualStatusMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="LoansPastDueAsToMaturity" id="asrv_LoansPastDueAsToMaturity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType" />
  <xsd:element name="LossOnSaleOfSecurities" id="asrv_LossOnSaleOfSecurities" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus" id="asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType" />
  <xsd:element name="MinimumPercentageTierOneCapitalToBeMaintain" id="asrv_MinimumPercentageTierOneCapitalToBeMaintain" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="MoreLikelyThanNotThresholdPercentage" id="asrv_MoreLikelyThanNotThresholdPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="NetFairValueOfImpairedLoans" id="asrv_NetFairValueOfImpairedLoans" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="NetReductionInInterestIncome" id="asrv_NetReductionInInterestIncome" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" id="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType" />
  <xsd:element name="NoncumulativeSeriesEpreferredStockMember" id="asrv_NoncumulativeSeriesEpreferredStockMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="NonperformingAssetIncludingTdrTable" id="asrv_NonperformingAssetIncludingTdrTable" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" />
  <xsd:element name="NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" id="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" id="asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" id="asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element name="NonperformingAssetsIncludingTroubleDebtRestructurings" id="asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" id="asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor" id="asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType" />
  <xsd:element name="NumberOfLocation" id="asrv_NumberOfLocation" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType" />
  <xsd:element name="NumeratorAbstract" id="asrv_NumeratorAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="OptionsAndWarrantsMember" id="asrv_OptionsAndWarrantsMember" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element name="OtherBankOwnedLifeInsuranceIncome" id="asrv_OtherBankOwnedLifeInsuranceIncome" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="OtherComprehensiveIncomeLossBeforeReclassifications" id="asrv_OtherComprehensiveIncomeLossBeforeReclassifications" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element name="ParticipantsVestedInterestAccruedBenefitServicePeriod" id="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType" />
  <xsd:element name="PensionBenefitsLineItems" id="asrv_PensionBenefitsLineItems" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="PercentageOfInvestmentSecuritiesPortfolioRated" id="asrv_PercentageOfInvestmentSecuritiesPortfolioRated" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="PercentageOfLendingIncentiveFeePayable" id="asrv_PercentageOfLendingIncentiveFeePayable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="PercentagePreferredStockRedemption" id="asrv_PercentagePreferredStockRedemption" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="PerCommonShareDataAbstract" id="asrv_PerCommonShareDataAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="PreferredStockLineItems" id="asrv_PreferredStockLineItems" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="PreferredStockTable" id="asrv_PreferredStockTable" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" />
  <xsd:element name="PrinciplesOfConsolidationAbstract" id="asrv_PrinciplesOfConsolidationAbstract" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element name="RealEstateConstructionLoansPercentage" id="asrv_RealEstateConstructionLoansPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <xsd:element name="RecordedInvestmentOfDefaults" id="asrv_RecordedInvestmentOfDefaults" nillable="true" abstract="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
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</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>10
<FILENAME>asrv-20130930_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Created by Vintage Filings ("VF")-->
<!--produced on 2013-11-12 @ 3:40 PM-->
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</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>12
<FILENAME>asrv-20130930_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
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    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableAverageRecordedInvestment.10992.11.8" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl.458692.190681" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl.458692.190681" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl.458692.190681">Average investment in impaired loans</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableAverageRecordedInvestment.10992.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableAverageRecordedInvestment.10992.11.6" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl.458693.190680" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl.458693.190680" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl.458693.190680">Impaired Financing Receivable, Average Recorded Investment</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract.2600.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract.2600.11.8" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_lbl.458690.190683" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_lbl.458690.190683" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_lbl.458690.190683">Average recorded investment in impaired loans and related interest income recognized</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract.2600.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract.2600.11.6" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_lbl.458691.190682" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_lbl.458691.190682" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_lbl.458691.190682">Impaired Financing Receivable, Average Recorded Investment [Abstract]</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableInterestIncomeCashBasisMethod.11010.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableInterestIncomeCashBasisMethod.11010.11.6" xlink:to="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl.458694.190684" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl.458694.190684" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl.458694.190684">Impaired Financing Receivable, Interest Income, Cash Basis Method</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableInterestIncomeCashBasisMethod.11010.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableInterestIncomeCashBasisMethod.11010.11.8" xlink:to="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl.458696.190685" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl.458696.190685" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl.458696.190685">Interest income recognized on a cash basis on impaired loans</link:label>
    <link:loc xlink:label="loc_ScheduleOfImpairedFinancingReceivableTable.4771.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfImpairedFinancingReceivableTable.4771.11.6" xlink:to="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl.458673.190686" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl.458673.190686" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl.458673.190686">Schedule of Impaired Financing Receivable [Table]</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.10274.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:type="locator" />
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    <link:label xlink:label="lab_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.459071.190626" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.459071.190626">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.10274.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.10274.11.8" xlink:to="lab_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.459072.190627" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.459072.190627" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue.459072.190627">90 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.8" xlink:to="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl.458724.190629" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl.458724.190629" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl.458724.190629">30-59 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment30To59DaysPastDue.10259.11.6" xlink:to="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl.458725.190628" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl.458725.190628" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl.458725.190628">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.8" xlink:to="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl.458726.190631" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl.458726.190631" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl.458726.190631">60-89 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment60To89DaysPastDue.10275.11.6" xlink:to="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl.458727.190630" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl.458727.190630" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl.458727.190630">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.6" xlink:to="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl.458728.190632" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl.458728.190632" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl.458728.190632">Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing.10242.11.8" xlink:to="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl.458729.190633" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl.458729.190633" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl.458729.190633">90 Days Past Due and Still Accruing</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentAgingAbstract.2281.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentAgingAbstract.2281.11.8" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract_lbl.458720.190635" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract_lbl.458720.190635" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract_lbl.458720.190635">Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentAgingAbstract.2281.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentAgingAbstract.2281.11.6" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract_lbl.458721.190634" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract_lbl.458721.190634" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract_lbl.458721.190634">Financing Receivable, Recorded Investment, Aging [Abstract]</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentCurrent.10278.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentCurrent.10278.11.7" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl.458722.190637" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl.458722.190637" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl.458722.190637">Current</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentCurrent.10278.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl.458723.190636" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl.458723.190636">Financing Receivable, Recorded Investment, Current</link:label>
    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentPastDue.10284.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableRecordedInvestmentPastDue.10284.11.6" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDue_lbl.458730.190638" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_FinancingReceivableRecordedInvestmentPastDue.10284.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:type="locator" />
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    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetOfDeferredIncome.12569.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:type="locator" />
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    <link:loc xlink:label="loc_MortgageLoansOnRealEstateMember.3405.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageLoansOnRealEstateMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MortgageLoansOnRealEstateMember.3405.11.6" xlink:to="us-gaap_MortgageLoansOnRealEstateMember_lbl.458633.190642" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_MortgageLoansOnRealEstateMember_lbl.458633.190642" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_MortgageLoansOnRealEstateMember_lbl.458633.190642">Mortgage Loans On Real Estate [Member]</link:label>
    <link:loc xlink:label="loc_MortgageLoansOnRealEstateMember.3405.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageLoansOnRealEstateMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MortgageLoansOnRealEstateMember.3405.11.8" xlink:to="us-gaap_MortgageLoansOnRealEstateMember_lbl.458635.190643" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_MortgageLoansOnRealEstateMember_lbl.458635.190643" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_MortgageLoansOnRealEstateMember_lbl.458635.190643">Real estate-mortgage [Member]</link:label>
    <link:loc xlink:label="loc_StatementTable.5163.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementTable.5163.11.6" xlink:to="us-gaap_StatementTable_lbl.458719.190644" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_StatementTable_lbl.458719.190644" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_StatementTable_lbl.458719.190644">Statement [Table]</link:label>
    <link:loc xlink:label="loc_ImpairedLoansWithNoSpecificAllowanceMember.21915.11.6" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansWithNoSpecificAllowanceMember.21915.11.6" xlink:to="asrv_ImpairedLoansWithNoSpecificAllowanceMember_lbl.458677.190687" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_ImpairedLoansWithNoSpecificAllowanceMember_lbl.458677.190687" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_ImpairedLoansWithNoSpecificAllowanceMember_lbl.458677.190687">Impaired Loans with No Specific Allowance [Member]</link:label>
    <link:loc xlink:label="loc_ImpairedLoansWithNoSpecificAllowanceMember.21915.11.12" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansWithNoSpecificAllowanceMember.21915.11.12" xlink:to="asrv_ImpairedLoansWithNoSpecificAllowanceMember_lbl.458679.190689" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_ImpairedLoansWithNoSpecificAllowanceMember_lbl.458679.190689" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_ImpairedLoansWithNoSpecificAllowanceMember_lbl.458679.190689">Impaired loans with no specific allowance.</link:label>
    <link:loc xlink:label="loc_ImpairedLoansWithSpecificAllowanceMember.21916.11.6" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansWithSpecificAllowanceMember.21916.11.6" xlink:to="asrv_ImpairedLoansWithSpecificAllowanceMember_lbl.458674.190690" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_ImpairedLoansWithSpecificAllowanceMember_lbl.458674.190690" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_ImpairedLoansWithSpecificAllowanceMember_lbl.458674.190690">Impaired Loans with Specific Allowance [Member]</link:label>
    <link:loc xlink:label="loc_ImpairedLoansWithSpecificAllowanceMember.21916.11.12" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansWithSpecificAllowanceMember.21916.11.12" xlink:to="asrv_ImpairedLoansWithSpecificAllowanceMember_lbl.458676.190692" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_ImpairedLoansWithSpecificAllowanceMember_lbl.458676.190692" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_ImpairedLoansWithSpecificAllowanceMember_lbl.458676.190692">Impaired loans with specific allowance.</link:label>
    <link:loc xlink:label="loc_ImpairedLoansAxis.22665.11.6" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansAxis.22665.11.6" xlink:to="lab_ImpairedLoansAxis.197974" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ImpairedLoansAxis.197974" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ImpairedLoansAxis.197974">Impaired Loans [Axis]</link:label>
    <link:loc xlink:label="loc_ImpairedLoansAxis.22665.11.12" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansAxis.22665.11.12" xlink:to="lab_ImpairedLoansAxis.197975" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ImpairedLoansAxis.197975" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_ImpairedLoansAxis.197975">Impaired Loans [Axis]</link:label>
    <link:loc xlink:label="loc_ImpairedLoansDomain.22666.11.6" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansDomain.22666.11.6" xlink:to="lab_ImpairedLoansDomain.197976" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ImpairedLoansDomain.197976" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ImpairedLoansDomain.197976">Impaired Loans [Domain]</link:label>
    <link:loc xlink:label="loc_ImpairedLoansDomain.22666.11.12" xlink:href="asrv-20130930.xsd#asrv_ImpairedLoansDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedLoansDomain.22666.11.12" xlink:to="lab_ImpairedLoansDomain.197977" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ImpairedLoansDomain.197977" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_ImpairedLoansDomain.197977">Impaired Loans [Domain]</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.6" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl.458682.190695" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl.458682.190695" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl.458682.190695">Impaired Financing Receivable, Recorded Investment</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRecordedInvestment.10996.11.8" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl.458684.190696" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl.458684.190696" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl.458684.190696">Recorded Investment</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.8" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458685.190698" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458685.190698" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458685.190698">Related Allowance</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.6" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458687.190697" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458687.190697" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458687.190697">Impaired Financing Receivable, Related Allowance</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableUnpaidPrincipalBalance.10994.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableUnpaidPrincipalBalance.10994.11.8" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl.458688.190700" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl.458688.190700" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl.458688.190700">Unpaid Principal Balance</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableUnpaidPrincipalBalance.10994.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableUnpaidPrincipalBalance.10994.11.6" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl.458689.190699" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl.458689.190699" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl.458689.190699">Impaired Financing Receivable, Unpaid Principal Balance</link:label>
    <link:loc xlink:label="loc_InternalCreditAssessmentAxis.2889.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InternalCreditAssessmentAxis.2889.11.6" xlink:to="lab_InternalCreditAssessmentAxis.9962" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InternalCreditAssessmentAxis.9962" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_InternalCreditAssessmentAxis.9962">Internal Credit Assessment [Axis]</link:label>
    <link:loc xlink:label="loc_InternalCreditAssessmentDomain.2890.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InternalCreditAssessmentDomain.2890.11.6" xlink:to="lab_InternalCreditAssessmentDomain.9963" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InternalCreditAssessmentDomain.9963" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_InternalCreditAssessmentDomain.9963">Internal Credit Assessment [Domain]</link:label>
    <link:loc xlink:label="loc_DoubtfulMember.1326.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DoubtfulMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DoubtfulMember.1326.11.8" xlink:to="us-gaap_DoubtfulMember_lbl.458704.190655" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DoubtfulMember_lbl.458704.190655" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_DoubtfulMember_lbl.458704.190655">Doubtful [Member]</link:label>
    <link:loc xlink:label="loc_DoubtfulMember.1326.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DoubtfulMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DoubtfulMember.1326.11.6" xlink:to="us-gaap_DoubtfulMember_lbl.458705.190654" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DoubtfulMember_lbl.458705.190654" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DoubtfulMember_lbl.458705.190654">Doubtful [Member]</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableCommercial.12520.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableCommercial.12520.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableCommercial_lbl.458708.190658" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableCommercial_lbl.458708.190658" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableCommercial_lbl.458708.190658">Loans and Leases Receivable, Gross, Commercial</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableCommercial.12520.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableCommercial.12520.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableCommercial_lbl.458709.190659" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableCommercial_lbl.458709.190659" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableCommercial_lbl.458709.190659">Loan portfolio</link:label>
    <link:loc xlink:label="loc_LoansReceivableCommercialRealEstateAbstract.3198.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansReceivableCommercialRealEstateAbstract.3198.11.8" xlink:to="us-gaap_LoansReceivableCommercialRealEstateAbstract_lbl.458706.190661" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansReceivableCommercialRealEstateAbstract_lbl.458706.190661" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansReceivableCommercialRealEstateAbstract_lbl.458706.190661">Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</link:label>
    <link:loc xlink:label="loc_LoansReceivableCommercialRealEstateAbstract.3198.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansReceivableCommercialRealEstateAbstract.3198.11.6" xlink:to="us-gaap_LoansReceivableCommercialRealEstateAbstract_lbl.458707.190660" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansReceivableCommercialRealEstateAbstract_lbl.458707.190660" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansReceivableCommercialRealEstateAbstract_lbl.458707.190660">Loans Receivable, Gross, Commercial, Real Estate [Abstract]</link:label>
    <link:loc xlink:label="loc_PassMember.3918.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PassMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PassMember.3918.11.6" xlink:to="us-gaap_PassMember_lbl.458698.190662" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PassMember_lbl.458698.190662" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PassMember_lbl.458698.190662">Pass [Member]</link:label>
    <link:loc xlink:label="loc_PassMember.3918.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PassMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PassMember.3918.11.8" xlink:to="us-gaap_PassMember_lbl.458699.190663" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PassMember_lbl.458699.190663" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PassMember_lbl.458699.190663">Pass [Member]</link:label>
    <link:loc xlink:label="loc_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable.4792.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_SpecialMentionMember_lbl.458701.190665" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_SpecialMentionMember_lbl.458701.190665">Special Mention [Member]</link:label>
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    <link:label xlink:label="us-gaap_SubstandardMember_lbl.458703.190667" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_SubstandardMember_lbl.458703.190667">Substandard [Member]</link:label>
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    <link:labelArc xlink:from="loc_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances.21874.11.6" xlink:to="asrv_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances_lbl.459048.190766" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances.21874.11.8" xlink:href="asrv-20130930.xsd#asrv_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances.21874.11.8" xlink:to="asrv_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances_lbl.459049.190767" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances.21874.11.12" xlink:href="asrv-20130930.xsd#asrv_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances.21874.11.12" xlink:to="asrv_AllowanceForLoanLossesPresentationOfCreditRatedWithAggregateBalances_lbl.459050.190768" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AnticipatedScopeOfRangeOfCoverage.21878.11.6" xlink:href="asrv-20130930.xsd#asrv_AnticipatedScopeOfRangeOfCoverage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AnticipatedScopeOfRangeOfCoverage.21878.11.6" xlink:to="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458744.190769" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458744.190769" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458744.190769">Anticipated Scope of Range of Coverage</link:label>
    <link:loc xlink:label="loc_AnticipatedScopeOfRangeOfCoverage.21878.11.7" xlink:href="asrv-20130930.xsd#asrv_AnticipatedScopeOfRangeOfCoverage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AnticipatedScopeOfRangeOfCoverage.21878.11.7" xlink:to="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458745.190770" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458745.190770" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458745.190770">Anticipated scope of range-of-coverage</link:label>
    <link:loc xlink:label="loc_AnticipatedScopeOfRangeOfCoverage.21878.11.12" xlink:href="asrv-20130930.xsd#asrv_AnticipatedScopeOfRangeOfCoverage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AnticipatedScopeOfRangeOfCoverage.21878.11.12" xlink:to="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458746.190771" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458746.190771" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_AnticipatedScopeOfRangeOfCoverage_lbl.458746.190771">Anticipated scope of range of coverage.</link:label>
    <link:loc xlink:label="loc_CreditReviewsMandatoryForLoansAggregateBalances.21891.11.6" xlink:href="asrv-20130930.xsd#asrv_CreditReviewsMandatoryForLoansAggregateBalances" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditReviewsMandatoryForLoansAggregateBalances.21891.11.6" xlink:to="asrv_CreditReviewsMandatoryForLoansAggregateBalances_lbl.458738.190772" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_CreditReviewsMandatoryForLoansAggregateBalances_lbl.458738.190772" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_CreditReviewsMandatoryForLoansAggregateBalances_lbl.458738.190772">Credit Reviews Mandatory for Loans Aggregate Balances</link:label>
    <link:loc xlink:label="loc_CreditReviewsMandatoryForLoansAggregateBalances.21891.11.7" xlink:href="asrv-20130930.xsd#asrv_CreditReviewsMandatoryForLoansAggregateBalances" xlink:type="locator" />
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    <link:loc xlink:label="loc_CreditReviewsMandatoryForLoansAggregateBalances.21891.11.12" xlink:href="asrv-20130930.xsd#asrv_CreditReviewsMandatoryForLoansAggregateBalances" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditReviewsMandatoryForLoansAggregateBalances.21891.11.12" xlink:to="asrv_CreditReviewsMandatoryForLoansAggregateBalances_lbl.458740.190774" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure.21918.11.6" xlink:href="asrv-20130930.xsd#asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure.21918.11.6" xlink:to="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_lbl.458735.190775" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure.21918.11.7" xlink:href="asrv-20130930.xsd#asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:type="locator" />
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    <link:loc xlink:label="loc_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure.21918.11.12" xlink:href="asrv-20130930.xsd#asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:type="locator" />
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    <link:loc xlink:label="loc_LoansPastDueAsToMaturity.21925.11.6" xlink:href="asrv-20130930.xsd#asrv_LoansPastDueAsToMaturity" xlink:type="locator" />
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    <link:label xlink:label="asrv_LoansPastDueAsToMaturity_lbl.458741.190778" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_LoansPastDueAsToMaturity_lbl.458741.190778">Loans Past Due as to Maturity</link:label>
    <link:loc xlink:label="loc_LoansPastDueAsToMaturity.21925.11.7" xlink:href="asrv-20130930.xsd#asrv_LoansPastDueAsToMaturity" xlink:type="locator" />
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    <link:loc xlink:label="loc_LoansPastDueAsToMaturity.21925.11.12" xlink:href="asrv-20130930.xsd#asrv_LoansPastDueAsToMaturity" xlink:type="locator" />
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    <link:label xlink:label="asrv_LoansPastDueAsToMaturity_lbl.458743.190780" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_LoansPastDueAsToMaturity_lbl.458743.190780">Loans past due as to maturity.</link:label>
    <link:loc xlink:label="loc_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor.21939.11.6" xlink:href="asrv-20130930.xsd#asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor.21939.11.6" xlink:to="asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor_lbl.458747.190781" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor.21939.11.8" xlink:href="asrv-20130930.xsd#asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor" xlink:type="locator" />
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    <link:loc xlink:label="loc_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor.21939.11.12" xlink:href="asrv-20130930.xsd#asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor" xlink:type="locator" />
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    <link:label xlink:label="asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor_lbl.458749.190783" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor_lbl.458749.190783">Number of consecutive historical quarters for calculation of charge-off factor.</link:label>
    <link:loc xlink:label="loc_ProvisionForLoanLeaseAndOtherLosses.15267.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:type="locator" />
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    <link:label xlink:label="lab_ProvisionForLoanLeaseAndOtherLosses.200336" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_ProvisionForLoanLeaseAndOtherLosses.200336">Provision (credit) for loan losses</link:label>
    <link:loc xlink:label="loc_MinimumMember.3382.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MinimumMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MinimumMember.3382.11.6" xlink:to="us-gaap_MinimumMember_lbl.458502.190784" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_MinimumMember_lbl.458502.190784" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_MinimumMember_lbl.458502.190784">Minimum [Member]</link:label>
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    <link:labelArc xlink:from="loc_MinimumMember.3382.11.8" xlink:to="us-gaap_MinimumMember_lbl.458503.190785" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_MinimumMember_lbl.458503.190785" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_MinimumMember_lbl.458503.190785">Minimum [Member]</link:label>
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    <link:labelArc xlink:from="loc_ProvisionForLoanLeaseAndOtherLosses.15267.11.6" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl.458661.190720" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl.458661.190720" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl.458661.190720">Provision for Loan, Lease, and Other Losses</link:label>
    <link:loc xlink:label="loc_RangeAxis.4365.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RangeAxis.4365.11.6" xlink:to="us-gaap_RangeAxis_lbl.458500.190786" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_RangeAxis_lbl.458500.190786" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_RangeAxis_lbl.458500.190786">Range [Axis]</link:label>
    <link:loc xlink:label="loc_RangeMember.4366.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RangeMember.4366.11.6" xlink:to="us-gaap_RangeMember_lbl.458501.190787" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_RangeMember_lbl.458501.190787" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_RangeMember_lbl.458501.190787">Range [Domain]</link:label>
    <link:loc xlink:label="loc_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable.4892.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable.4892.11.6" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_lbl.458628.190788" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_lbl.458628.190788" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_lbl.458628.190788">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</link:label>
    <link:loc xlink:label="loc_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract.21922.11.6" xlink:href="asrv-20130930.xsd#asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract.21922.11.6" xlink:to="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458714.190645" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458714.190645" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458714.190645">Loan Portfolio Classified as Performance and Nonperformance [Abstract]</link:label>
    <link:loc xlink:label="loc_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract.21922.11.8" xlink:href="asrv-20130930.xsd#asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract.21922.11.8" xlink:to="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458715.190646" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458715.190646" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458715.190646">Performing and non-performing outstanding balances of the residential and consumer portfolios</link:label>
    <link:loc xlink:label="loc_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract.21922.11.12" xlink:href="asrv-20130930.xsd#asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract.21922.11.12" xlink:to="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458716.190647" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458716.190647" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract_lbl.458716.190647">Loan portfolio classified as performance and nonperformance.</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableConsumer.12509.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableConsumer.12509.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableConsumer_lbl.458717.190648" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableConsumer_lbl.458717.190648" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableConsumer_lbl.458717.190648">Loans and Leases Receivable, Gross, Consumer</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableConsumer.12509.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableConsumer.12509.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableConsumer_lbl.458718.190649" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableConsumer_lbl.458718.190649" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableConsumer_lbl.458718.190649">Outstanding balance of consumer loan</link:label>
    <link:loc xlink:label="loc_NonperformingFinancingReceivableMember.3476.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingFinancingReceivableMember.3476.11.8" xlink:to="us-gaap_NonperformingFinancingReceivableMember_lbl.458712.190651" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NonperformingFinancingReceivableMember_lbl.458712.190651" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NonperformingFinancingReceivableMember_lbl.458712.190651">Non-Performing [Member]</link:label>
    <link:loc xlink:label="loc_NonperformingFinancingReceivableMember.3476.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingFinancingReceivableMember.3476.11.6" xlink:to="us-gaap_NonperformingFinancingReceivableMember_lbl.458713.190650" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NonperformingFinancingReceivableMember_lbl.458713.190650" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NonperformingFinancingReceivableMember_lbl.458713.190650">Nonperforming Financing Receivable [Member]</link:label>
    <link:loc xlink:label="loc_PerformingFinancingReceivableMember.3917.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PerformingFinancingReceivableMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PerformingFinancingReceivableMember.3917.11.8" xlink:to="us-gaap_PerformingFinancingReceivableMember_lbl.458710.190653" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PerformingFinancingReceivableMember_lbl.458710.190653" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PerformingFinancingReceivableMember_lbl.458710.190653">Performing [Member]</link:label>
    <link:loc xlink:label="loc_PerformingFinancingReceivableMember.3917.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PerformingFinancingReceivableMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PerformingFinancingReceivableMember.3917.11.6" xlink:to="us-gaap_PerformingFinancingReceivableMember_lbl.458711.190652" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PerformingFinancingReceivableMember_lbl.458711.190652" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PerformingFinancingReceivableMember_lbl.458711.190652">Performing Financing Receivable [Member]</link:label>
    <link:loc xlink:label="loc_AllocationForGeneralRiskMember.21873.11.8" xlink:href="asrv-20130930.xsd#asrv_AllocationForGeneralRiskMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllocationForGeneralRiskMember.21873.11.8" xlink:to="asrv_AllocationForGeneralRiskMember_lbl.458663.190711" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AllocationForGeneralRiskMember_lbl.458663.190711" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_AllocationForGeneralRiskMember_lbl.458663.190711">Allocation for general risk [Member]</link:label>
    <link:loc xlink:label="loc_AllocationForGeneralRiskMember.21873.11.12" xlink:href="asrv-20130930.xsd#asrv_AllocationForGeneralRiskMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllocationForGeneralRiskMember.21873.11.12" xlink:to="asrv_AllocationForGeneralRiskMember_lbl.458664.190712" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AllocationForGeneralRiskMember_lbl.458664.190712" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_AllocationForGeneralRiskMember_lbl.458664.190712">Allocation for general risk.</link:label>
    <link:loc xlink:label="loc_AllocationForGeneralRiskMember.21873.11.6" xlink:href="asrv-20130930.xsd#asrv_AllocationForGeneralRiskMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AllocationForGeneralRiskMember.21873.11.6" xlink:to="lab_AllocationForGeneralRiskMember.190710" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AllocationForGeneralRiskMember.190710" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AllocationForGeneralRiskMember.190710">Allocation For General Risk [Member]</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.6" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458651.190713" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458651.190713" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458651.190713">Financing Receivable, Allowance for Credit Losses</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.11" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458652.190715" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458652.190715" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458652.190715">Balance at end of period</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.10" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.10" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458653.190714" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458653.190714" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458653.190714">Balance at beginning of period</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLossesRecovery.10276.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLossesRecovery.10276.11.8" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl.458658.190717" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl.458658.190717" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl.458658.190717">Recoveries</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLossesRecovery.10276.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLossesRecovery.10276.11.6" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl.458659.190716" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl.458659.190716" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl.458659.190716">Financing Receivable, Allowance for Credit Losses, Recovery</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLossesWriteOffs.10268.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLossesWriteOffs.10268.11.6" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl.458656.190718" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl.458656.190718" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl.458656.190718">Financing Receivable, Allowance for Credit Losses, Charge-offs</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLossesWriteOffs.10268.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLossesWriteOffs.10268.11.52" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl.458657.190719" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl.458657.190719" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl.458657.190719">Charge-offs</link:label>
    <link:loc xlink:label="loc_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable.4764.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable.4764.11.6" xlink:to="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl.458648.190722" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl.458648.190722" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl.458648.190722">Schedule of Financing Receivable, Allowance for Credit Losses [Table]</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1.10256.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableCollectivelyEvaluatedForImpairment.10288.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableIndividuallyEvaluatedForImpairment.10277.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment.10294.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock.21961.11.6" xlink:href="asrv-20130930.xsd#asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock.21961.11.6" xlink:to="asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock_lbl.458455.191251" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock.21961.11.8" xlink:href="asrv-20130930.xsd#asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock.21961.11.12" xlink:href="asrv-20130930.xsd#asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock.21962.11.6" xlink:href="asrv-20130930.xsd#asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock.21962.11.6" xlink:to="asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock_lbl.459160.191254" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock.21962.11.8" xlink:href="asrv-20130930.xsd#asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock.21962.11.12" xlink:href="asrv-20130930.xsd#asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock.21964.11.6" xlink:href="asrv-20130930.xsd#asrv_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.5935.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock.5935.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableCreditQualityIndicatorsTableTextBlock.10281.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableCreditQualityIndicatorsTableTextBlock.10281.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ImpairedFinancingReceivablesTableTextBlock.10983.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_PastDueFinancingReceivablesTableTextBlock.14129.11.8" xlink:to="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl.458461.191267" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss.21877.11.12" xlink:href="asrv-20130930.xsd#asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:type="locator" />
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    <link:loc xlink:label="loc_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss.21877.11.8" xlink:href="asrv-20130930.xsd#asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:type="locator" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation.8106.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation" xlink:type="locator" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanFutureAmortizationOfGainLoss.8152.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanFutureAmortizationOfGainLoss.8152.11.6" xlink:to="lab_DefinedBenefitPlanFutureAmortizationOfGainLoss.4402" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DefinedBenefitPlanFutureAmortizationOfGainLoss.4402" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DefinedBenefitPlanFutureAmortizationOfGainLoss.4402">Defined Benefit Plan, Future Amortization of Gain (Loss)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanFutureAmortizationOfGainLoss.8152.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" xlink:type="locator" />
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    <link:loc xlink:label="loc_GainLossOnSaleOfInvestments.10646.11.57" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_AccumulatedOtherComprehensiveIncomeLossNetOfTax.5786.11.6" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl.458183.191414" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent.14111.11.6" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl.458524.191415" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock.16448.11.6" xlink:to="lab_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock.16715.191393" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:label xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl.458398.191194" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_SignificantAccountingPoliciesTextBlock_lbl.458398.191194">Basis of Accounting</link:label>
    <link:loc xlink:label="loc_SignificantAccountingPoliciesTextBlock.17124.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SignificantAccountingPoliciesTextBlock.17124.11.8" xlink:to="us-gaap_SignificantAccountingPoliciesTextBlock_lbl.458399.191195" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl.458399.191195" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_SignificantAccountingPoliciesTextBlock_lbl.458399.191195">Accounting Policies</link:label>
    <link:loc xlink:label="loc_MoreLikelyThanNotThresholdPercentage.21928.11.6" xlink:href="asrv-20130930.xsd#asrv_MoreLikelyThanNotThresholdPercentage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MoreLikelyThanNotThresholdPercentage.21928.11.6" xlink:to="asrv_MoreLikelyThanNotThresholdPercentage_lbl.458489.190366" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_MoreLikelyThanNotThresholdPercentage_lbl.458489.190366" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_MoreLikelyThanNotThresholdPercentage_lbl.458489.190366">More Likely than Not Threshold Percentage</link:label>
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    <link:label xlink:label="asrv_MoreLikelyThanNotThresholdPercentage_lbl.458490.190367" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_MoreLikelyThanNotThresholdPercentage_lbl.458490.190367">More-likely-than-not-threshold percentage</link:label>
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    <link:loc xlink:label="loc_ComprehensiveIncomePolicyPolicyTextBlock.7189.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:type="locator" />
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    <link:label xlink:label="lab_ComprehensiveIncomePolicyPolicyTextBlock.459063.191236" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_ComprehensiveIncomePolicyPolicyTextBlock.459063.191236">Comprehensive Income</link:label>
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    <link:loc xlink:label="loc_CashAndDueFromBanks.6815.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_CashAndDueFromBanks_lbl.458103.190804" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CashAndDueFromBanks_lbl.458103.190804">Cash and Due from Banks</link:label>
    <link:loc xlink:label="loc_CommonStockValue.7134.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockValue.7134.11.8" xlink:to="us-gaap_CommonStockValue_lbl.458175.190807" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CommonStockValue_lbl.458175.190807" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockValue_lbl.458175.190807">Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,402,007 shares issued and 18,784,188 outstanding on September 30, 2013; 26,398,540 shares issued and 19,164,721 outstanding on December 31, 2012</link:label>
    <link:loc xlink:label="loc_CommonStockValue.7134.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockValue.7134.11.6" xlink:to="us-gaap_CommonStockValue_lbl.458176.190806" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CommonStockValue_lbl.458176.190806" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockValue_lbl.458176.190806">Common Stock, Value, Issued</link:label>
    <link:loc xlink:label="loc_DebtAndCapitalLeaseObligations.7647.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DebtAndCapitalLeaseObligations.7647.11.6" xlink:to="us-gaap_DebtAndCapitalLeaseObligations_lbl.458165.190808" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DebtAndCapitalLeaseObligations_lbl.458165.190808" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DebtAndCapitalLeaseObligations_lbl.458165.190808">Debt and Capital Lease Obligations</link:label>
    <link:loc xlink:label="loc_DebtAndCapitalLeaseObligations.7647.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DebtAndCapitalLeaseObligations.7647.11.9" xlink:to="us-gaap_DebtAndCapitalLeaseObligations_lbl.458166.190809" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DebtAndCapitalLeaseObligations_lbl.458166.190809" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_DebtAndCapitalLeaseObligations_lbl.458166.190809">Total borrowed funds</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsNet.7976.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsNet.7976.11.6" xlink:to="us-gaap_DeferredTaxAssetsNet_lbl.458137.190810" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DeferredTaxAssetsNet_lbl.458137.190810" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsNet_lbl.458137.190810">Deferred Tax Assets, Net of Valuation Allowance</link:label>
    <link:loc xlink:label="loc_DeferredTaxAssetsNet.7976.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DeferredTaxAssetsNet.7976.11.8" xlink:to="us-gaap_DeferredTaxAssetsNet_lbl.458138.190811" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DeferredTaxAssetsNet_lbl.458138.190811" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsNet_lbl.458138.190811">Net deferred tax asset</link:label>
    <link:loc xlink:label="loc_Deposits.8332.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Deposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Deposits.8332.11.6" xlink:to="us-gaap_Deposits_lbl.458156.190812" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Deposits_lbl.458156.190812" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_Deposits_lbl.458156.190812">Deposits</link:label>
    <link:loc xlink:label="loc_Deposits.8332.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Deposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Deposits.8332.11.9" xlink:to="us-gaap_Deposits_lbl.458157.190813" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Deposits_lbl.458157.190813" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_Deposits_lbl.458157.190813">Total deposits</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankAdvancesLongTerm.10065.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankAdvancesLongTerm.10065.11.6" xlink:to="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl.458160.190814" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl.458160.190814" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl.458160.190814">Long-term Federal Home Loan Bank Advances</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankAdvancesLongTerm.10065.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankAdvancesLongTerm.10065.11.8" xlink:to="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl.458162.190815" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl.458162.190815" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl.458162.190815">Advances from Federal Home Loan Bank</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankAdvancesShortTerm.10073.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankAdvancesShortTerm.10073.11.6" xlink:to="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl.458158.190816" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl.458158.190816" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl.458158.190816">Federal Home Loan Bank, Advances, Short-term</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankAdvancesShortTerm.10073.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankAdvancesShortTerm.10073.11.8" xlink:to="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl.458159.190817" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl.458159.190817" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl.458159.190817">Short-term borrowings</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankStock.10017.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankStock.10017.11.6" xlink:to="us-gaap_FederalHomeLoanBankStock_lbl.458139.190818" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FederalHomeLoanBankStock_lbl.458139.190818" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankStock_lbl.458139.190818">Federal Home Loan Bank Stock</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankStock.10017.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankStock.10017.11.8" xlink:to="us-gaap_FederalHomeLoanBankStock_lbl.458140.190819" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FederalHomeLoanBankStock_lbl.458140.190819" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankStock_lbl.458140.190819">Federal Home Loan Bank stock</link:label>
    <link:loc xlink:label="loc_FederalReserveBankStock.10052.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalReserveBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalReserveBankStock.10052.11.6" xlink:to="us-gaap_FederalReserveBankStock_lbl.458141.190820" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FederalReserveBankStock_lbl.458141.190820" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalReserveBankStock_lbl.458141.190820">Federal Reserve Bank Stock</link:label>
    <link:loc xlink:label="loc_FederalReserveBankStock.10052.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalReserveBankStock" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_FederalReserveBankStock_lbl.458142.190821" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FederalReserveBankStock_lbl.458142.190821">Federal Reserve Bank stock</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAllowanceForCreditLosses.10279.11.8" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458655.190822" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458655.190822" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl.458655.190822">Allowance for loan losses</link:label>
    <link:loc xlink:label="loc_Goodwill.10732.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Goodwill" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Goodwill.10732.11.6" xlink:to="us-gaap_Goodwill_lbl.458133.190823" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Goodwill_lbl.458133.190823" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_Goodwill_lbl.458133.190823">Goodwill</link:label>
    <link:loc xlink:label="loc_Goodwill.10732.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Goodwill" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Goodwill.10732.11.8" xlink:to="us-gaap_Goodwill_lbl.458134.190824" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Goodwill_lbl.458134.190824" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_Goodwill_lbl.458134.190824">Goodwill</link:label>
    <link:loc xlink:label="loc_HeldToMaturitySecurities.10889.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_HeldToMaturitySecurities.10889.11.6" xlink:to="us-gaap_HeldToMaturitySecurities_lbl.458117.190825" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_HeldToMaturitySecurities_lbl.458117.190825" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_HeldToMaturitySecurities_lbl.458117.190825">Held-to-maturity Securities</link:label>
    <link:loc xlink:label="loc_HeldToMaturitySecurities.10889.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:type="locator" />
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    <link:loc xlink:label="loc_InterestBearingDepositLiabilities.11782.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl.458154.190827" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestBearingDepositLiabilities_lbl.458154.190827">Interest-bearing Deposit Liabilities</link:label>
    <link:loc xlink:label="loc_InterestBearingDepositLiabilities.11782.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl.458155.190828" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestBearingDepositLiabilities_lbl.458155.190828">Interest bearing deposits</link:label>
    <link:loc xlink:label="loc_InterestBearingDepositsInBanks.11793.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:type="locator" />
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    <link:loc xlink:label="loc_InterestBearingDepositsInBanks.11793.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestBearingDepositsInBanks.11793.11.8" xlink:to="us-gaap_InterestBearingDepositsInBanks_lbl.458105.190830" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_InterestBearingDepositsInBanks_lbl.458105.190830" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestBearingDepositsInBanks_lbl.458105.190830">Interest bearing deposits</link:label>
    <link:loc xlink:label="loc_JuniorSubordinatedNotes.12033.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:type="locator" />
    <link:labelArc xlink:from="loc_JuniorSubordinatedNotes.12033.11.6" xlink:to="us-gaap_JuniorSubordinatedNotes_lbl.458163.190831" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_JuniorSubordinatedNotes_lbl.458163.190831" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_JuniorSubordinatedNotes_lbl.458163.190831">Junior Subordinated Notes</link:label>
    <link:loc xlink:label="loc_JuniorSubordinatedNotes.12033.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:type="locator" />
    <link:labelArc xlink:from="loc_JuniorSubordinatedNotes.12033.11.8" xlink:to="us-gaap_JuniorSubordinatedNotes_lbl.458164.190832" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_JuniorSubordinatedNotes_lbl.458164.190832" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_JuniorSubordinatedNotes_lbl.458164.190832">Guaranteed junior subordinated deferrable interest debentures</link:label>
    <link:loc xlink:label="loc_Liabilities.12166.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Liabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Liabilities.12166.11.6" xlink:to="us-gaap_Liabilities_lbl.458169.190833" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Liabilities_lbl.458169.190833" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_Liabilities_lbl.458169.190833">Liabilities</link:label>
    <link:loc xlink:label="loc_Liabilities.12166.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Liabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Liabilities.12166.11.9" xlink:to="us-gaap_Liabilities_lbl.458170.190834" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Liabilities_lbl.458170.190834" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_Liabilities_lbl.458170.190834">TOTAL LIABILITIES</link:label>
    <link:loc xlink:label="loc_LiabilitiesAbstract.3056.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesAbstract.3056.11.6" xlink:to="us-gaap_LiabilitiesAbstract_lbl.458150.190835" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LiabilitiesAbstract_lbl.458150.190835" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LiabilitiesAbstract_lbl.458150.190835">Liabilities [Abstract]</link:label>
    <link:loc xlink:label="loc_LiabilitiesAbstract.3056.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesAbstract.3056.11.8" xlink:to="us-gaap_LiabilitiesAbstract_lbl.458151.190836" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LiabilitiesAbstract_lbl.458151.190836" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LiabilitiesAbstract_lbl.458151.190836">LIABILITIES</link:label>
    <link:loc xlink:label="loc_LiabilitiesAndStockholdersEquity.12135.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesAndStockholdersEquity.12135.11.6" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl.458187.190837" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl.458187.190837" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquity_lbl.458187.190837">Liabilities and Stockholders' Equity</link:label>
    <link:loc xlink:label="loc_LiabilitiesAndStockholdersEquity.12135.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LiabilitiesAndStockholdersEquity.12135.11.9" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl.458188.190838" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl.458188.190838" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquity_lbl.458188.190838">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableDeferredIncome.12529.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableDeferredIncome.12529.11.7" xlink:to="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458124.190840" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458124.190840" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458124.190840">Less: Unearned income</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableDeferredIncome.12529.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableDeferredIncome.12529.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458125.190839" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458125.190839" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458125.190839">Loans and Leases Receivable, Deferred Income</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableGrossCarryingAmount.12566.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmount.12566.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl.458122.190841" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl.458122.190841" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl.458122.190841">Loans and Leases Receivable, Gross</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableGrossCarryingAmount.12566.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableGrossCarryingAmount.12566.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl.458123.190842" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl.458123.190842" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl.458123.190842">Loans</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl.458127.190843" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl.458127.190843" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl.458127.190843">Loans and Leases Receivable, Net Amount</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.9" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl.458128.190844" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl.458128.190844" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl.458128.190844">Net loans</link:label>
    <link:loc xlink:label="loc_LoansHeldForSaleMortgages.12627.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansHeldForSaleMortgages.12627.11.6" xlink:to="us-gaap_LoansHeldForSaleMortgages_lbl.458120.190845" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansHeldForSaleMortgages_lbl.458120.190845" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansHeldForSaleMortgages_lbl.458120.190845">Loans Held-for-sale, Mortgages</link:label>
    <link:loc xlink:label="loc_LoansHeldForSaleMortgages.12627.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansHeldForSaleMortgages.12627.11.8" xlink:to="us-gaap_LoansHeldForSaleMortgages_lbl.458121.190846" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansHeldForSaleMortgages_lbl.458121.190846" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansHeldForSaleMortgages_lbl.458121.190846">Loans held for sale</link:label>
    <link:loc xlink:label="loc_MarketableSecuritiesAbstract.3346.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MarketableSecuritiesAbstract.3346.11.6" xlink:to="us-gaap_MarketableSecuritiesAbstract_lbl.458112.190847" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_MarketableSecuritiesAbstract_lbl.458112.190847" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_MarketableSecuritiesAbstract_lbl.458112.190847">Marketable Securities [Abstract]</link:label>
    <link:loc xlink:label="loc_MarketableSecuritiesAbstract.3346.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MarketableSecuritiesAbstract.3346.11.8" xlink:to="us-gaap_MarketableSecuritiesAbstract_lbl.458113.190848" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_MarketableSecuritiesAbstract_lbl.458113.190848" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_MarketableSecuritiesAbstract_lbl.458113.190848">Investment securities:</link:label>
    <link:loc xlink:label="loc_NoninterestBearingDepositLiabilities.13360.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoninterestBearingDepositLiabilities.13360.11.6" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_lbl.458152.190849" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl.458152.190849" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NoninterestBearingDepositLiabilities_lbl.458152.190849">Noninterest-bearing Deposit Liabilities</link:label>
    <link:loc xlink:label="loc_NoninterestBearingDepositLiabilities.13360.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoninterestBearingDepositLiabilities.13360.11.8" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_lbl.458153.190850" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl.458153.190850" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NoninterestBearingDepositLiabilities_lbl.458153.190850">Non-interest bearing deposits</link:label>
    <link:loc xlink:label="loc_OtherAssets.13839.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherAssets.13839.11.6" xlink:to="us-gaap_OtherAssets_lbl.458145.190851" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_OtherAssets_lbl.458145.190851" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherAssets_lbl.458145.190851">Other Assets</link:label>
    <link:loc xlink:label="loc_OtherAssets.13839.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherAssets.13839.11.8" xlink:to="us-gaap_OtherAssets_lbl.458146.190852" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_OtherAssets_lbl.458146.190852" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherAssets_lbl.458146.190852">Other assets</link:label>
    <link:loc xlink:label="loc_OtherLiabilities.14024.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherLiabilities.14024.11.6" xlink:to="us-gaap_OtherLiabilities_lbl.458167.190853" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_OtherLiabilities_lbl.458167.190853" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherLiabilities_lbl.458167.190853">Other Liabilities</link:label>
    <link:loc xlink:label="loc_OtherLiabilities.14024.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherLiabilities.14024.11.8" xlink:to="us-gaap_OtherLiabilities_lbl.458168.190854" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_OtherLiabilities_lbl.458168.190854" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherLiabilities_lbl.458168.190854">Other liabilities</link:label>
    <link:loc xlink:label="loc_OtherShortTermInvestments.14081.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherShortTermInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherShortTermInvestments.14081.11.6" xlink:to="us-gaap_OtherShortTermInvestments_lbl.458106.190855" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_OtherShortTermInvestments_lbl.458106.190855" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherShortTermInvestments_lbl.458106.190855">Other Short-term Investments</link:label>
    <link:loc xlink:label="loc_OtherShortTermInvestments.14081.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherShortTermInvestments" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_OtherShortTermInvestments_lbl.458107.190856" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherShortTermInvestments_lbl.458107.190856">Short-term investments in money market funds</link:label>
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    <link:label xlink:label="us-gaap_PreferredStockValue_lbl.458173.190857" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockValue_lbl.458173.190857">Preferred Stock, Value, Issued</link:label>
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    <link:loc xlink:label="loc_PrepaidExpenseCurrentAndNoncurrent.14767.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PrepaidExpenseCurrentAndNoncurrent" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_PrepaidExpenseCurrentAndNoncurrent_lbl.458143.190859" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PrepaidExpenseCurrentAndNoncurrent_lbl.458143.190859">Prepaid Expense</link:label>
    <link:loc xlink:label="loc_PrepaidExpenseCurrentAndNoncurrent.14767.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PrepaidExpenseCurrentAndNoncurrent" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_PrepaidExpenseCurrentAndNoncurrent_lbl.458144.190860" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PrepaidExpenseCurrentAndNoncurrent_lbl.458144.190860">Prepaid federal deposit insurance</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentNet.15211.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentNet.15211.11.6" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl.458129.190861" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl.458129.190861" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNet_lbl.458129.190861">Property, Plant and Equipment, Net</link:label>
    <link:loc xlink:label="loc_PropertyPlantAndEquipmentNet.15211.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PropertyPlantAndEquipmentNet.15211.11.8" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl.458130.190862" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl.458130.190862" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNet_lbl.458130.190862">Premises and equipment, net</link:label>
    <link:loc xlink:label="loc_RetainedEarningsAccumulatedDeficit.16058.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetainedEarningsAccumulatedDeficit.16058.11.6" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_lbl.458181.190863" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl.458181.190863" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_RetainedEarningsAccumulatedDeficit_lbl.458181.190863">Retained Earnings (Accumulated Deficit)</link:label>
    <link:loc xlink:label="loc_RetainedEarningsAccumulatedDeficit.16058.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetainedEarningsAccumulatedDeficit.16058.11.8" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_lbl.458182.190864" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl.458182.190864" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_RetainedEarningsAccumulatedDeficit_lbl.458182.190864">Retained earnings</link:label>
    <link:loc xlink:label="loc_StatementOfFinancialPositionAbstract.5171.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementOfFinancialPositionAbstract.5171.11.6" xlink:to="us-gaap_StatementOfFinancialPositionAbstract_lbl.458099.190865" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_StatementOfFinancialPositionAbstract_lbl.458099.190865" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_StatementOfFinancialPositionAbstract_lbl.458099.190865">Consolidated Balance Sheets [Abstract]</link:label>
    <link:loc xlink:label="loc_StockholdersEquity.17302.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquity.17302.11.6" xlink:to="us-gaap_StockholdersEquity_lbl.458185.190866" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_StockholdersEquity_lbl.458185.190866" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_StockholdersEquity_lbl.458185.190866">Stockholders' Equity Attributable to Parent</link:label>
    <link:loc xlink:label="loc_StockholdersEquity.17302.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquity.17302.11.9" xlink:to="us-gaap_StockholdersEquity_lbl.458186.190867" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_StockholdersEquity_lbl.458186.190867" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_StockholdersEquity_lbl.458186.190867">TOTAL SHAREHOLDERS' EQUITY</link:label>
    <link:loc xlink:label="loc_StockholdersEquityAbstract.5197.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquityAbstract.5197.11.6" xlink:to="us-gaap_StockholdersEquityAbstract_lbl.458171.190868" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_StockholdersEquityAbstract_lbl.458171.190868" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_StockholdersEquityAbstract_lbl.458171.190868">Stockholders Equity [Abstract]</link:label>
    <link:loc xlink:label="loc_StockholdersEquityAbstract.5197.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StockholdersEquityAbstract.5197.11.8" xlink:to="us-gaap_StockholdersEquityAbstract_lbl.458172.190869" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_StockholdersEquityAbstract_lbl.458172.190869" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_StockholdersEquityAbstract_lbl.458172.190869">SHAREHOLDERS' EQUITY</link:label>
    <link:loc xlink:label="loc_TreasuryStockValue.17716.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TreasuryStockValue.17716.11.6" xlink:to="us-gaap_TreasuryStockValue_lbl.458177.190870" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TreasuryStockValue_lbl.458177.190870" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TreasuryStockValue_lbl.458177.190870">Treasury Stock, Value</link:label>
    <link:loc xlink:label="loc_TreasuryStockValue.17716.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TreasuryStockValue.17716.11.52" xlink:to="us-gaap_TreasuryStockValue_lbl.458178.190871" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TreasuryStockValue_lbl.458178.190871" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TreasuryStockValue_lbl.458178.190871">Treasury stock at cost, 7,617,819 and 7,233,819 shares on September 30, 2013 and December 31, 2012, respectively</link:label>
    <link:loc xlink:label="loc_CommonStockParOrStatedValuePerShare.7131.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockParOrStatedValuePerShare.7131.11.6" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_lbl.458203.191164" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl.458203.191164" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockParOrStatedValuePerShare_lbl.458203.191164">Common Stock, Par or Stated Value Per Share</link:label>
    <link:loc xlink:label="loc_CommonStockParOrStatedValuePerShare.7131.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockParOrStatedValuePerShare.7131.11.8" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_lbl.458204.191165" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl.458204.191165" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockParOrStatedValuePerShare_lbl.458204.191165">Common stock, par value</link:label>
    <link:loc xlink:label="loc_CommonStockSharesAuthorized.7144.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockSharesAuthorized.7144.11.6" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl.458205.191166" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CommonStockSharesAuthorized_lbl.458205.191166" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockSharesAuthorized_lbl.458205.191166">Common Stock, Shares Authorized</link:label>
    <link:loc xlink:label="loc_CommonStockSharesAuthorized.7144.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_CommonStockSharesAuthorized_lbl.458206.191167" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockSharesAuthorized_lbl.458206.191167">Common stock, shares authorized</link:label>
    <link:loc xlink:label="loc_CommonStockSharesIssued.7136.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommonStockSharesIssued.7136.11.6" xlink:to="us-gaap_CommonStockSharesIssued_lbl.458207.191168" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CommonStockSharesIssued_lbl.458207.191168" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockSharesIssued_lbl.458207.191168">Common Stock, Shares, Issued</link:label>
    <link:loc xlink:label="loc_CommonStockSharesIssued.7136.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_CommonStockSharesIssued_lbl.458208.191169" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockSharesIssued_lbl.458208.191169">Common stock, shares issued</link:label>
    <link:loc xlink:label="loc_CommonStockSharesOutstanding.7164.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_CommonStockSharesOutstanding_lbl.458209.191170" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CommonStockSharesOutstanding_lbl.458209.191170">Common Stock, Shares, Outstanding</link:label>
    <link:loc xlink:label="loc_CommonStockSharesOutstanding.7164.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:type="locator" />
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    <link:loc xlink:label="loc_HeldToMaturitySecuritiesFairValue.10919.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_HeldToMaturitySecuritiesFairValue.10919.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_PreferredStockLiquidationPreference.14672.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:type="locator" />
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    <link:loc xlink:label="loc_PreferredStockNoParValue.14678.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockNoParValue" xlink:type="locator" />
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    <link:loc xlink:label="loc_PreferredStockSharesAuthorized.14701.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl.458196.191178" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockSharesAuthorized_lbl.458196.191178">Preferred Stock, Shares Authorized</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesAuthorized.14701.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesAuthorized.14701.11.8" xlink:to="us-gaap_PreferredStockSharesAuthorized_lbl.458197.191179" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_PreferredStockSharesIssued.14694.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesIssued.14694.11.6" xlink:to="us-gaap_PreferredStockSharesIssued_lbl.458199.191180" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockSharesIssued_lbl.458199.191180" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockSharesIssued_lbl.458199.191180">Preferred Stock, Shares Issued</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesIssued.14694.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesIssued.14694.11.7" xlink:to="us-gaap_PreferredStockSharesIssued_lbl.458200.191181" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_PreferredStockSharesOutstanding.14710.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesOutstanding.14710.11.6" xlink:to="us-gaap_PreferredStockSharesOutstanding_lbl.458201.191182" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockSharesOutstanding_lbl.458201.191182" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockSharesOutstanding_lbl.458201.191182">Preferred Stock, Shares Outstanding</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesOutstanding.14710.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesOutstanding.14710.11.8" xlink:to="us-gaap_PreferredStockSharesOutstanding_lbl.458202.191183" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockSharesOutstanding_lbl.458202.191183" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockSharesOutstanding_lbl.458202.191183">Preferred stock, shares outstanding</link:label>
    <link:loc xlink:label="loc_TreasuryStockShares.17707.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockShares" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_TreasuryStockShares_lbl.458211.191184" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TreasuryStockShares_lbl.458211.191184">Treasury Stock, Shares</link:label>
    <link:loc xlink:label="loc_TreasuryStockShares.17707.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockShares" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_TreasuryStockShares_lbl.458212.191185" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TreasuryStockShares_lbl.458212.191185">Treasury stock, shares</link:label>
    <link:loc xlink:label="loc_CashFlowSupplementalDisclosuresTextBlock.6890.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashFlowSupplementalDisclosuresTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashFlowSupplementalDisclosuresTextBlock.6890.11.6" xlink:to="us-gaap_CashFlowSupplementalDisclosuresTextBlock_lbl.458404.191199" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CashFlowSupplementalDisclosuresTextBlock_lbl.458404.191199" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CashFlowSupplementalDisclosuresTextBlock_lbl.458404.191199">Cash Flow, Supplemental Disclosures [Text Block]</link:label>
    <link:loc xlink:label="loc_CashFlowSupplementalDisclosuresTextBlock.6890.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashFlowSupplementalDisclosuresTextBlock" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_CashFlowSupplementalDisclosuresTextBlock_lbl.458405.191200" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CashFlowSupplementalDisclosuresTextBlock_lbl.458405.191200">Consolidated Statement of Cash Flows</link:label>
    <link:loc xlink:label="loc_StatementOfCashFlowsAbstract.5168.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementOfCashFlowsAbstract.5168.11.6" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl.458319.191201" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl.458319.191201" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_StatementOfCashFlowsAbstract_lbl.458319.191201">Consolidated Statement of Cash Flows [Abstract]</link:label>
    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease.5950.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease" xlink:type="locator" />
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    <link:loc xlink:label="loc_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease.5950.11.57" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease" xlink:type="locator" />
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    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:type="locator" />
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    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations.13240.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:type="locator" />
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    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.13250.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:type="locator" />
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    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations.13250.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:type="locator" />
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    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations.13221.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:type="locator" />
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    <link:loc xlink:label="loc_OtherBankOwnedLifeInsuranceIncome.32723.11.6" xlink:href="asrv-20130930.xsd#asrv_OtherBankOwnedLifeInsuranceIncome" xlink:type="locator" />
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    <link:label xlink:label="lab_PaymentsForProceedsFromLoansAndLeases.459055.190973" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_PaymentsForProceedsFromLoansAndLeases.459055.190973">Long-term loans originated</link:label>
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    <link:label xlink:label="lab_PaymentsForRepurchaseOfEquity.459122.190974" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_PaymentsForRepurchaseOfEquity.459122.190974">Payments for Repurchase of Equity</link:label>
    <link:loc xlink:label="loc_PaymentsForRepurchaseOfEquity.14264.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForRepurchaseOfEquity" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForRepurchaseOfEquity.14264.11.52" xlink:to="lab_PaymentsForRepurchaseOfEquity.459123.190975" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_PaymentsForRepurchaseOfEquity.459123.190975" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_PaymentsForRepurchaseOfEquity.459123.190975">Purchases of treasury stock</link:label>
    <link:loc xlink:label="loc_PaymentsOfDividendsCommonStock.14340.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsOfDividendsCommonStock.14340.11.6" xlink:to="lab_PaymentsOfDividendsCommonStock.14104" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_PaymentsOfDividendsCommonStock.14104" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_PaymentsOfDividendsCommonStock.14104">Payments of Ordinary Dividends, Common Stock</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireFederalHomeLoanBankStock.14250.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireFederalHomeLoanBankStock.14250.11.6" xlink:to="lab_PaymentsToAcquireFederalHomeLoanBankStock.13965" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_PaymentsToAcquireFederalHomeLoanBankStock.14250.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireFederalHomeLoanBankStock.14250.11.52" xlink:to="lab_PaymentsToAcquireFederalHomeLoanBankStock.243996" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_PaymentsToAcquireFederalHomeLoanBankStock.243996" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="lab_PaymentsToAcquireFederalHomeLoanBankStock.243996">Purchases of regulatory stock</link:label>
    <link:loc xlink:label="loc_ProceedsFromLifeInsurancePolicies.15026.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromLifeInsurancePolicies" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromLifeInsurancePolicies.15026.11.6" xlink:to="lab_ProceedsFromLifeInsurancePolicies.15126" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ProceedsFromLifeInsurancePolicies.15126" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ProceedsFromLifeInsurancePolicies.15126">Proceeds from Life Insurance Policies</link:label>
    <link:loc xlink:label="loc_ProceedsFromLifeInsurancePolicies.15026.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromLifeInsurancePolicies" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromLifeInsurancePolicies.15026.11.8" xlink:to="lab_ProceedsFromLifeInsurancePolicies.243997" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ProceedsFromLifeInsurancePolicies.243997" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_ProceedsFromLifeInsurancePolicies.243997">Proceeds from life insurance policy</link:label>
    <link:loc xlink:label="loc_ProceedsFromRepaymentsOfShortTermDebt.14954.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebt.14954.11.6" xlink:to="lab_ProceedsFromRepaymentsOfShortTermDebt.15034" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ProceedsFromRepaymentsOfShortTermDebt.15034" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ProceedsFromRepaymentsOfShortTermDebt.15034">Proceeds from (Repayments of) Short-term Debt</link:label>
    <link:loc xlink:label="loc_ProceedsFromSaleOfLoansHeldForInvestment.15044.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromSaleOfLoansHeldForInvestment.15044.11.6" xlink:to="lab_ProceedsFromSaleOfLoansHeldForInvestment.15156" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ProceedsFromSaleOfLoansHeldForInvestment.15156" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ProceedsFromSaleOfLoansHeldForInvestment.15156">Proceeds from Sale of Loans Held-for-investment</link:label>
    <link:loc xlink:label="loc_ProceedsFromSaleOfLoansHeldForInvestment.15044.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromSaleOfLoansHeldForInvestment.15044.11.8" xlink:to="lab_ProceedsFromSaleOfLoansHeldForInvestment.278899" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ProceedsFromSaleOfLoansHeldForInvestment.278899" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_ProceedsFromSaleOfLoansHeldForInvestment.278899">Loans sold or participated</link:label>
    <link:loc xlink:label="loc_AccretionAmortizationOfDiscountsAndPremiumsInvestments.5696.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccretionAmortizationOfDiscountsAndPremiumsInvestments.5696.11.52" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl.458328.190979" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl.458328.190979" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl.458328.190979">Net amortization of investment securities</link:label>
    <link:loc xlink:label="loc_AccretionAmortizationOfDiscountsAndPremiumsInvestments.5696.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccretionAmortizationOfDiscountsAndPremiumsInvestments.5696.11.6" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl.458329.190978" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.6" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl.458322.190980" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl.458322.190980" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl.458322.190980">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
    <link:loc xlink:label="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract.502.11.8" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl.458323.190981" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AmortizationOfDeferredLoanOriginationFeesNet.5988.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmortizationOfDeferredLoanOriginationFeesNet.5988.11.6" xlink:to="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_lbl.458334.190982" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AmortizationOfDeferredLoanOriginationFeesNet.5988.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmortizationOfDeferredLoanOriginationFeesNet.5988.11.52" xlink:to="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_lbl.458335.190983" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.11" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_GainLossOnSaleOfLoansAndLeases.10629.11.6" xlink:to="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl.458332.190994" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl.458332.190994" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl.458332.190994">Gain (Loss) on Sale of Loans and Leases</link:label>
    <link:loc xlink:label="loc_GainLossOnSaleOfLoansAndLeases.10629.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfLoansAndLeases" xlink:type="locator" />
    <link:labelArc xlink:from="loc_GainLossOnSaleOfLoansAndLeases.10629.11.52" xlink:to="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl.458333.190995" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl.458333.190995" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl.458333.190995">Net gains on loans held for sale</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInAccruedInterestReceivableNet.11326.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInAccruedInterestReceivableNet.11326.11.6" xlink:to="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl.458340.190996" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl.458340.190996" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl.458340.190996">Increase (Decrease) in Accrued Interest Receivable, Net</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInAccruedInterestReceivableNet.11326.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInAccruedInterestReceivableNet.11326.11.52" xlink:to="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl.458341.190997" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl.458341.190997" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl.458341.190997">Increase in accrued interest income receivable</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInDeposits.11242.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInDeposits.11242.11.6" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl.458382.190998" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl.458382.190998" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeposits_lbl.458382.190998">Increase (Decrease) in Deposits</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInDeposits.11242.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInDeposits.11242.11.8" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl.458383.190999" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl.458383.190999" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeposits_lbl.458383.190999">Net increase in deposit balances</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInInterestPayableNet.11374.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInInterestPayableNet.11374.11.6" xlink:to="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl.458342.191000" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl.458342.191000" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl.458342.191000">Increase (Decrease) in Interest Payable, Net</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInInterestPayableNet.11374.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInInterestPayableNet.11374.11.8" xlink:to="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl.458343.191001" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl.458343.191001" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl.458343.191001">Decrease in accrued interest payable</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.6" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl.458350.191002" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl.458350.191002" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl.458350.191002">Increase (Decrease) in Other Operating Assets</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingAssets.11423.11.52" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl.458351.191003" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl.458351.191003" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl.458351.191003">Other, net</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.8" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl.458352.191005" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl.458352.191005" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl.458352.191005">Net decrease in other liabilities</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInOtherOperatingLiabilities.11349.11.6" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl.458353.191004" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl.458353.191004" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl.458353.191004">Increase (Decrease) in Other Operating Liabilities</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInPrepaidExpense.11428.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInPrepaidExpense.11428.11.52" xlink:to="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl.458348.191007" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl.458348.191007" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl.458348.191007">Decrease in prepaid Federal Deposit Insurance</link:label>
    <link:loc xlink:label="loc_IncreaseDecreaseInPrepaidExpense.11428.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreaseDecreaseInPrepaidExpense.11428.11.6" xlink:to="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl.458349.191006" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl.458349.191006" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl.458349.191006">Increase (Decrease) in Prepaid Expense</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.6" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl.458380.191010" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl.458380.191010" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl.458380.191010">Net Cash Provided by (Used in) Financing Activities [Abstract]</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInFinancingActivitiesAbstract.3499.11.8" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl.458381.191011" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl.458381.191011" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl.458381.191011">FINANCING ACTIVITIES</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.6" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl.458356.191014" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl.458356.191014" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl.458356.191014">Net Cash Provided by (Used in) Investing Activities [Abstract]</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInInvestingActivitiesAbstract.3520.11.8" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl.458357.191015" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl.458357.191015" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl.458357.191015">INVESTING ACTIVITIES</link:label>
    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.6" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl.458320.191018" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_NetCashProvidedByUsedInOperatingActivitiesAbstract.3521.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_NetIncomeLoss.13265.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLoss" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_NetIncomeLoss_lbl.458294.191020" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl.458294.191020">Net Income (Loss) Attributable to Parent</link:label>
    <link:loc xlink:label="loc_NetIncomeLoss.13265.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLoss" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_NetIncomeLoss_lbl.458296.191021" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl.458296.191021">Net income</link:label>
    <link:loc xlink:label="loc_OtherDepreciationAndAmortization.13981.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherDepreciationAndAmortization" xlink:type="locator" />
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    <link:loc xlink:label="loc_OtherDepreciationAndAmortization.13981.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherDepreciationAndAmortization" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_OtherDepreciationAndAmortization_lbl.458327.191023" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherDepreciationAndAmortization_lbl.458327.191023">Depreciation expense</link:label>
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    <link:label xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl.458336.191024" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl.458336.191024">Payments for Origination of Mortgage Loans Held-for-sale</link:label>
    <link:loc xlink:label="loc_PaymentsForOriginationOfMortgageLoansHeldForSale.14212.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForOriginationOfMortgageLoansHeldForSale.14212.11.52" xlink:to="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl.458337.191025" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl.458337.191025" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl.458337.191025">Origination of mortgage loans held for sale</link:label>
    <link:loc xlink:label="loc_PaymentsForProceedsFromFederalHomeLoanBankStock.14292.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForProceedsFromFederalHomeLoanBankStock.14292.11.6" xlink:to="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl.458368.191026" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl.458368.191026" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl.458368.191026">Payments for (Proceeds from) Federal Home Loan Bank Stock</link:label>
    <link:loc xlink:label="loc_PaymentsForProceedsFromFederalHomeLoanBankStock.14292.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsForProceedsFromFederalHomeLoanBankStock.14292.11.52" xlink:to="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl.458369.191027" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl.458369.191027" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl.458369.191027">Proceeds from redemption of regulatory stock</link:label>
    <link:loc xlink:label="loc_PaymentsOfDividendsCommonStock.14340.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsOfDividendsCommonStock.14340.11.52" xlink:to="us-gaap_PaymentsOfDividendsCommonStock_lbl.484919.243998" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsOfDividendsCommonStock_lbl.484919.243998" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsOfDividendsCommonStock_lbl.484919.243998">Common stock dividends</link:label>
    <link:loc xlink:label="loc_PaymentsOfDividendsPreferredStockAndPreferenceStock.14313.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsOfDividendsPreferredStockAndPreferenceStock.14313.11.52" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl.458388.191029" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl.458388.191029" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl.458388.191029">Preferred stock dividends</link:label>
    <link:loc xlink:label="loc_PaymentsOfDividendsPreferredStockAndPreferenceStock.14313.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsOfDividendsPreferredStockAndPreferenceStock.14313.11.6" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl.458389.191028" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl.458389.191028" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl.458389.191028">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt.14371.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt.14371.11.6" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl.458358.191030" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl.458358.191030" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl.458358.191030">Payments to Acquire Available-for-sale Securities, Debt</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt.14371.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireAvailableForSaleSecuritiesDebt.14371.11.52" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl.458359.191031" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl.458359.191031" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl.458359.191031">Purchases of investment securities - available for sale</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireHeldToMaturitySecurities.14368.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireHeldToMaturitySecurities.14368.11.6" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl.458360.191032" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl.458360.191032" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl.458360.191032">Payments to Acquire Held-to-maturity Securities</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireHeldToMaturitySecurities.14368.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireHeldToMaturitySecurities.14368.11.52" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl.458361.191033" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl.458361.191033" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl.458361.191033">Purchases of investment securities - held to maturity</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireLoansHeldForInvestment.14359.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireLoansHeldForInvestment.14359.11.52" xlink:to="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl.458372.191035" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl.458372.191035" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl.458372.191035">Loans purchased or participated</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireLoansHeldForInvestment.14359.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireLoansHeldForInvestment.14359.11.6" xlink:to="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl.458373.191034" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl.458373.191034" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl.458373.191034">Payments to Acquire Loans Held-for-investment</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireOtherPropertyPlantAndEquipment.14357.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireOtherPropertyPlantAndEquipment.14357.11.6" xlink:to="us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment_lbl.458376.191036" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment_lbl.458376.191036" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment_lbl.458376.191036">Payments to Acquire Other Property, Plant, and Equipment</link:label>
    <link:loc xlink:label="loc_PaymentsToAcquireOtherPropertyPlantAndEquipment.14357.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PaymentsToAcquireOtherPropertyPlantAndEquipment.14357.11.52" xlink:to="us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment_lbl.458377.191037" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ProceedsFromFederalHomeLoanBankBorrowings.15020.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromFederalHomeLoanBankBorrowings.15020.11.6" xlink:to="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl.459199.191038" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl.459199.191038" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl.459199.191038">Proceeds From Federal Home Loan Bank Borrowings</link:label>
    <link:loc xlink:label="loc_ProceedsFromFederalHomeLoanBankBorrowings.15020.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromFederalHomeLoanBankBorrowings.15020.11.8" xlink:to="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl.459200.191039" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment.15019.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment.15019.11.6" xlink:to="us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_lbl.458370.191040" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment.15019.11.8" xlink:to="us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_lbl.458371.191041" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_lbl.458371.191041" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_lbl.458371.191041">Principal collected on long-term loans</link:label>
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    <link:labelArc xlink:from="loc_ProceedsFromRepaymentsOfShortTermDebt.14954.11.7" xlink:to="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl.484953.278980" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:labelArc xlink:from="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities.15068.11.6" xlink:to="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl.458364.191042" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl.458364.191042" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl.458364.191042">Proceeds from Sale and Maturity of Available-for-sale Securities</link:label>
    <link:loc xlink:label="loc_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities.15068.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:type="locator" />
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    <link:loc xlink:label="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities.15061.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities.15061.11.6" xlink:to="us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities_lbl.458366.191044" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:label xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl.458362.191046" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl.458362.191046">Proceeds from Sale of Available-for-sale Securities</link:label>
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    <link:loc xlink:label="loc_ProceedsFromSaleOfOtherRealEstate.15093.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromSaleOfOtherRealEstate.15093.11.8" xlink:to="us-gaap_ProceedsFromSaleOfOtherRealEstate_lbl.458375.191051" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_RepaymentsOfFederalHomeLoanBankBorrowings.15818.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:type="locator" />
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    <link:loc xlink:label="loc_RepaymentsOfFederalHomeLoanBankBorrowings.15818.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RepaymentsOfFederalHomeLoanBankBorrowings.15818.11.6" xlink:to="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl.458387.191054" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ShareBasedCompensation.16900.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_ShareBasedCompensation_lbl.458346.191058" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ShareBasedCompensation_lbl.458346.191058">Share-based Compensation</link:label>
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    <link:label xlink:label="us-gaap_ShareBasedCompensation_lbl.458347.191059" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ShareBasedCompensation_lbl.458347.191059">Stock based compensation expense</link:label>
    <link:loc xlink:label="loc_TransferOfOtherRealEstate.17661.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:type="locator" />
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    <link:label xlink:label="lab_TransferOfOtherRealEstate.459236.190360" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_TransferOfOtherRealEstate.459236.190360">Transfer from Other Real Estate</link:label>
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    <link:label xlink:label="lab_TransferOfOtherRealEstate.459237.190361" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_TransferOfOtherRealEstate.459237.190361">Non-cash transfers to other real estate owned</link:label>
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    <link:label xlink:label="us-gaap_IncomeTaxesPaid_lbl.458527.190363" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_IncomeTaxesPaid_lbl.458527.190363">Income tax payments</link:label>
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    <link:label xlink:label="us-gaap_InterestPaid_lbl.458529.190364" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestPaid_lbl.458529.190364">Interest Paid</link:label>
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    <link:label xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent_lbl.458512.190407" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent_lbl.458512.190407">Pension obligation change for defined benefit plan</link:label>
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent.14116.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_lbl.458516.190409" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent_lbl.458516.190409">Income tax effect</link:label>
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    <link:loc xlink:label="loc_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax.13910.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:type="locator" />
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    <link:loc xlink:label="loc_BankOwnedLifeInsuranceIncome.6281.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:type="locator" />
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    <link:loc xlink:label="loc_CommonStockDividendsPerShareDeclared.7139.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:type="locator" />
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    <link:loc xlink:label="loc_FederalDepositInsuranceCorporationPremiumExpense.9978.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:type="locator" />
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    <link:loc xlink:label="loc_FeesAndCommissionsDepositorAccounts.10085.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:type="locator" />
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    <link:loc xlink:label="loc_FeesAndCommissionsFiduciaryAndTrustActivities.10075.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:type="locator" />
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    <link:loc xlink:label="loc_FeesAndCommissionsFiduciaryAndTrustActivities.10075.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:type="locator" />
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    <link:loc xlink:label="loc_GainLossOnSaleOfSecuritiesNet.10649.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:type="locator" />
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    <link:loc xlink:label="loc_GainLossOnSaleOfSecuritiesNet.10649.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl.458249.190932" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl.458249.190932">NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES</link:label>
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    <link:loc xlink:label="loc_InterestIncomeExpenseNet.11727.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_InterestIncomeExpenseNet_lbl.458245.190934" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseNet_lbl.458245.190934">NET INTEREST INCOME</link:label>
    <link:loc xlink:label="loc_InterestIncomeFederalFundsSold.11692.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:type="locator" />
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    <link:loc xlink:label="loc_InterestIncomeFederalFundsSold.11692.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_InterestIncomeFederalFundsSold_lbl.458223.190936" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestIncomeFederalFundsSold_lbl.458223.190936">Federal funds sold</link:label>
    <link:loc xlink:label="loc_InterestIncomeMoneyMarketDeposits.11740.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeMoneyMarketDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeMoneyMarketDeposits.11740.11.6" xlink:to="us-gaap_InterestIncomeMoneyMarketDeposits_lbl.458220.190937" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_InterestIncomeMoneyMarketDeposits_lbl.458220.190937" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestIncomeMoneyMarketDeposits_lbl.458220.190937">Interest Income Money Market Deposits</link:label>
    <link:loc xlink:label="loc_InterestIncomeMoneyMarketDeposits.11740.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeMoneyMarketDeposits" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeMoneyMarketDeposits.11740.11.8" xlink:to="us-gaap_InterestIncomeMoneyMarketDeposits_lbl.458221.190938" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_InterestIncomeMoneyMarketDeposits_lbl.458221.190938" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestIncomeMoneyMarketDeposits_lbl.458221.190938">Short-term investments in money market funds</link:label>
    <link:loc xlink:label="loc_InvestmentAdvisoryFees.11897.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentAdvisoryFees" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentAdvisoryFees.11897.11.6" xlink:to="us-gaap_InvestmentAdvisoryFees_lbl.458254.190939" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_InvestmentAdvisoryFees_lbl.458254.190939" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_InvestmentAdvisoryFees_lbl.458254.190939">Investment Advisory Fees</link:label>
    <link:loc xlink:label="loc_InvestmentAdvisoryFees.11897.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentAdvisoryFees" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentAdvisoryFees.11897.11.8" xlink:to="us-gaap_InvestmentAdvisoryFees_lbl.458255.190940" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_InvestmentAdvisoryFees_lbl.458255.190940" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InvestmentAdvisoryFees_lbl.458255.190940">Investment advisory fees</link:label>
    <link:loc xlink:label="loc_LaborAndRelatedExpense.12056.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_LaborAndRelatedExpense_lbl.458272.190941" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LaborAndRelatedExpense_lbl.458272.190941">Labor and Related Expense</link:label>
    <link:loc xlink:label="loc_LaborAndRelatedExpense.12056.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LaborAndRelatedExpense.12056.11.8" xlink:to="us-gaap_LaborAndRelatedExpense_lbl.458273.190942" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LaborAndRelatedExpense_lbl.458273.190942" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LaborAndRelatedExpense_lbl.458273.190942">Salaries and employee benefits</link:label>
    <link:loc xlink:label="loc_NetIncomeLoss.13265.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLoss" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetIncomeLoss.13265.11.9" xlink:to="us-gaap_NetIncomeLoss_lbl.458295.190943" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NetIncomeLoss_lbl.458295.190943" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl.458295.190943">NET INCOME</link:label>
    <link:loc xlink:label="loc_NetIncomeLossAvailableToCommonStockholdersBasic.13214.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetIncomeLossAvailableToCommonStockholdersBasic.13214.11.9" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl.458299.190945" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl.458299.190945" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl.458299.190945">NET INCOME AVAILABLE TO COMMON SHAREHOLDERS</link:label>
    <link:loc xlink:label="loc_NetIncomeLossAvailableToCommonStockholdersBasic.13214.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetIncomeLossAvailableToCommonStockholdersBasic.13214.11.6" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl.458300.190944" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl.458300.190944" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl.458300.190944">Net Income (Loss) Available to Common Stockholders, Basic</link:label>
    <link:loc xlink:label="loc_NoninterestExpense.13363.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpense" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_NoninterestExpense_lbl.458288.190947" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_NoninterestExpense_lbl.458288.190947">Total Non-Interest Expense</link:label>
    <link:loc xlink:label="loc_NoninterestExpense.13363.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpense" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_NoninterestExpense_lbl.458289.190946" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NoninterestExpense_lbl.458289.190946">Noninterest Expense</link:label>
    <link:loc xlink:label="loc_NoninterestExpenseAbstract.3577.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_NoninterestExpenseAbstract_lbl.458270.190948" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_NoninterestExpenseAbstract_lbl.458270.190948">Noninterest Expense [Abstract]</link:label>
    <link:loc xlink:label="loc_NoninterestExpenseAbstract.3577.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_NoninterestIncome.13366.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncome" xlink:type="locator" />
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    <link:loc xlink:label="loc_NoninterestIncomeAbstract.3573.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_NoninterestIncomeOtherOperatingIncome.13364.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:type="locator" />
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    <link:loc xlink:label="loc_WeightedAverageNumberOfSharesOutstandingBasic.18031.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:type="locator" />
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    <link:loc xlink:label="loc_WeightedAverageNumberOfSharesOutstandingBasic.18031.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:type="locator" />
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    <link:loc xlink:label="loc_DocumentAndEntityInformationAbstract.21899.11.6" xlink:href="asrv-20130930.xsd#asrv_DocumentAndEntityInformationAbstract" xlink:type="locator" />
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    <link:label xlink:label="lab_FairValueInputsLevel1Member.459104.190483" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FairValueInputsLevel1Member.459104.190483">Level 1 [Member]</link:label>
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    <link:labelArc xlink:from="loc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable.1996.11.6" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl.458953.190489" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl.458953.190489" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl.458953.190489">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Table]</link:label>
    <link:loc xlink:label="loc_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems.2090.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems.2090.11.6" xlink:to="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_lbl.458961.190490" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_FairValueByFairValueHierarchyLevelAxis.1998.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:type="locator" />
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    <link:loc xlink:label="loc_FairValueByMeasurementFrequencyAxis.1988.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis_lbl.458970.190492" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FairValueByMeasurementFrequencyAxis_lbl.458970.190492">Fair Value by Measurement Frequency [Axis]</link:label>
    <link:loc xlink:label="loc_FairValueInputsLevel2Member.2139.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:type="locator" />
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    <link:loc xlink:label="loc_FairValueInputsLevel2Member.2139.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_FairValueInputsLevel3Member_lbl.458976.190495" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FairValueInputsLevel3Member_lbl.458976.190495">Fair Value Inputs Level3 [Member]</link:label>
    <link:loc xlink:label="loc_FairValueMeasurementFrequencyDomain.2021.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:type="locator" />
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    <link:loc xlink:label="loc_FairValueMeasurementFrequencyDomain.2021.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:type="locator" />
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    <link:loc xlink:label="loc_FairValueMeasurementsFairValueHierarchyDomain.2060.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:type="locator" />
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    <link:loc xlink:label="loc_FairValueOfImpairedLoansLiquidationExpenses.21901.11.8" xlink:href="asrv-20130930.xsd#asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:type="locator" />
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    <link:loc xlink:label="loc_FairValueMeasurementsValuationTechniques.9489.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancialInstrumentsOwnedOtherAtFairValue.10135.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialInstrumentsOwnedOtherAtFairValue" xlink:type="locator" />
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    <link:label xlink:label="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_lbl.459005.190421" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_lbl.459005.190421">Deposits with no stated maturities fair value disclosure.</link:label>
    <link:loc xlink:label="loc_DepositsWithStatedMaturitiesFairValueDisclosure.21895.11.6" xlink:href="asrv-20130930.xsd#asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:type="locator" />
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    <link:label xlink:label="asrv_DepositsWithStatedMaturitiesFairValueDisclosure_lbl.459006.190422" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_DepositsWithStatedMaturitiesFairValueDisclosure_lbl.459006.190422">Deposits with Stated Maturities Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_DepositsWithStatedMaturitiesFairValueDisclosure.21895.11.8" xlink:href="asrv-20130930.xsd#asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:type="locator" />
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    <link:label xlink:label="asrv_DepositsWithStatedMaturitiesFairValueDisclosure_lbl.459007.190423" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_DepositsWithStatedMaturitiesFairValueDisclosure_lbl.459007.190423">Deposits with stated maturities</link:label>
    <link:loc xlink:label="loc_DepositsWithStatedMaturitiesFairValueDisclosure.21895.11.12" xlink:href="asrv-20130930.xsd#asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:type="locator" />
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    <link:label xlink:label="asrv_DepositsWithStatedMaturitiesFairValueDisclosure_lbl.459008.190424" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_DepositsWithStatedMaturitiesFairValueDisclosure_lbl.459008.190424">Deposits with stated maturities fair value disclosure.</link:label>
    <link:loc xlink:label="loc_RegulatoryAssetsFairValueDisclosure.21957.11.6" xlink:href="asrv-20130930.xsd#asrv_RegulatoryAssetsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryAssetsFairValueDisclosure.21957.11.6" xlink:to="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458996.190425" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458996.190425" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458996.190425">Regulatory Assets Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_RegulatoryAssetsFairValueDisclosure.21957.11.8" xlink:href="asrv-20130930.xsd#asrv_RegulatoryAssetsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryAssetsFairValueDisclosure.21957.11.8" xlink:to="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458997.190426" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458997.190426" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458997.190426">Regulatory stock</link:label>
    <link:loc xlink:label="loc_RegulatoryAssetsFairValueDisclosure.21957.11.12" xlink:href="asrv-20130930.xsd#asrv_RegulatoryAssetsFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryAssetsFairValueDisclosure.21957.11.12" xlink:to="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458998.190427" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458998.190427" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_RegulatoryAssetsFairValueDisclosure_lbl.458998.190427">Regulatory assets fair value disclosure.</link:label>
    <link:loc xlink:label="loc_AccruedInvestmentIncomeReceivable.5738.11.58" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccruedInvestmentIncomeReceivable.5738.11.58" xlink:to="lab_AccruedInvestmentIncomeReceivable.278636" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AccruedInvestmentIncomeReceivable.278636" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US" id="lab_AccruedInvestmentIncomeReceivable.278636">Accrued income receivable</link:label>
    <link:loc xlink:label="loc_AvailableForSaleSecurities.6182.11.58" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AvailableForSaleSecurities.6182.11.58" xlink:to="lab_AvailableForSaleSecurities.519398.278631" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AvailableForSaleSecurities.519398.278631" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US" id="lab_AvailableForSaleSecurities.519398.278631">Investment securities - AFS</link:label>
    <link:loc xlink:label="loc_BankOwnedLifeInsurance.6282.11.58" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_BankOwnedLifeInsurance.6282.11.58" xlink:to="lab_BankOwnedLifeInsurance.278637" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_BankOwnedLifeInsurance.278637" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US" id="lab_BankOwnedLifeInsurance.278637">Bank owned life insurance</link:label>
    <link:loc xlink:label="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashAndCashEquivalentsAtCarryingValue.6843.11.7" xlink:to="lab_CashAndCashEquivalentsAtCarryingValue.134335.278629" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CashAndCashEquivalentsAtCarryingValue.134335.278629" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_CashAndCashEquivalentsAtCarryingValue.134335.278629">Cash and cash equivalents</link:label>
    <link:loc xlink:label="loc_CashSurrenderValueFairValueDisclosure.6876.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashSurrenderValueFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashSurrenderValueFairValueDisclosure.6876.11.6" xlink:to="lab_CashSurrenderValueFairValueDisclosure.459253.190430" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CashSurrenderValueFairValueDisclosure.459253.190430" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_CashSurrenderValueFairValueDisclosure.459253.190430">Cash Surrender Value, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_CashSurrenderValueFairValueDisclosure.6876.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashSurrenderValueFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CashSurrenderValueFairValueDisclosure.6876.11.8" xlink:to="lab_CashSurrenderValueFairValueDisclosure.459254.190431" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CashSurrenderValueFairValueDisclosure.459254.190431" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_CashSurrenderValueFairValueDisclosure.459254.190431">Bank owned life insurance</link:label>
    <link:loc xlink:label="loc_CreditRiskDerivativeAssetsAtFairValue.7490.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditRiskDerivativeAssetsAtFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditRiskDerivativeAssetsAtFairValue.7490.11.6" xlink:to="lab_CreditRiskDerivativeAssetsAtFairValue.3433" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CreditRiskDerivativeAssetsAtFairValue.3433" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_CreditRiskDerivativeAssetsAtFairValue.3433">Credit Risk Derivative Assets, at Fair Value</link:label>
    <link:loc xlink:label="loc_CreditRiskDerivativeAssetsAtFairValue.7490.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditRiskDerivativeAssetsAtFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditRiskDerivativeAssetsAtFairValue.7490.11.8" xlink:to="lab_CreditRiskDerivativeAssetsAtFairValue.278651" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CreditRiskDerivativeAssetsAtFairValue.278651" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_CreditRiskDerivativeAssetsAtFairValue.278651">Fair value of swap asset</link:label>
    <link:loc xlink:label="loc_CreditRiskDerivativeLiabilitiesAtFairValue.7488.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditRiskDerivativeLiabilitiesAtFairValue.7488.11.6" xlink:to="lab_CreditRiskDerivativeLiabilitiesAtFairValue.3431" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CreditRiskDerivativeLiabilitiesAtFairValue.3431" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_CreditRiskDerivativeLiabilitiesAtFairValue.3431">Credit Risk Derivative Liabilities, at Fair Value</link:label>
    <link:loc xlink:label="loc_CreditRiskDerivativeLiabilitiesAtFairValue.7488.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CreditRiskDerivativeLiabilitiesAtFairValue.7488.11.8" xlink:to="lab_CreditRiskDerivativeLiabilitiesAtFairValue.278649" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CreditRiskDerivativeLiabilitiesAtFairValue.278649" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_CreditRiskDerivativeLiabilitiesAtFairValue.278649">Fair value of swap liability</link:label>
    <link:loc xlink:label="loc_DepositsWithNoStatedMaturities.32401.11.6" xlink:href="asrv-20130930.xsd#asrv_DepositsWithNoStatedMaturities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsWithNoStatedMaturities.32401.11.6" xlink:to="lab_DepositsWithNoStatedMaturities.278638" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DepositsWithNoStatedMaturities.278638" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DepositsWithNoStatedMaturities.278638">Deposits With No Stated Maturities</link:label>
    <link:loc xlink:label="loc_DepositsWithNoStatedMaturities.32401.11.7" xlink:href="asrv-20130930.xsd#asrv_DepositsWithNoStatedMaturities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsWithNoStatedMaturities.32401.11.7" xlink:to="lab_DepositsWithNoStatedMaturities.278639" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DepositsWithNoStatedMaturities.278639" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_DepositsWithNoStatedMaturities.278639">Deposits with no stated maturities</link:label>
    <link:loc xlink:label="loc_DepositsWithNoStatedMaturities.32401.11.12" xlink:href="asrv-20130930.xsd#asrv_DepositsWithNoStatedMaturities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsWithNoStatedMaturities.32401.11.12" xlink:to="lab_DepositsWithNoStatedMaturities.278640" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DepositsWithNoStatedMaturities.278640" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_DepositsWithNoStatedMaturities.278640">The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others that do not have stated maturities.</link:label>
    <link:loc xlink:label="loc_DepositsWithStatedMaturities.32402.11.6" xlink:href="asrv-20130930.xsd#asrv_DepositsWithStatedMaturities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsWithStatedMaturities.32402.11.6" xlink:to="lab_DepositsWithStatedMaturities.278641" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DepositsWithStatedMaturities.278641" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DepositsWithStatedMaturities.278641">Deposits With Stated Maturities</link:label>
    <link:loc xlink:label="loc_DepositsWithStatedMaturities.32402.11.7" xlink:href="asrv-20130930.xsd#asrv_DepositsWithStatedMaturities" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DepositsWithStatedMaturities.32402.11.7" xlink:to="lab_DepositsWithStatedMaturities.278642" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DepositsWithStatedMaturities.278642" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_DepositsWithStatedMaturities.278642">Deposits with stated maturities</link:label>
    <link:loc xlink:label="loc_DepositsWithStatedMaturities.32402.11.12" xlink:href="asrv-20130930.xsd#asrv_DepositsWithStatedMaturities" xlink:type="locator" />
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    <link:loc xlink:label="loc_FederalHomeLoanBankAdvancesShortTerm.10073.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankAdvancesShortTerm.10073.11.7" xlink:to="lab_FederalHomeLoanBankAdvancesShortTerm.278644" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FederalHomeLoanBankAdvancesShortTerm.278644" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_FederalHomeLoanBankAdvancesShortTerm.278644">Short-term borrowings</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankStockAndFederalReserveBankStock.10008.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankStockAndFederalReserveBankStock.10008.11.6" xlink:to="lab_FederalHomeLoanBankStockAndFederalReserveBankStock.7164" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FederalHomeLoanBankStockAndFederalReserveBankStock.7164" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FederalHomeLoanBankStockAndFederalReserveBankStock.7164">Federal Home Loan Bank Stock and Federal Reserve Bank Stock</link:label>
    <link:loc xlink:label="loc_FederalHomeLoanBankStockAndFederalReserveBankStock.10008.11.58" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FederalHomeLoanBankStockAndFederalReserveBankStock.10008.11.58" xlink:to="lab_FederalHomeLoanBankStockAndFederalReserveBankStock.278633" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FederalHomeLoanBankStockAndFederalReserveBankStock.278633" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US" id="lab_FederalHomeLoanBankStockAndFederalReserveBankStock.278633">Regulatory stock</link:label>
    <link:loc xlink:label="loc_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.32399.11.6" xlink:href="asrv-20130930.xsd#asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.32399.11.6" xlink:to="lab_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.278623" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.278623" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.278623">Financial Instruments Financial Assets Carrying Value Abstract</link:label>
    <link:loc xlink:label="loc_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.32399.11.7" xlink:href="asrv-20130930.xsd#asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.32399.11.7" xlink:to="lab_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.278624" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_FinancialInstrumentsFinancialAssetsCarryingValueAbstract.32399.11.12" xlink:href="asrv-20130930.xsd#asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract.2237.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract.32400.11.6" xlink:href="asrv-20130930.xsd#asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract.32400.11.7" xlink:href="asrv-20130930.xsd#asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract.32400.11.12" xlink:href="asrv-20130930.xsd#asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:type="locator" />
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    <link:label xlink:label="lab_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract.278628" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract.278628">Financial Instruments, Financial Liabilities, Carrying Value [Abstract]</link:label>
    <link:loc xlink:label="loc_HeldToMaturitySecurities.10889.11.58" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:type="locator" />
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    <link:loc xlink:label="loc_InterestPayableCurrentAndNoncurrent.11632.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:type="locator" />
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    <link:label xlink:label="lab_InterestPayableCurrentAndNoncurrent.9678" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_InterestPayableCurrentAndNoncurrent.9678">Interest Payable</link:label>
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    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetReportedAmount.12598.11.58" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:type="locator" />
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    <link:label xlink:label="lab_LoansAndLeasesReceivableNetReportedAmount.278635" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansAndLeasesReceivableNetReportedAmount.278635">Loans, net of allowance for loan loss and unearned income</link:label>
    <link:loc xlink:label="loc_LoansHeldForSaleMortgages.12627.11.58" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:type="locator" />
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    <link:label xlink:label="lab_LoansHeldForSaleMortgages.278634" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US" id="lab_LoansHeldForSaleMortgages.278634">Loans held for sale</link:label>
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    <link:label xlink:label="lab_LoansReceivableFairValueDisclosure.459251.190436" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_LoansReceivableFairValueDisclosure.459251.190436">Loans Receivable, Fair Value Disclosure</link:label>
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    <link:labelArc xlink:from="loc_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure.5670.11.6" xlink:to="us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure_lbl.459014.190438" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure.5670.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure" xlink:type="locator" />
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    <link:loc xlink:label="loc_CashAndCashEquivalentsFairValueDisclosure.6850.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract.2245.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract.2245.11.7" xlink:to="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_lbl.458978.190458" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:label xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl.458999.190460" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl.458999.190460">Loans held for sale</link:label>
    <link:loc xlink:label="loc_LoansHeldForSaleFairValueDisclosure.12613.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansHeldForSaleFairValueDisclosure.12613.11.6" xlink:to="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl.459000.190459" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl.459000.190459" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl.459000.190459">Loans Held-for-sale, Fair Value Disclosure</link:label>
    <link:loc xlink:label="loc_OtherBorrowings.13823.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherBorrowings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherBorrowings.13823.11.7" xlink:to="us-gaap_OtherBorrowings_lbl.484855.278646" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_OtherBorrowings_lbl.484855.278646" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherBorrowings_lbl.484855.278646">All other borrowings</link:label>
    <link:loc xlink:label="loc_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage.21879.11.6" xlink:href="asrv-20130930.xsd#asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage.21879.11.6" xlink:to="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459022.190734" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459022.190734" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459022.190734">Assets and Liabilities Considered Financial Instruments, Percentage</link:label>
    <link:loc xlink:label="loc_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage.21879.11.8" xlink:href="asrv-20130930.xsd#asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:type="locator" />
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    <link:label xlink:label="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459023.190735" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459023.190735">Assets and liabilities considered financial instruments, percentage</link:label>
    <link:loc xlink:label="loc_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage.21879.11.12" xlink:href="asrv-20130930.xsd#asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage.21879.11.12" xlink:to="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459024.190736" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459024.190736" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_lbl.459024.190736">Assets and liabilities considered financial instruments, percentage.</link:label>
    <link:loc xlink:label="loc_LoanHeldForSaleAccountDeliveryDatesLockPeriod.21921.11.6" xlink:href="asrv-20130930.xsd#asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoanHeldForSaleAccountDeliveryDatesLockPeriod.21921.11.6" xlink:to="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459042.190737" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459042.190737" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459042.190737">Loan Held for Sale Account Delivery Dates Lock Period</link:label>
    <link:loc xlink:label="loc_LoanHeldForSaleAccountDeliveryDatesLockPeriod.21921.11.12" xlink:href="asrv-20130930.xsd#asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoanHeldForSaleAccountDeliveryDatesLockPeriod.21921.11.12" xlink:to="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459043.190739" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459043.190739" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459043.190739">Loan held for sale account delivery dates lock period.</link:label>
    <link:loc xlink:label="loc_LoanHeldForSaleAccountDeliveryDatesLockPeriod.21921.11.8" xlink:href="asrv-20130930.xsd#asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoanHeldForSaleAccountDeliveryDatesLockPeriod.21921.11.8" xlink:to="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459044.190738" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459044.190738" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod_lbl.459044.190738">Loan held for sale account delivery dates lock period</link:label>
    <link:loc xlink:label="loc_NetFairValueOfImpairedLoans.21929.11.6" xlink:href="asrv-20130930.xsd#asrv_NetFairValueOfImpairedLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetFairValueOfImpairedLoans.21929.11.6" xlink:to="asrv_NetFairValueOfImpairedLoans_lbl.459019.190740" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NetFairValueOfImpairedLoans_lbl.459019.190740" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_NetFairValueOfImpairedLoans_lbl.459019.190740">Net Fair Value of Impaired Loans</link:label>
    <link:loc xlink:label="loc_NetFairValueOfImpairedLoans.21929.11.8" xlink:href="asrv-20130930.xsd#asrv_NetFairValueOfImpairedLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetFairValueOfImpairedLoans.21929.11.8" xlink:to="asrv_NetFairValueOfImpairedLoans_lbl.459020.190741" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NetFairValueOfImpairedLoans_lbl.459020.190741" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_NetFairValueOfImpairedLoans_lbl.459020.190741">Net fair value of impaired loans</link:label>
    <link:loc xlink:label="loc_NetFairValueOfImpairedLoans.21929.11.12" xlink:href="asrv-20130930.xsd#asrv_NetFairValueOfImpairedLoans" xlink:type="locator" />
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    <link:label xlink:label="asrv_NetFairValueOfImpairedLoans_lbl.459021.190742" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_NetFairValueOfImpairedLoans_lbl.459021.190742">Net fair value of impaired loans.</link:label>
    <link:loc xlink:label="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ImpairedFinancingReceivableRelatedAllowance.10998.11.7" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458686.190743" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458686.190743" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl.458686.190743">Specific valuation allowance</link:label>
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    <link:labelArc xlink:from="loc_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock.9713.11.6" xlink:to="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl.458477.191276" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl.458477.191276" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl.458477.191276">Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]</link:label>
    <link:loc xlink:label="loc_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock.9713.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock.9713.11.8" xlink:to="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl.458478.191277" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_FairValueByBalanceSheetGroupingTextBlock.9796.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueByBalanceSheetGroupingTextBlock.9796.11.6" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl.458479.191278" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_FairValueByBalanceSheetGroupingTextBlock.9796.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FairValueByBalanceSheetGroupingTextBlock.9796.11.8" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl.458480.191279" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock.16321.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_EarningsPerShareAbstract.1761.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_OtherDebtSecuritiesMember_lbl.458540.191097" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_OtherDebtSecuritiesMember_lbl.458540.191097">Corporate bonds and other securities [Member]</link:label>
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    <link:loc xlink:label="loc_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings.21887.11.8" xlink:href="asrv-20130930.xsd#asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" xlink:type="locator" />
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    <link:loc xlink:label="loc_GrossInvestmentSecuritiesGainMember.21907.11.6" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesGainMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_GrossInvestmentSecuritiesGainMember.21907.11.8" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesGainMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesGainMember_lbl.459170.191299" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesGainMember_lbl.459170.191299">Gross Investment Securities Gain [Member]</link:label>
    <link:loc xlink:label="loc_GrossInvestmentSecuritiesGainMember.21907.11.12" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesGainMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesGainMember_lbl.459171.191300" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesGainMember_lbl.459171.191300">Gross investment securities gain.</link:label>
    <link:loc xlink:label="loc_GrossInvestmentSecuritiesGainOrLossAxis.21908.11.6" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesGainOrLossAxis_lbl.459165.191301" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesGainOrLossAxis_lbl.459165.191301">Gross Investment Securities Gain or Loss [Axis]</link:label>
    <link:loc xlink:label="loc_GrossInvestmentSecuritiesGainOrLossAxis.21908.11.12" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesGainOrLossAxis_lbl.459166.191302" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesGainOrLossAxis_lbl.459166.191302">Gross investment securities gain or loss.</link:label>
    <link:loc xlink:label="loc_GrossInvestmentSecuritiesGainOrLossDomain.21909.11.6" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesGainOrLossDomain" xlink:type="locator" />
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    <link:loc xlink:label="loc_GrossInvestmentSecuritiesGainOrLossDomain.21909.11.12" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesGainOrLossDomain" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesGainOrLossDomain_lbl.459168.191304" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesGainOrLossDomain_lbl.459168.191304">Gross investment securities gain or loss.</link:label>
    <link:loc xlink:label="loc_GrossInvestmentSecuritiesLossMember.21910.11.6" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesLossMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesLossMember_lbl.459172.191305" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesLossMember_lbl.459172.191305">Gross Investment Securities Loss [Member]</link:label>
    <link:loc xlink:label="loc_GrossInvestmentSecuritiesLossMember.21910.11.8" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesLossMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesLossMember_lbl.459173.191306" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesLossMember_lbl.459173.191306">Gross Investment Securities Loss [Member]</link:label>
    <link:loc xlink:label="loc_GrossInvestmentSecuritiesLossMember.21910.11.12" xlink:href="asrv-20130930.xsd#asrv_GrossInvestmentSecuritiesLossMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_GrossInvestmentSecuritiesLossMember_lbl.459174.191307" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_GrossInvestmentSecuritiesLossMember_lbl.459174.191307">Gross investment securities loss.</link:label>
    <link:loc xlink:label="loc_InvestmentSecuritiesAdditionalTextualAbstract.21920.11.6" xlink:href="asrv-20130930.xsd#asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:type="locator" />
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    <link:label xlink:label="asrv_InvestmentSecuritiesAdditionalTextualAbstract_lbl.459181.191308" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_InvestmentSecuritiesAdditionalTextualAbstract_lbl.459181.191308">Investment Securities (Additional Textual) [Abstract]</link:label>
    <link:loc xlink:label="loc_InvestmentSecuritiesAdditionalTextualAbstract.21920.11.12" xlink:href="asrv-20130930.xsd#asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:type="locator" />
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    <link:label xlink:label="asrv_InvestmentSecuritiesAdditionalTextualAbstract_lbl.459182.191310" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_InvestmentSecuritiesAdditionalTextualAbstract_lbl.459182.191310">Investment securities.</link:label>
    <link:loc xlink:label="loc_InvestmentSecuritiesAdditionalTextualAbstract.21920.11.8" xlink:href="asrv-20130930.xsd#asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:type="locator" />
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    <link:label xlink:label="asrv_InvestmentSecuritiesAdditionalTextualAbstract_lbl.459183.191309" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_InvestmentSecuritiesAdditionalTextualAbstract_lbl.459183.191309">Investment Securities:</link:label>
    <link:loc xlink:label="loc_PercentageOfInvestmentSecuritiesPortfolioRated.21946.11.6" xlink:href="asrv-20130930.xsd#asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:type="locator" />
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    <link:label xlink:label="asrv_PercentageOfInvestmentSecuritiesPortfolioRated_lbl.458620.191311" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_PercentageOfInvestmentSecuritiesPortfolioRated_lbl.458620.191311">Percentage of Investment Securities Portfolio Rated</link:label>
    <link:loc xlink:label="loc_PercentageOfInvestmentSecuritiesPortfolioRated.21946.11.7" xlink:href="asrv-20130930.xsd#asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:type="locator" />
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    <link:label xlink:label="asrv_PercentageOfInvestmentSecuritiesPortfolioRated_lbl.458622.191313" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_PercentageOfInvestmentSecuritiesPortfolioRated_lbl.458622.191313">Percentage of investment securities portfolio rated.</link:label>
    <link:loc xlink:label="loc_ConsolidatedInvestmentSecuritiesPortfolioModifiedYears.21890.11.6" xlink:href="asrv-20130930.xsd#asrv_ConsolidatedInvestmentSecuritiesPortfolioModifiedYears" xlink:type="locator" />
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    <link:label xlink:label="lab_ConsolidatedInvestmentSecuritiesPortfolioModifiedYears.458623.191314" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ConsolidatedInvestmentSecuritiesPortfolioModifiedYears.458623.191314">Consolidated Investment Securities Portfolio Modified Years</link:label>
    <link:loc xlink:label="loc_CreditRatingStandardPoorsAxis.1277.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditRatingStandardPoorsAxis" xlink:type="locator" />
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    <link:loc xlink:label="loc_GainOnSaleOfSecurities.27968.11.6" xlink:href="asrv-20130930.xsd#asrv_GainOnSaleOfSecurities" xlink:type="locator" />
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    <link:loc xlink:label="loc_StandardPoorsARatingMember.5147.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StandardPoorsARatingMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock.16445.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock.16445.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableImpairedLineItems.2292.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:type="locator" />
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    <link:loc xlink:label="loc_ResidentialSubprimeFinancingReceivableMember.4595.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ResidentialSubprimeFinancingReceivableMember" xlink:type="locator" />
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    <link:label xlink:label="lab_ResidentialSubprimeFinancingReceivableMember.459248.190730" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ResidentialSubprimeFinancingReceivableMember.459248.190730">Residential, Subprime, Financing Receivable [Member]</link:label>
    <link:loc xlink:label="loc_ResidentialSubprimeFinancingReceivableMember.4595.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ResidentialSubprimeFinancingReceivableMember" xlink:type="locator" />
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    <link:label xlink:label="lab_ResidentialSubprimeFinancingReceivableMember.459249.190731" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_ResidentialSubprimeFinancingReceivableMember.459249.190731">Residential Subprime Recievables [Member]</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableDeferredIncome.12529.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableDeferredIncome.12529.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458126.190732" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458126.190732" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl.458126.190732">Loan balances net of unearned income</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableNetOfDeferredIncome.12569.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableNetOfDeferredIncome.12569.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl.458641.190733" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl.458641.190733" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl.458641.190733">Loans, net of unearned income</link:label>
    <link:loc xlink:label="loc_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock.16578.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock.16578.11.8" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl.458448.191250" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl.458448.191250" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl.458448.191250">Summary of Loan Portfolio</link:label>
    <link:loc xlink:label="loc_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock.16578.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock.16578.11.6" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl.458449.191249" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl.458449.191249" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl.458449.191249">Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]</link:label>
    <link:loc xlink:label="loc_NetReductionInInterestIncome.21930.11.6" xlink:href="asrv-20130930.xsd#asrv_NetReductionInInterestIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetReductionInInterestIncome.21930.11.6" xlink:to="asrv_NetReductionInInterestIncome_lbl.458787.190287" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NetReductionInInterestIncome_lbl.458787.190287" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_NetReductionInInterestIncome_lbl.458787.190287">Net Reduction in Interest Income</link:label>
    <link:loc xlink:label="loc_NetReductionInInterestIncome.21930.11.8" xlink:href="asrv-20130930.xsd#asrv_NetReductionInInterestIncome" xlink:type="locator" />
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    <link:label xlink:label="asrv_NetReductionInInterestIncome_lbl.458788.190288" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_NetReductionInInterestIncome_lbl.458788.190288">Net reduction in interest income</link:label>
    <link:loc xlink:label="loc_NetReductionInInterestIncome.21930.11.12" xlink:href="asrv-20130930.xsd#asrv_NetReductionInInterestIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NetReductionInInterestIncome.21930.11.12" xlink:to="asrv_NetReductionInInterestIncome_lbl.458789.190289" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NetReductionInInterestIncome_lbl.458789.190289" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_NetReductionInInterestIncome_lbl.458789.190289">Net reduction in interest income</link:label>
    <link:loc xlink:label="loc_InterestIncomeRecordedNonaccrualLoans.32724.11.6" xlink:href="asrv-20130930.xsd#asrv_InterestIncomeRecordedNonaccrualLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeRecordedNonaccrualLoans.32724.11.6" xlink:to="lab_InterestIncomeRecordedNonaccrualLoans.280840" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InterestIncomeRecordedNonaccrualLoans.280840" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_InterestIncomeRecordedNonaccrualLoans.280840">Interest Income Recorded Nonaccrual Loans</link:label>
    <link:loc xlink:label="loc_InterestIncomeRecordedNonaccrualLoans.32724.11.7" xlink:href="asrv-20130930.xsd#asrv_InterestIncomeRecordedNonaccrualLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeRecordedNonaccrualLoans.32724.11.7" xlink:to="lab_InterestIncomeRecordedNonaccrualLoans.280842" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InterestIncomeRecordedNonaccrualLoans.280842" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_InterestIncomeRecordedNonaccrualLoans.280842">Interest income recorded</link:label>
    <link:loc xlink:label="loc_InterestIncomeRecordedNonaccrualLoans.32724.11.12" xlink:href="asrv-20130930.xsd#asrv_InterestIncomeRecordedNonaccrualLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InterestIncomeRecordedNonaccrualLoans.32724.11.12" xlink:to="lab_InterestIncomeRecordedNonaccrualLoans.280841" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InterestIncomeRecordedNonaccrualLoans.280841" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="lab_InterestIncomeRecordedNonaccrualLoans.280841">Interest income recorded for nonaccrual loans.</link:label>
    <link:loc xlink:label="loc_AccountsReceivableAdditionalDisclosuresAbstract.428.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsReceivableAdditionalDisclosuresAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsReceivableAdditionalDisclosuresAbstract.428.11.8" xlink:to="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract_lbl.458783.190293" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract_lbl.458783.190293" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract_lbl.458783.190293">Schedule of Interest Income</link:label>
    <link:loc xlink:label="loc_AccountsReceivableAdditionalDisclosuresAbstract.428.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsReceivableAdditionalDisclosuresAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AccountsReceivableAdditionalDisclosuresAbstract.428.11.6" xlink:to="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract_lbl.458784.190292" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract_lbl.458784.190292" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract_lbl.458784.190292">Accounts Receivable Additional Disclosures [Abstract]</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome.12604.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome.12604.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl.458785.190296" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl.458785.190296" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl.458785.190296">Interest income due in accordance with original terms</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome.12604.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome.12604.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl.458786.190295" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl.458786.190295" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl.458786.190295">Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income</link:label>
    <link:loc xlink:label="loc_NonperformingAssetIncludingTdrTable.21933.11.12" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetIncludingTdrTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingAssetIncludingTdrTable.21933.11.12" xlink:to="asrv_NonPerformingAssetIncludingTbrTable_lbl.458751.190325" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NonPerformingAssetIncludingTbrTable_lbl.458751.190325" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_NonPerformingAssetIncludingTbrTable_lbl.458751.190325">Non-Performing Asset Including TBR [Table]</link:label>
    <link:loc xlink:label="loc_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract.21934.11.6" xlink:href="asrv-20130930.xsd#asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract.21934.11.6" xlink:to="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_lbl.458757.190326" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_lbl.458757.190326" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_lbl.458757.190326">Non Performing Assets Due to Loan Inclusion of Restructuring [Abstract]</link:label>
    <link:loc xlink:label="loc_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract.21934.11.8" xlink:href="asrv-20130930.xsd#asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract.21934.11.8" xlink:to="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_lbl.458758.190327" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_lbl.458758.190327" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_lbl.458758.190327">Non-performing assets including TDR</link:label>
    <link:loc xlink:label="loc_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract.21934.11.12" xlink:href="asrv-20130930.xsd#asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract.21934.11.12" xlink:to="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_lbl.458759.190328" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract.21935.11.12" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract.21935.11.12" xlink:to="asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdrAbstract_lbl.459220.190290" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_NonperformingAssetsIncludingTroubleDebtRestructurings.21937.11.8" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingAssetsIncludingTroubleDebtRestructurings.21937.11.8" xlink:to="asrv_NonPerformingAssetsIncludingTroubleDebtRestructurings_lbl.458767.190329" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_NonperformingAssetsIncludingTroubleDebtRestructurings.21937.11.12" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:type="locator" />
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    <link:loc xlink:label="loc_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems.21938.11.12" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems.21938.11.12" xlink:to="asrv_NonPerformingAssetsIncludingTroubleDebtRestructuringsLineItems_lbl.458756.190331" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_TroubledDebtRestructuringModificationsRecordedInvestment.21972.11.6" xlink:href="asrv-20130930.xsd#asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TroubledDebtRestructuringModificationsRecordedInvestment.21972.11.6" xlink:to="asrv_TroubledDebtRestructuringModificationsRecordedInvestment_lbl.458762.190332" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TroubledDebtRestructuringModificationsRecordedInvestment_lbl.458762.190332" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_TroubledDebtRestructuringModificationsRecordedInvestment_lbl.458762.190332">Troubled Debt Restructuring Modifications Recorded Investment</link:label>
    <link:loc xlink:label="loc_TroubledDebtRestructuringModificationsRecordedInvestment.21972.11.8" xlink:href="asrv-20130930.xsd#asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableTroubledDebtRestructuringAxis.2302.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableTroubledDebtRestructuringAxis.2302.11.6" xlink:to="lab_FinancingReceivableTroubledDebtRestructuringAxis.459040.190335" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_FinancingReceivableTroubledDebtRestructuringAxis.459040.190335" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableTroubledDebtRestructuringAxis.459040.190335">Financing Receivable, Troubled Debt Restructuring [Axis]</link:label>
    <link:loc xlink:label="loc_FinancingReceivableTroubledDebtRestructuringDomain.2303.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xlink:type="locator" />
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    <link:label xlink:label="lab_FinancingReceivableTroubledDebtRestructuringDomain.459041.190336" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_FinancingReceivableTroubledDebtRestructuringDomain.459041.190336">Financing Receivable, Troubled Debt Restructuring [Domain]</link:label>
    <link:loc xlink:label="loc_NonperformingAssetIncludingTdrTable.21933.11.6" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetIncludingTdrTable" xlink:type="locator" />
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    <link:label xlink:label="lab_NonperformingAssetIncludingTdrTable.458750.190337" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_NonperformingAssetIncludingTdrTable.458750.190337">Nonperforming Asset Including Tdr [Table]</link:label>
    <link:loc xlink:label="loc_NonperformingAssetIncludingTdrTable.21933.11.7" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetIncludingTdrTable" xlink:type="locator" />
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    <link:label xlink:label="lab_NonperformingAssetIncludingTdrTable.512017.190338" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="lab_NonperformingAssetIncludingTdrTable.512017.190338">Nonperforming Asset Including TDR [Table]</link:label>
    <link:loc xlink:label="loc_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract.21935.11.6" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract.21935.11.6" xlink:to="lab_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract.459219.190291" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract.459219.190291" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract.459219.190291">Nonperforming Assets Including Troubled Debt Restructurings [Abstract]</link:label>
    <link:loc xlink:label="loc_NonperformingAssetsIncludingTroubleDebtRestructurings.21937.11.6" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingAssetsIncludingTroubleDebtRestructurings.21937.11.6" xlink:to="lab_NonperformingAssetsIncludingTroubleDebtRestructurings.458766.190339" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NonperformingAssetsIncludingTroubleDebtRestructurings.458766.190339" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_NonperformingAssetsIncludingTroubleDebtRestructurings.458766.190339">Nonperforming Assets Including Trouble Debt Restructurings</link:label>
    <link:loc xlink:label="loc_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems.21938.11.6" xlink:href="asrv-20130930.xsd#asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems.21938.11.6" xlink:to="lab_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems.458755.190340" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_OtherRealEstate.14060.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherRealEstate" xlink:type="locator" />
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    <link:label xlink:label="lab_OtherRealEstate.459192.190341" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_OtherRealEstate.459192.190341">Other Real Estate</link:label>
    <link:loc xlink:label="loc_OtherRealEstate.14060.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherRealEstate" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OtherRealEstate.14060.11.8" xlink:to="lab_OtherRealEstate.459193.190342" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OtherRealEstate.459193.190342" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_OtherRealEstate.459193.190342">Other real estate owned</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl.458760.190344" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl.458760.190344" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl.458760.190344">Non-accrual loans</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest.12619.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl.458761.190343" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl.458761.190343" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl.458761.190343">Loans and Leases Receivable, Impaired, Nonperforming, Nonaccrual of Interest</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans.12582.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans.12582.11.6" xlink:to="us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_lbl.458769.190345" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_lbl.458769.190345" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_lbl.458769.190345">Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans</link:label>
    <link:loc xlink:label="loc_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans.12582.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans.12582.11.8" xlink:to="us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_lbl.458770.190346" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_lbl.458770.190346" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_lbl.458770.190346">Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</link:label>
    <link:loc xlink:label="loc_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays.21872.11.6" xlink:href="asrv-20130930.xsd#asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays.21872.11.6" xlink:to="asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_lbl.458790.190275" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays.21872.11.8" xlink:href="asrv-20130930.xsd#asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:type="locator" />
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    <link:loc xlink:label="loc_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays.21872.11.12" xlink:href="asrv-20130930.xsd#asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:type="locator" />
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    <link:loc xlink:label="loc_BorrowersAggregateExposureForLoanModificationMinimum.21886.11.6" xlink:href="asrv-20130930.xsd#asrv_BorrowersAggregateExposureForLoanModificationMinimum" xlink:type="locator" />
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    <link:loc xlink:label="loc_BorrowersAggregateExposureForLoanModificationMinimum.21886.11.7" xlink:href="asrv-20130930.xsd#asrv_BorrowersAggregateExposureForLoanModificationMinimum" xlink:type="locator" />
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    <link:loc xlink:label="loc_BorrowersAggregateExposureForLoanModificationMinimum.21886.11.12" xlink:href="asrv-20130930.xsd#asrv_BorrowersAggregateExposureForLoanModificationMinimum" xlink:type="locator" />
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    <link:loc xlink:label="loc_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus.21926.11.8" xlink:href="asrv-20130930.xsd#asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus" xlink:type="locator" />
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    <link:loc xlink:label="loc_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus.21926.11.12" xlink:href="asrv-20130930.xsd#asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus" xlink:type="locator" />
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    <link:loc xlink:label="loc_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus.21971.11.6" xlink:href="asrv-20130930.xsd#asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" xlink:type="locator" />
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    <link:loc xlink:label="loc_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus.21971.11.8" xlink:href="asrv-20130930.xsd#asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" xlink:type="locator" />
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    <link:loc xlink:label="loc_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus.21971.11.12" xlink:href="asrv-20130930.xsd#asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" xlink:type="locator" />
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    <link:loc xlink:label="loc_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus.21926.11.6" xlink:href="asrv-20130930.xsd#asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus" xlink:type="locator" />
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    <link:loc xlink:label="loc_CommercialLoanReceivableModificationsRecordedInvestment.21889.11.6" xlink:href="asrv-20130930.xsd#asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialLoanReceivableModificationsRecordedInvestment.21889.11.6" xlink:to="asrv_CommercialLoanReceivableModificationsRecordedInvestment_lbl.459229.190297" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_CommercialLoanReceivableModificationsRecordedInvestment.21889.11.8" xlink:href="asrv-20130930.xsd#asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:type="locator" />
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    <link:loc xlink:label="loc_CommercialLoanReceivableModificationsRecordedInvestment.21889.11.12" xlink:href="asrv-20130930.xsd#asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:type="locator" />
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    <link:loc xlink:label="loc_RecordedInvestmentOfDefaults.21955.11.6" xlink:href="asrv-20130930.xsd#asrv_RecordedInvestmentOfDefaults" xlink:type="locator" />
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    <link:label xlink:label="asrv_RecordedInvestmentOfDefaults_lbl.459204.190300" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_RecordedInvestmentOfDefaults_lbl.459204.190300">Recorded Investment of Defaults</link:label>
    <link:loc xlink:label="loc_RecordedInvestmentOfDefaults.21955.11.8" xlink:href="asrv-20130930.xsd#asrv_RecordedInvestmentOfDefaults" xlink:type="locator" />
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    <link:label xlink:label="asrv_RecordedInvestmentOfDefaults_lbl.459205.190301" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_RecordedInvestmentOfDefaults_lbl.459205.190301">Recorded investment of defaults</link:label>
    <link:loc xlink:label="loc_RecordedInvestmentOfDefaults.21955.11.12" xlink:href="asrv-20130930.xsd#asrv_RecordedInvestmentOfDefaults" xlink:type="locator" />
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    <link:label xlink:label="asrv_RecordedInvestmentOfDefaults_lbl.459206.190302" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_RecordedInvestmentOfDefaults_lbl.459206.190302">Recorded investment of defaults.</link:label>
    <link:loc xlink:label="loc_FinancingReceivableModificationsLineItems.2282.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableModificationsLineItems.2282.11.6" xlink:to="us-gaap_FinancingReceivableModificationsLineItems_lbl.458779.190303" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_FinancingReceivableModificationsLineItems_lbl.458779.190303" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_FinancingReceivableModificationsLineItems_lbl.458779.190303">Financing Receivable, Modifications [Line Items]</link:label>
    <link:loc xlink:label="loc_MortgageLoansOnRealEstateMember.3405.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageLoansOnRealEstateMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MortgageLoansOnRealEstateMember.3405.11.7" xlink:to="us-gaap_MortgageLoansOnRealEstateMember_lbl.458634.190304" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_MortgageLoansOnRealEstateMember_lbl.458634.190304" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_MortgageLoansOnRealEstateMember_lbl.458634.190304">Commercial loan secured by real estate [Member]</link:label>
    <link:loc xlink:label="loc_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable.4772.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable.4772.11.6" xlink:to="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_lbl.458771.190305" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_FinancingReceivableAccrualAndNonaccrualStatusAxis.21905.11.12" xlink:href="asrv-20130930.xsd#asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_FinancingReceivableAccrualAndNonaccrualStatusAxis.21905.11.12" xlink:to="asrv_FinancingReceivableAccrualAndNonAccrualStatusAxis_lbl.458773.190306" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_FinancingReceivableAccrualAndNonAccrualStatusAxis_lbl.458773.190306" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_FinancingReceivableAccrualAndNonAccrualStatusAxis_lbl.458773.190306">Financing receivable, accrual and non-accrual status.</link:label>
    <link:loc xlink:label="loc_FinancingReceivableAccrualAndNonAccrualStatusDomain.21906.11.6" xlink:href="asrv-20130930.xsd#asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:type="locator" />
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    <link:loc xlink:label="loc_FinancingReceivableAccrualAndNonAccrualStatusDomain.21906.11.12" xlink:href="asrv-20130930.xsd#asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:type="locator" />
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    <link:label xlink:label="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain_lbl.458775.190308" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain_lbl.458775.190308">Financing receivable, accrual and non-accrual status.</link:label>
    <link:loc xlink:label="loc_LoansInAccrualStatusMember.21923.11.6" xlink:href="asrv-20130930.xsd#asrv_LoansInAccrualStatusMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_LoansInAccrualStatusMember_lbl.458752.190322" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_LoansInAccrualStatusMember_lbl.458752.190322">Loans in Accrual Status [Member]</link:label>
    <link:loc xlink:label="loc_LoansInAccrualStatusMember.21923.11.8" xlink:href="asrv-20130930.xsd#asrv_LoansInAccrualStatusMember" xlink:type="locator" />
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    <link:loc xlink:label="loc_LoansInAccrualStatusMember.21923.11.12" xlink:href="asrv-20130930.xsd#asrv_LoansInAccrualStatusMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_LoansInAccrualStatusMember_lbl.458754.190324" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_LoansInAccrualStatusMember_lbl.458754.190324">Loans in accrual status.</link:label>
    <link:loc xlink:label="loc_LoansInNonAccrualStatusMember.21924.11.6" xlink:href="asrv-20130930.xsd#asrv_LoansInNonAccrualStatusMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_LoansInNonAccrualStatusMember_lbl.458776.190309" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_LoansInNonAccrualStatusMember_lbl.458776.190309">Loans in Non Accrual Status [Member]</link:label>
    <link:loc xlink:label="loc_LoansInNonAccrualStatusMember.21924.11.7" xlink:href="asrv-20130930.xsd#asrv_LoansInNonAccrualStatusMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_LoansInNonAccrualStatusMember_lbl.458777.190310" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_LoansInNonAccrualStatusMember_lbl.458777.190310">Loans in non-accrual status [Member]</link:label>
    <link:loc xlink:label="loc_LoansInNonAccrualStatusMember.21924.11.12" xlink:href="asrv-20130930.xsd#asrv_LoansInNonAccrualStatusMember" xlink:type="locator" />
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    <link:label xlink:label="asrv_LoansInNonAccrualStatusMember_lbl.458778.190311" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_LoansInNonAccrualStatusMember_lbl.458778.190311">Loans in non-accrual status.</link:label>
    <link:loc xlink:label="loc_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract.21973.11.6" xlink:href="asrv-20130930.xsd#asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract.21973.11.6" xlink:to="asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract_lbl.458780.190312" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract.21973.11.8" xlink:href="asrv-20130930.xsd#asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract.21973.11.12" xlink:href="asrv-20130930.xsd#asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:type="locator" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit.8099.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfTransitionObligationsAssets_lbl.458924.191438" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanAmortizationOfTransitionObligationsAssets_lbl.458924.191438">Defined Benefit Plan, Amortization of Transition Obligations (Assets)</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedReturnOnPlanAssets.8235.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl.458919.190512" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl.458919.190512">Defined Benefit Plan, Expected Return on Plan Assets</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanExpectedReturnOnPlanAssets.8235.11.52" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanExpectedReturnOnPlanAssets.8235.11.52" xlink:to="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl.458920.190513" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanInterestCost.8212.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_DefinedBenefitPlanInterestCost_lbl.458917.190515" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanInterestCost_lbl.458917.190515">Interest cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanInterestCost.8212.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanInterestCost.8212.11.6" xlink:to="us-gaap_DefinedBenefitPlanInterestCost_lbl.458918.190514" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DefinedBenefitPlanInterestCost_lbl.458918.190514" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanInterestCost_lbl.458918.190514">Defined Benefit Plan, Interest Cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.6" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl.458927.190516" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl.458927.190516" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl.458927.190516">Defined Benefit Plan, Net Periodic Benefit Cost</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.9" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanNetPeriodicBenefitCost.8223.11.9" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl.458928.190517" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanNetPeriodicBenefitCostAbstract.1501.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCostAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanNetPeriodicBenefitCostAbstract.1501.11.8" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCostAbstract_lbl.458913.190519" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanNetPeriodicBenefitCostAbstract.1501.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCostAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanNetPeriodicBenefitCostAbstract.1501.11.6" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCostAbstract_lbl.458914.190518" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_DefinedBenefitPlanServiceCost.8191.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_DefinedBenefitPlanServiceCost_lbl.458916.190520" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanServiceCost_lbl.458916.190520">Defined Benefit Plan, Service Cost</link:label>
    <link:loc xlink:label="loc_AmeriservFinancialIncMember.21876.11.8" xlink:href="asrv-20130930.xsd#asrv_AmeriservFinancialIncMember" xlink:type="locator" />
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    <link:labelArc xlink:from="loc_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears.21885.11.12" xlink:to="asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears_lbl.458950.190752" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears_lbl.458950.190752" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears_lbl.458950.190752">Benefits plan based on service and average annual earnings for highest consecutive calendar years from final employment period years.</link:label>
    <link:loc xlink:label="loc_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear.21931.11.6" xlink:href="asrv-20130930.xsd#asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear.21931.11.6" xlink:to="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458939.190753" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458939.190753" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458939.190753">Noncontributory Defined Benefit Pension Plan, Least Work Hours Per Year</link:label>
    <link:loc xlink:label="loc_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear.21931.11.8" xlink:href="asrv-20130930.xsd#asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear.21931.11.8" xlink:to="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458940.190754" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458940.190754" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458940.190754">Noncontributory defined benefit pension plan, least work hours per year</link:label>
    <link:loc xlink:label="loc_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear.21931.11.12" xlink:href="asrv-20130930.xsd#asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear.21931.11.12" xlink:to="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458941.190755" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458941.190755" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_lbl.458941.190755">Noncontributory defined benefit pension plan, least work hours per year.</link:label>
    <link:loc xlink:label="loc_ParticipantsVestedInterestAccruedBenefitServicePeriod.21944.11.6" xlink:href="asrv-20130930.xsd#asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ParticipantsVestedInterestAccruedBenefitServicePeriod.21944.11.6" xlink:to="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458942.190756" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458942.190756" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458942.190756">Participants Vested Interest Accrued Benefit, Service Period</link:label>
    <link:loc xlink:label="loc_ParticipantsVestedInterestAccruedBenefitServicePeriod.21944.11.8" xlink:href="asrv-20130930.xsd#asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ParticipantsVestedInterestAccruedBenefitServicePeriod.21944.11.8" xlink:to="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458943.190757" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458943.190757" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458943.190757">Participants vested interest accrued benefit, service period, years</link:label>
    <link:loc xlink:label="loc_ParticipantsVestedInterestAccruedBenefitServicePeriod.21944.11.12" xlink:href="asrv-20130930.xsd#asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ParticipantsVestedInterestAccruedBenefitServicePeriod.21944.11.12" xlink:to="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458944.190758" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458944.190758" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_lbl.458944.190758">Participants vested interest accrued benefit, service period.</link:label>
    <link:loc xlink:label="loc_PensionBenefitsLineItems.21945.11.6" xlink:href="asrv-20130930.xsd#asrv_PensionBenefitsLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PensionBenefitsLineItems.21945.11.6" xlink:to="asrv_PensionBenefitsLineItems_lbl.458934.190759" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PensionBenefitsLineItems_lbl.458934.190759" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_PensionBenefitsLineItems_lbl.458934.190759">Pension Benefits [Line Items]</link:label>
    <link:loc xlink:label="loc_PensionBenefitsLineItems.21945.11.12" xlink:href="asrv-20130930.xsd#asrv_PensionBenefitsLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PensionBenefitsLineItems.21945.11.12" xlink:to="asrv_PensionBenefitsLineItems_lbl.458935.190760" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PensionBenefitsLineItems_lbl.458935.190760" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_PensionBenefitsLineItems_lbl.458935.190760">Pension benefits.</link:label>
    <link:loc xlink:label="loc_EntityDomain.99.11.7" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EntityDomain.99.11.7" xlink:to="dei_EntityDomain_lbl.458827.190762" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="dei_EntityDomain_lbl.458827.190762" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US" id="dei_EntityDomain_lbl.458827.190762">Entity [Domain]</link:label>
    <link:loc xlink:label="loc_EntityDomain.99.11.6" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_EntityDomain.99.11.6" xlink:to="dei_EntityDomain_lbl.458828.190761" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="dei_EntityDomain_lbl.458828.190761" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="dei_EntityDomain_lbl.458828.190761">Entity [Domain]</link:label>
    <link:loc xlink:label="loc_LegalEntityAxis.136.11.6" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_LegalEntityAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_LegalEntityAxis.136.11.6" xlink:to="dei_LegalEntityAxis_lbl.458826.190763" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="dei_LegalEntityAxis_lbl.458826.190763" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="dei_LegalEntityAxis_lbl.458826.190763">Legal Entity [Axis]</link:label>
    <link:loc xlink:label="loc_AmeriservFinancialIncMember.21876.11.6" xlink:href="asrv-20130930.xsd#asrv_AmeriservFinancialIncMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmeriservFinancialIncMember.21876.11.6" xlink:to="lab_AmeriservFinancialIncMember.190744" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AmeriservFinancialIncMember.190744" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AmeriservFinancialIncMember.190744">Ameriserv Financial Inc [Member]</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.6" xlink:to="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl.458951.190764" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl.458951.190764" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl.458951.190764">Defined Benefit Plan, Target Plan Asset Allocations</link:label>
    <link:loc xlink:label="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DefinedBenefitPlanTargetPlanAssetAllocations.8172.11.8" xlink:to="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl.458952.190765" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl.458952.190765" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl.458952.190765">Plan assets, listed common stocks, percentage</link:label>
    <link:loc xlink:label="loc_ScheduleOfNetBenefitCostsTableTextBlock.16336.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfNetBenefitCostsTableTextBlock.16336.11.8" xlink:to="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl.458473.191275" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl.458473.191275" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl.458473.191275">Net Periodic Pension Cost</link:label>
    <link:loc xlink:label="loc_ScheduleOfNetBenefitCostsTableTextBlock.16336.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfNetBenefitCostsTableTextBlock.16336.11.6" xlink:to="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl.458474.191274" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl.458474.191274" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl.458474.191274">Schedule of Net Benefit Costs [Table Text Block]</link:label>
    <link:loc xlink:label="loc_PrinciplesOfConsolidationAbstract.21953.11.6" xlink:href="asrv-20130930.xsd#asrv_PrinciplesOfConsolidationAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PrinciplesOfConsolidationAbstract.21953.11.6" xlink:to="asrv_PrinciplesOfConsolidationAbstract_lbl.458394.191186" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PrinciplesOfConsolidationAbstract_lbl.458394.191186" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_PrinciplesOfConsolidationAbstract_lbl.458394.191186">Principles of Consolidation [Abstract]</link:label>
    <link:loc xlink:label="loc_PrinciplesOfConsolidationAbstract.21953.11.12" xlink:href="asrv-20130930.xsd#asrv_PrinciplesOfConsolidationAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PrinciplesOfConsolidationAbstract.21953.11.12" xlink:to="asrv_PrinciplesOfConsolidationAbstract_lbl.458395.191187" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PrinciplesOfConsolidationAbstract_lbl.458395.191187" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_PrinciplesOfConsolidationAbstract_lbl.458395.191187">Principles of consolidation.</link:label>
    <link:loc xlink:label="loc_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.13642.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.13642.11.6" xlink:to="lab_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.459186.191188" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.459186.191188" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.459186.191188">Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]</link:label>
    <link:loc xlink:label="loc_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.13642.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.13642.11.8" xlink:to="lab_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.459187.191189" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.459187.191189" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock.459187.191189">Principles of Consolidation</link:label>
    <link:loc xlink:label="loc_NumberOfLocation.21940.11.6" xlink:href="asrv-20130930.xsd#asrv_NumberOfLocation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NumberOfLocation.21940.11.6" xlink:to="asrv_NumberOfLocation_lbl.458484.190369" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NumberOfLocation_lbl.458484.190369" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_NumberOfLocation_lbl.458484.190369">Number of Location</link:label>
    <link:loc xlink:label="loc_NumberOfLocation.21940.11.8" xlink:href="asrv-20130930.xsd#asrv_NumberOfLocation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NumberOfLocation.21940.11.8" xlink:to="asrv_NumberOfLocation_lbl.458485.190370" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NumberOfLocation_lbl.458485.190370" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_NumberOfLocation_lbl.458485.190370">Number of locations</link:label>
    <link:loc xlink:label="loc_NumberOfLocation.21940.11.12" xlink:href="asrv-20130930.xsd#asrv_NumberOfLocation" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NumberOfLocation.21940.11.12" xlink:to="asrv_NumberOfLocation_lbl.458486.190371" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NumberOfLocation_lbl.458486.190371" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_NumberOfLocation_lbl.458486.190371">Number of location.</link:label>
    <link:loc xlink:label="loc_AssetsHeldInTrust.6065.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsHeldInTrust" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsHeldInTrust.6065.11.6" xlink:to="us-gaap_AssetsHeldInTrust_lbl.458487.190372" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_AssetsHeldInTrust_lbl.458487.190372" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_AssetsHeldInTrust_lbl.458487.190372">Assets Held-in-trust</link:label>
    <link:loc xlink:label="loc_AssetsHeldInTrust.6065.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsHeldInTrust" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AssetsHeldInTrust.6065.11.8" xlink:to="us-gaap_AssetsHeldInTrust_lbl.458488.190373" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_AssetsHeldInTrust_lbl.458488.190373" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_AssetsHeldInTrust_lbl.458488.190373">Trust and financial services and administers assets</link:label>
    <link:loc xlink:label="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract.4091.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract.4091.11.6" xlink:to="us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl.458418.191214" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl.458418.191214" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl.458418.191214">Preferred Stock [Abstract]</link:label>
    <link:loc xlink:label="loc_PreferredStockTextBlock.14689.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockTextBlock.14689.11.6" xlink:to="us-gaap_PreferredStockTextBlock_lbl.458419.191215" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockTextBlock_lbl.458419.191215" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockTextBlock_lbl.458419.191215">Preferred Stock [Text Block]</link:label>
    <link:loc xlink:label="loc_PreferredStockTextBlock.14689.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockTextBlock.14689.11.8" xlink:to="us-gaap_PreferredStockTextBlock_lbl.458420.191216" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockTextBlock_lbl.458420.191216" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockTextBlock_lbl.458420.191216">Preferred Stock</link:label>
    <link:loc xlink:label="loc_DividendAnnualizedPeriod.21896.11.8" xlink:href="asrv-20130930.xsd#asrv_DividendAnnualizedPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DividendAnnualizedPeriod.21896.11.8" xlink:to="asrv_DividendAnnualizedPeriod_lbl.459109.191347" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_DividendAnnualizedPeriod_lbl.459109.191347" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_DividendAnnualizedPeriod_lbl.459109.191347">Dividend Annualized Period</link:label>
    <link:loc xlink:label="loc_DividendAnnualizedPeriod.21896.11.12" xlink:href="asrv-20130930.xsd#asrv_DividendAnnualizedPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DividendAnnualizedPeriod.21896.11.12" xlink:to="asrv_DividendAnnualizedPeriod_lbl.459110.191348" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_DividendAnnualizedPeriod_lbl.459110.191348" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_DividendAnnualizedPeriod_lbl.459110.191348">Dividend annualized period.</link:label>
    <link:loc xlink:label="loc_DividendRateOfPreferredStockAxis.21897.11.6" xlink:href="asrv-20130930.xsd#asrv_DividendRateOfPreferredStockAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DividendRateOfPreferredStockAxis.21897.11.6" xlink:to="asrv_DividendRateOfPreferredStockAxis_lbl.458811.191349" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_DividendRateOfPreferredStockAxis_lbl.458811.191349" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_DividendRateOfPreferredStockAxis_lbl.458811.191349">Dividend Rate of Preferred Stock [Axis]</link:label>
    <link:loc xlink:label="loc_DividendRateOfPreferredStockAxis.21897.11.12" xlink:href="asrv-20130930.xsd#asrv_DividendRateOfPreferredStockAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DividendRateOfPreferredStockAxis.21897.11.12" xlink:to="asrv_DividendRateOfPreferredStockAxis_lbl.458812.191350" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_DividendRateOfPreferredStockAxis_lbl.458812.191350" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_DividendRateOfPreferredStockAxis_lbl.458812.191350">Dividend rate of preferred stock.</link:label>
    <link:loc xlink:label="loc_DividendRateOfPreferredStockDomain.21898.11.6" xlink:href="asrv-20130930.xsd#asrv_DividendRateOfPreferredStockDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DividendRateOfPreferredStockDomain.21898.11.6" xlink:to="asrv_DividendRateOfPreferredStockDomain_lbl.458813.191351" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_DividendRateOfPreferredStockDomain_lbl.458813.191351" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_DividendRateOfPreferredStockDomain_lbl.458813.191351">Dividend Rate of Preferred Stock [Domain]</link:label>
    <link:loc xlink:label="loc_DividendRateOfPreferredStockDomain.21898.11.12" xlink:href="asrv-20130930.xsd#asrv_DividendRateOfPreferredStockDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DividendRateOfPreferredStockDomain.21898.11.12" xlink:to="asrv_DividendRateOfPreferredStockDomain_lbl.458814.191352" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_DividendRateOfPreferredStockDomain_lbl.458814.191352" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_DividendRateOfPreferredStockDomain_lbl.458814.191352">Dividend rate of preferred stock.</link:label>
    <link:loc xlink:label="loc_PreferredStockLineItems.21950.11.6" xlink:href="asrv-20130930.xsd#asrv_PreferredStockLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockLineItems.21950.11.6" xlink:to="asrv_PreferredStockLineItems_lbl.458815.191353" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PreferredStockLineItems_lbl.458815.191353" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_PreferredStockLineItems_lbl.458815.191353">Preferred Stock [Line Items]</link:label>
    <link:loc xlink:label="loc_PreferredStockLineItems.21950.11.12" xlink:href="asrv-20130930.xsd#asrv_PreferredStockLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockLineItems.21950.11.12" xlink:to="asrv_PreferredStockLineItems_lbl.458816.191354" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PreferredStockLineItems_lbl.458816.191354" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_PreferredStockLineItems_lbl.458816.191354">Preferred stock.</link:label>
    <link:loc xlink:label="loc_PreferredStockTable.21951.11.6" xlink:href="asrv-20130930.xsd#asrv_PreferredStockTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockTable.21951.11.6" xlink:to="asrv_PreferredStockTable_lbl.458809.191355" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PreferredStockTable_lbl.458809.191355" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_PreferredStockTable_lbl.458809.191355">Preferred Stock [Table]</link:label>
    <link:loc xlink:label="loc_PreferredStockTable.21951.11.12" xlink:href="asrv-20130930.xsd#asrv_PreferredStockTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockTable.21951.11.12" xlink:to="asrv_PreferredStockTable_lbl.458810.191356" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PreferredStockTable_lbl.458810.191356" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_PreferredStockTable_lbl.458810.191356">Preferred stock table.</link:label>
    <link:loc xlink:label="loc_Redemption.21956.11.8" xlink:href="asrv-20130930.xsd#asrv_Redemption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Redemption.21956.11.8" xlink:to="asrv_Redemption_lbl.459074.191357" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_Redemption_lbl.459074.191357" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_Redemption_lbl.459074.191357">Redemption</link:label>
    <link:loc xlink:label="loc_Redemption.21956.11.12" xlink:href="asrv-20130930.xsd#asrv_Redemption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Redemption.21956.11.12" xlink:to="asrv_Redemption_lbl.459075.191358" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_Redemption_lbl.459075.191358" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_Redemption_lbl.459075.191358">Redemption.</link:label>
    <link:loc xlink:label="loc_TermFourMember.21967.11.6" xlink:href="asrv-20130930.xsd#asrv_TermFourMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermFourMember.21967.11.6" xlink:to="asrv_TermFourMember_lbl.459085.191359" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermFourMember_lbl.459085.191359" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_TermFourMember_lbl.459085.191359">Term Four [Member]</link:label>
    <link:loc xlink:label="loc_TermFourMember.21967.11.12" xlink:href="asrv-20130930.xsd#asrv_TermFourMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermFourMember.21967.11.12" xlink:to="asrv_TermFourMember_lbl.459086.191361" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermFourMember_lbl.459086.191361" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_TermFourMember_lbl.459086.191361">Term 4.</link:label>
    <link:loc xlink:label="loc_TermFourMember.21967.11.8" xlink:href="asrv-20130930.xsd#asrv_TermFourMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermFourMember.21967.11.8" xlink:to="asrv_TermFourMember_lbl.459087.191360" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermFourMember_lbl.459087.191360" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_TermFourMember_lbl.459087.191360">Term 4 [Member]</link:label>
    <link:loc xlink:label="loc_TermOneMember.21968.11.6" xlink:href="asrv-20130930.xsd#asrv_TermOneMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermOneMember.21968.11.6" xlink:to="asrv_TermOneMember_lbl.459076.191362" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermOneMember_lbl.459076.191362" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_TermOneMember_lbl.459076.191362">Term One [Member]</link:label>
    <link:loc xlink:label="loc_TermOneMember.21968.11.12" xlink:href="asrv-20130930.xsd#asrv_TermOneMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermOneMember.21968.11.12" xlink:to="asrv_TermOneMember_lbl.459077.191364" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermOneMember_lbl.459077.191364" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_TermOneMember_lbl.459077.191364">Term 1.</link:label>
    <link:loc xlink:label="loc_TermOneMember.21968.11.8" xlink:href="asrv-20130930.xsd#asrv_TermOneMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermOneMember.21968.11.8" xlink:to="asrv_TermOneMember_lbl.459078.191363" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermOneMember_lbl.459078.191363" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_TermOneMember_lbl.459078.191363">Term 1 [Member]</link:label>
    <link:loc xlink:label="loc_TermThreeMember.21969.11.6" xlink:href="asrv-20130930.xsd#asrv_TermThreeMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermThreeMember.21969.11.6" xlink:to="asrv_TermThreeMember_lbl.459082.191365" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermThreeMember_lbl.459082.191365" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_TermThreeMember_lbl.459082.191365">Term Three [Member]</link:label>
    <link:loc xlink:label="loc_TermThreeMember.21969.11.12" xlink:href="asrv-20130930.xsd#asrv_TermThreeMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermThreeMember.21969.11.12" xlink:to="asrv_TermThreeMember_lbl.459083.191367" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermThreeMember_lbl.459083.191367" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_TermThreeMember_lbl.459083.191367">Term 3.</link:label>
    <link:loc xlink:label="loc_TermThreeMember.21969.11.8" xlink:href="asrv-20130930.xsd#asrv_TermThreeMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermThreeMember.21969.11.8" xlink:to="asrv_TermThreeMember_lbl.459084.191366" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermThreeMember_lbl.459084.191366" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_TermThreeMember_lbl.459084.191366">Term 3 [Member]</link:label>
    <link:loc xlink:label="loc_TermTwoMember.21970.11.6" xlink:href="asrv-20130930.xsd#asrv_TermTwoMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermTwoMember.21970.11.6" xlink:to="asrv_TermTwoMember_lbl.459079.191368" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermTwoMember_lbl.459079.191368" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_TermTwoMember_lbl.459079.191368">Term Two [Member]</link:label>
    <link:loc xlink:label="loc_TermTwoMember.21970.11.12" xlink:href="asrv-20130930.xsd#asrv_TermTwoMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermTwoMember.21970.11.12" xlink:to="asrv_TermTwoMember_lbl.459080.191370" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermTwoMember_lbl.459080.191370" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_TermTwoMember_lbl.459080.191370">Term 2.</link:label>
    <link:loc xlink:label="loc_TermTwoMember.21970.11.8" xlink:href="asrv-20130930.xsd#asrv_TermTwoMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TermTwoMember.21970.11.8" xlink:to="asrv_TermTwoMember_lbl.459081.191369" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TermTwoMember_lbl.459081.191369" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_TermTwoMember_lbl.459081.191369">Term 2 [Member]</link:label>
    <link:loc xlink:label="loc_DividendAnnualizedPeriod.21896.11.6" xlink:href="asrv-20130930.xsd#asrv_DividendAnnualizedPeriod" xlink:type="locator" />
    <link:labelArc xlink:from="loc_DividendAnnualizedPeriod.21896.11.6" xlink:to="lab_DividendAnnualizedPeriod.459108.191372" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_DividendAnnualizedPeriod.459108.191372" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_DividendAnnualizedPeriod.459108.191372">Dividend Annualized Period</link:label>
    <link:loc xlink:label="loc_Redemption.21956.11.6" xlink:href="asrv-20130930.xsd#asrv_Redemption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Redemption.21956.11.6" xlink:to="lab_Redemption.459073.191373" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_Redemption.459073.191373" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_Redemption.459073.191373">Redemption</link:label>
    <link:loc xlink:label="loc_IncreasedPercentageOfLendingIncentiveFee.21917.11.6" xlink:href="asrv-20130930.xsd#asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreasedPercentageOfLendingIncentiveFee.21917.11.6" xlink:to="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459175.190376" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459175.190376" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459175.190376">Increased Percentage of Lending Incentive Fee</link:label>
    <link:loc xlink:label="loc_IncreasedPercentageOfLendingIncentiveFee.21917.11.12" xlink:href="asrv-20130930.xsd#asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreasedPercentageOfLendingIncentiveFee.21917.11.12" xlink:to="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459176.190378" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459176.190378" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459176.190378">Increased percentage of lending incentive fee.</link:label>
    <link:loc xlink:label="loc_IncreasedPercentageOfLendingIncentiveFee.21917.11.8" xlink:href="asrv-20130930.xsd#asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:type="locator" />
    <link:labelArc xlink:from="loc_IncreasedPercentageOfLendingIncentiveFee.21917.11.8" xlink:to="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459177.190377" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459177.190377" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_IncreasedPercentageOfLendingIncentiveFee_lbl.459177.190377">Increased percentage of lending incentive fee</link:label>
    <link:loc xlink:label="loc_MinimumPercentageTierOneCapitalToBeMaintain.21927.11.6" xlink:href="asrv-20130930.xsd#asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MinimumPercentageTierOneCapitalToBeMaintain.21927.11.6" xlink:to="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459097.190379" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459097.190379" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459097.190379">Minimum Percentage Tier One Capital to be Maintain</link:label>
    <link:loc xlink:label="loc_MinimumPercentageTierOneCapitalToBeMaintain.21927.11.8" xlink:href="asrv-20130930.xsd#asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MinimumPercentageTierOneCapitalToBeMaintain.21927.11.8" xlink:to="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459098.190380" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459098.190380" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459098.190380">Minimum percentage tier one capital to be maintain</link:label>
    <link:loc xlink:label="loc_MinimumPercentageTierOneCapitalToBeMaintain.21927.11.12" xlink:href="asrv-20130930.xsd#asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_MinimumPercentageTierOneCapitalToBeMaintain.21927.11.12" xlink:to="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459099.190381" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459099.190381" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_MinimumPercentageTierOneCapitalToBeMaintain_lbl.459099.190381">Minimum percentage tier one capital to be maintain.</link:label>
    <link:loc xlink:label="loc_NoncumulativeSeriesEpreferredStockMember.21932.11.12" xlink:href="asrv-20130930.xsd#asrv_NoncumulativeSeriesEpreferredStockMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoncumulativeSeriesEpreferredStockMember.21932.11.12" xlink:to="asrv_NoncumulativeSeriesEPreferredStockMember_lbl.459133.190383" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NoncumulativeSeriesEPreferredStockMember_lbl.459133.190383" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_NoncumulativeSeriesEPreferredStockMember_lbl.459133.190383">Noncumulative series E preferred stock.</link:label>
    <link:loc xlink:label="loc_NoncumulativeSeriesEpreferredStockMember.21932.11.8" xlink:href="asrv-20130930.xsd#asrv_NoncumulativeSeriesEpreferredStockMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoncumulativeSeriesEpreferredStockMember.21932.11.8" xlink:to="asrv_NoncumulativeSeriesEPreferredStockMember_lbl.459134.190382" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_NoncumulativeSeriesEPreferredStockMember_lbl.459134.190382" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_NoncumulativeSeriesEPreferredStockMember_lbl.459134.190382">Noncumulative Series E Preferred Stock [Member]</link:label>
    <link:loc xlink:label="loc_PercentageOfLendingIncentiveFeePayable.21947.11.6" xlink:href="asrv-20130930.xsd#asrv_PercentageOfLendingIncentiveFeePayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PercentageOfLendingIncentiveFeePayable.21947.11.6" xlink:to="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459094.190384" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459094.190384" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459094.190384">Percentage of Lending Incentive Fee Payable</link:label>
    <link:loc xlink:label="loc_PercentageOfLendingIncentiveFeePayable.21947.11.8" xlink:href="asrv-20130930.xsd#asrv_PercentageOfLendingIncentiveFeePayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PercentageOfLendingIncentiveFeePayable.21947.11.8" xlink:to="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459095.190385" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459095.190385" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459095.190385">Percentage of lending incentive fee payable</link:label>
    <link:loc xlink:label="loc_PercentageOfLendingIncentiveFeePayable.21947.11.12" xlink:href="asrv-20130930.xsd#asrv_PercentageOfLendingIncentiveFeePayable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PercentageOfLendingIncentiveFeePayable.21947.11.12" xlink:to="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459096.190386" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459096.190386" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_PercentageOfLendingIncentiveFeePayable_lbl.459096.190386">Percentage of lending incentive fee payable.</link:label>
    <link:loc xlink:label="loc_PercentagePreferredStockRedemption.21948.11.6" xlink:href="asrv-20130930.xsd#asrv_PercentagePreferredStockRedemption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PercentagePreferredStockRedemption.21948.11.6" xlink:to="asrv_PercentagePreferredStockRedemption_lbl.459100.190387" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PercentagePreferredStockRedemption_lbl.459100.190387" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_PercentagePreferredStockRedemption_lbl.459100.190387">Percentage Preferred Stock Redemption</link:label>
    <link:loc xlink:label="loc_PercentagePreferredStockRedemption.21948.11.8" xlink:href="asrv-20130930.xsd#asrv_PercentagePreferredStockRedemption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PercentagePreferredStockRedemption.21948.11.8" xlink:to="asrv_PercentagePreferredStockRedemption_lbl.459101.190388" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PercentagePreferredStockRedemption_lbl.459101.190388" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_PercentagePreferredStockRedemption_lbl.459101.190388">Redemption price of series E preferred stock</link:label>
    <link:loc xlink:label="loc_PercentagePreferredStockRedemption.21948.11.12" xlink:href="asrv-20130930.xsd#asrv_PercentagePreferredStockRedemption" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PercentagePreferredStockRedemption.21948.11.12" xlink:to="asrv_PercentagePreferredStockRedemption_lbl.459102.190389" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_PercentagePreferredStockRedemption_lbl.459102.190389" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_PercentagePreferredStockRedemption_lbl.459102.190389">Percentage preferred stock redemption.</link:label>
    <link:loc xlink:label="loc_RepurchaseOfPreferredStock.21959.11.6" xlink:href="asrv-20130930.xsd#asrv_RepurchaseOfPreferredStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RepurchaseOfPreferredStock.21959.11.6" xlink:to="asrv_RepurchaseOfPreferredStock_lbl.459127.190390" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RepurchaseOfPreferredStock_lbl.459127.190390" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_RepurchaseOfPreferredStock_lbl.459127.190390">Repurchase of Preferred Stock</link:label>
    <link:loc xlink:label="loc_RepurchaseOfPreferredStock.21959.11.8" xlink:href="asrv-20130930.xsd#asrv_RepurchaseOfPreferredStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RepurchaseOfPreferredStock.21959.11.8" xlink:to="asrv_RepurchaseOfPreferredStock_lbl.459128.190391" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RepurchaseOfPreferredStock_lbl.459128.190391" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_RepurchaseOfPreferredStock_lbl.459128.190391">Repurchase of preferred stock, shares outstanding</link:label>
    <link:loc xlink:label="loc_RepurchaseOfPreferredStock.21959.11.12" xlink:href="asrv-20130930.xsd#asrv_RepurchaseOfPreferredStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RepurchaseOfPreferredStock.21959.11.12" xlink:to="asrv_RepurchaseOfPreferredStock_lbl.459129.190392" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RepurchaseOfPreferredStock_lbl.459129.190392" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_RepurchaseOfPreferredStock_lbl.459129.190392">Repurchase of preferred stock.</link:label>
    <link:loc xlink:label="loc_ClassOfStockDomain.1024.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ClassOfStockDomain.1024.11.6" xlink:to="lab_ClassOfStockDomain.459089.191371" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ClassOfStockDomain.459089.191371" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ClassOfStockDomain.459089.191371">Class of Stock [Domain]</link:label>
    <link:loc xlink:label="loc_NoncumulativeSeriesEpreferredStockMember.21932.11.6" xlink:href="asrv-20130930.xsd#asrv_NoncumulativeSeriesEpreferredStockMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_NoncumulativeSeriesEpreferredStockMember.21932.11.6" xlink:to="lab_NoncumulativeSeriesEpreferredStockMember.459132.190393" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_NoncumulativeSeriesEpreferredStockMember.459132.190393" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_NoncumulativeSeriesEpreferredStockMember.459132.190393">Noncumulative Series Epreferred Stock [Member]</link:label>
    <link:loc xlink:label="loc_SeriesEPreferredStockMember.5025.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SeriesEPreferredStockMember.5025.11.6" xlink:to="lab_SeriesEPreferredStockMember.459090.191374" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_SeriesEPreferredStockMember.459090.191374" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_SeriesEPreferredStockMember.459090.191374">Series E Preferred Stock [Member]</link:label>
    <link:loc xlink:label="loc_SeriesEPreferredStockMember.5025.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SeriesEPreferredStockMember.5025.11.8" xlink:to="lab_SeriesEPreferredStockMember.459091.191375" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_SeriesEPreferredStockMember.459091.191375" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_SeriesEPreferredStockMember.459091.191375">Series E Preferred Stock [Member]</link:label>
    <link:loc xlink:label="loc_StatementClassOfStockAxis.5173.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" />
    <link:labelArc xlink:from="loc_StatementClassOfStockAxis.5173.11.6" xlink:to="lab_StatementClassOfStockAxis.459088.191376" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_StatementClassOfStockAxis.459088.191376" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_StatementClassOfStockAxis.459088.191376">Class of Stock [Axis]</link:label>
    <link:loc xlink:label="loc_TemporaryEquityByClassOfStockTable.5309.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TemporaryEquityByClassOfStockTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TemporaryEquityByClassOfStockTable.5309.11.6" xlink:to="lab_TemporaryEquityByClassOfStockTable.459135.190394" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_TemporaryEquityByClassOfStockTable.459135.190394" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_TemporaryEquityByClassOfStockTable.459135.190394">Temporary Equity, by Class of Stock [Table]</link:label>
    <link:loc xlink:label="loc_TemporaryEquityLineItems.5304.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TemporaryEquityLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TemporaryEquityLineItems.5304.11.6" xlink:to="lab_TemporaryEquityLineItems.459136.190395" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_TemporaryEquityLineItems.459136.190395" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_TemporaryEquityLineItems.459136.190395">Temporary Equity [Line Items]</link:label>
    <link:loc xlink:label="loc_PreferredStockDividendRatePercentage.14679.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockDividendRatePercentage.14679.11.8" xlink:to="us-gaap_PreferredStockDividendRatePercentage_lbl.458822.191378" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockDividendRatePercentage_lbl.458822.191378" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockDividendRatePercentage_lbl.458822.191378">Annualized Dividend Rate</link:label>
    <link:loc xlink:label="loc_PreferredStockDividendRatePercentage.14679.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockDividendRatePercentage.14679.11.6" xlink:to="us-gaap_PreferredStockDividendRatePercentage_lbl.458823.191377" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockDividendRatePercentage_lbl.458823.191377" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockDividendRatePercentage_lbl.458823.191377">Preferred Stock, Dividend Rate, Percentage</link:label>
    <link:loc xlink:label="loc_PreferredStockSharesIssued.14694.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:type="locator" />
    <link:labelArc xlink:from="loc_PreferredStockSharesIssued.14694.11.8" xlink:to="us-gaap_PreferredStockSharesIssued_lbl.458198.190396" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_PreferredStockSharesIssued_lbl.458198.190396" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_PreferredStockSharesIssued_lbl.458198.190396">Number of shares of fixed rate cumulative perpetual preferred stock series D</link:label>
    <link:loc xlink:label="loc_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock.14996.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock.14996.11.8" xlink:to="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl.458820.190398" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl.458820.190398" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl.458820.190398">Aggregate purchase price of fixed rate cumulative perpetual preferred stock</link:label>
    <link:loc xlink:label="loc_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock.14996.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock.14996.11.6" xlink:to="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl.458821.190397" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl.458821.190397" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl.458821.190397">Proceeds from Issuance of Preferred Stock and Preference Stock</link:label>
    <link:loc xlink:label="loc_ScheduleOfDividendsPayableTextBlock.16456.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDividendsPayableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfDividendsPayableTextBlock.16456.11.6" xlink:to="lab_ScheduleOfDividendsPayableTextBlock.459234.190374" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ScheduleOfDividendsPayableTextBlock.459234.190374" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_ScheduleOfDividendsPayableTextBlock.459234.190374">Schedule of Dividends Payable [Table Text Block]</link:label>
    <link:loc xlink:label="loc_ScheduleOfDividendsPayableTextBlock.16456.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDividendsPayableTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfDividendsPayableTextBlock.16456.11.8" xlink:to="lab_ScheduleOfDividendsPayableTextBlock.459235.190375" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_ScheduleOfDividendsPayableTextBlock.459235.190375" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="lab_ScheduleOfDividendsPayableTextBlock.459235.190375">Preferred Dividend Stock Period Annualized</link:label>
    <link:loc xlink:label="loc_RegulatoryCapitalRequirementsAbstract.4500.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryCapitalRequirementsAbstract.4500.11.6" xlink:to="lab_RegulatoryCapitalRequirementsAbstract.511945.191217" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_RegulatoryCapitalRequirementsAbstract.511945.191217" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_RegulatoryCapitalRequirementsAbstract.511945.191217">Regulatory Capital [Abstract]</link:label>
    <link:loc xlink:label="loc_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.15696.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.15696.11.6" xlink:to="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458423.191218" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458423.191218" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458423.191218">Regulatory Capital Requirements under Banking Regulations [Text Block]</link:label>
    <link:loc xlink:label="loc_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.15696.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.15696.11.8" xlink:to="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458424.191219" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458424.191219" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458424.191219">Regulatory Capital</link:label>
    <link:loc xlink:label="loc_AmeriservFinancialBankMember.21875.11.12" xlink:href="asrv-20130930.xsd#asrv_AmeriservFinancialBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmeriservFinancialBankMember.21875.11.12" xlink:to="asrv_AmeriservFinancialBankMember_lbl.458832.190545" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AmeriservFinancialBankMember_lbl.458832.190545" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_AmeriservFinancialBankMember_lbl.458832.190545">Ameriserv financial bank.</link:label>
    <link:loc xlink:label="loc_AmeriservFinancialBankMember.21875.11.8" xlink:href="asrv-20130930.xsd#asrv_AmeriservFinancialBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmeriservFinancialBankMember.21875.11.8" xlink:to="asrv_AmeriservFinancialBankMember_lbl.458833.190544" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_AmeriservFinancialBankMember_lbl.458833.190544" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_AmeriservFinancialBankMember_lbl.458833.190544">AmeriServ Financial Bank [Member]</link:label>
    <link:loc xlink:label="loc_RegulatoryCapitalTable.21958.11.6" xlink:href="asrv-20130930.xsd#asrv_RegulatoryCapitalTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryCapitalTable.21958.11.6" xlink:to="asrv_RegulatoryCapitalTable_lbl.458824.190546" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RegulatoryCapitalTable_lbl.458824.190546" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="asrv_RegulatoryCapitalTable_lbl.458824.190546">Regulatory Capital [Table]</link:label>
    <link:loc xlink:label="loc_RegulatoryCapitalTable.21958.11.12" xlink:href="asrv-20130930.xsd#asrv_RegulatoryCapitalTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RegulatoryCapitalTable.21958.11.12" xlink:to="asrv_RegulatoryCapitalTable_lbl.458825.190547" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RegulatoryCapitalTable_lbl.458825.190547" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_RegulatoryCapitalTable_lbl.458825.190547">Regulatory capital table.</link:label>
    <link:loc xlink:label="loc_AmeriservFinancialBankMember.21875.11.6" xlink:href="asrv-20130930.xsd#asrv_AmeriservFinancialBankMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_AmeriservFinancialBankMember.21875.11.6" xlink:to="lab_AmeriservFinancialBankMember.458831.190548" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_AmeriservFinancialBankMember.458831.190548" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_AmeriservFinancialBankMember.458831.190548">Ameriserv Financial Bank [Member]</link:label>
    <link:loc xlink:label="loc_Capital.6658.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Capital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Capital.6658.11.8" xlink:to="us-gaap_Capital_lbl.458837.190550" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Capital_lbl.458837.190550" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_Capital_lbl.458837.190550">Total Capital (To Risk Weighted Assets), Actual Amount</link:label>
    <link:loc xlink:label="loc_Capital.6658.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Capital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Capital.6658.11.6" xlink:to="us-gaap_Capital_lbl.458838.190549" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Capital_lbl.458838.190549" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_Capital_lbl.458838.190549">Capital</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacy.6730.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacy.6730.11.8" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacy_lbl.458841.190552" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalRequiredForCapitalAdequacy_lbl.458841.190552" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalRequiredForCapitalAdequacy_lbl.458841.190552">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacy.6730.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacy.6730.11.6" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacy_lbl.458842.190551" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalRequiredForCapitalAdequacy_lbl.458842.190551" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalRequiredForCapitalAdequacy_lbl.458842.190551">Capital Required for Capital Adequacy</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.8" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458843.190554" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458843.190554" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458843.190554">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</link:label>
    <link:loc xlink:label="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.6729.11.6" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458844.190553" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458844.190553" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458844.190553">Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalized.6733.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalized.6733.11.8" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalized_lbl.458845.190556" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized_lbl.458845.190556" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalRequiredToBeWellCapitalized_lbl.458845.190556">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalized.6733.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalized.6733.11.6" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalized_lbl.458846.190555" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized_lbl.458846.190555" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalRequiredToBeWellCapitalized_lbl.458846.190555">Capital Required to be Well Capitalized</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.8" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458847.190558" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458847.190558" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458847.190558">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</link:label>
    <link:loc xlink:label="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.6724.11.6" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458848.190557" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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    <link:loc xlink:label="loc_CapitalToRiskWeightedAssets.6738.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CapitalToRiskWeightedAssets.6738.11.8" xlink:to="us-gaap_CapitalToRiskWeightedAssets_lbl.458839.190560" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_CapitalToRiskWeightedAssets_lbl.458839.190560" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalToRiskWeightedAssets_lbl.458839.190560">Total Capital (To Risk Weighted Assets), Actual Ratio</link:label>
    <link:loc xlink:label="loc_CapitalToRiskWeightedAssets.6738.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_CapitalToRiskWeightedAssets_lbl.458840.190559" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_CapitalToRiskWeightedAssets_lbl.458840.190559">Capital to Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems.1109.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems.1109.11.6" xlink:to="us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_lbl.458834.190561" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_lbl.458834.190561" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_lbl.458834.190561">Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]</link:label>
    <link:loc xlink:label="loc_ConsolidatedEntitiesMember.1153.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ConsolidatedEntitiesMember" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_ConsolidatedEntitiesMember_lbl.458829.190562" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ConsolidatedEntitiesMember_lbl.458829.190562">Consolidated Entities [Member]</link:label>
    <link:loc xlink:label="loc_ConsolidatedEntitiesMember.1153.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ConsolidatedEntitiesMember" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_ConsolidatedEntitiesMember_lbl.458830.190563" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ConsolidatedEntitiesMember_lbl.458830.190563">Consolidated [Member]</link:label>
    <link:loc xlink:label="loc_TangibleCapitalToTangibleAssets.17445.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TangibleCapitalToTangibleAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TangibleCapitalToTangibleAssets.17445.11.6" xlink:to="us-gaap_TangibleCapitalToTangibleAssets_lbl.458876.190564" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TangibleCapitalToTangibleAssets_lbl.458876.190564" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TangibleCapitalToTangibleAssets_lbl.458876.190564">Tangible Capital to Tangible Assets</link:label>
    <link:loc xlink:label="loc_TangibleCapitalToTangibleAssets.17445.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TangibleCapitalToTangibleAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TangibleCapitalToTangibleAssets.17445.11.8" xlink:to="us-gaap_TangibleCapitalToTangibleAssets_lbl.458877.190565" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TangibleCapitalToTangibleAssets_lbl.458877.190565" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TangibleCapitalToTangibleAssets_lbl.458877.190565">Tangible common equity ratio</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapital.17530.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapital.17530.11.8" xlink:to="us-gaap_TierOneLeverageCapital_lbl.458861.190567" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapital_lbl.458861.190567" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapital_lbl.458861.190567">Tier 1 Capital (To Average Assets), Actual Amount</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapital.17530.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapital.17530.11.6" xlink:to="us-gaap_TierOneLeverageCapital_lbl.458862.190566" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapital_lbl.458862.190566" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapital_lbl.458862.190566">Tier One Leverage Capital</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalAbstract.5312.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalAbstract.5312.11.8" xlink:to="us-gaap_TierOneLeverageCapitalAbstract_lbl.458835.190569" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalAbstract_lbl.458835.190569" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalAbstract_lbl.458835.190569">Summarized regulatory capital ratio of company</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalAbstract.5312.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalAbstract.5312.11.6" xlink:to="us-gaap_TierOneLeverageCapitalAbstract_lbl.458836.190568" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalAbstract_lbl.458836.190568" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalAbstract_lbl.458836.190568">Tier One Leverage Capital [Abstract]</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.8" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl.458865.190571" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl.458865.190571" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl.458865.190571">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Amount</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacy.17533.11.6" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl.458866.190570" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl.458866.190570" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl.458866.190570">Tier One Leverage Capital Required for Capital Adequacy</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.8" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl.458867.190573" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl.458867.190573" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl.458867.190573">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Ratio</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets.17536.11.6" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl.458868.190572" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl.458868.190572" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl.458868.190572">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.8" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl.458869.190575" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl.458869.190575" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl.458869.190575">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalized.17535.11.6" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl.458870.190574" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl.458870.190574" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl.458870.190574">Tier One Leverage Capital Required to be Well Capitalized</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.8" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl.458871.190577" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl.458871.190577" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl.458871.190577">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.17526.11.6" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl.458872.190576" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl.458872.190576" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl.458872.190576">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalToAverageAssets.17528.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalToAverageAssets.17528.11.8" xlink:to="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl.458863.190579" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl.458863.190579" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl.458863.190579">Tier 1 Capital (To Average Assets), Actual Ratio</link:label>
    <link:loc xlink:label="loc_TierOneLeverageCapitalToAverageAssets.17528.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneLeverageCapitalToAverageAssets.17528.11.6" xlink:to="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl.458864.190578" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl.458864.190578" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl.458864.190578">Tier One Leverage Capital to Average Assets</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapital.17529.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapital.17529.11.8" xlink:to="us-gaap_TierOneRiskBasedCapital_lbl.458849.190581" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapital_lbl.458849.190581" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapital_lbl.458849.190581">Tier 1 Capital (To Risk Weighted Assets), Actual Amount</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapital.17529.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapital.17529.11.6" xlink:to="us-gaap_TierOneRiskBasedCapital_lbl.458850.190580" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapital_lbl.458850.190580" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapital_lbl.458850.190580">Tier One Risk Based Capital</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.8" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl.458853.190583" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl.458853.190583" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl.458853.190583">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacy.17534.11.6" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl.458854.190582" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl.458854.190582" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_lbl.458854.190582">Tier One Risk Based Capital Required for Capital Adequacy</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.17537.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.17537.11.8" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458855.190585" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458855.190585" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458855.190585">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.17537.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458856.190584" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl.458856.190584">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.8" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl.458857.190587" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl.458857.190587" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl.458857.190587">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalized.17538.11.6" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl.458858.190586" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl.458858.190586" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl.458858.190586">Tier One Risk Based Capital Required to be Well Capitalized</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.8" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458859.190589" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458859.190589" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458859.190589">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets.17532.11.6" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458860.190588" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458860.190588" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl.458860.190588">Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.8" xlink:to="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl.458851.190591" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl.458851.190591" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl.458851.190591">Tier 1 Capital (To Risk Weighted Assets), Actual Ratio</link:label>
    <link:loc xlink:label="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TierOneRiskBasedCapitalToRiskWeightedAssets.17531.11.6" xlink:to="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl.458852.190590" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl.458852.190590" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl.458852.190590">Tier One Risk Based Capital to Risk Weighted Assets</link:label>
    <link:loc xlink:label="loc_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.16463.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.16463.11.6" xlink:to="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458469.191270" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458469.191270" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458469.191270">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]</link:label>
    <link:loc xlink:label="loc_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.16463.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock.16463.11.8" xlink:to="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458470.191271" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458470.191271" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl.458470.191271">Summarized Regulatory Capital Ratio</link:label>
    <link:loc xlink:label="loc_SegmentReportingAbstract.4989.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SegmentReportingAbstract.4989.11.6" xlink:to="us-gaap_SegmentReportingAbstract_lbl.458425.191220" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_SegmentReportingAbstract_lbl.458425.191220" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_SegmentReportingAbstract_lbl.458425.191220">Segment Results [Abstract]</link:label>
    <link:loc xlink:label="loc_SegmentReportingDisclosureTextBlock.16757.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SegmentReportingDisclosureTextBlock.16757.11.6" xlink:to="us-gaap_SegmentReportingDisclosureTextBlock_lbl.458426.191221" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_SegmentReportingDisclosureTextBlock_lbl.458426.191221" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_SegmentReportingDisclosureTextBlock_lbl.458426.191221">Segment Reporting Disclosure [Text Block]</link:label>
    <link:loc xlink:label="loc_SegmentReportingDisclosureTextBlock.16757.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SegmentReportingDisclosureTextBlock.16757.11.8" xlink:to="us-gaap_SegmentReportingDisclosureTextBlock_lbl.458427.191222" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_SegmentReportingDisclosureTextBlock_lbl.458427.191222" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_SegmentReportingDisclosureTextBlock_lbl.458427.191222">Segment Results</link:label>
    <link:loc xlink:label="loc_CommercialBankingMember.21888.11.8" xlink:href="asrv-20130930.xsd#asrv_CommercialBankingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialBankingMember.21888.11.8" xlink:to="asrv_CommercialBankingMember_lbl.458886.190522" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_CommercialBankingMember_lbl.458886.190522" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_CommercialBankingMember_lbl.458886.190522">Commercial Banking [Member]</link:label>
    <link:loc xlink:label="loc_CommercialBankingMember.21888.11.12" xlink:href="asrv-20130930.xsd#asrv_CommercialBankingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialBankingMember.21888.11.12" xlink:to="asrv_CommercialBankingMember_lbl.458887.190523" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_CommercialBankingMember_lbl.458887.190523" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_CommercialBankingMember_lbl.458887.190523">Commercial banking.</link:label>
    <link:loc xlink:label="loc_InvestmentOrParentMember.21919.11.8" xlink:href="asrv-20130930.xsd#asrv_InvestmentOrParentMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentOrParentMember.21919.11.8" xlink:to="asrv_InvestmentOrParentMember_lbl.458892.190524" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_InvestmentOrParentMember_lbl.458892.190524" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_InvestmentOrParentMember_lbl.458892.190524">Investment/ Parent [Member]</link:label>
    <link:loc xlink:label="loc_InvestmentOrParentMember.21919.11.12" xlink:href="asrv-20130930.xsd#asrv_InvestmentOrParentMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentOrParentMember.21919.11.12" xlink:to="asrv_InvestmentOrParentMember_lbl.458893.190525" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_InvestmentOrParentMember_lbl.458893.190525" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_InvestmentOrParentMember_lbl.458893.190525">Investment or parent.</link:label>
    <link:loc xlink:label="loc_RetailBankingMember.21960.11.8" xlink:href="asrv-20130930.xsd#asrv_RetailBankingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetailBankingMember.21960.11.8" xlink:to="asrv_RetailBankingMember_lbl.458883.190526" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RetailBankingMember_lbl.458883.190526" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_RetailBankingMember_lbl.458883.190526">Retail Banking [Member]</link:label>
    <link:loc xlink:label="loc_RetailBankingMember.21960.11.12" xlink:href="asrv-20130930.xsd#asrv_RetailBankingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_RetailBankingMember.21960.11.12" xlink:to="asrv_RetailBankingMember_lbl.458884.190527" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_RetailBankingMember_lbl.458884.190527" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_RetailBankingMember_lbl.458884.190527">Retail banking.</link:label>
    <link:loc xlink:label="loc_TrustMember.21974.11.8" xlink:href="asrv-20130930.xsd#asrv_TrustMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TrustMember.21974.11.8" xlink:to="asrv_TrustMember_lbl.458889.190528" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TrustMember_lbl.458889.190528" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="asrv_TrustMember_lbl.458889.190528">Trust [Member]</link:label>
    <link:loc xlink:label="loc_TrustMember.21974.11.12" xlink:href="asrv-20130930.xsd#asrv_TrustMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TrustMember.21974.11.12" xlink:to="asrv_TrustMember_lbl.458890.190529" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="asrv_TrustMember_lbl.458890.190529" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US" id="asrv_TrustMember_lbl.458890.190529">Trust.</link:label>
    <link:loc xlink:label="loc_CommercialBankingMember.21888.11.6" xlink:href="asrv-20130930.xsd#asrv_CommercialBankingMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_CommercialBankingMember.21888.11.6" xlink:to="lab_CommercialBankingMember.458885.190530" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_CommercialBankingMember.458885.190530" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_CommercialBankingMember.458885.190530">Commercial Banking [Member]</link:label>
    <link:loc xlink:label="loc_InvestmentOrParentMember.21919.11.6" xlink:href="asrv-20130930.xsd#asrv_InvestmentOrParentMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_InvestmentOrParentMember.21919.11.6" xlink:to="lab_InvestmentOrParentMember.458891.190531" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_InvestmentOrParentMember.458891.190531" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_InvestmentOrParentMember.458891.190531">Investment Or Parent [Member]</link:label>
    <link:loc xlink:label="loc_RetailBankingMember.21960.11.6" xlink:href="asrv-20130930.xsd#asrv_RetailBankingMember" xlink:type="locator" />
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    <link:label xlink:label="lab_RetailBankingMember.458882.190532" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_RetailBankingMember.458882.190532">Retail Banking [Member]</link:label>
    <link:loc xlink:label="loc_TrustMember.21974.11.6" xlink:href="asrv-20130930.xsd#asrv_TrustMember" xlink:type="locator" />
    <link:labelArc xlink:from="loc_TrustMember.21974.11.6" xlink:to="lab_TrustMember.458888.190533" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="lab_TrustMember.458888.190533" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="lab_TrustMember.458888.190533">Trust [Member]</link:label>
    <link:loc xlink:label="loc_Assets.6057.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Assets" xlink:type="locator" />
    <link:labelArc xlink:from="loc_Assets.6057.11.8" xlink:to="us-gaap_Assets_lbl.458149.190534" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_Assets_lbl.458149.190534" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_Assets_lbl.458149.190534">Total assets</link:label>
    <link:loc xlink:label="loc_InterestRevenueExpenseNet.11626.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestRevenueExpenseNet" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_InterestRevenueExpenseNet_lbl.458897.190535" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestRevenueExpenseNet_lbl.458897.190535">Interest Revenue (Expense), Net</link:label>
    <link:loc xlink:label="loc_InterestRevenueExpenseNet.11626.11.8" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestRevenueExpenseNet" xlink:type="locator" />
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    <link:label xlink:label="us-gaap_InterestRevenueExpenseNet_lbl.458898.190536" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US" id="us-gaap_InterestRevenueExpenseNet_lbl.458898.190536">Total revenue</link:label>
    <link:loc xlink:label="loc_ScheduleOfSegmentReportingInformationBySegmentTable.4885.11.6" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:type="locator" />
    <link:labelArc xlink:from="loc_ScheduleOfSegmentReportingInformationBySegmentTable.4885.11.6" xlink:to="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_lbl.458878.190537" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
    <link:label xlink:label="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_lbl.458878.190537" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US" id="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_lbl.458878.190537">Schedule of Segment Reporting Information, by Segment [Table]</link:label>
    <link:loc xlink:label="loc_SegmentDomain.4981.11.7" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SegmentDomain" xlink:type="locator" />
    <link:labelArc xlink:from="loc_SegmentDomain.4981.11.7" xlink:to="us-gaap_SegmentDomain_lbl.458880.190539" order="1" priority="0" use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:type="arc" />
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>13
<FILENAME>asrv-20130930_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
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<XBRL>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Preferred Stock<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract', window );"><strong>Preferred Stock [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockTextBlock', window );">Preferred Stock</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 11. Preferred Stock</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> SBLF:</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> On August 11, 2011, pursuant to the Small Business Lending Fund (SBLF), the Company issued and sold to the US Treasury 21,000 shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series E (Series E Preferred Stock) for the aggregate proceeds of $21 million. The SBLF is a voluntary program sponsored by the US Treasury that encourages small business lending by providing capital to qualified community banks at favorable rates. The initial interest rate on the Series E Preferred Stock had been initially set at 5% per annum and may be decreased to as low as 1% per annum if growth thresholds were met for qualified outstanding small business loans. The Company used the proceeds from the Series E Preferred Stock issued to the US Treasury to repurchase all 21,000 shares of its outstanding preferred shares previously issued to the US Treasury under the TARP Capital Purchase Program.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Series E Preferred Stock has an aggregate liquidation preference of approximately $21 million and qualifies as Tier 1 Capital for regulatory purposes. The terms of the Series E Preferred Stock provide for the payment of non-cumulative dividends on a quarterly basis. The dividend rate, as a percentage of the liquidation amount, may fluctuate while the Series E Preferred Stock is outstanding based upon changes in the level of "qualified small business lending" ("QSBL") by the Bank from its average level of QSBL at each of the four quarter ends leading up to September 30, 2010 (the "Baseline") as follows:</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">DIVIDEND PERIOD ANNUALIZED</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px" rowspan="2"><!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" rowspan="2" colspan="3">ANNUALIZED DIVIDEND RATE</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">BEGINNING</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">ENDING</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">August 11, 2011</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">December 31, 2011</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">5.0%</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">January 1, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">December 31, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">1.0% to 5.0%</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">January 1, 2014</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">February 7, 2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">1.0% to 7.0%<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">February 8, 2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> Redemption</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> 9.0%<sup>(2)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Between January 1, 2014 and February 7, 2016, the dividend rate will be fixed at a rate in such range based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(2)</td> <td style="TEXT-ALIGN: left">Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In addition to the applicable dividend rates described above, beginning on January 1, 2014 and on all dividend payment dates thereafter ending on April 1, 2016, if we fail to increase our level of QSBL compared to the Baseline, we will be required to pay a quarterly lending incentive fee of 0.5% of the liquidation value. As of September 30, 2013, the Company had increased its QSBL to a level that reduced the dividend rate to 1%. Accordingly, this 1% rate will continue through February 7, 2016.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> As long as shares of Series E Preferred Stock remain outstanding, we may not pay dividends to our common shareholders (nor may we repurchase or redeem any shares of our common stock) during any quarter in which we fail to declare and pay dividends on the Series E Preferred Stock and for the next three quarters following such failure. In addition, under the terms of the Series E Preferred Stock, we may only declare and pay dividends on our common stock (or repurchase shares of our common stock), if, after payment of such dividend, the dollar amount of our Tier 1 capital would be at least ninety percent (90%) of Tier 1 capital as of September 30, 2011, excluding any charge-offs and redemptions of the Series E Preferred Stock (the "Tier 1 Dividend Threshold"). The Tier 1 Dividend Threshold is subject to reduction, beginning January 1, 2014, based upon the extent by which, if at all, the QSBL at September 30, 2013 has increased over the Baseline.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> We may redeem the Series E Preferred Stock at any time at our option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends, subject to the approval of our federal banking regulator.</p> <!--EndFragment--></div> </div><span></span></td>
      </tr>
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    <div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for terms, amounts, nature of changes, rights and privileges, dividends, and other matters related to preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockTextBlock</nobr></td>
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<DOCUMENT>
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<SEQUENCE>17
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUOBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Classes of Loan Portfolio by Categories) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">$ 754,289<span></span></td>
        <td class="nump">$ 713,280<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">3,241<span></span></td>
        <td class="nump">3,256<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">641<span></span></td>
        <td class="nump">2,928<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="nump">2,676<span></span></td>
        <td class="nump">1,701<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">6,558<span></span></td>
        <td class="nump">7,885<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">760,847<span></span></td>
        <td class="nump">721,165<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="nump">686<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">115,912<span></span></td>
        <td class="nump">102,775<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">47<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">47<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">115,912<span></span></td>
        <td class="nump">102,822<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">394,050<span></span></td>
        <td class="nump">379,834<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">936<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">68<span></span></td>
        <td class="nump">2,545<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="nump">1,686<span></span></td>
        <td class="nump">960<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">2,690<span></span></td>
        <td class="nump">3,505<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">396,740<span></span></td>
        <td class="nump">383,339<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="nump">686<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">228,118<span></span></td>
        <td class="nump">213,300<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">2,248<span></span></td>
        <td class="nump">3,240<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">554<span></span></td>
        <td class="nump">303<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="nump">990<span></span></td>
        <td class="nump">741<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">3,792<span></span></td>
        <td class="nump">4,284<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">231,910<span></span></td>
        <td class="nump">217,584<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">16,209<span></span></td>
        <td class="nump">17,371<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">57<span></span></td>
        <td class="nump">16<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">19<span></span></td>
        <td class="nump">33<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">76<span></span></td>
        <td class="nump">49<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">16,285<span></span></td>
        <td class="nump">17,420<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are 90 days or more past due and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td>
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDEBI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Operations (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
        <td class="nump">$ 8,765<span></span></td>
        <td class="nump">$ 8,807<span></span></td>
        <td class="nump">$ 25,983<span></span></td>
        <td class="nump">$ 26,088<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeDepositsWithFinancialInstitutions', window );">Interest bearing deposits</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="nump">5<span></span></td>
        <td class="nump">8<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeMoneyMarketDeposits', window );">Short-term investments in money market funds</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">4<span></span></td>
        <td class="nump">7<span></span></td>
        <td class="nump">14<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesByClassificationAbstract', window );"><strong>Investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesAvailableForSale', window );">Available for sale</a></td>
        <td class="nump">911<span></span></td>
        <td class="nump">1,108<span></span></td>
        <td class="nump">2,774<span></span></td>
        <td class="nump">3,597<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesHeldToMaturity', window );">Held to maturity</a></td>
        <td class="nump">133<span></span></td>
        <td class="nump">109<span></span></td>
        <td class="nump">371<span></span></td>
        <td class="nump">332<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total Interest Income</a></td>
        <td class="nump">9,811<span></span></td>
        <td class="nump">10,030<span></span></td>
        <td class="nump">29,140<span></span></td>
        <td class="nump">30,039<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
        <td class="nump">1,274<span></span></td>
        <td class="nump">1,587<span></span></td>
        <td class="nump">3,912<span></span></td>
        <td class="nump">5,017<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm', window );">Short-term borrowings</a></td>
        <td class="nump">12<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="nump">25<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">Advances from Federal Home Loan Bank</a></td>
        <td class="nump">45<span></span></td>
        <td class="nump">19<span></span></td>
        <td class="nump">100<span></span></td>
        <td class="nump">55<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures', window );">Guaranteed junior subordinated deferrable interest debentures</a></td>
        <td class="nump">280<span></span></td>
        <td class="nump">280<span></span></td>
        <td class="nump">840<span></span></td>
        <td class="nump">840<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total Interest Expense</a></td>
        <td class="nump">1,611<span></span></td>
        <td class="nump">1,888<span></span></td>
        <td class="nump">4,877<span></span></td>
        <td class="nump">5,918<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">NET INTEREST INCOME</a></td>
        <td class="nump">8,200<span></span></td>
        <td class="nump">8,142<span></span></td>
        <td class="nump">24,263<span></span></td>
        <td class="nump">24,121<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease', window );">Provision (credit) for loan losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(200)<span></span></td>
        <td class="num">(100)<span></span></td>
        <td class="num">(1,325)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES</a></td>
        <td class="nump">8,200<span></span></td>
        <td class="nump">8,342<span></span></td>
        <td class="nump">24,363<span></span></td>
        <td class="nump">25,446<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NON-INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities', window );">Trust fees</a></td>
        <td class="nump">1,668<span></span></td>
        <td class="nump">1,533<span></span></td>
        <td class="nump">5,114<span></span></td>
        <td class="nump">4,858<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentAdvisoryFees', window );">Investment advisory fees</a></td>
        <td class="nump">225<span></span></td>
        <td class="nump">182<span></span></td>
        <td class="nump">659<span></span></td>
        <td class="nump">552<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net realized gains on investment securities</a></td>
        <td class="nump">66<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">137<span></span></td>
        <td class="nump">12<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gains on sale of loans</a></td>
        <td class="nump">285<span></span></td>
        <td class="nump">262<span></span></td>
        <td class="nump">912<span></span></td>
        <td class="nump">789<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges on deposit accounts</a></td>
        <td class="nump">560<span></span></td>
        <td class="nump">567<span></span></td>
        <td class="nump">1,609<span></span></td>
        <td class="nump">1,619<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Bank owned life insurance</a></td>
        <td class="nump">204<span></span></td>
        <td class="nump">217<span></span></td>
        <td class="nump">793<span></span></td>
        <td class="nump">644<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other income</a></td>
        <td class="nump">978<span></span></td>
        <td class="nump">888<span></span></td>
        <td class="nump">2,653<span></span></td>
        <td class="nump">2,582<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total Non-Interest Income</a></td>
        <td class="nump">3,986<span></span></td>
        <td class="nump">3,649<span></span></td>
        <td class="nump">11,877<span></span></td>
        <td class="nump">11,056<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NON-INTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">6,251<span></span></td>
        <td class="nump">6,132<span></span></td>
        <td class="nump">18,758<span></span></td>
        <td class="nump">18,094<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Net occupancy expense</a></td>
        <td class="nump">694<span></span></td>
        <td class="nump">698<span></span></td>
        <td class="nump">2,218<span></span></td>
        <td class="nump">2,129<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Equipment expense</a></td>
        <td class="nump">429<span></span></td>
        <td class="nump">395<span></span></td>
        <td class="nump">1,339<span></span></td>
        <td class="nump">1,319<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
        <td class="nump">1,034<span></span></td>
        <td class="nump">977<span></span></td>
        <td class="nump">3,219<span></span></td>
        <td class="nump">2,837<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesAndPostageExpense', window );">Supplies, postage and freight</a></td>
        <td class="nump">197<span></span></td>
        <td class="nump">191<span></span></td>
        <td class="nump">619<span></span></td>
        <td class="nump">624<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxesOther', window );">Miscellaneous taxes and insurance</a></td>
        <td class="nump">360<span></span></td>
        <td class="nump">363<span></span></td>
        <td class="nump">1,101<span></span></td>
        <td class="nump">1,073<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Federal deposit insurance expense</a></td>
        <td class="nump">152<span></span></td>
        <td class="nump">104<span></span></td>
        <td class="nump">437<span></span></td>
        <td class="nump">347<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other expense</a></td>
        <td class="nump">1,296<span></span></td>
        <td class="nump">1,227<span></span></td>
        <td class="nump">3,786<span></span></td>
        <td class="nump">3,845<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total Non-Interest Expense</a></td>
        <td class="nump">10,413<span></span></td>
        <td class="nump">10,087<span></span></td>
        <td class="nump">31,477<span></span></td>
        <td class="nump">30,268<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">PRETAX INCOME</a></td>
        <td class="nump">1,773<span></span></td>
        <td class="nump">1,904<span></span></td>
        <td class="nump">4,763<span></span></td>
        <td class="nump">6,234<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision for income tax expense</a></td>
        <td class="nump">547<span></span></td>
        <td class="nump">597<span></span></td>
        <td class="nump">1,411<span></span></td>
        <td class="nump">1,930<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="nump">1,226<span></span></td>
        <td class="nump">1,307<span></span></td>
        <td class="nump">3,352<span></span></td>
        <td class="nump">4,304<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred stock dividends</a></td>
        <td class="nump">53<span></span></td>
        <td class="nump">251<span></span></td>
        <td class="nump">157<span></span></td>
        <td class="nump">776<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">NET INCOME AVAILABLE TO COMMON SHAREHOLDERS</a></td>
        <td class="nump">$ 1,173<span></span></td>
        <td class="nump">$ 1,056<span></span></td>
        <td class="nump">$ 3,195<span></span></td>
        <td class="nump">$ 3,528<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>Basic:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net income</a></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.05<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
        <td class="nump">$ 0.18<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Average number of shares outstanding</a></td>
        <td class="nump">18,784<span></span></td>
        <td class="nump">19,275<span></span></td>
        <td class="nump">18,995<span></span></td>
        <td class="nump">19,844<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>Diluted:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net income</a></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.05<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
        <td class="nump">$ 0.18<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Average number of shares outstanding</a></td>
        <td class="nump">18,878<span></span></td>
        <td class="nump">19,351<span></span></td>
        <td class="nump">19,086<span></span></td>
        <td class="nump">19,904<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Cash dividends declared</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.00<span></span></td>
        <td class="nump">$ 0.02<span></span></td>
        <td class="nump">$ 0.00<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) of allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareDeclared</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDilutedAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDilutedAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from services rendered by trust departments or by any consolidated subsidiaries acting in a fiduciary capacity, including fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services when such fees are not separately billed to the customer. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
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                  <tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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                  <tr>
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                    <td><strong> Data Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24721-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecuritiesAvailableForSale</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecuritiesHeldToMaturity">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24721-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecuritiesHeldToMaturity</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on short-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 8<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseJuniorSubordinatedDebentures</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeDepositsWithFinancialInstitutions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeDepositsWithFinancialInstitutions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeMoneyMarketDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest earned on funds deposited in US domestic money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeMoneyMarketDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentAdvisoryFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of fees earned from providing investment advice and research to customers.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(a),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentAdvisoryFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SuppliesAndPostageExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenses directly related to the supplies and postage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SuppliesAndPostageExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Taxes, excluding payroll, income and excise taxes, if not included elsewhere, that could include production, real and personal property, and other selling and distribution-related taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TaxesOther</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
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                    <td>duration</td>
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            </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Common Share<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Common Share</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 4. Earnings Per Common Share</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Basic earnings per share include only the weighted average common shares outstanding. Diluted earnings per share include the weighted average common shares outstanding and any potentially dilutive common stock equivalent shares in the calculation. Treasury shares are treated as retired for earnings per share purposes. Options to purchase 101,070 common shares, at exercise prices ranging from $3.23 to $5.75, and 182,351 common shares, at exercise prices ranging from $2.75 to $5.75, were outstanding as of September 30, 2013 and 2012, respectively, but were not included in the computation of diluted earnings per common share because to do so would be antidilutive. Dividends on preferred shares are deducted from net income in the calculation of earnings per common share.</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; FONT-WEIGHT: bold; LINE-HEIGHT: normal; TEXT-ALIGN: center; VERTICAL-ALIGN: text-bottom" colspan="15">(In thousands, except per share data)</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Numerator:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net income</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,307</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,352</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Preferred stock dividends</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 53</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 251</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 157</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 776</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net income available to common shareholders</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,173</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,056</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,195</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,528</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Denominator:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Weighted average common shares outstanding (basic)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,784</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 19,275</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 19,844</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Effect of stock options</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 94</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 76</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 91</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 60</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Weighted average common shares outstanding (diluted)</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 18,878</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,351</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,086</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,904</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Earnings per common share:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Basic</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.06</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.05</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.18</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Diluted</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.06</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.05</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.18</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accounting Policies (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock', window );">Comprehensive Income</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2013-02, <em>Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income</em>. The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. Early adoption is permitted. The Company&#39;s disclosures reflecting the impact on its financial statements are presented in Note 12.</p> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesPolicyTextBlock', window );">Derivative Instruments</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In July 2013, the FASB issued ASU 2013-10, <em>Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes.</em> The amendments in this Update permit the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments are effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. This ASU did not have a significant impact on the Company&#39;s financial statements.</p> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for comprehensive income.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for its derivative instruments and hedging activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EJIAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Commitments and Contingent Liabilities (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
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      <tr class="rh">
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          <div class="a">Commitments to extend credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Commitments and contingent liabilities</a></td>
        <td class="nump">$ 156,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Standby letters of credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Commitments and contingent liabilities</a></td>
        <td class="nump">$ 12,700<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14326-108349<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 25<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 17<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.(a),19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingencies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingenciesLineItems</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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<DOCUMENT>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Schedule of TDRs) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">9 Months Ended</th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">9 Months Ended</th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012

</div>
          <div>Loans in accrual status [Member]

</div>
          <div>Commercial loans secured by real estate [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012

</div>
          <div>Loans in accrual status [Member]

</div>
          <div>Commercial loans secured by real estate [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013

</div>
          <div>Loans in accrual status [Member]

</div>
          <div>Consumer [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013

</div>
          <div>Loans in accrual status [Member]

</div>
          <div>Consumer [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012

</div>
          <div>Loans in non-accrual status [Member]

</div>
          <div>Commercial loans secured by real estate [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012

</div>
          <div>Loans in non-accrual status [Member]

</div>
          <div>Commercial loans secured by real estate [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract', window );"><strong>Schedule of TDRs</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of loans</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">4<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Current Balance</a></td>
        <td class="nump">$ 87<span></span></td>
        <td class="nump">$ 87<span></span></td>
        <td class="nump">$ 51<span></span></td>
        <td class="nump">$ 51<span></span></td>
        <td class="nump">$ 2,990<span></span></td>
        <td class="nump">$ 2,990<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1', window );">Concession Granted</a></td>
        <td class="text">Extension of maturity date<span></span></td>
        <td class="text">Extension of maturity date<span></span></td>
        <td class="text">Extension of maturity date<span></span></td>
        <td class="text">Extension of maturity date<span></span></td>
        <td class="text">Extension of maturity date<span></span></td>
        <td class="text">Extension of maturity date<span></span></td>
      </tr>
    </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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            </div>
          </td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of how troubled debt restructurings that occurred during the period are factored into the determination of the allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsNumberOfContracts2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Post-modification amount of investment in financing receivables modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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          </td>
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  </body>
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</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PartnersCapitalComprehensiveIncomeAbstract', window );"><strong>Accumulated Comprehensive Loss [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNoteTextBlock', window );">Accumulated Other Comprehensive Loss</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 12. Accumulated Other Comprehensive Loss</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three and nine months ended September 30, 2013 (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Three months ended September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net Unrealized Gains and Losses on Investment Securities AFS<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Defined Benefit Pension Items<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at July 1, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,714</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (8,977</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (7,263</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Other comprehensive income before reclassifications</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">116</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">116</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amounts reclassified from accumulated other comprehensive loss</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Net current period other comprehensive income</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 73</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 73</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,787</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (8,977</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (7,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate debits.</td> </tr> </table> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Nine months ended September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net Unrealized Gains and Losses on Investment Securities AFS<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Defined Benefit Pension Items<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at January 1, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,141</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (9,520</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (5,379</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Other comprehensive income (loss) before reclassifications</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (2,264</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (2,161</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amounts reclassified from accumulated other comprehensive loss</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (90</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 440</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 350</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Net current period other comprehensive income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,354</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 543</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (1,811</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,787</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (8,977</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (7,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate debits.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three and nine months ended September 30, 2013 (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Three months ended September 30, 2013<br /> Details about accumulated other comprehensive<br /> loss components</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount reclassified from accumulated other comprehensive loss<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Affected line item in the<br /> statement of operations</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Unrealized gains and losses on sale of securities<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (66</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Net realized gains on investment<br /> securities AFS</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(66</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Total before tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 23</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Provision for income tax expense</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total reclassifications for the period</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate credits.</td> </tr> </table> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="624"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Nine months ended September 30, 2013<br /> Details about accumulated other comprehensive<br /> loss components</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount reclassified from accumulated other comprehensive loss<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Affected line item in the<br /> statement of operations</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Unrealized gains and losses on sale of securities<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (137</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Net realized gains on investment<br /> securities AFS</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (137</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Total before tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Provision for income tax expense</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (90</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Amortization of defined benefit items<sup>(2)</sup><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Estimated net loss</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">682</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Salaries and employee benefits</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Prior service cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Salaries and employee benefits</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Transition asset</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (4</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Salaries and employee benefits</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">668</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Total before tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Provision for income tax expense</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 440</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total reclassifications for the period</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 350</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate credits.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(2)</td> <td style="TEXT-ALIGN: left">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e681-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669619-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e716-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e709-108580<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Reclassification Adjustments<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br></p>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2WCI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Summary of Primary Segments of Loan Portfolio) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">$ 2,318<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 4,806<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">758,529<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">716,359<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">760,847<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">721,165<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="nump">805<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,586<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">10,378<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,985<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">11,183<span></span></td>
        <td class="nump">11,145<span></span></td>
        <td class="nump">12,571<span></span></td>
        <td class="nump">12,829<span></span></td>
        <td class="nump">13,317<span></span></td>
        <td class="nump">14,623<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">50<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">115,862<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">102,822<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">115,912<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">102,822<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="nump">50<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">3,638<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,596<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">3,688<span></span></td>
        <td class="nump">2,780<span></span></td>
        <td class="nump">2,596<span></span></td>
        <td class="nump">2,397<span></span></td>
        <td class="nump">2,352<span></span></td>
        <td class="nump">2,365<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">2,205<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,793<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">394,535<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">378,546<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">396,740<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">383,339<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="nump">755<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,586<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">4,274<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,210<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">5,029<span></span></td>
        <td class="nump">5,983<span></span></td>
        <td class="nump">7,796<span></span></td>
        <td class="nump">7,871<span></span></td>
        <td class="nump">8,378<span></span></td>
        <td class="nump">9,400<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">231,910<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">217,584<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">231,910<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">217,584<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">1,323<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,269<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">1,323<span></span></td>
        <td class="nump">1,279<span></span></td>
        <td class="nump">1,269<span></span></td>
        <td class="nump">1,221<span></span></td>
        <td class="nump">1,206<span></span></td>
        <td class="nump">1,270<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">63<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">16,222<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">17,407<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">16,285<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">17,420<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">140<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">150<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">140<span></span></td>
        <td class="nump">146<span></span></td>
        <td class="nump">150<span></span></td>
        <td class="nump">150<span></span></td>
        <td class="nump">155<span></span></td>
        <td class="nump">174<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Allocation for general risk [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">1,003<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">760<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">$ 1,003<span></span></td>
        <td class="nump">$ 957<span></span></td>
        <td class="nump">$ 760<span></span></td>
        <td class="nump">$ 1,190<span></span></td>
        <td class="nump">$ 1,226<span></span></td>
        <td class="nump">$ 1,414<span></span></td>
      </tr>
    </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Recorded Investment of Defaults) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RecordedInvestmentOfDefaults', window );"><strong>Recorded investment of defaults</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CommercialLoanReceivableModificationsRecordedInvestment', window );">Recorded investment default, total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 724<span></span></td>
        <td class="nump">$ 1,320<span></span></td>
        <td class="nump">$ 1,312<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loan secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RecordedInvestmentOfDefaults', window );"><strong>Recorded investment of defaults</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CommercialLoanReceivableModificationsRecordedInvestment', window );">Recorded investment default, total</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">$ 724<span></span></td>
        <td class="nump">$ 1,320<span></span></td>
        <td class="nump">$ 1,312<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Commercial loan receivable modifications, recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_CommercialLoanReceivableModificationsRecordedInvestment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_RecordedInvestmentOfDefaults</nobr></td>
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                    <td>na</td>
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<html>
  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6SAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Common Share (Summary of Earnings Per Common Share) (Details) (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NumeratorAbstract', window );"><strong>Numerator:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 1,226<span></span></td>
        <td class="nump">$ 1,307<span></span></td>
        <td class="nump">$ 3,352<span></span></td>
        <td class="nump">$ 4,304<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred stock dividends</a></td>
        <td class="nump">53<span></span></td>
        <td class="nump">251<span></span></td>
        <td class="nump">157<span></span></td>
        <td class="nump">776<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">NET INCOME AVAILABLE TO COMMON SHAREHOLDERS</a></td>
        <td class="nump">$ 1,173<span></span></td>
        <td class="nump">$ 1,056<span></span></td>
        <td class="nump">$ 3,195<span></span></td>
        <td class="nump">$ 3,528<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DenominatorAbstract', window );"><strong>Denominator:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average common shares outstanding (basic)</a></td>
        <td class="nump">18,784<span></span></td>
        <td class="nump">19,275<span></span></td>
        <td class="nump">18,995<span></span></td>
        <td class="nump">19,844<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants', window );">Effect of stock options</a></td>
        <td class="nump">94<span></span></td>
        <td class="nump">76<span></span></td>
        <td class="nump">91<span></span></td>
        <td class="nump">60<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average common shares outstanding (diluted)</a></td>
        <td class="nump">18,878<span></span></td>
        <td class="nump">19,351<span></span></td>
        <td class="nump">19,086<span></span></td>
        <td class="nump">19,904<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAndDilutedAbstract', window );"><strong>Earnings per common share:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic</a></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.05<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
        <td class="nump">$ 0.18<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted</a></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.05<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
        <td class="nump">$ 0.18<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NumeratorAbstract</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicAndDilutedAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of call options and warrants using the treasury stock method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Warrant<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528364<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 23<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1757-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Treasury Stock Method<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6527216<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Call Option<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506649<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Summary of Loan Portfolio</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">December 31, 2012</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,420</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans, net of unearned income</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760,847</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 721,165</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
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          <div style="width: 200px;"><strong>Investment Securities (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock', window );">Summary of Cost Basis and Fair Values of Investment Securities</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale (AFS):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,073</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">46</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (151</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 125,294</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,933</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,991</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 26</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (255</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 146,358</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,005</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,298</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity (HTM):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,038</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">348</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (338</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,048</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Taxable municipal</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(78</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,944</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 18,045</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 348</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (467</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 17,926</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale (AFS):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,848</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">70</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,911</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 131,425</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 137,735</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 7,992</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 7,892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 145,265</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 6,393</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (120</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity (HTM):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,318</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">578</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,896</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Taxable municipal</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">410</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">416</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 14</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,954</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,723</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 598</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 14,266</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Information Concerning Investments with Unrealized Losses</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,948</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (151</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,948</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (151</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 33,058</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (880</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(12</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 33,760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,788</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (203</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,948</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 9,736</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (255</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 45,794</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,234</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,650</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (64</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 49,444</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,298</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> Investment securities held to maturity:</h2> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,443</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (338</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,443</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (338</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Taxable municipal</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(78</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(78</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,950</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (45</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 994</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,944</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,327</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (461</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 994</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,321</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (467</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">993</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">993</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">349</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,489</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,898</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,898</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 9,031</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (118</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 349</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 9,380</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (120</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 965</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (35</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,981</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,946</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 965</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (35</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,981</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,946</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Contractual Maturities of Securities</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Cost Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Available For Sale</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,073</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,994</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,807</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 12,841</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,997</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,838</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 62,453</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 62,453</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 48,260</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 48,260</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 9,073</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 125,294</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,991</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 146,358</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Fair Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Available For Sale</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,013</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,853</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,921</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,787</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">955</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,230</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,841</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,026</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 63,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 63,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 49,675</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 49,675</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Cost Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds and Other Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Held To Maturity</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Within 1 year</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,769</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,769</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 12,264</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,038</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 5,007</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 18,045</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Fair Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds and Other Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Held To Maturity</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Within 1 year</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,969</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,969</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,642</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,642</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,406</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 975</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 12,381</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,048</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,878</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 17,926</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
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    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ETBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans (Narative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RealEstateConstructionLoansPercentage', window );">Real estate-construction loans, percentage</a></td>
        <td class="nump">2.30%<span></span></td>
        <td class="nump">2.00%<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Loan balances net of unearned income</a></td>
        <td class="nump">$ 612<span></span></td>
        <td class="nump">$ 637<span></span></td>
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    </table>
    <div style="display: none;">
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                <p>Real estate-construction loans, percentage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableNetAbstract</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496975&amp;loc=d3e45377-112738<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Segment Results (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Results [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock', window );">Schedule of Segment Results</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended<br /> September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended<br /> September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> assets</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Retail banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,775</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">729</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 20,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 340,545</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,075</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,136</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,943</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,189</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 528,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Trust</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,048</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">310</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,216</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">816</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,496</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment/Parent</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (712</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (949</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,992</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 164,818</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,186</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 36,140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,352</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,038,144</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended<br /> September 30, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended<br /> September 30, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> assets</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Retail banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,883</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">837</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 20,283</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,464</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 338,267</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,900</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,291</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,144</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,838</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 478,467</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Trust</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,865</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">210</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,817</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">708</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment/Parent</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (857</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (1,031</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,067</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,706</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 181,319</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,791</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,307</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 35,177</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,002,281</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8721-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8813-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 22<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8736-108599<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>us-gaap_SegmentReportingAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHDAC">
      <tr>
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          <div style="width: 200px;"><strong>Consolidated Statement of Cash Flows (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income tax payments</a></td>
        <td class="nump">$ 86<span></span></td>
        <td class="nump">$ 122<span></span></td>
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        <td class="nump">5,291<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Non-cash transfers to other real estate owned</a></td>
        <td class="nump">$ 593<span></span></td>
        <td class="nump">$ 836<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Value transferred out of real estate owned (REO) in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
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                    <td><nobr>us-gaap_TransferOfOtherRealEstate</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6CAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Impaired Loans by Class) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">$ 2,318<span></span></td>
        <td class="nump">$ 4,806<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="nump">805<span></span></td>
        <td class="nump">1,600<span></span></td>
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        <td class="nump">2,417<span></span></td>
        <td class="nump">4,863<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">50<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">50<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">2,205<span></span></td>
        <td class="nump">4,793<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
        <td class="nump">2,304<span></span></td>
        <td class="nump">4,850<span></span></td>
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      <tr class="rh">
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          <div class="a">Consumer [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">63<span></span></td>
        <td class="nump">13<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
        <td class="nump">63<span></span></td>
        <td class="nump">13<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with Specific Allowance [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">2,206<span></span></td>
        <td class="nump">4,239<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="nump">805<span></span></td>
        <td class="nump">1,586<span></span></td>
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      <tr class="rh">
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          <div class="a">Impaired Loans with Specific Allowance [Member] | Commercial [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">50<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="nump">50<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with Specific Allowance [Member] | Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">2,156<span></span></td>
        <td class="nump">4,239<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="nump">755<span></span></td>
        <td class="nump">1,586<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with Specific Allowance [Member] | Consumer [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with No Specific Allowance [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">112<span></span></td>
        <td class="nump">567<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with No Specific Allowance [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with No Specific Allowance [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">49<span></span></td>
        <td class="nump">554<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with No Specific Allowance [Member] | Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">$ 63<span></span></td>
        <td class="nump">$ 13<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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                    <td>instant</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Preferred Stock (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract', window );"><strong>Preferred Stock [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDividendsPayableTextBlock', window );">Preferred Dividend Stock Period Annualized</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">DIVIDEND PERIOD ANNUALIZED</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px" rowspan="2"><!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" rowspan="2" colspan="3">ANNUALIZED DIVIDEND RATE</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">BEGINNING</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">ENDING</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">August 11, 2011</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">December 31, 2011</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">5.0%</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">January 1, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">December 31, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">1.0% to 5.0%</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">January 1, 2014</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">February 7, 2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">1.0% to 7.0%<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">February 8, 2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> Redemption</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> 9.0%<sup>(2)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Between January 1, 2014 and February 7, 2016, the dividend rate will be fixed at a rate in such range based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(2)</td> <td style="TEXT-ALIGN: left">Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum.</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
    </table>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of all or some of the information related to dividends declared, but not paid, as of the financial reporting date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDividendsPayableTextBlock</nobr></td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAWAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Amounts Reclassified out of Each Component of Accumulated Other Comprehensive Loss) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">3 Months Ended</th>
        <th class="th" colspan="3">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Unrealized gains and losses on sale of securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (137)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (12)<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(12)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Provision for income tax expense</a></td>
        <td class="nump">23<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">47<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent', window );">Net of tax</a></td>
        <td class="num">(43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(90)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Amortization of defined benefit items</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss', window );">Estimated net loss</a></td>
        <td class="nump">341<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">682<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit', window );">Prior service cost</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(10)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation', window );">Transition asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(4)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Total before tax</a></td>
        <td class="nump">334<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">668<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax', window );">Provision for income tax expense</a></td>
        <td class="num">(114)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(228)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax', window );">Net of tax</a></td>
        <td class="nump">220<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">440<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Total reclassifications for the period</a></td>
        <td class="num">$ (43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr>
        <td colspan="7"></td>
      </tr>
      <tr>
        <td colspan="7">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amounts Reclassified From Accumulated Other Comprehensive Income Loss</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount included in accumulated other comprehensive income (AOCI) related to transition obligation (asset) expected to be recognized as components of net periodic benefit cost (credit) for the fiscal year that follows the most recent annual statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (s)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount included in accumulated other comprehensive income (AOCI) related to gain (loss) expected to be recognized as components of net periodic benefit cost for the fiscal year that follows the most recent annual statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount included in accumulated other comprehensive income (AOCI) related to prior service cost (credit) expected to be recognized as components of net periodic benefit cost for the fiscal year that follows the most recent annual statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfInvestments</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax and reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities, attributable to parent entity. Excludes amounts related to other than temporary impairment (OTTI) loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EO3AK">
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          <div style="width: 200px;"><strong>Disclosures About Fair Value Measurements (Fair Value of Financial Instruments) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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          <div>Dec. 31, 2011</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">$ 28,702<span></span></td>
        <td class="nump">$ 26,820<span></span></td>
        <td class="nump">$ 33,672<span></span></td>
        <td class="nump">$ 34,783<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities - HTM</a></td>
        <td class="nump">18,045<span></span></td>
        <td class="nump">13,723<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock', window );">Regulatory stock</a></td>
        <td class="nump">6,639<span></span></td>
        <td class="nump">6,304<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleMortgages', window );">Loans held for sale</a></td>
        <td class="nump">2,834<span></span></td>
        <td class="nump">10,576<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="nump">749,664<span></span></td>
        <td class="nump">708,594<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedInvestmentIncomeReceivable', window );">Accrued income receivable</a></td>
        <td class="nump">3,300<span></span></td>
        <td class="nump">2,960<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
        <td class="nump">36,463<span></span></td>
        <td class="nump">36,214<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="nump">28,702<span></span></td>
        <td class="nump">26,820<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="nump">149,065<span></span></td>
        <td class="nump">151,538<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="nump">17,926<span></span></td>
        <td class="nump">14,266<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="nump">6,639<span></span></td>
        <td class="nump">6,304<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="nump">2,888<span></span></td>
        <td class="nump">10,722<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="nump">751,584<span></span></td>
        <td class="nump">716,756<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">3,300<span></span></td>
        <td class="nump">2,960<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="nump">36,463<span></span></td>
        <td class="nump">36,214<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeAssetsAtFairValue', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturities', window );">Deposits with no stated maturities</a></td>
        <td class="nump">537,577<span></span></td>
        <td class="nump">520,002<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturities', window );">Deposits with stated maturities</a></td>
        <td class="nump">314,634<span></span></td>
        <td class="nump">315,732<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm', window );">Short-term borrowings</a></td>
        <td class="nump">31,096<span></span></td>
        <td class="nump">15,660<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">All other borrowings</a></td>
        <td class="nump">34,085<span></span></td>
        <td class="nump">26,085<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,669<span></span></td>
        <td class="nump">2,083<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="nump">537,577<span></span></td>
        <td class="nump">520,002<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="nump">321,410<span></span></td>
        <td class="nump">320,930<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="nump">31,096<span></span></td>
        <td class="nump">15,660<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="nump">36,908<span></span></td>
        <td class="nump">30,442<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="nump">1,669<span></span></td>
        <td class="nump">2,083<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract', window );"><strong>FINANCIAL ASSETS: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="nump">28,702<span></span></td>
        <td class="nump">26,820<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="nump">6,639<span></span></td>
        <td class="nump">6,304<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="nump">2,888<span></span></td>
        <td class="nump">10,722<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued income receivable</a></td>
        <td class="nump">3,300<span></span></td>
        <td class="nump">2,960<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="nump">36,463<span></span></td>
        <td class="nump">36,214<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeAssetsAtFairValue', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="nump">537,577<span></span></td>
        <td class="nump">520,002<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="nump">31,096<span></span></td>
        <td class="nump">15,660<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="nump">1,669<span></span></td>
        <td class="nump">2,083<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract', window );"><strong>FINANCIAL ASSETS: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="nump">149,065<span></span></td>
        <td class="nump">151,538<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="nump">14,957<span></span></td>
        <td class="nump">11,321<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued income receivable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeAssetsAtFairValue', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract', window );"><strong>FINANCIAL ASSETS: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="nump">2,969<span></span></td>
        <td class="nump">2,945<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="nump">751,584<span></span></td>
        <td class="nump">716,756<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued income receivable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeAssetsAtFairValue', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="nump">321,410<span></span></td>
        <td class="nump">320,930<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="nump">36,908<span></span></td>
        <td class="nump">30,442<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Debt and capital lease obligations fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithNoStatedMaturities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others that do not have stated maturities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithNoStatedMaturities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deposits with no stated maturities fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithStatedMaturities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others having stated maturities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithStatedMaturities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deposits with stated maturities fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithStatedMaturitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_RegulatoryAssetsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Regulatory assets fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_RegulatoryAssetsFairValueDisclosure</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of trade and related party payables and accrued expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of amount due from customers or clients for goods or services, including trade receivables, that have been delivered or sold in the normal course of business, and amounts due from others, including related parties.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13487-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 3<br><br> -Subparagraph a, b<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedInvestmentIncomeReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 4<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedInvestmentIncomeReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashSurrenderValueFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of the amount that could be realized under a life insurance contract or contracts owned by the entity, commonly known as corporate-owned life insurance (COLI) or bank-owned life insurance (BOLI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Surrender Value<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507153<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashSurrenderValueFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditRiskDerivativeAssetsAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of credit risk derivative asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4K<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5708775-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CreditRiskDerivativeAssetsAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of credit risk derivative liability.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4K<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5708775-113959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CreditRiskDerivativeLiabilitiesAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13495-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20225523&amp;loc=SL20225862-175312<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28370219&amp;loc=SL20226008-175313<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13495-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20225523&amp;loc=SL20225862-175312<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28370219&amp;loc=SL20226008-175313<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank borrowings due within one year of the latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesShortTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of borrowing from Federal Home Loan Bank (FHLBank).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of Federal Home Loan Bank (FHLB) and Federal Reserve Bank stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest payable on debt, including, but not limited to, trade payables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleMortgages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of mortgage loans held for sale. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a)(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 310<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490309&amp;loc=d3e48678-111004<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Permanent Investor<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6520390<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleMortgages</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Glossary Loan<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517073<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13,16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13, 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ESTAG">
      <tr>
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          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Changes in Each Component of Accumulated Other Comprehensive Loss) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">3 Months Ended</th>
        <th class="th" colspan="3">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AccumulatedOtherComprehensiveLossLineItems', window );"><strong>Accumulated Other Comprehensive Loss [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning Balance</a></td>
        <td class="num">$ (7,263)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (5,379)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherComprehensiveIncomeLossBeforeReclassifications', window );">Other comprehensive income (loss) before reclassifications</a></td>
        <td class="nump">116<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,161)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Amounts reclassified from accumulated other comprehensive loss</a></td>
        <td class="num">(43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Net current period other comprehensive loss</a></td>
        <td class="nump">73<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">510<span></span></td>
        <td class="num">(1,811)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">547<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending Balance</a></td>
        <td class="num">(7,190)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(7,190)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Net Unrealized Gains and Losses on Investment Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AccumulatedOtherComprehensiveLossLineItems', window );"><strong>Accumulated Other Comprehensive Loss [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning Balance</a></td>
        <td class="nump">1,714<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,141<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherComprehensiveIncomeLossBeforeReclassifications', window );">Other comprehensive income (loss) before reclassifications</a></td>
        <td class="nump">116<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,264)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Amounts reclassified from accumulated other comprehensive loss</a></td>
        <td class="num">(43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(90)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Net current period other comprehensive loss</a></td>
        <td class="nump">73<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,354)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending Balance</a></td>
        <td class="nump">1,787<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,787<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Defined Benefit Pension Items [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AccumulatedOtherComprehensiveLossLineItems', window );"><strong>Accumulated Other Comprehensive Loss [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning Balance</a></td>
        <td class="num">(8,977)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(9,520)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherComprehensiveIncomeLossBeforeReclassifications', window );">Other comprehensive income (loss) before reclassifications</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">103<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Amounts reclassified from accumulated other comprehensive loss</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">440<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Net current period other comprehensive loss</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">543<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending Balance</a></td>
        <td class="num">$ (8,977)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (8,977)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr>
        <td colspan="7"></td>
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      <tr>
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          <table class="outerFootnotes" width="100%">
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              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td>
            </tr>
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        </td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                <p>Amounts Reclassified From Accumulated Other Comprehensive Income Loss</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                    <td>xbrli:monetaryItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of other comprehensive income (loss) before reclassifications.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669686-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e681-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVACI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities (Contractual Maturities of Securities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract', window );"><strong>Contractual maturities of securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">$ 17,807<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">17,838<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis', window );">Available for Sale, Cost Basis, After 10 years but within15 years</a></td>
        <td class="nump">62,453<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost', window );">Available for Sale, Cost Basis, Over 15 years</a></td>
        <td class="nump">48,260<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available for Sale, Cost Basis, Total</a></td>
        <td class="nump">146,358<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for Sale, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">17,787<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for Sale, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">18,026<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Available for Sale, Fair Value, After 10 years but within15 years</a></td>
        <td class="nump">63,577<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Available for Sale, Fair Value, Over 15 years</a></td>
        <td class="nump">49,675<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">149,065<span></span></td>
        <td class="nump">151,538<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Held to Maturity, Cost Basis, Within 1 year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">3,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">1,769<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 10 years but within 15 years</a></td>
        <td class="nump">1,012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, Over 15 years</a></td>
        <td class="nump">12,264<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to Maturity, Cost Basis, Total</a></td>
        <td class="nump">18,045<span></span></td>
        <td class="nump">13,723<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Held to Maturity, Fair Value, Within 1 year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Held to Maturity, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">2,969<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Held to Maturity, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">1,642<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Held to Maturity, Fair Value, After 10 years but within 15 years</a></td>
        <td class="nump">934<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Held to Maturity, Fair Value, Over 15 years</a></td>
        <td class="nump">12,381<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">17,926<span></span></td>
        <td class="nump">14,266<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract', window );"><strong>Contractual maturities of securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">8,073<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis', window );">Available for Sale, Cost Basis, After 10 years but within15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost', window );">Available for Sale, Cost Basis, Over 15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available for Sale, Cost Basis, Total</a></td>
        <td class="nump">9,073<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for Sale, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">8,013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for Sale, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">955<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Available for Sale, Fair Value, After 10 years but within15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Available for Sale, Fair Value, Over 15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">8,968<span></span></td>
        <td class="nump">5,911<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract', window );"><strong>Contractual maturities of securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">1,740<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">12,841<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis', window );">Available for Sale, Cost Basis, After 10 years but within15 years</a></td>
        <td class="nump">62,453<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost', window );">Available for Sale, Cost Basis, Over 15 years</a></td>
        <td class="nump">48,260<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available for Sale, Cost Basis, Total</a></td>
        <td class="nump">125,294<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for Sale, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">1,853<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for Sale, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">13,230<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Available for Sale, Fair Value, After 10 years but within15 years</a></td>
        <td class="nump">63,577<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Available for Sale, Fair Value, Over 15 years</a></td>
        <td class="nump">49,675<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">128,335<span></span></td>
        <td class="nump">137,735<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Held to Maturity, Cost Basis, Within 1 year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">1,769<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 10 years but within 15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, Over 15 years</a></td>
        <td class="nump">11,269<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to Maturity, Cost Basis, Total</a></td>
        <td class="nump">13,038<span></span></td>
        <td class="nump">9,318<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Held to Maturity, Fair Value, Within 1 year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Held to Maturity, Fair Value, After 1 year but within 5 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Held to Maturity, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">1,642<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Held to Maturity, Fair Value, After 10 years but within 15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Held to Maturity, Fair Value, Over 15 years</a></td>
        <td class="nump">11,406<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">13,048<span></span></td>
        <td class="nump">9,896<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract', window );"><strong>Contractual maturities of securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">7,994<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">3,997<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis', window );">Available for Sale, Cost Basis, After 10 years but within15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost', window );">Available for Sale, Cost Basis, Over 15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available for Sale, Cost Basis, Total</a></td>
        <td class="nump">11,991<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for Sale, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">7,921<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for Sale, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">3,841<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Available for Sale, Fair Value, After 10 years but within15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Available for Sale, Fair Value, Over 15 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">11,762<span></span></td>
        <td class="nump">7,892<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds and other securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract', window );"><strong>Contractual maturities of securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Held to Maturity, Cost Basis, Within 1 year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">3,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 10 years but within 15 years</a></td>
        <td class="nump">1,012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, Over 15 years</a></td>
        <td class="nump">995<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to Maturity, Cost Basis, Total</a></td>
        <td class="nump">5,007<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Held to Maturity, Fair Value, Within 1 year</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Held to Maturity, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">2,969<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Held to Maturity, Fair Value, After 5 years but within 10 years</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Held to Maturity, Fair Value, After 10 years but within 15 years</a></td>
        <td class="nump">934<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Held to Maturity, Fair Value, Over 15 years</a></td>
        <td class="nump">975<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">$ 4,878<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after fifteen years amortized cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after fifteen years fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue</nobr></td>
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                    <td>asrv_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after ten through fifteen years amortized cost basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after ten through fifteen years fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Held-to-maturity securities debt maturities after fifteen years fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Held-to-maturity securities debt maturities after fifteen years net carrying amount.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the tenth fiscal year through the fifteenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the tenth through fifteenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the fifth through tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZIAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Pension Benefits (Narrative) (Details)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PensionBenefitsLineItems', window );"><strong>Pension Benefits [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear', window );">Noncontributory defined benefit pension plan, least work hours per year</a></td>
        <td class="nump">1,000<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod', window );">Participants vested interest accrued benefit, service period, years</a></td>
        <td class="text">5 years<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears', window );">Benefits plan based on service and average annual earnings for highest consecutive calendar years</a></td>
        <td class="text">5 years<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears', window );">Benefits plan based on service and average annual earnings for highest consecutive calendar years from final employment period years</a></td>
        <td class="text">10 years<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PensionBenefitsLineItems', window );"><strong>Pension Benefits [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Plan assets, listed common stocks, percentage</a></td>
        <td class="nump">10.00%<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Benefits plan based on service and average annual earnings for highest consecutive calendar years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Benefits plan based on service and average annual earnings for highest consecutive calendar years from final employment period years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Noncontributory defined benefit pension plan, least work hours per year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Participants vested interest accrued benefit, service period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Target allocation of investments of this type to total plan assets presented on a weighted average basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e2446-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Earnings Per Common Share (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Summary of Earnings Per Common Share</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; FONT-WEIGHT: bold; LINE-HEIGHT: normal; TEXT-ALIGN: center; VERTICAL-ALIGN: text-bottom" colspan="15">(In thousands, except per share data)</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Numerator:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net income</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,307</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,352</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Preferred stock dividends</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 53</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 251</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 157</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 776</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net income available to common shareholders</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,173</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,056</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,195</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,528</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Denominator:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Weighted average common shares outstanding (basic)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,784</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 19,275</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 19,844</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Effect of stock options</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 94</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 76</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 91</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 60</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Weighted average common shares outstanding (diluted)</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 18,878</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,351</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,086</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,904</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Earnings per common share:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Basic</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.06</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.05</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.18</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Diluted</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.06</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.05</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.18</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEJBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>OPERATING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 3,352<span></span></td>
        <td class="nump">$ 4,304<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease', window );">Credit for loan losses</a></td>
        <td class="num">(100)<span></span></td>
        <td class="num">(1,325)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherDepreciationAndAmortization', window );">Depreciation expense</a></td>
        <td class="nump">1,178<span></span></td>
        <td class="nump">1,116<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of investment securities</a></td>
        <td class="nump">629<span></span></td>
        <td class="nump">847<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfInvestments', window );">Net realized gains on investment securities available for sale</a></td>
        <td class="num">(137)<span></span></td>
        <td class="num">(12)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfLoansAndLeases', window );">Net gains on loans held for sale</a></td>
        <td class="num">(912)<span></span></td>
        <td class="num">(789)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet', window );">Amortization of deferred loan fees</a></td>
        <td class="num">(228)<span></span></td>
        <td class="num">(134)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Origination of mortgage loans held for sale</a></td>
        <td class="num">(49,686)<span></span></td>
        <td class="num">(58,359)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Sales of mortgage loans held for sale</a></td>
        <td class="nump">58,340<span></span></td>
        <td class="nump">59,617<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Increase in accrued interest income receivable</a></td>
        <td class="num">(340)<span></span></td>
        <td class="num">(187)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Decrease in accrued interest payable</a></td>
        <td class="num">(414)<span></span></td>
        <td class="num">(388)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherBankOwnedLifeInsuranceIncome', window );">Earnings on bank owned life insurance</a></td>
        <td class="num">(605)<span></span></td>
        <td class="num">(644)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes</a></td>
        <td class="nump">1,327<span></span></td>
        <td class="nump">1,843<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock based compensation expense</a></td>
        <td class="nump">68<span></span></td>
        <td class="nump">30<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidExpense', window );">Decrease in prepaid Federal Deposit Insurance</a></td>
        <td class="nump">1,444<span></span></td>
        <td class="nump">290<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other, net</a></td>
        <td class="num">(1,337)<span></span></td>
        <td class="num">(2,256)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
        <td class="nump">12,579<span></span></td>
        <td class="nump">3,953<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>INVESTING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt', window );">Purchases of investment securities - available for sale</a></td>
        <td class="num">(41,176)<span></span></td>
        <td class="num">(32,199)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of investment securities - held to maturity</a></td>
        <td class="num">(8,432)<span></span></td>
        <td class="num">(4,578)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of investment securities - available for sale</a></td>
        <td class="nump">2,298<span></span></td>
        <td class="nump">4,221<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Proceeds from maturities of investment securities - available for sale</a></td>
        <td class="nump">37,335<span></span></td>
        <td class="nump">43,694<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities', window );">Proceeds from maturities of investment securities - held to maturity</a></td>
        <td class="nump">4,067<span></span></td>
        <td class="nump">2,635<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock', window );">Purchases of regulatory stock</a></td>
        <td class="num">(4,180)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Proceeds from redemption of regulatory stock</a></td>
        <td class="nump">3,844<span></span></td>
        <td class="nump">1,083<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Long-term loans originated</a></td>
        <td class="num">(144,733)<span></span></td>
        <td class="num">(148,238)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment', window );">Principal collected on long-term loans</a></td>
        <td class="nump">111,399<span></span></td>
        <td class="nump">116,812<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment', window );">Loans purchased or participated</a></td>
        <td class="num">(9,000)<span></span></td>
        <td class="num">(14,492)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment', window );">Loans sold or participated</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="nump">8,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherRealEstate', window );">Proceeds from sale of other real estate owned</a></td>
        <td class="nump">1,027<span></span></td>
        <td class="nump">110<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromLifeInsurancePolicies', window );">Proceeds from life insurance policy</a></td>
        <td class="nump">356<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(2,643)<span></span></td>
        <td class="num">(1,629)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations', window );">Net cash used in investing activities</a></td>
        <td class="num">(48,838)<span></span></td>
        <td class="num">(24,081)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>FINANCING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase in deposit balances</a></td>
        <td class="nump">16,412<span></span></td>
        <td class="nump">33,705<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Net increase (decrease) in other short-term borrowings</a></td>
        <td class="nump">15,436<span></span></td>
        <td class="num">(15,765)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings', window );">Principal borrowings on advances from Federal Home Loan Bank</a></td>
        <td class="nump">14,000<span></span></td>
        <td class="nump">17,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings', window );">Principal repayments on advances from Federal Home Loan Bank</a></td>
        <td class="num">(6,000)<span></span></td>
        <td class="num">(11,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfEquity', window );">Purchases of treasury stock</a></td>
        <td class="num">(1,171)<span></span></td>
        <td class="num">(4,147)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Common stock dividends</a></td>
        <td class="num">(379)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Preferred stock dividends</a></td>
        <td class="num">(157)<span></span></td>
        <td class="num">(776)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash provided by financing activities</a></td>
        <td class="nump">38,141<span></span></td>
        <td class="nump">19,017<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
        <td class="nump">1,882<span></span></td>
        <td class="num">(1,111)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT JANUARY 1</a></td>
        <td class="nump">26,820<span></span></td>
        <td class="nump">34,783<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT SEPTEMBER 30</a></td>
        <td class="nump">$ 28,702<span></span></td>
        <td class="nump">$ 33,672<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_OtherBankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Life insurance income not elsewhere specified in the taxonomy earned during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_OtherBankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) of allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net increase(decrease) in interest income during the period representing the allocation of deferred loan origination fees less deferred loan origination costs using the effective interest method over the term of the debt arrangement to which they pertain taking into account the effect of prepayments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Direct Loan Origination Costs<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510860<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 30<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378273&amp;loc=d3e8446-111530<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 25<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6962437&amp;loc=d3e7402-111529<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723605&amp;loc=d3e8622-111531<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfDeferredLoanOriginationFeesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans and leases that were sold during the reporting period. This element refers to the gain (loss) and not to the cash proceeds of the sales. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount of outstanding money paid in advance for goods or services that bring economic benefits for future periods.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</nobr></td>
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        </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherDepreciationAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The other noncash expense, not otherwise specified in the taxonomy, charged against earnings in the period to allocate the cost of tangible and intangible assets over their remaining economic lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherDepreciationAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for the origination of mortgages that are held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire common and preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt securities classified as available-for-sale securities, because they are not classified as either held-to-maturity securities or trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with purchasing loans held for investment purposes during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireLoansHeldForInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for acquisition of or capital improvements of property, plant and equipment, used to produce goods or deliver services, and not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a borrowing made from Federal Home Loan Bank.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromFederalHomeLoanBankBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromLifeInsurancePolicies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow for proceeds from life insurance policies for which the entity is the beneficiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromLifeInsurancePolicies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from repayments of the balance excluding interest (principal) on loans receivable and leases held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                  <tr>
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                  <tr>
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                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfShortTermDebt</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</nobr></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow from the sale or maturity of long-term held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from Sales of Loans Held For Investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfLoansHeldForInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for the payment of loan drawn from Federal Home Loan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Basis of Preparation<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Basis of Preparation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccounting', window );">Basis of Preparation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 2. Basis of Preparation</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> For further information, refer to the consolidated financial statements and accompanying notes included in the Company&#39;s Annual Report on Form 10-K for the year ended December 31, 2012.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statement of Cash Flows<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowSupplementalDisclosuresTextBlock', window );">Consolidated Statement of Cash Flows</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 5. Consolidated Statement of Cash Flows</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> On a consolidated basis, cash and cash equivalents include cash and due from depository institutions, interest-bearing deposits, federal funds sold and short-term investments in money market funds<strong>.</strong> The Company made $86,000 in income tax payments in the first nine months of 2013 as compared to $122,000 for the first nine months of 2012. The Company made total interest payments of $5,291,000 in the first nine months of 2013 compared to $6,306,000 in the same 2012 period. The Company had non-cash transfers to other real estate owned (OREO) in the amounts of $593,000 and $836,000 in the first nine months of 2013 and 2012, respectively.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for supplemental cash flow activities, including cash, noncash, and part noncash transactions, for the period. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
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    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Disclosures About Fair Value Measurements (Narrative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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          <div>Dec. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="nump">$ 2,318<span></span></td>
        <td class="nump">$ 4,806<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Specific valuation allowance</a></td>
        <td class="nump">805<span></span></td>
        <td class="nump">1,600<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NetFairValueOfImpairedLoans', window );">Net fair value of impaired loans</a></td>
        <td class="nump">$ 1,500<span></span></td>
        <td class="nump">$ 3,200<span></span></td>
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        <td class="nump">90.00%<span></span></td>
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        <td class="text">30, 45, or 60 day lock period<span></span></td>
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                <p>Assets and liabilities considered financial instruments, percentage.</p>
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                <p>No definition available.</p>
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                <p>Loan held for sale account delivery dates lock period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>Net fair value of impaired loans.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accounting Policies<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Accounting Policies</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 3. Accounting Policies</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2013-02, <em>Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income</em>. The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. Early adoption is permitted. The Company&#39;s disclosures reflecting the impact on its financial statements are presented in Note 12.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In July 2013, the FASB issued ASU 2013-10, <em>Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes.</em> The amendments in this Update permit the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments are effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. This ASU did not have a significant impact on the Company&#39;s financial statements.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In July 2013, the FASB issued ASU 2013-11, <em>Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.</em> This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU is not expected to have a significant impact on the Company&#39;s financial statements.</p> <!--EndFragment--></div> </div><span></span></td>
      </tr>
    </table>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantAccountingPoliciesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for all significant accounting policies of the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18726-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18861-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18743-107790<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18854-107790<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SignificantAccountingPoliciesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEPBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities (Summary of Cost Basis and Fair Values of Investment Securities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">$ 146,358<span></span></td>
        <td class="nump">$ 145,265<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">4,005<span></span></td>
        <td class="nump">6,393<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(1,298)<span></span></td>
        <td class="num">(120)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">149,065<span></span></td>
        <td class="nump">151,538<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">18,045<span></span></td>
        <td class="nump">13,723<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="nump">348<span></span></td>
        <td class="nump">598<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(467)<span></span></td>
        <td class="num">(55)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">17,926<span></span></td>
        <td class="nump">14,266<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">9,073<span></span></td>
        <td class="nump">5,848<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">46<span></span></td>
        <td class="nump">70<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(151)<span></span></td>
        <td class="num">(7)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">8,968<span></span></td>
        <td class="nump">5,911<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">125,294<span></span></td>
        <td class="nump">131,425<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">3,933<span></span></td>
        <td class="nump">6,320<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(892)<span></span></td>
        <td class="num">(10)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">128,335<span></span></td>
        <td class="nump">137,735<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">13,038<span></span></td>
        <td class="nump">9,318<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="nump">348<span></span></td>
        <td class="nump">578<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(338)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">13,048<span></span></td>
        <td class="nump">9,896<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">11,991<span></span></td>
        <td class="nump">7,992<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">26<span></span></td>
        <td class="nump">3<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(255)<span></span></td>
        <td class="num">(103)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">11,762<span></span></td>
        <td class="nump">7,892<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds and other securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">3,995<span></span></td>
        <td class="nump">3,995<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">14<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(51)<span></span></td>
        <td class="num">(55)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">3,944<span></span></td>
        <td class="nump">3,954<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Taxable Municipal [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">1,012<span></span></td>
        <td class="nump">410<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(78)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">$ 934<span></span></td>
        <td class="nump">$ 416<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized gains on investments in available-for-sale securities that are recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss before deducting unrealized gain on investments in available-for-sale securities recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the excess of amortized cost basis over fair value of securities in a gain position and which are categorized as held-to-maturinty.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the excess of amortized cost basis over fair value of securities in a loss position and which are categorized as held-to-maturinty.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHFAC">
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          <div style="width: 200px;"><strong>Allowance For Loan Losses (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNetAbstract', window );"><strong>Allowance for Loan Losses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Rollforward of the Allowance for Loan Losses by Portfolio Segment</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Three months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at June 30,<br /> 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2013</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,780</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">891</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,688</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,983</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">39</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (993</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,029</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,279</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(49</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">31</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">62</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">146</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 957</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 46</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,145</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (57</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 95</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,183</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Three months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at June 30,<br /> 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,352</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (246</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">14</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">277</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,397</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,378</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (515</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,871</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,206</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">9</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">57</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,221</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">155</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(36</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">14</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (36</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,317</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (333</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 45</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (200</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,829</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at December 31, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2013</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,596</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">48</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,044</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,688</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,796</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,480</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">181</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,468</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,029</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(96</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">98</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(87</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">48</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">29</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 243</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,571</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,663</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 375</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (100</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,183</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at December 31, 2011</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,365</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (345</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">126</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">251</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,397</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,400</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (172</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">208</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,565</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,871</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,270</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">38</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,221</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">174</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (170</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">36</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">110</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,414</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (224</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 14,623</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (877</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 408</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,325</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,829</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock', window );">Summary of Primary Segments of Loan Portfolio</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">At September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Individually evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,205</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,318</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Collectively evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 115,862</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 394,535</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,222</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 758,529</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 16,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760,847</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Allowance for loan losses:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Allocation for General Risk</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Specific reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">755</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">805</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> General reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,638</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 4,274</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 10,378</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total allowance for loan losses</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,688</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 5,029</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,183</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">At December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Individually evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,793</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,806</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Collectively evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 378,546</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,407</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 716,359</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 17,420</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 721,165</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Allowance for loan losses:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Allocation for General Risk</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Specific reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> General reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,596</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,210</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 10,985</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total allowance for loan losses</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,596</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 7,796</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,571</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Impaired Loans by Class</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Impaired Loans with Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Impaired Loans with no Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total Impaired Loans</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Related Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unpaid Principal Balance</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,156</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">755</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">49</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,205</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,206</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 805</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 112</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,318</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,417</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Impaired Loans with Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Impaired Loans with no Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total Impaired Loans</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Related Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unpaid Principal Balance</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,239</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">554</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,793</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,850</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,239</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 567</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,806</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,863</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock', window );">Average Recorded Investment in Impaired Loans and Related Interest Income Recognized</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Average loan balance:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,170</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,576</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,904</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,680</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 18</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Average investment in impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,283</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,576</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,928</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,697</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recognized:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">3</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recognized on a cash basis on impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Loan Portfolio Summarized by Categories</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> &nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Pass</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Special Mention</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Substandard</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Doubtful</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 104,296</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,904</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,712</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 368,504</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 14,769</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 12,999</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 468</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 472,800</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 23,673</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 15,711</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 468</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 515,652</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Pass</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Special Mention</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Substandard</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Doubtful</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 99,886</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">28</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,908</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 343,885</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 20,836</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,010</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,608</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 443,771</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 20,864</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,918</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,608</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 486,161</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock', window );">Performing and Non-performing Outstanding Balances</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Performing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Non-Performing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 230,692</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,218</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,222</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 246,914</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,281</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Performing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Non-Performing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 216,393</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,191</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,407</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 233,800</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,204</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Classes of Loan Portfolio by Categories</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">30&nbsp;-&nbsp;59 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">60&nbsp;-&nbsp;89 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due and Still Accruing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 394,050</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">936</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">68</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,690</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 228,118</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,248</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">554</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">990</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,792</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,209</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 57</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 19</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 76</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 754,289</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,241</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 641</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,676</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 6,558</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760,847</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">30&nbsp;-&nbsp;59 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">60&nbsp;-&nbsp;89 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due and Still Accruing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,775</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 379,834</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,545</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,505</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 213,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,240</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">303</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">741</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,284</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,371</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 33</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 49</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,420</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 713,280</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,256</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,928</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,701</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 7,885</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 721,165</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of average recorded investment in impaired loans and related interest income recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                <p>Schedule of financing receivable performing and nonperforming.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of primary segments of the loan portfolio.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</nobr></td>
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                    <td>duration</td>
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                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNetAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953659-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32702940&amp;loc=SL6953803-111525<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</nobr></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock', window );">Changes in Each Component of Accumulated Other Comprehensive Loss</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Three months ended September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net Unrealized Gains and Losses on Investment Securities AFS<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Defined Benefit Pension Items<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at July 1, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,714</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (8,977</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (7,263</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Other comprehensive income before reclassifications</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">116</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">116</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amounts reclassified from accumulated other comprehensive loss</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Net current period other comprehensive income</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 73</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 73</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,787</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (8,977</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (7,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate debits.</td> </tr> </table> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Nine months ended September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net Unrealized Gains and Losses on Investment Securities AFS<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Defined Benefit Pension Items<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at January 1, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,141</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (9,520</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (5,379</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Other comprehensive income (loss) before reclassifications</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (2,264</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (2,161</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amounts reclassified from accumulated other comprehensive loss</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (90</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 440</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 350</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Net current period other comprehensive income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,354</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 543</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (1,811</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Balance at September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,787</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (8,977</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (7,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate debits.</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock', window );">Amounts Reclassified out of Each Component of Accumulated Other Comprehensive Loss</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Three months ended September 30, 2013<br /> Details about accumulated other comprehensive<br /> loss components</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount reclassified from accumulated other comprehensive loss<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Affected line item in the<br /> statement of operations</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Unrealized gains and losses on sale of securities<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (66</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Net realized gains on investment<br /> securities AFS</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(66</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Total before tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 23</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Provision for income tax expense</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total reclassifications for the period</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (43</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate credits.</td> </tr> </table> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="624"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Nine months ended September 30, 2013<br /> Details about accumulated other comprehensive<br /> loss components</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount reclassified from accumulated other comprehensive loss<sup>(1)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Affected line item in the<br /> statement of operations</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Unrealized gains and losses on sale of securities<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (137</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Net realized gains on investment<br /> securities AFS</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (137</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Total before tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Provision for income tax expense</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (90</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Amortization of defined benefit items<sup>(2)</sup><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Estimated net loss</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">682</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Salaries and employee benefits</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Prior service cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Salaries and employee benefits</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Transition asset</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (4</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Salaries and employee benefits</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">668</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Total before tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> Provision for income tax expense</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 440</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total reclassifications for the period</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 350</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> Net of tax</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Amounts in parentheses indicate credits.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(2)</td> <td style="TEXT-ALIGN: left">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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                <p>Tabular disclosure of the components of accumulated other comprehensive income (loss).</p>
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                <p>Tabular disclosure of the amounts related to pension plans and/or other employee benefit plans in accumulated other comprehensive income (loss) expected to be recognized as components of net periodic benefit cost over the next fiscal year, including the net gain (loss), net prior service cost or credit, and net transition asset or obligation.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZ2AG">
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          <div style="width: 200px;"><strong>Disclosures About Fair Value Measurements (Assets Measured at Fair Value on Non-Recurring Basis) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
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        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="nump">$ 2,318<span></span></td>
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        <td class="nump">$ 4,806<span></span></td>
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          <div class="a">Level 3 [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Techniques</a></td>
        <td class="text">Appraisal of collateral<span></span></td>
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          <div class="a">Level 3 [Member] | Minimum [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
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        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
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        <td class="nump">0.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">0.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
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          <div class="a">Level 3 [Member] | Maximum [Member]</div>
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        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">15.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">15.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
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        <td class="nump">20.00%<span></span></td>
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        <td class="nump">35.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">35.00%<span></span></td>
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          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue', window );">Other real estate owned</a></td>
        <td class="nump">866<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,228<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="nump">1,513<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3,220<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Level 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue', window );">Other real estate owned</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue', window );">Other real estate owned</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Level 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue', window );">Other real estate owned</a></td>
        <td class="nump">866<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,228<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="nump">$ 1,513<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr>
        <td colspan="5"></td>
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      <tr>
        <td colspan="5">
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            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Includes qualitative adjustments by management and estimated liquidation expenses.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.</td>
            </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans appraisal of adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FairValueOfImpairedLoansAppraisalOfAdjustments</nobr></td>
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                    <td>na</td>
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                    <td>instant</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans liquidation expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FairValueOfImpairedLoansLiquidationExpenses</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of other real estate owned estimated liquidation expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the inputs and valuation technique(s) used to measure fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (bbb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementsValuationTechniques</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value as of the balance sheet date of firm holdings in other positions not elsewhere specified in the taxonomy. Includes both pledged (to counterparties as collateral for financing transactions) and unpledged holdings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 940<br><br> -SubTopic 320<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29643736&amp;loc=d3e42546-110969<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancialInstrumentsOwnedOtherAtFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Principles of Consolidation (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NumberOfLocation', window );">Number of locations</a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsHeldInTrust', window );">Trust and financial services and administers assets</a></td>
        <td class="nump">$ 1,600,000<span></span></td>
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                <p>Number of location.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
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                    <td>na</td>
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                    <td>instant</td>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PrinciplesOfConsolidationAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of cash and securities held by third party trustees pursuant to terms of debt instruments or other agreements as of the date of each statement of financial position presented, which can be used by the trustee only to pay the noncurrent portion of specified obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsHeldInTrust</nobr></td>
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                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWDDI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Disclosures About Fair Value Measurements (Assets and Liabilities Measured on Recurring Basis) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">$ 149,065<span></span></td>
        <td class="nump">$ 151,538<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">8,968<span></span></td>
        <td class="nump">5,911<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">128,335<span></span></td>
        <td class="nump">137,735<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate Bond Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">11,762<span></span></td>
        <td class="nump">7,892<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">149,065<span></span></td>
        <td class="nump">151,538<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 3 [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">164<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | U.S. Agency Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">8,968<span></span></td>
        <td class="nump">5,911<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">128,335<span></span></td>
        <td class="nump">137,735<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Corporate Bond Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">11,762<span></span></td>
        <td class="nump">7,892<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Fair value of swap asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Fair value of swap liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 1 [Member] | U.S. Agency Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 1 [Member] | U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 1 [Member] | Corporate Bond Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
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          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 2 [Member] | U.S. Agency Securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">8,968<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 2 [Member] | U.S. Agency mortgage-backed securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">128,335<span></span></td>
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          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 2 [Member] | Corporate Bond Securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">11,762<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 3 [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Fair value of swap asset</a></td>
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        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 3 [Member] | U.S. Agency Securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 3 [Member] | U.S. Agency mortgage-backed securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13495-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20225523&amp;loc=SL20225862-175312<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28370219&amp;loc=SL20226008-175313<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13495-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20225523&amp;loc=SL20225862-175312<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28370219&amp;loc=SL20226008-175313<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZTAE">
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          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Non-performing Assets Including TDR) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
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          <div>Dec. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 3,259<span></span></td>
        <td class="nump">$ 5,814<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="nump">686<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Other real estate owned</a></td>
        <td class="nump">866<span></span></td>
        <td class="nump">1,228<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_TroubledDebtRestructuringModificationsRecordedInvestment', window );">TDR's not in non-accrual</a></td>
        <td class="nump">226<span></span></td>
        <td class="nump">182<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings', window );">Total non-performing assets including TDR</a></td>
        <td class="nump">5,037<span></span></td>
        <td class="nump">7,224<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans', window );">Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</a></td>
        <td class="nump">0.66%<span></span></td>
        <td class="nump">1.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract', window );"><strong>Non-performing assets including TDR</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non-accrual loans</a></td>
        <td class="nump">2,041<span></span></td>
        <td class="nump">4,623<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="nump">686<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Other real estate owned</a></td>
        <td class="nump">344<span></span></td>
        <td class="nump">1,101<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract', window );"><strong>Non-performing assets including TDR</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non-accrual loans</a></td>
        <td class="nump">1,218<span></span></td>
        <td class="nump">1,191<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Other real estate owned</a></td>
        <td class="nump">$ 522<span></span></td>
        <td class="nump">$ 127<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total non-performing assets including trouble debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonperformingAssetsIncludingTroubleDebtRestructurings</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_TroubledDebtRestructuringModificationsRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are 90 days or more past due and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This does not include real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses (Average Recorded Investment in Impaired Loans and Related Interest Income Recognized) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average investment in impaired loans</a></td>
        <td class="nump">50<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">6<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndOtherIncomeAbstract', window );"><strong>Interest income recognized:</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest income recognized on a cash basis on impaired loans</a></td>
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        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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          <div class="a">Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract', window );"><strong>Average recorded investment in impaired loans and related interest income recognized</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">3,576<span></span></td>
        <td class="nump">2,904<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndOtherIncomeAbstract', window );"><strong>Interest income recognized:</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1<span></span></td>
        <td class="nump">7<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract', window );"><strong>Average recorded investment in impaired loans and related interest income recognized</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">63<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">18<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndOtherIncomeAbstract', window );"><strong>Interest income recognized:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndOtherIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndOtherIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EOSAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans (Summary of Loan Portfolio) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">$ 760,847<span></span></td>
        <td class="nump">$ 721,165<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">115,912<span></span></td>
        <td class="nump">102,822<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">396,740<span></span></td>
        <td class="nump">383,339<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">231,910<span></span></td>
        <td class="nump">217,584<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">$ 16,285<span></span></td>
        <td class="nump">$ 17,420<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUEAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (Parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Consolidated Balance Sheets [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to maturity securities, fair value</a></td>
        <td class="nump">$ 17,926<span></span></td>
        <td class="nump">$ 14,266<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockNoParValue', window );">Preferred stock, par value</a></td>
        <td class="nump">$ 0.00<span></span></td>
        <td class="nump">$ 0.00<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation preference per share</a></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="nump">$ 1,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
        <td class="nump">2,000,000<span></span></td>
        <td class="nump">2,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">30,000,000<span></span></td>
        <td class="nump">30,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">26,402,007<span></span></td>
        <td class="nump">26,398,540<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
        <td class="nump">18,784,188<span></span></td>
        <td class="nump">19,164,721<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td>
        <td class="nump">7,617,819<span></span></td>
        <td class="nump">7,233,819<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph d<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(d)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockLiquidationPreference</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockNoParValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount per share of no-par value preferred stock nonredeemable or redeemable solely at the option of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockNoParValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfFinancialPositionAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfFinancialPositionAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
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          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNetAbstract', window );"><strong>Allowance for Loan Losses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesTextBlock', window );">Allowance for Loan Losses</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 8. Allowance for Loan Losses</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2013 and 2012 (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Three months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at June 30,<br /> 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2013</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,780</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">891</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,688</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,983</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">39</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (993</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,029</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,279</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(49</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">31</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">62</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">146</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 957</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 46</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,145</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (57</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 95</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,183</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Three months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at June 30,<br /> 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,352</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (246</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">14</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">277</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,397</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,378</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (515</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,871</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,206</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">9</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">57</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,221</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">155</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(36</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">14</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (36</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,317</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (333</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 45</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (200</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,829</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at December 31, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2013</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,596</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">48</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,044</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,688</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,796</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,480</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">181</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,468</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,029</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(96</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">98</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(87</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">48</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">29</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 243</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,571</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,663</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 375</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (100</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,183</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at December 31, 2011</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Charge-Offs</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recoveries</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Provision (Credit)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Balance at September 30, 2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,365</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (345</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">126</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">251</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,397</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,400</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (172</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">208</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,565</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,871</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,270</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">38</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,221</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">174</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (170</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">36</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">110</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Allocation for general risk</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,414</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (224</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,190</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 14,623</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (877</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 408</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,325</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,829</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> As a result of successful ongoing problem credit resolution efforts, the Company achieved further asset quality improvements in the first nine months of 2013. These improvements are evidenced by reduced levels of non-accrual loans, non-performing assets, classified assets and low loan delinquency levels that continue to be well below 1% of total loans. The higher charge-off in the commercial loans secured by real estate relate primarily to one loan for which a specific reserve had been previously established. The largest portion of the credit provision occurred in commercial loans secured by real-estate as this is the category that experienced the most meaningful improvement in asset quality which resulted in a reduction of the related qualitative factor. The $1 million provision for commercial loans was largely related to the downgrade to a substandard rating for a larger commercial credit.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">At September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Individually evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,205</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,318</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Collectively evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 115,862</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 394,535</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,222</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 758,529</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 16,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760,847</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Allowance for loan losses:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Allocation for General Risk</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Specific reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">755</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">805</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> General reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,638</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 4,274</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 10,378</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total allowance for loan losses</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,688</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 5,029</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,323</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,003</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,183</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">At December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Individually evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,793</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,806</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Collectively evaluated for impairment</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 378,546</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,407</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 716,359</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 17,420</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 721,165</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Allowance for loan losses:</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Commercial Loans Secured by Real Estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Real Estate-<br /> Mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Allocation for General Risk</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Specific reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> General reserve allocation</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,596</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,210</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 10,985</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total allowance for loan losses</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,596</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 7,796</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 150</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,571</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The segments of the Company&#39;s loan portfolio are disaggregated to a level that allows management to monitor risk and performance. The loan segments used are consistent with the internal reports evaluated by the Company&#39;s management and Board of Directors to monitor risk and performance within various segments of its loan portfolio and therefore, no further disaggregation into classes is necessary. The overall risk profile for the commercial loan segment is impacted by non-owner occupied CRE loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, as a meaningful but declining portion of the commercial portfolio is centered in these types of accounts. The residential mortgage loan segment is comprised of first lien amortizing residential mortgage loans and home equity loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Management evaluates for possible impairment any individual loan in the commercial or commercial real estate segment with a loan balance in excess of $100,000 that is in nonaccrual status or classified as a Troubled Debt Restructure (TDR). Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#39;s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not separately evaluate individual consumer and residential mortgage loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a TDR.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one of three methods: (a) the present value of expected future cash flows discounted at the loan&#39;s effective interest rate; (b) the loan&#39;s observable market price; or (c) the fair value of the collateral less selling costs for collateral dependent loans. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Company&#39;s policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The need for an updated appraisal on collateral dependent loans is determined on a case-by-case basis. The useful life of an appraisal or evaluation will vary depending upon the circumstances of the property and the economic conditions in the marketplace. A new appraisal is not required if there is an existing appraisal which, along with other information, is sufficient to determine a reasonable value for the property and to support an appropriate and adequate allowance for loan losses. At a minimum, annual documented reevaluation of the property is completed by the Bank&#39;s internal Assigned Risk Department to support the value of the property.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> When reviewing an appraisal associated with an existing collateral real estate dependent transaction, the Bank&#39;s internal Assigned Risk Department must determine if there have been material changes to the underlying assumptions in the appraisal which affect the original estimate of value. Some of the factors that could cause material changes to reported values include:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the passage of time;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the volatility of the local market;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the availability of financing;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">natural disasters;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the inventory of competing properties;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">new improvements to, or lack of maintenance of, the subject property or competing properties upon physical inspection by the Bank;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">changes in underlying economic and market assumptions, such as material changes in current and projected vacancy, absorption rates, capitalization rates, lease terms, rental rates, sales prices, concessions, construction overruns and delays, zoning changes, etc.; and/or</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">environmental contamination.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The value of the property is adjusted to appropriately reflect the above listed factors and the value is discounted to reflect the value impact of a forced or distressed sale, any outstanding senior liens, any outstanding unpaid real estate taxes, transfer taxes and closing costs that would occur with sale of the real estate. If the Assigned Risk Department personnel determine that a reasonable value cannot be derived based on available information, a new appraisal is ordered. The determination of the need for a new appraisal, versus completion of a property valuation by the Bank&#39;s Assigned Risk Department personnel rests with the Assigned Risk Department and not the originating account officer.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Impaired Loans with Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Impaired Loans with no Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total Impaired Loans</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Related Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unpaid Principal Balance</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,156</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">755</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">49</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,205</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,206</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 805</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 112</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,318</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,417</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Impaired Loans with Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Impaired Loans with no Specific Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total Impaired Loans</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Related Allowance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Recorded Investment</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unpaid Principal Balance</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,239</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">554</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,793</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,850</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,239</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,586</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 567</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,806</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,863</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Average loan balance:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">50</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">17</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,170</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,576</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,904</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,680</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 18</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Average investment in impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,283</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,576</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,928</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,697</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recognized:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">3</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recognized on a cash basis on impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Management uses a nine point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first six categories are considered not criticized. The first five "Pass" categories are aggregated, while the Pass-6, Special Mention, Substandard and Doubtful categories are disaggregated to separate pools. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due, or for which any portion of the loan represents a specific allocation of the allowance for loan losses are placed in Substandard or Doubtful.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process, which dictates that, at a minimum, credit reviews are mandatory for all commercial and commercial mortgage loan relationships with aggregate balances in excess of $250,000 within a 12-month period. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, delinquency, or death occurs to raise awareness of a possible credit event. The Company&#39;s commercial relationship managers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. Risk ratings are assigned by the account officer, but require independent review and rating concurrence from the Company&#39;s internal Loan Review Department. The Loan Review Department is an experienced independent function which reports directly to the Board&#39;s Audit Committee. The scope of commercial portfolio coverage by the Loan Review Department is defined and presented to the Audit Committee for approval on an annual basis. The approved scope of coverage for 2013 requires review of a minimum 55% of the commercial loan portfolio.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In addition to loan monitoring by the account officer and Loan Review Department, the Company also requires presentation of all credits rated Pass-6 with aggregate balances greater than $1,000,000, all credits rated Special Mention or Substandard with aggregate balances greater than $250,000, and all credits rated Doubtful with aggregate balances greater than $100,000 on an individual basis to the Company&#39;s Loan Loss Reserve Committee on a quarterly basis. Additionally, the Asset Quality Task Force, which is a group comprised of senior level personnel, meets bi-weekly to monitor the status of problem loans.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents the classes of the commercial loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Pass</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Special Mention</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Substandard</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Doubtful</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 104,296</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,904</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,712</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 368,504</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 14,769</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 12,999</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 468</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 472,800</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 23,673</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 15,711</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 468</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 515,652</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Pass</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Special Mention</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Substandard</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Doubtful</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 99,886</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">28</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,908</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 343,885</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 20,836</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,010</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,608</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 443,771</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 20,864</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 19,918</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,608</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 486,161</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> It is generally the policy of the Bank that the outstanding balance of any residential mortgage loan that exceeds 90-days past due as to principal and/or interest is transferred to non-accrual status and an evaluation is completed to determine the fair value of the collateral less selling costs, unless the balance is minor. A charge down is recorded for any deficiency balance determined from the collateral evaluation. The remaining non-accrual balance is reported as impaired with no specific allowance. It is the policy of the Bank that the outstanding balance of any consumer loan that exceeds 90-days past due as to principal and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Performing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Non-Performing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 230,692</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,218</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,222</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 246,914</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,281</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Performing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Non-Performing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 216,393</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,191</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,407</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 233,800</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,204</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">30&nbsp;-&nbsp;59 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">60&nbsp;-&nbsp;89 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due and Still Accruing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 394,050</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">936</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">68</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,690</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 228,118</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,248</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">554</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">990</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,792</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,209</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 57</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 19</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 76</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 754,289</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,241</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 641</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,676</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 6,558</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760,847</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="27">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">30&nbsp;-&nbsp;59 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">60&nbsp;-&nbsp;89 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Past Due</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">90 Days Past Due and Still Accruing</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,775</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 379,834</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,545</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,505</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 213,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,240</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">303</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">741</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,284</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,371</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 33</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 49</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,420</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 713,280</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,256</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,928</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,701</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 7,885</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 721,165</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> An allowance for loan losses ("ALL") is maintained to absorb losses from the loan portfolio. The ALL is based on management&#39;s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are complemented by consideration of other qualitative factors.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Management tracks the historical net charge-off activity at each risk rating grade level for the entire commercial portfolio and at the aggregate level for the consumer, residential mortgage and small business portfolios. A historical charge-off factor is calculated utilizing a rolling 12 consecutive historical quarters for the commercial portfolios. This historical charge-off factor for the consumer, residential mortgage and small business portfolios are based on a three year historical average of actual loss experience.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Company uses a comprehensive methodology and procedural discipline to maintain an ALL to absorb inherent losses in the loan portfolio. The Company believes this is a critical accounting policy since it involves significant estimates and judgments. The allowance consists of three elements: 1) an allowance established on specifically identified problem loans, 2) formula driven general reserves established for loan categories based upon historical loss experience and other qualitative factors which include delinquency, non-performing and TDR loans, loan trends, economic trends, concentrations of credit, trends in loan volume, experience and depth of management, examination and audit results, effects of any changes in lending policies, and trends in policy, financial information, and documentation exceptions, and 3) a general risk reserve which provides support for variance from our assessment of the previously listed qualitative factors, provides protection against credit risks resulting from other inherent risk factors contained in the Company&#39;s loan portfolio, and recognizes the model and estimation risk associated with the specific and formula driven allowances. The qualitative factors used in the formula driven general reserves are evaluated quarterly (and revised if necessary) by the Company&#39;s management to establish allocations which accommodate each of the listed risk factors.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> "Pass" rated credits are segregated from "Criticized" and "Classified" credits for the application of qualitative factors.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for allowance for credit losses.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZPAE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Comprehensive Income (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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          <div>Sep. 30, 2012</div>
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          <div>Sep. 30, 2013</div>
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          <div>Sep. 30, 2012</div>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract', window );"><strong>COMPREHENSIVE INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 1,226<span></span></td>
        <td class="nump">$ 1,307<span></span></td>
        <td class="nump">$ 3,352<span></span></td>
        <td class="nump">$ 4,304<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract', window );"><strong>Other comprehensive income (loss), before tax:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent', window );">Pension obligation change for defined benefit plan</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">253<span></span></td>
        <td class="nump">823<span></span></td>
        <td class="nump">117<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent', window );">Income tax effect</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(85)<span></span></td>
        <td class="num">(280)<span></span></td>
        <td class="num">(40)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized holding gains (losses) on available for sale securities arising during period</a></td>
        <td class="nump">176<span></span></td>
        <td class="nump">518<span></span></td>
        <td class="num">(3,429)<span></span></td>
        <td class="nump">724<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Income tax effect</a></td>
        <td class="num">(60)<span></span></td>
        <td class="num">(176)<span></span></td>
        <td class="nump">1,165<span></span></td>
        <td class="num">(246)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax', window );">Reclassification adjustment for gains on available for sale securities included in net income</a></td>
        <td class="num">(66)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(137)<span></span></td>
        <td class="num">(12)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Income tax effect</a></td>
        <td class="nump">23<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">47<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss)</a></td>
        <td class="nump">73<span></span></td>
        <td class="nump">510<span></span></td>
        <td class="num">(1,811)<span></span></td>
        <td class="nump">547<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
        <td class="nump">$ 1,299<span></span></td>
        <td class="nump">$ 1,817<span></span></td>
        <td class="nump">$ 1,541<span></span></td>
        <td class="nump">$ 4,851<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e557-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTax</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans, attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax (expense) benefit, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans, attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e640-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e,f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669646-108580<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EMKAC">
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          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Schedule of Interest Income) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome', window );">Interest income due in accordance with original terms</a></td>
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        <td class="nump">$ 51<span></span></td>
        <td class="nump">$ 139<span></span></td>
        <td class="nump">$ 169<span></span></td>
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        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NetReductionInInterestIncome', window );">Net reduction in interest income</a></td>
        <td class="nump">$ 37<span></span></td>
        <td class="nump">$ 51<span></span></td>
        <td class="nump">$ 139<span></span></td>
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                <p>Interest income recorded for nonaccrual loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Net reduction in interest income</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross interest income that would have been recorded in the period on troubled debt restructurings, if the loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25495931&amp;loc=d3e18794-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from depository institutions</a></td>
        <td class="nump">$ 20,056<span></span></td>
        <td class="nump">$ 17,808<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest bearing deposits</a></td>
        <td class="nump">2,968<span></span></td>
        <td class="nump">1,730<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherShortTermInvestments', window );">Short-term investments in money market funds</a></td>
        <td class="nump">5,678<span></span></td>
        <td class="nump">7,282<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
        <td class="nump">28,702<span></span></td>
        <td class="nump">26,820<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">149,065<span></span></td>
        <td class="nump">151,538<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to maturity (fair value $17,926 on September 30, 2013 and $14,266 on December 31, 2012)</a></td>
        <td class="nump">18,045<span></span></td>
        <td class="nump">13,723<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleMortgages', window );">Loans held for sale</a></td>
        <td class="nump">2,834<span></span></td>
        <td class="nump">10,576<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans</a></td>
        <td class="nump">761,459<span></span></td>
        <td class="nump">721,802<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Less: Unearned income</a></td>
        <td class="nump">612<span></span></td>
        <td class="nump">637<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="nump">11,183<span></span></td>
        <td class="nump">12,571<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans</a></td>
        <td class="nump">749,664<span></span></td>
        <td class="nump">708,594<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">13,265<span></span></td>
        <td class="nump">11,798<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedInvestmentIncomeReceivable', window );">Accrued interest income receivable</a></td>
        <td class="nump">3,300<span></span></td>
        <td class="nump">2,960<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">12,613<span></span></td>
        <td class="nump">12,613<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
        <td class="nump">36,463<span></span></td>
        <td class="nump">36,214<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Net deferred tax asset</a></td>
        <td class="nump">11,073<span></span></td>
        <td class="nump">11,467<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank stock</a></td>
        <td class="nump">4,514<span></span></td>
        <td class="nump">4,179<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalReserveBankStock', window );">Federal Reserve Bank stock</a></td>
        <td class="nump">2,125<span></span></td>
        <td class="nump">2,125<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseCurrentAndNoncurrent', window );">Prepaid federal deposit insurance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,444<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">6,481<span></span></td>
        <td class="nump">6,940<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
        <td class="nump">1,038,144<span></span></td>
        <td class="nump">1,000,991<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non-interest bearing deposits</a></td>
        <td class="nump">158,516<span></span></td>
        <td class="nump">156,223<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing deposits</a></td>
        <td class="nump">693,695<span></span></td>
        <td class="nump">679,511<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">852,211<span></span></td>
        <td class="nump">835,734<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm', window );">Short-term borrowings</a></td>
        <td class="nump">31,096<span></span></td>
        <td class="nump">15,660<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Advances from Federal Home Loan Bank</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">13,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Guaranteed junior subordinated deferrable interest debentures</a></td>
        <td class="nump">13,085<span></span></td>
        <td class="nump">13,085<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtAndCapitalLeaseObligations', window );">Total borrowed funds</a></td>
        <td class="nump">65,181<span></span></td>
        <td class="nump">41,745<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">10,382<span></span></td>
        <td class="nump">13,044<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">TOTAL LIABILITIES</a></td>
        <td class="nump">927,774<span></span></td>
        <td class="nump">890,523<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>SHAREHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, no par value; $1,000 per share liquidation preference; 2,000,000 shares authorized; 21,000 shares issued and outstanding on September 30, 2013 and December 31, 2012</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,402,007 shares issued and 18,784,188 outstanding on September 30, 2013; 26,398,540 shares issued and 19,164,721 outstanding on December 31, 2012</a></td>
        <td class="nump">264<span></span></td>
        <td class="nump">264<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock at cost, 7,617,819 and 7,233,819 shares on September 30, 2013 and December 31, 2012, respectively</a></td>
        <td class="num">(74,829)<span></span></td>
        <td class="num">(73,658)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Capital surplus</a></td>
        <td class="nump">145,170<span></span></td>
        <td class="nump">145,102<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">25,955<span></span></td>
        <td class="nump">23,139<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss, net</a></td>
        <td class="num">(7,190)<span></span></td>
        <td class="num">(5,379)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">TOTAL SHAREHOLDERS' EQUITY</a></td>
        <td class="nump">110,370<span></span></td>
        <td class="nump">110,468<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
        <td class="nump">$ 1,038,144<span></span></td>
        <td class="nump">$ 1,000,991<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedInvestmentIncomeReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 4<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedInvestmentIncomeReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1, 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtAndCapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, and capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13,16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtAndCapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b),(c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank borrowings due within one year of the latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesShortTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalReserveBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalReserveBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 20, 22<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13, 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX210.5-02.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_JuniorSubordinatedNotes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5074-111524<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 840<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -Subparagraph (a)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496975&amp;loc=d3e45377-112738<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleMortgages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of mortgage loans held for sale. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 948<br><br><br><br> -SubTopic 310<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490309&amp;loc=d3e48678-111004<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Permanent Investor<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6520390<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleMortgages</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherShortTermInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.5)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1(g))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph g<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherShortTermInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of expenditures made in advance of when the economic benefit of the cost will be realized, and which will be expensed in future periods with the passage of time or when a triggering event occurs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidExpenseCurrentAndNoncurrent</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
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                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>debit</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E4LAI">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses (Loan Portfolio Summarized by Categories) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">$ 515,652<span></span></td>
        <td class="nump">$ 486,161<span></span></td>
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          <div class="a">Commercial [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">115,912<span></span></td>
        <td class="nump">102,822<span></span></td>
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          <div class="a">Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">396,740<span></span></td>
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          <div class="a">Pass [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">472,800<span></span></td>
        <td class="nump">443,771<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">104,296<span></span></td>
        <td class="nump">99,886<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">368,504<span></span></td>
        <td class="nump">343,885<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">23,673<span></span></td>
        <td class="nump">20,864<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">8,904<span></span></td>
        <td class="nump">28<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">14,769<span></span></td>
        <td class="nump">20,836<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">15,711<span></span></td>
        <td class="nump">19,918<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">2,712<span></span></td>
        <td class="nump">2,908<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">12,999<span></span></td>
        <td class="nump">17,010<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">468<span></span></td>
        <td class="nump">1,608<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">$ 468<span></span></td>
        <td class="nump">$ 1,608<span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>us-gaap_LoansReceivableCommercialRealEstateAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (TDR) (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract', window );"><strong>Nonperforming Assets Including Troubled Debt Restructurings [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock', window );">Non-performing Assets Including TDR</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">December 31, 2012</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Non-accrual loans</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,041</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,623</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,218</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,191</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,259</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 5,814</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>90 days past due still accruing</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Other real estate owned</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">344</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,101</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 522</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 127</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> TDR&#39;s not in non-accrual</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 182</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total non-performing assets including TDR</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 5,037</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 7,224</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.66</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Schedule of TDRs</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2012 (dollars in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">87</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in non-accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">4</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,990</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock', window );">Recorded Investment of Defaults</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Recorded investment of defaults</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 724</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,312</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 724</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,312</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock', window );">Schedule of Interest Income</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income due in accordance with original terms</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">37</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">169</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recorded</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net reduction in interest income</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 37</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 169</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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                <p>Schedule of recorded investment in loans as trouble debt restructuring.</p>
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                <p>Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Disclosures About Fair Value Measurements<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Disclosures About Fair Value Measurements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock', window );">Disclosures About Fair Value Measurements</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 17. Disclosures About Fair Value Measurements</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following disclosures establish a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined within this hierarchy are as follows:</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Level I:&nbsp;&nbsp;Quoted prices are available in active markets for identical assets or liabilities as of the reported date.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Level II:&nbsp;&nbsp;Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Level III:&nbsp;&nbsp;Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management&#39;s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> <u>Assets and Liability Measured on a Recurring Basis</u></p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#39;s terms and conditions, among other things.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The fair value of the swap asset and liability is based on an external derivative valuation model using data inputs as of the valuation date and classified Level 2.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following tables present the assets reported on the consolidated balance sheets at their fair value as of September 30, 2013 and December 31, 2012, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Assets and liability measured at fair value on a recurring basis are summarized below (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at September 30, 2013 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at December 31, 2012 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,911</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,911</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 137,735</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 137,735</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value of swap asset</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value of swap liability</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> <u>Assets Measured on a Non-recurring Basis</u></p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. As detailed in the allowance for loan loss footnote, impaired loans are reported at fair value of the underlying collateral if the repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on observable market data which at times are discounted. At September 30, 2013, impaired loans with a carrying value of $2.3 million were reduced by a specific valuation allowance totaling $805,000 resulting in a net fair value of $1.5 million. At December 31, 2012, impaired loans with a carrying value of $4.8 million were reduced by a specific valuation allowance totaling $1.6 million resulting in a net fair value of $3.2 million.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Other real estate owned (OREO) is measured at fair value based on appraisals, less cost to sell at the date of foreclosure. Valuations are periodically performed by management. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Assets measured at fair value on a non-recurring basis are summarized below (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at September 30, 2013 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,513</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,513</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at December 31, 2012 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,220</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,220</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Quantitative Information About Level 3 Fair Value Measurements</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair Value Estimate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Valuation Techniques</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unobservable Input</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Range</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,513</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(1)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral<sup>(1),(3)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Quantitative Information About Level 3 Fair Value Measurements</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> December 31, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair Value Estimate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Valuation Techniques</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unobservable Input</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Range</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> $3,220</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(1)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral<sup>(1),(3)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(2)</td> <td style="TEXT-ALIGN: left">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(3)</td> <td style="TEXT-ALIGN: left">Includes qualitative adjustments by management and estimated liquidation expenses.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> For the Company, as for most financial institutions, approximately 90% of its assets and liabilities are considered financial instruments. Many of the Company&#39;s financial instruments, however, lack an available trading market characterized by a willing buyer and willing seller engaging in an exchange transaction. Therefore, significant estimates and present value calculations were used by the Company for the purpose of this disclosure.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Fair values have been determined by the Company using independent third party valuations that use the best available data (Level 2) and an estimation methodology (Level 3) the Company believes is suitable for each category of financial instruments. Management believes that cash, cash equivalents, and loans and deposits with floating interest rates have estimated fair values which approximate the recorded book balances. The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2013 and December 31, 2012, were as follows (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Carrying Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL ASSETS:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Cash and cash equivalents</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 28,702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 28,702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 28,702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;AFS</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;HTM</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,045</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,926</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14,957</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,969</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Regulatory stock</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,639</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,639</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,639</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans held for sale</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,834</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,888</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,888</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans, net of allowance for loan loss and unearned income</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 749,664</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 751,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 751,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued income receivable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Bank owned life insurance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,463</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,463</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,463</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL LIABILITIES:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with no stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 537,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 537,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 537,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 314,634</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 321,410</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 321,410</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Short-term borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> All other borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 34,085</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,908</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,908</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued interest payable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,669</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,669</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,669</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Carrying Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL ASSETS:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Cash and cash equivalents</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,820</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,820</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,820</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;AFS</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;HTM</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,723</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14,266</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,321</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,945</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Regulatory stock</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans held for sale</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10,576</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10,722</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10,722</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans, net of allowance for loan loss and unearned income</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 708,594</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 716,756</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 716,756</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued income receivable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Bank owned life insurance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,214</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,214</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,214</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value swap asset</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL LIABILITIES:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with no stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 520,002</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 520,002</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 520,002</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 315,732</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 320,930</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 320,930</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Short-term borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> All other borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,085</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,442</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,442</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued interest payable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,083</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,083</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,083</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value swap liability</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The fair value of cash and cash equivalents, regulatory stock, accrued income receivable, short-term borrowings, and accrued interest payable are equal to the current carrying value.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The fair value of investment securities is equal to the available quoted market price for similar securities. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#39;s terms and conditions, among other things. The Level 3 security is valued by discounted cash flows using the US Treasury rate for the remaining term of the security.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Loans held for sale are priced individually at market rates on the day that the loan is locked for commitment with an investor. All loans in the held for sale account conform to Fannie Mae underwriting guidelines, with the specific intent of the loan being purchased by an investor at the predetermined rate structure. Loans in the held for sale account have specific delivery dates that must be executed to protect the pricing commitment (typically a 30, 45, or 60 day lock period).</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The net loan portfolio has been valued using a present value discounted cash flow. The discount rate used in these calculations is based upon the treasury yield curve adjusted for non-interest operating costs, credit loss, current market prices and assumed prepayment risk.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The fair value of bank owned life insurance is based upon the cash surrender value of the underlying policies and matches the carrying value.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Deposits with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities. Deposits with no stated maturities have an estimated fair value equal to both the amount payable on demand and the recorded carrying value.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The fair value of all other borrowings is based on the discounted value of contractual cash flows. The discount rates are estimated using rates currently offered for similar instruments with similar remaining maturities.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The fair values of the swaps used for interest rate risk management represents the amount the Company would have expected to receive or pay to terminate such agreements.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values. The Company&#39;s remaining assets and liabilities which are not considered financial instruments have not been valued differently than has been customary under historical cost accounting.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure of the fair value measurement of assets and liabilities, which includes financial instruments measured at fair value that are classified in shareholders' equity, which may be measured on a recurring or nonrecurring basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19279-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19190-110258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDDAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment Securities (Narrative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_GainOnSaleOfSecurities', window );">Gross investment gains</a></td>
        <td class="nump">$ 66<span></span></td>
        <td class="nump">$ 137<span></span></td>
        <td class="nump">$ 59<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LossOnSaleOfSecurities', window );">Gross investment losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">47<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesAdditionalTextualAbstract', window );"><strong>Investment Securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ConsolidatedInvestmentSecuritiesPortfolioModifiedYears', window );">Consolidated investment securities portfolio modified, years</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">3 years 3 months 18 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of investment securities - available for sale</a></td>
        <td class="nump">1,100<span></span></td>
        <td class="nump">2,298<span></span></td>
        <td class="nump">4,221<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings', window );">Book value of securities available for sale and held to maturity</a></td>
        <td class="nump">$ 112,085<span></span></td>
        <td class="nump">$ 112,085<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 94,206<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions', window );">Positions considered temporarily impaired</a></td>
        <td class="nump">54<span></span></td>
        <td class="nump">54<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Standard &amp; Poor's, AAA Rating [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">89.70%<span></span></td>
        <td class="nump">89.70%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">92.20%<span></span></td>
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          <div class="a">Standard &amp; Poor's, A Rating [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentageOfInvestmentSecuritiesPortfolioRated', window );">Portfolio rated</a></td>
        <td class="nump">1.20%<span></span></td>
        <td class="nump">1.20%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value of available for sale held to maturity and federal home loan bank.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>Consolidated investment securities portfolio modified, years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gain realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The loss realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_LossOnSaleOfSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of investment securities portfolio rated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PercentageOfInvestmentSecuritiesPortfolioRated</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>invest_InvestmentLineItems</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>invest_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure regarding factors used to determine that the impairment of securities categorized as held-to-maturity where cost exceeds fair value is not an other than temporary impairment (OTTI). This item contains disclosure of the number of investment positions in the held-to-maturity investments determined to be temporarily impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQSBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Narrative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
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          <div>Sep. 30, 2012</div>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure', window );">Individual loan balance is classified as nonaccrual status or troubled debt restructure</a></td>
        <td class="nump">$ 100<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 100<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CreditReviewsMandatoryForLoansAggregateBalances', window );">Credit reviews mandatory for loan aggregate balances with in 12-month period</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor', window );">Number of consecutive historical quarters for calculation of charge-off factor</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoansPastDueAsToMaturity', window );">Loans past due as to maturity, days</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">90 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(200)<span></span></td>
        <td class="num">(100)<span></span></td>
        <td class="num">(1,325)<span></span></td>
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      <tr class="rh">
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          <div class="a">Minimum [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CreditReviewsMandatoryForLoansAggregateBalances', window );">Credit reviews mandatory for loan aggregate balances with in 12-month period</a></td>
        <td class="nump">250<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">250<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AnticipatedScopeOfRangeOfCoverage', window );">Anticipated scope of range-of-coverage</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">55.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure', window );">Individual loan balance is classified as nonaccrual status or troubled debt restructure</a></td>
        <td class="nump">100<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CreditReviewsMandatoryForLoansAggregateBalances', window );">Credit reviews mandatory for loan aggregate balances with in 12-month period</a></td>
        <td class="nump">250<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">250<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor', window );">Number of consecutive historical quarters for calculation of charge-off factor</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="nump">891<span></span></td>
        <td class="nump">277<span></span></td>
        <td class="nump">1,044<span></span></td>
        <td class="nump">251<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="num">(993)<span></span></td>
        <td class="num">(515)<span></span></td>
        <td class="num">(1,468)<span></span></td>
        <td class="num">(1,565)<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoansPastDueAsToMaturity', window );">Loans past due as to maturity, days</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">90 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="nump">62<span></span></td>
        <td class="nump">57<span></span></td>
        <td class="nump">52<span></span></td>
        <td class="nump">103<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoansPastDueAsToMaturity', window );">Loans past due as to maturity, days</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">90 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="num">$ (6)<span></span></td>
        <td class="nump">$ 17<span></span></td>
        <td class="nump">$ 29<span></span></td>
        <td class="nump">$ 110<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AnticipatedScopeOfRangeOfCoverage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Anticipated scope of range of coverage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AnticipatedScopeOfRangeOfCoverage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_CreditReviewsMandatoryForLoansAggregateBalances">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Credit reviews mandatory for loans aggregate balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_CreditReviewsMandatoryForLoansAggregateBalances</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Individual loan balance is classified as nonaccrual status or troubled debt restructure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_LoansPastDueAsToMaturity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans past due as to maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_LoansPastDueAsToMaturity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of consecutive historical quarters for calculation of charge-off factor.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAKBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Regulatory Capital (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalAbstract', window );"><strong>Summarized regulatory capital ratio of company</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalToTangibleAssets', window );">Tangible common equity ratio</a></td>
        <td class="nump">7.48%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consolidated [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalAbstract', window );"><strong>Summarized regulatory capital ratio of company</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">$ 126,358<span></span></td>
        <td class="nump">$ 122,583<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">15.35%<span></span></td>
        <td class="nump">15.92%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">65,841<span></span></td>
        <td class="nump">61,588<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">82,301<span></span></td>
        <td class="nump">76,985<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">116,050<span></span></td>
        <td class="nump">112,916<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">14.10%<span></span></td>
        <td class="nump">14.67%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">32,921<span></span></td>
        <td class="nump">30,794<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">49,381<span></span></td>
        <td class="nump">46,191<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 Capital (To Average Assets), Actual Amount</a></td>
        <td class="nump">116,050<span></span></td>
        <td class="nump">112,916<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 Capital (To Average Assets), Actual Ratio</a></td>
        <td class="nump">11.44%<span></span></td>
        <td class="nump">11.44%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">40,571<span></span></td>
        <td class="nump">39,474<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">50,714<span></span></td>
        <td class="nump">49,343<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">AmeriServ Financial Bank [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalAbstract', window );"><strong>Summarized regulatory capital ratio of company</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">101,907<span></span></td>
        <td class="nump">101,786<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">12.52%<span></span></td>
        <td class="nump">13.34%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">65,139<span></span></td>
        <td class="nump">61,060<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">81,424<span></span></td>
        <td class="nump">76,325<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">91,708<span></span></td>
        <td class="nump">92,200<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">11.26%<span></span></td>
        <td class="nump">12.08%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">32,570<span></span></td>
        <td class="nump">30,530<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">48,854<span></span></td>
        <td class="nump">45,795<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 Capital (To Average Assets), Actual Amount</a></td>
        <td class="nump">91,708<span></span></td>
        <td class="nump">92,200<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 Capital (To Average Assets), Actual Ratio</a></td>
        <td class="nump">9.28%<span></span></td>
        <td class="nump">9.55%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">39,524<span></span></td>
        <td class="nump">38,616<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">$ 49,405<span></span></td>
        <td class="nump">$ 48,269<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of total capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Capital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Capital divided by risk weighted assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalToTangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible Capital divided by Tangible assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalToTangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Risk Based Capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
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                <p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Antidilution<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Diluted Earnings Per Share<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Contingent Stock Agreement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Pension Benefits (Tables)<br></strong></div>
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TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended<br /> September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Components of net periodic benefit cost<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Service cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">453</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">373</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,359</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,119</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Interest cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">291</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">299</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">873</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">897</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Expected return on plan assets</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (440</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (406</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,218</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amortization of prior year service cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(5</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(5</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amortization of transition asset</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(4</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(12</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Recognized net actuarial loss</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 341</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 262</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,023</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 786</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Net periodic pension cost</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 638</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 519</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,914</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,557</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GeneralDiscussionOfPensionAndOtherPostretirementBenefitsAbstract</nobr></td>
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                <p>Tabular disclosure of the components of net benefit costs for pension plans and/or other employee benefit plans including service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) recognized due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
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          <div style="width: 200px;"><strong>Disclosures About Fair Value Measurements (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Disclosures About Fair Value Measurements [Abstract]</strong></a></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Assets and Liabilities Measured on Recurring Basis</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at September 30, 2013 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at December 31, 2012 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,911</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,911</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 137,735</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 137,735</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value of swap asset</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value of swap liability</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Assets Measured at Fair Value on Non-Recurring Basis</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at September 30, 2013 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,513</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,513</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Fair Value Measurements at December 31, 2012 Using</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,220</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,220</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Quantitative Information About Level 3 Fair Value Measurements</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair Value Estimate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Valuation Techniques</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unobservable Input</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Range</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,513</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(1)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral<sup>(1),(3)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">Quantitative Information About Level 3 Fair Value Measurements</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> December 31, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair Value Estimate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Valuation Techniques</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unobservable Input</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Range</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Impaired loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> $3,220</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(1)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal of<br /> collateral<sup>(1),(3)</sup></td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Appraisal adjustments</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <sup>(2)</sup><br /> Liquidation expenses<sup>(2)</sup><!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center">0% to 35%<br /> 1% to 20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(1)</td> <td style="TEXT-ALIGN: left">Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(2)</td> <td style="TEXT-ALIGN: left">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 1px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 20px">(3)</td> <td style="TEXT-ALIGN: left">Includes qualitative adjustments by management and estimated liquidation expenses.</td> </tr> </table> <!--EndFragment--></div> </div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Value of Financial Instruments</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Carrying Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL ASSETS:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Cash and cash equivalents</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 28,702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 28,702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 28,702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;AFS</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;HTM</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,045</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,926</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14,957</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,969</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Regulatory stock</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,639</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,639</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,639</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans held for sale</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,834</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,888</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,888</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans, net of allowance for loan loss and unearned income</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 749,664</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 751,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 751,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued income receivable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,300</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Bank owned life insurance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,463</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,463</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,463</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL LIABILITIES:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with no stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 537,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 537,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 537,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 314,634</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 321,410</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 321,410</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Short-term borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> All other borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 34,085</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,908</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,908</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued interest payable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,669</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,669</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,669</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="19">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Carrying Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 1)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 2)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">(Level 3)</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL ASSETS:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Cash and cash equivalents</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,820</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,820</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,820</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;AFS</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment securities&nbsp;-&nbsp;HTM</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,723</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14,266</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,321</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,945</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Regulatory stock</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans held for sale</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10,576</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10,722</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10,722</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans, net of allowance for loan loss and unearned income</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 708,594</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 716,756</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 716,756</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued income receivable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,960</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Bank owned life insurance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,214</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,214</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 36,214</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value swap asset</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> FINANCIAL LIABILITIES:<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with no stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 520,002</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 520,002</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 520,002</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Deposits with stated maturities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 315,732</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 320,930</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 320,930</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Short-term borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> All other borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 26,085</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,442</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,442</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Accrued interest payable</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,083</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,083</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,083</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Fair value swap liability</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">164</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19296-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Loans<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 7. Loans</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The loan portfolio of the Company consists of the following (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">December 31, 2012</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 115,912</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 102,822</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 396,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 383,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 231,910</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 217,584</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 16,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 17,420</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Loans, net of unearned income</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 760,847</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 721,165</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Loan balances at September 30, 2013 and December 31, 2012 are net of unearned income of $612,000 and $637,000, respectively. Real estate-construction loans comprised 2.3%, and 2.0% of total loans, net of unearned income, at September 30, 2013 and December 31, 2012, respectively. The Company has no exposure to subprime mortgage loans in the loan portfolio.</p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
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<SEQUENCE>74
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EFMAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Preferred Stock (Narrative) (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1">9 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Aug. 11, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TemporaryEquityLineItems', window );"><strong>Temporary Equity [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares of fixed rate cumulative perpetual preferred stock series D</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Aggregate purchase price of fixed rate cumulative perpetual preferred stock</a></td>
        <td class="nump">$ 21,000<span></span></td>
        <td class="nump">$ 21,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentageOfLendingIncentiveFeePayable', window );">Percentage of lending incentive fee payable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0.50%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_MinimumPercentageTierOneCapitalToBeMaintain', window );">Minimum percentage tier one capital to be maintain</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">90.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_IncreasedPercentageOfLendingIncentiveFee', window );">Increased percentage of lending incentive fee</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Noncumulative Series E Preferred Stock [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TemporaryEquityLineItems', window );"><strong>Temporary Equity [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares of fixed rate cumulative perpetual preferred stock series D</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Noncumulative Series E Preferred Stock [Member] | Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TemporaryEquityLineItems', window );"><strong>Temporary Equity [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentagePreferredStockRedemption', window );">Redemption price of series E preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Noncumulative Series E Preferred Stock [Member] | Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TemporaryEquityLineItems', window );"><strong>Temporary Equity [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentagePreferredStockRedemption', window );">Redemption price of series E preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Series E Preferred Stock [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TemporaryEquityLineItems', window );"><strong>Temporary Equity [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentagePreferredStockRedemption', window );">Redemption price of series E preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Increased percentage of lending incentive fee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_IncreasedPercentageOfLendingIncentiveFee</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Minimum percentage tier one capital to be maintain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_MinimumPercentageTierOneCapitalToBeMaintain</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of lending incentive fee payable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PercentageOfLendingIncentiveFeePayable</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_PercentagePreferredStockRedemption">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage preferred stock redemption.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PercentagePreferredStockRedemption</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividendRatePercentage</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                    <td><strong> Name:</strong></td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R30.htm
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Federal Home Loan Bank Borrowings (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract', window );"><strong>Federal Home Loan Bank Borrowings [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock', window );">Federal Home Loan Bank (FHLB) Borrowings and Advances</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">At September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Type</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Maturing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Weighted Average Rate</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Open Repo Plus</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> Overnight</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.25</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Advances</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2015</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.77</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2017</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1.07</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> 2018</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 1.47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total advances</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 21,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 0.89</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Total FHLB borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 52,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> 0.51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">At December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Type</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Maturing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Weighted Average Rate</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Open Repo Plus</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> Overnight</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.25</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Advances</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2015</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.74</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> 2017</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 4,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 0.92</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total advances</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 0.73</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Total FHLB borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 28,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> 0.47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvancesFromFederalHomeLoanBanksAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of advances by federal home loan bank by branch.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13,16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13, 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EFPAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities (Information Concerning Investments with Unrealized Losses) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities available for sale, Less than 12 months, Fair Value</a></td>
        <td class="nump">$ 45,794<span></span></td>
        <td class="nump">$ 9,031<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(1,234)<span></span></td>
        <td class="num">(118)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities available for sale, 12 months or longer, Fair Value</a></td>
        <td class="nump">3,650<span></span></td>
        <td class="nump">349<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, 12 months or longer, Unrealized Losses</a></td>
        <td class="num">(64)<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities available for sale, Total, Fair Value</a></td>
        <td class="nump">49,444<span></span></td>
        <td class="nump">9,380<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(1,298)<span></span></td>
        <td class="num">(120)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities held to maturity, Less than 12 months, Fair Value</a></td>
        <td class="nump">11,327<span></span></td>
        <td class="nump">965<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Investment securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(461)<span></span></td>
        <td class="num">(35)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities held to maturity, 12 months or longer, Fair Value</a></td>
        <td class="nump">994<span></span></td>
        <td class="nump">1,981<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Investment securities held to maturity, 12 months or longer, Unrealized Losses</a></td>
        <td class="num">(6)<span></span></td>
        <td class="num">(20)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities held to maturity, Total Fair Value</a></td>
        <td class="nump">12,321<span></span></td>
        <td class="nump">2,946<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Investment securities held to maturity, Total Unrealized Losses</a></td>
        <td class="num">(467)<span></span></td>
        <td class="num">(55)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities available for sale, Less than 12 months, Fair Value</a></td>
        <td class="nump">5,948<span></span></td>
        <td class="nump">993<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(151)<span></span></td>
        <td class="num">(7)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities available for sale, 12 months or longer, Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, 12 months or longer, Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities available for sale, Total, Fair Value</a></td>
        <td class="nump">5,948<span></span></td>
        <td class="nump">993<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(151)<span></span></td>
        <td class="num">(7)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities available for sale, Less than 12 months, Fair Value</a></td>
        <td class="nump">33,058<span></span></td>
        <td class="nump">1,140<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(880)<span></span></td>
        <td class="num">(8)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities available for sale, 12 months or longer, Fair Value</a></td>
        <td class="nump">702<span></span></td>
        <td class="nump">349<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, 12 months or longer, Unrealized Losses</a></td>
        <td class="num">(12)<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities available for sale, Total, Fair Value</a></td>
        <td class="nump">33,760<span></span></td>
        <td class="nump">1,489<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(892)<span></span></td>
        <td class="num">(10)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities held to maturity, Less than 12 months, Fair Value</a></td>
        <td class="nump">7,443<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Investment securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(338)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities held to maturity, 12 months or longer, Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Investment securities held to maturity, 12 months or longer, Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities held to maturity, Total Fair Value</a></td>
        <td class="nump">7,443<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Investment securities held to maturity, Total Unrealized Losses</a></td>
        <td class="num">(338)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities available for sale, Less than 12 months, Fair Value</a></td>
        <td class="nump">6,788<span></span></td>
        <td class="nump">6,898<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(203)<span></span></td>
        <td class="num">(103)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities available for sale, 12 months or longer, Fair Value</a></td>
        <td class="nump">2,948<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, 12 months or longer, Unrealized Losses</a></td>
        <td class="num">(52)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities available for sale, Total, Fair Value</a></td>
        <td class="nump">9,736<span></span></td>
        <td class="nump">6,898<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(255)<span></span></td>
        <td class="num">(103)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Taxable Municipal [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities held to maturity, Less than 12 months, Fair Value</a></td>
        <td class="nump">934<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Investment securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(78)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities held to maturity, 12 months or longer, Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Investment securities held to maturity, 12 months or longer, Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities held to maturity, Total Fair Value</a></td>
        <td class="nump">934<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Investment securities held to maturity, Total Unrealized Losses</a></td>
        <td class="num">(78)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds and other securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Investment securities held to maturity, Less than 12 months, Fair Value</a></td>
        <td class="nump">2,950<span></span></td>
        <td class="nump">965<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Investment securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(45)<span></span></td>
        <td class="num">(35)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Investment securities held to maturity, 12 months or longer, Fair Value</a></td>
        <td class="nump">994<span></span></td>
        <td class="nump">1,981<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Investment securities held to maturity, 12 months or longer, Unrealized Losses</a></td>
        <td class="num">(6)<span></span></td>
        <td class="num">(20)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Investment securities held to maturity, Total Fair Value</a></td>
        <td class="nump">3,944<span></span></td>
        <td class="nump">2,946<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss', window );">Investment securities held to maturity, Total Unrealized Losses</a></td>
        <td class="num">$ (51)<span></span></td>
        <td class="num">$ (55)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss on securities classified as available-for-sale recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss on investments in available-for-sale securities that have been in a loss position for less than twelve months recognized in Accumulated Other COmprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss on investments in held-to-maturity securities that have been in a loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated unrealized loss on investments in debt securities classified as held-to-maturity in a continuous loss position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
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                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
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                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
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                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                <p>This item represents the fair value of securities categorized as held-to-maturity which are in an unrealized loss position.</p>
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                <p>This item represents the fair value of securities categorized as held-to-maturity that have been in a continuous unrealized loss position for less than twelve months.</p>
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                <p>This item represents the fair value of securities categorized as held-to-maturity securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Federal Home Loan Bank Borrowings<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock', window );">Federal Home Loan Bank Borrowings</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 10. Federal Home Loan Bank Borrowings</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Total Federal Home Loan Bank (FHLB) borrowings and advances consist of the following (in thousands, except percentages):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">At September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Type</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Maturing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Weighted Average Rate</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Open Repo Plus</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> Overnight</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 31,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.25</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Advances</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2015</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.77</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2017</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1.07</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> 2018</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 1.47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total advances</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 21,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 0.89</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Total FHLB borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 52,096</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> 0.51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">At December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Type</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Maturing</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Weighted Average Rate</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Open Repo Plus</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> Overnight</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.25</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Advances</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2015</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">2016</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.74</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> 2017</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 4,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 0.92</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total advances</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 13,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: right"> 0.73</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Total FHLB borrowings</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 28,660</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: right"> 0.47</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The rate on Open Repo Plus advances can change daily, while the rates on the advances are fixed until the maturity of the advance.</p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Investment Securities<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investment Securities</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 6. Investment Securities</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The cost basis and fair values of investment securities are summarized as follows (in thousands):</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale (AFS):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,073</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">46</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (151</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 125,294</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,933</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,991</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 26</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (255</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 146,358</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,005</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,298</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity (HTM):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,038</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">348</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (338</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,048</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Taxable municipal</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(78</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,944</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 18,045</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 348</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (467</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 17,926</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale (AFS):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,848</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">70</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,911</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 131,425</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 137,735</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 7,992</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 7,892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 145,265</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 6,393</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (120</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 151,538</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity (HTM):</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Cost<br /> Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Gains</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Gross Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,318</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">578</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9,896</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Taxable municipal</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">410</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">416</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 14</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,954</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,723</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 598</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 14,266</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Maintaining investment quality is a primary objective of the Company&#39;s investment policy which, subject to certain limited exceptions, prohibits the purchase of any investment security below a Moody&#39;s Investor&#39;s Service or Standard &amp; Poor&#39;s rating of "A." At September 30, 2013, 89.7% of the portfolio was rated "AAA" as compared to 92.2% at December 31, 2012. 1.2% of the portfolio was either rated below "A" or unrated at September 30, 2013. The Company has no exposure to subprime mortgage loans in the investment portfolio. At September 30, 2013, the Company&#39;s consolidated investment securities portfolio had an effective duration of approximately 3.30 years.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Total proceeds from the sale of AFS securities for the first nine months of 2013 were $2.3 million resulting in $137,000 of gross investment security gains. Sales of investment securities in the three months ended September 30, 2013 were $1.1 million resulting in $66,000 of gross investment security gains. Total proceeds from the sale of AFS securities for the first nine months of 2012 were $4.2 million resulting in $59,000 of gross investment security gains and $47,000 of gross investment security losses. All of the investment security sales activity for 2012 occurred in the second quarter.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The book value of securities, both available for sale and held to maturity, pledged to secure public and trust deposits, and certain Federal Home Loan Bank borrowings was $112,085,000 at September 30, 2013 and $94,206,000 at December 31, 2012.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following tables present information concerning investments with unrealized losses as of September 30, 2013 and December 31, 2012 (in thousands):</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,948</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (151</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,948</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (151</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 33,058</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (880</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">702</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(12</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 33,760</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (892</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,788</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (203</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,948</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 9,736</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (255</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 45,794</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,234</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,650</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (64</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 49,444</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (1,298</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> Investment securities held to maturity:</h2> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,443</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (338</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,443</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (338</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Taxable municipal</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(78</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(78</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,950</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (45</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 994</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,944</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,327</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (461</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 994</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,321</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (467</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">993</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">993</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(7</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> US Agency mortgage-backed securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(8</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">349</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,489</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,898</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 6,898</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (103</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 9,031</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (118</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 349</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 9,380</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (120</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Less than 12 months</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">12 months or longer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Total</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Fair<br /> Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Unrealized Losses</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Corporate bonds and other securities</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 965</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (35</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,981</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,946</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 965</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (35</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,981</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (20</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 2,946</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> (55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. There are 54 positions that are considered temporarily impaired at September 30, 2013. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Contractual maturities of securities at September 30, 2013 are shown below (in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without prepayment penalties.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities available for sale:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Cost Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Available For Sale</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,073</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,740</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,994</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,807</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 12,841</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,997</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,838</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 62,453</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 62,453</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 48,260</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 48,260</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 9,073</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 125,294</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,991</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 146,358</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="15">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Fair Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Available For Sale</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8,013</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,853</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 7,921</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 17,787</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">955</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13,230</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,841</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 18,026</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 63,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 63,577</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 49,675</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 49,675</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 8,968</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 128,335</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,762</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 149,065</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> <strong>Investment securities held to maturity:</strong></p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Cost Basis</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds and Other Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Held To Maturity</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Within 1 year</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,000</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,769</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,769</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,012</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 995</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 12,264</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,038</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 5,007</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 18,045</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="11">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Fair Value</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">US Agency Mortgage-Backed Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Corporate Bonds and Other Securities</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total Investment Securities Held To Maturity</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Within 1 year</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 1 year but within 5 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,969</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,969</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 5 years but within 10 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,642</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,642</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> After 10 years but within 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">934</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Over 15 years</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 11,406</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 975</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 12,381</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 13,048</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,878</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 17,926</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Principles of Consolidation<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PrinciplesOfConsolidationAbstract', window );"><strong>Principles of Consolidation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock', window );">Principles of Consolidation</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 1. Principles of Consolidation</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The accompanying consolidated financial statements include the accounts of AmeriServ Financial, Inc. (the Company) and its wholly-owned subsidiaries, AmeriServ Financial Bank (the Bank), AmeriServ Trust and Financial Services Company (the Trust Company), and AmeriServ Life Insurance Company (AmeriServ Life). The Bank is a Pennsylvania state-chartered full service bank with 18 locations in Pennsylvania. The Trust Company offers a complete range of trust and financial services and administers assets valued at $1.6 billion that are not reported on the Company&#39;s balance sheet at September 30, 2013. AmeriServ Life is a captive insurance company that engages in underwriting as a reinsurer of credit life and disability insurance.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In addition, the Parent Company is an administrative group that provides support in such areas as audit, finance, investments, loan review, general services, and marketing. Significant intercompany accounts and transactions have been eliminated in preparing the consolidated financial statements.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28200181&amp;loc=SL6228881-111685<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 720<br><br> -SubTopic 15<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2122524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6359566&amp;loc=d3e326-107755<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7668296&amp;loc=d3e288-107754<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197480<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=d3e5614-111684<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 915<br><br> -SubTopic 235<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6472506&amp;loc=d3e38932-110933<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 852<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2209116<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 272<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6373374&amp;loc=d3e70478-108055<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2134480<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2122150<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Allowance for Loan Losses (Performing and Non-performing Outstanding Balances) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">230,692<span></span></td>
        <td class="nump">216,393<span></span></td>
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          <div class="a">Performing [Member] | Consumer [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">16,222<span></span></td>
        <td class="nump">17,407<span></span></td>
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          <div class="a">Non-Performing [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Outstanding balance of consumer loan</a></td>
        <td class="nump">1,281<span></span></td>
        <td class="nump">1,204<span></span></td>
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          <div class="a">Non-Performing [Member] | Real estate-mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract', window );"><strong>Performing and non-performing outstanding balances of the residential and consumer portfolios</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,218<span></span></td>
        <td class="nump">1,191<span></span></td>
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          <div class="a">Non-Performing [Member] | Consumer [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract', window );"><strong>Performing and non-performing outstanding balances of the residential and consumer portfolios</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 63<span></span></td>
        <td class="nump">$ 13<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                <p>Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableConsumer</nobr></td>
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          <div style="width: 200px;"><strong>Allowance for Loan Losses (Rollforward of the Allowance for Loan Losses by Portfolio Segment) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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          <div>Sep. 30, 2013</div>
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          <div>Sep. 30, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 11,145<span></span></td>
        <td class="nump">$ 13,317<span></span></td>
        <td class="nump">$ 12,571<span></span></td>
        <td class="nump">$ 14,623<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(57)<span></span></td>
        <td class="num">(333)<span></span></td>
        <td class="num">(1,663)<span></span></td>
        <td class="num">(877)<span></span></td>
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        <td class="nump">95<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">375<span></span></td>
        <td class="nump">408<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
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        <td class="num">(200)<span></span></td>
        <td class="num">(100)<span></span></td>
        <td class="num">(1,325)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">11,183<span></span></td>
        <td class="nump">12,829<span></span></td>
        <td class="nump">11,183<span></span></td>
        <td class="nump">12,829<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">2,780<span></span></td>
        <td class="nump">2,352<span></span></td>
        <td class="nump">2,596<span></span></td>
        <td class="nump">2,365<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(246)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(345)<span></span></td>
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        <td class="nump">17<span></span></td>
        <td class="nump">14<span></span></td>
        <td class="nump">48<span></span></td>
        <td class="nump">126<span></span></td>
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        <td class="nump">891<span></span></td>
        <td class="nump">277<span></span></td>
        <td class="nump">1,044<span></span></td>
        <td class="nump">251<span></span></td>
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        <td class="nump">3,688<span></span></td>
        <td class="nump">2,397<span></span></td>
        <td class="nump">3,688<span></span></td>
        <td class="nump">2,397<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">5,983<span></span></td>
        <td class="nump">8,378<span></span></td>
        <td class="nump">7,796<span></span></td>
        <td class="nump">9,400<span></span></td>
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        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(1,480)<span></span></td>
        <td class="num">(172)<span></span></td>
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        <td class="nump">39<span></span></td>
        <td class="nump">8<span></span></td>
        <td class="nump">181<span></span></td>
        <td class="nump">208<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="num">(993)<span></span></td>
        <td class="num">(515)<span></span></td>
        <td class="num">(1,468)<span></span></td>
        <td class="num">(1,565)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">5,029<span></span></td>
        <td class="nump">7,871<span></span></td>
        <td class="nump">5,029<span></span></td>
        <td class="nump">7,871<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">1,279<span></span></td>
        <td class="nump">1,206<span></span></td>
        <td class="nump">1,269<span></span></td>
        <td class="nump">1,270<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(49)<span></span></td>
        <td class="num">(51)<span></span></td>
        <td class="num">(96)<span></span></td>
        <td class="num">(190)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">31<span></span></td>
        <td class="nump">9<span></span></td>
        <td class="nump">98<span></span></td>
        <td class="nump">38<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="nump">62<span></span></td>
        <td class="nump">57<span></span></td>
        <td class="nump">52<span></span></td>
        <td class="nump">103<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">1,323<span></span></td>
        <td class="nump">1,221<span></span></td>
        <td class="nump">1,323<span></span></td>
        <td class="nump">1,221<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">146<span></span></td>
        <td class="nump">155<span></span></td>
        <td class="nump">150<span></span></td>
        <td class="nump">174<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(8)<span></span></td>
        <td class="num">(36)<span></span></td>
        <td class="num">(87)<span></span></td>
        <td class="num">(170)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">8<span></span></td>
        <td class="nump">14<span></span></td>
        <td class="nump">48<span></span></td>
        <td class="nump">36<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="num">(6)<span></span></td>
        <td class="nump">17<span></span></td>
        <td class="nump">29<span></span></td>
        <td class="nump">110<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">140<span></span></td>
        <td class="nump">150<span></span></td>
        <td class="nump">140<span></span></td>
        <td class="nump">150<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Allocation for general risk [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">957<span></span></td>
        <td class="nump">1,226<span></span></td>
        <td class="nump">760<span></span></td>
        <td class="nump">1,414<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="nump">46<span></span></td>
        <td class="num">(36)<span></span></td>
        <td class="nump">243<span></span></td>
        <td class="num">(224)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">$ 1,003<span></span></td>
        <td class="nump">$ 1,190<span></span></td>
        <td class="nump">$ 1,003<span></span></td>
        <td class="nump">$ 1,190<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of direct write-downs of financing receivables charged against the allowance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Capital (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsAbstract', window );"><strong>Regulatory Capital [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Summarized Regulatory Capital Ratio</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">At September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Actual</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">For Capital<br /> Adequacy<br /> Purposes</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">To Be Well<br /> Capitalized Under Prompt Corrective Action Provisions</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 126,358</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15.35</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 65,841</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 82,301</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 101,907</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 12.52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 65,139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 81,424</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 116,050</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14.10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 32,921</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 49,381</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 91,708</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11.26</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 32,570</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 48,854</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Average Assets)<br /> Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 116,050</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11.44</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 40,571</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 50,714</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 91,708</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9.28</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 39,524</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 49,405</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">At December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Actual</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">For Capital<br /> Adequacy<br /> Purposes</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">To Be Well<br /> Capitalized Under Prompt Corrective Action Provisions</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 122,583</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15.92</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 61,588</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 76,985</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 101,786</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13.34</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 61,060</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 76,325</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 112,916</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14.67</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,794</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 46,191</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 92,200</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 12.08</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,530</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 45,795</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Average Assets)<br /> Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 112,916</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11.44</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 39,474</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 49,343</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 92,200</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9.55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 38,616</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 48,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsAbstract">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R66.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVTBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Segment Results (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">$ 12,186<span></span></td>
        <td class="nump">$ 11,791<span></span></td>
        <td class="nump">$ 36,140<span></span></td>
        <td class="nump">$ 35,177<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">1,226<span></span></td>
        <td class="nump">1,307<span></span></td>
        <td class="nump">3,352<span></span></td>
        <td class="nump">4,304<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,038,144<span></span></td>
        <td class="nump">1,002,281<span></span></td>
        <td class="nump">1,038,144<span></span></td>
        <td class="nump">1,002,281<span></span></td>
        <td class="nump">1,000,991<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Retail Banking [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">6,775<span></span></td>
        <td class="nump">6,883<span></span></td>
        <td class="nump">20,285<span></span></td>
        <td class="nump">20,283<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">729<span></span></td>
        <td class="nump">837<span></span></td>
        <td class="nump">2,339<span></span></td>
        <td class="nump">2,464<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">340,545<span></span></td>
        <td class="nump">338,267<span></span></td>
        <td class="nump">340,545<span></span></td>
        <td class="nump">338,267<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Banking [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">4,075<span></span></td>
        <td class="nump">3,900<span></span></td>
        <td class="nump">11,943<span></span></td>
        <td class="nump">11,144<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">1,136<span></span></td>
        <td class="nump">1,291<span></span></td>
        <td class="nump">3,189<span></span></td>
        <td class="nump">3,838<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">528,285<span></span></td>
        <td class="nump">478,467<span></span></td>
        <td class="nump">528,285<span></span></td>
        <td class="nump">478,467<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">2,048<span></span></td>
        <td class="nump">1,865<span></span></td>
        <td class="nump">6,216<span></span></td>
        <td class="nump">5,817<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">310<span></span></td>
        <td class="nump">210<span></span></td>
        <td class="nump">816<span></span></td>
        <td class="nump">708<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">4,496<span></span></td>
        <td class="nump">4,228<span></span></td>
        <td class="nump">4,496<span></span></td>
        <td class="nump">4,228<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Investment/ Parent [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="num">(712)<span></span></td>
        <td class="num">(857)<span></span></td>
        <td class="num">(2,304)<span></span></td>
        <td class="num">(2,067)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="num">(949)<span></span></td>
        <td class="num">(1,031)<span></span></td>
        <td class="num">(2,992)<span></span></td>
        <td class="num">(2,706)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">$ 164,818<span></span></td>
        <td class="nump">$ 181,319<span></span></td>
        <td class="nump">$ 164,818<span></span></td>
        <td class="nump">$ 181,319<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestRevenueExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest revenue (income derived from investments in debt securities and on cash and cash equivalents) net of interest expense (cost of borrowed funds accounted for as interest).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestRevenueExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SegmentReportingMeasurementDisclosuresAbstract</nobr></td>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Narrative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract', window );"><strong>Nonperforming Assets Including Troubled Debt Restructurings [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays', window );">Aggregate of multiple consecutive maturity date extensions delay in payment, days</a></td>
        <td class="text">120 days<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_BorrowersAggregateExposureForLoanModificationMinimum', window );">Borrowers aggregate exposure for loan modification minimum</a></td>
        <td class="nump">$ 250<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus', window );">Timely payments on contract terms for minimum consecutive months prior to consideration for removing loan from TDR status</a></td>
        <td class="text">6 months<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus', window );">Minimum consecutive months payment for removing the loan from non-accrual status</a></td>
        <td class="text">6 months<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate of multiple consecutive maturity date extensions delay in payment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays</nobr></td>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Borrowers aggregate exposure for loan modification minimum.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_BorrowersAggregateExposureForLoanModificationMinimum</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Minimum number of consecutive months payment for removing the loan from non-accrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Timely payments on contract terms for minimum consecutive months prior to consideration for removing loan from TDR status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus</nobr></td>
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Capital<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsAbstract', window );"><strong>Regulatory Capital [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Regulatory Capital</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 13. Regulatory Capital</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company&#39;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company&#39;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&#39;s consolidated financial statements.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets. As of September 30, 2013, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. The Company believes that no conditions or events have occurred that would change this conclusion. To be categorized as well capitalized, the Company must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company&#39;s tangible common equity ratio was 7.48% at September 30, 2013 (in thousands, except ratios).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">At September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Actual</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">For Capital<br /> Adequacy<br /> Purposes</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">To Be Well<br /> Capitalized Under Prompt Corrective Action Provisions</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 126,358</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15.35</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 65,841</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 82,301</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 101,907</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 12.52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 65,139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 81,424</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 116,050</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14.10</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 32,921</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 49,381</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 91,708</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11.26</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 32,570</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 48,854</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Average Assets)<br /> Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 116,050</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11.44</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 40,571</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 50,714</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 91,708</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9.28</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 39,524</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 49,405</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="23">At December 31, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Actual</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">For Capital<br /> Adequacy<br /> Purposes</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">To Be Well<br /> Capitalized Under Prompt Corrective Action Provisions</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Amount</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Ratio</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 122,583</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 15.92</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 61,588</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 76,985</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 101,786</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 13.34</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 61,060</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 8.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 76,325</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 10.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Risk Weighted Assets) Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 112,916</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 14.67</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,794</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 46,191</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 92,200</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 12.08</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 30,530</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 45,795</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Tier 1 Capital (To Average Assets)<br /> Consolidated</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 112,916</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11.44</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 39,474</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 49,343</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> AmeriServ Financial Bank</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 92,200</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 9.55</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 38,616</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 48,269</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> On July 2, 2013, the Board of Governors of the Federal Reserve System approved final rules that substantially amend the regulatory risk-based capital rules applicable to the Company and the Bank. The final rules implement the "Basel III" regulatory capital reforms, as well as certain changes required by the Dodd-Frank Act, which will require institutions to, among other things, have more capital and a higher quality of capital by increasing the minimum regulatory capital ratios, and requiring capital buffers. The new rules become effective for the Company on January 1, 2015, with an implementation period that stretches to 2019. See further discussion under Capital Resources in the MD&amp;A.</p> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1D<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958573-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1E<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958574-112826<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1F<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958575-112826<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958569-112826<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958572-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (TDR)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract', window );"><strong>Nonperforming Assets Including Troubled Debt Restructurings [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr', window );">Non-performing Assets Including Troubled Debt Restructurings (TDR)</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 9. Non-performing Assets Including Troubled Debt Restructurings (TDR)</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">December 31, 2012</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Non-accrual loans</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,041</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,623</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,218</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,191</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,259</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 5,814</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>90 days past due still accruing</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Other real estate owned</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">344</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,101</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 522</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 127</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> TDR&#39;s not in non-accrual</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 182</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total non-performing assets including TDR</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 5,037</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 7,224</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.66</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower&#39;s financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank&#39;s objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower&#39;s loan.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> To be considered a TDR, <u>both</u> of the following criteria must be met:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the borrower must be experiencing financial difficulties; <u>and</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the Bank, for economic or legal reasons related to the borrower&#39;s financial difficulties, grants a concession to the borrower that would not otherwise be considered.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is currently in default on their loan(s);</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the borrower has filed for bankruptcy;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the borrower has insufficient cash flows to service their loan(s); <u>and</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Factors that indicate that a concession has been granted include, but are not limited to:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; <u>or</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="TEXT-ALIGN: left; WIDTH: 24px">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed 120 days. A restructuring that results in an insignificant delay in payment, i.e. 120 days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. No single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower&#39;s financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Any loan modification where the borrower&#39;s aggregate exposure is at least $250,000 <u>and</u> where the loan currently maintains a criticized or classified risk rating, i.e. Special Mention, Substandard or Doubtful, or where the loan will be assigned a criticized or classified rating after the modification is evaluated to determine the need for TDR classification.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2013 (dollars in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2012 (dollars in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">87</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in non-accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">4</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,990</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of six consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of six consecutive payments in accordance with the terms of the loan.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents the recorded investment in loans that were modified as TDR&#39;s during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012 (nine month periods) and July 1, 2013 and 2012 (three month periods), respectively, and that subsequently defaulted during the current reporting periods (dollars in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Recorded investment of defaults</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 724</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,312</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 724</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,312</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> All TDR&#39;s are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR&#39;s which defaulted in the above table had a related allowance adequate to reserve for anticipated losses.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above. Other real estate owned is recorded at fair value minus estimated costs to sell.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income due in accordance with original terms</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">37</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">169</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recorded</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net reduction in interest income</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 37</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 169</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Non-performing Assets Including Troubled Debt Restructurings (TDR).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EYGAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Pension Benefits (Net Periodic Pension Cost) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">3 Months Ended</th>
        <th class="th" colspan="3">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCostAbstract', window );"><strong>Net periodic pension cost</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
        <td class="nump">$ 453<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 373<span></span></td>
        <td class="nump">$ 1,359<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 1,119<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
        <td class="nump">291<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">299<span></span></td>
        <td class="nump">873<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">897<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
        <td class="num">(440)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(406)<span></span></td>
        <td class="num">(1,320)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(1,218)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit', window );">Amortization of prior year service cost</a></td>
        <td class="num">(5)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(5)<span></span></td>
        <td class="num">(15)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(15)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfTransitionObligationsAssets', window );">Amortization of transition asset</a></td>
        <td class="num">(2)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(4)<span></span></td>
        <td class="num">(6)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(12)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Recognized net actuarial loss</a></td>
        <td class="nump">341<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">262<span></span></td>
        <td class="nump">1,023<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">786<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost</a></td>
        <td class="nump">$ 638<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 519<span></span></td>
        <td class="nump">$ 1,914<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 1,557<span></span></td>
      </tr>
      <tr>
        <td colspan="7"></td>
      </tr>
      <tr>
        <td colspan="7">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td>
            </tr>
          </table>
        </td>
      </tr>
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    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) related to change in benefit obligation resulting from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover, salary, and temporary deviation from the substantive plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6514294<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Gain or Loss<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6749293<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanActuarialGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the prior service cost or credit recognized in net periodic benefit cost relating to benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
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                    <td>duration</td>
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                </table>
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            </div>
          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the transition obligation or asset recognized in net periodic benefit cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfTransitionObligationsAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount calculated as a basis for determining the extent of delayed recognition of the effects of changes in the fair value of assets. The expected return on plan assets is determined based on the expected long-term rate of return on plan assets and the market-related value of plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 30<br><br> -Glossary Expected Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512136<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Glossary Expected Return on Plan Assets<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512171<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28361610&amp;loc=d3e1928-114920<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Pension Benefits<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GeneralDiscussionOfPensionAndOtherPostretirementBenefitsAbstract', window );"><strong>Pension Benefits [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">Pension Benefits</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 16. Pension Benefits</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Company has a noncontributory defined benefit pension plan covering certain employees who work at least 1,000 hours per year. The participants shall have a vested interest in their accrued benefit after five full years of service. The benefits of the plan are based upon the employee&#39;s years of service and average annual earnings for the highest five consecutive calendar years during the final ten year period of employment. Plan assets are primarily debt securities (including US Treasury and Agency securities, corporate notes and bonds), listed common stocks (including shares of AmeriServ Financial, Inc. common stock which is limited to 10% of the plan&#39;s assets), mutual funds, and short-term cash equivalent instruments. The net periodic pension cost for the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended<br /> September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Components of net periodic benefit cost<br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Service cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">453</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">373</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,359</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,119</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Interest cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">291</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">299</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">873</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">897</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Expected return on plan assets</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (440</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (406</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> (1,218</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amortization of prior year service cost</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(5</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(5</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(15</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Amortization of transition asset</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(4</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(6</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">(12</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Recognized net actuarial loss</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 341</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 262</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,023</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 786</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Net periodic pension cost</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 638</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 519</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,914</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,557</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The higher pension expense in 2013 reflects the negative impact that the low interest rate environment is having on the discount rate used to calculate the plan liabilities. This increasing pension cost was a key factor causing the Company to implement a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 and union employees hired on or after January 1, 2014 are not eligible to participate in the pension plan. Instead, such employees are eligible to participate in a qualified 401(k) plan.</p> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for pension and other postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Segment Results<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Results [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">Segment Results</a></td>
        <td class="text"><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 14. Segment Results</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The financial performance of the Company is also monitored by an internal funds transfer pricing profitability measurement system which produces line of business results and key performance measures. The Company&#39;s major business units include retail banking, commercial lending, trust, and investment/parent. The reported results reflect the underlying economics of the business segments. Expenses for centrally provided services are allocated based upon the cost and estimated usage of those services. The businesses are match-funded and interest rate risk is centrally managed and accounted for within the investment/parent business segment. The key performance measure the Company focuses on for each business segment is net income contribution.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, and commercial real-estate loans. The trust segment contains our wealth management businesses which include the Trust Company, West Chester Capital Advisors, our registered investment advisory firm and financial services. Wealth management includes personal trust products and services such as personal portfolio investment management, estate planning and administration, custodial services and pre-need trusts. Also, institutional trust products and services such as 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts are included in this segment. Financial services include the sale of mutual funds, annuities, and insurance products. The wealth management businesses also includes the union collective investment funds, namely the ERECT and BUILD funds which are designed to use union pension dollars in construction projects that utilize union labor. The investment/parent includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. Inter-segment revenues were not material.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The contribution of the major business segments to the Consolidated Results of Operations for the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended<br /> September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended<br /> September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2013</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> assets</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Retail banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,775</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">729</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 20,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,339</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 340,545</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,075</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,136</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,943</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,189</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 528,285</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Trust</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,048</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">310</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,216</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">816</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,496</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment/Parent</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (712</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (949</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,992</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 164,818</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 12,186</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 36,140</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,352</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,038,144</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended<br /> September 30, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended<br /> September 30, 2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2012</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> revenue</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Net income (loss)</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Total<br /> assets</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Retail banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 6,883</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">837</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 20,283</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,464</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 338,267</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial banking</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,900</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,291</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 11,144</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 3,838</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 478,467</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Trust</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,865</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">210</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 5,817</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">708</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Investment/Parent</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (857</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (1,031</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,067</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> (2,706</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> )<!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 181,319</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 11,791</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,307</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 35,177</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,304</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,002,281</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <!--EndFragment--></div> </div><span></span></td>
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                <p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p>
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                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
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                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
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                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
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                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Commitments and Contingent Liabilities<br></strong></div>
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                <p>The entire disclosure for commitments and contingencies.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6398077&amp;loc=d3e12565-110249<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14435-108349<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 440<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6VAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Preferred Stock (Preferred Dividend Stock Period Annualized) (Details)<br></strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Term 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Term 4 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">9.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Series E Preferred Stock [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">9.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Aug. 11,
				 2011<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Jan.
				01,
				 2012<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Jan.
				01,
				 2014<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 4 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Feb.
				08,
				 2016<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member] | Term 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Dec. 31,
				 2011<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member] | Term 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Dec. 31,
				 2013<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member] | Term 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">7.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Feb.
				07,
				 2016<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="3"></td>
      </tr>
      <tr>
        <td colspan="3">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Between January 1, 2014 and February 7, 2016, the dividend rate will be fixed at a rate in such range based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.</td>
            </tr>
          </table>
        </td>
      </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Dividend annualized period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Federal Home Loan Bank Borrowings (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearAbstract', window );"><strong>Federal Home Loan Bank (FHLB) borrowings and advances</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts', window );">Open Repo Plus, Maturing Overnight, Amount</a></td>
        <td class="nump">$ 31,096<span></span></td>
        <td class="nump">$ 15,660<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate', window );">Advances, Maturing 2015, Amount</a></td>
        <td class="nump">4,000<span></span></td>
        <td class="nump">4,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate', window );">Advances, Maturing 2016, Amount</a></td>
        <td class="nump">8,000<span></span></td>
        <td class="nump">5,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate', window );">Advances, Maturing 2017, Amount</a></td>
        <td class="nump">7,000<span></span></td>
        <td class="nump">7,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate', window );">Advances, Maturing 2018, Amount</a></td>
        <td class="nump">2,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Advances from Federal Home Loan Bank</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">13,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Total FHLB borrowings, Amount</a></td>
        <td class="nump">$ 52,096<span></span></td>
        <td class="nump">$ 28,660<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate', window );">Open Repo Plus Maturity Overnight, Weighted Average Rate</a></td>
        <td class="nump">0.25%<span></span></td>
        <td class="nump">0.25%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate', window );">Advances Maturing 2015, Weighted Average Rate</a></td>
        <td class="nump">0.52%<span></span></td>
        <td class="nump">0.52%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate', window );">Advances Maturing 2016, Weighted Average Rate</a></td>
        <td class="nump">0.77%<span></span></td>
        <td class="nump">0.74%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate', window );">Advances Maturing 2017, Weighted Average Rate</a></td>
        <td class="nump">1.07%<span></span></td>
        <td class="nump">0.92%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateAfterFiveYearsFromBalanceSheetDate', window );">Advances Maturing 2018, Weighted Average Rate</a></td>
        <td class="nump">1.47%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate', window );">Total advances, Weighted Average Rate</a></td>
        <td class="nump">0.89%<span></span></td>
        <td class="nump">0.73%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FederalHomeLoanBankWeightedAverageInterestRate', window );">Aggregate FHLB borrowings, Weighted Average Rate</a></td>
        <td class="nump">0.51%<span></span></td>
        <td class="nump">0.47%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal home loan bank, open repo plus, maturities summary, average interest rate, overnight from balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FederalHomeLoanBankWeightedAverageInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal home loan bank weighted average interest rate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FederalHomeLoanBankWeightedAverageInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvancesFromFederalHomeLoanBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of assets sold under agreements to repurchase when the carrying amount (or market value, if higher than the carrying amount) of securities or other assets sold under repurchase agreements exceeds 10 percent of total assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(m)(1)(i)(A)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph m<br><br> -Subparagraph 1<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesActivityForYearAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Describes the weighted average interest rate applicable to the specific advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateAfterFiveYearsFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due after five years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateAfterFiveYearsFromBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from four to five years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from three to four years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Industry Guide<br><br> -Number 3<br><br> -Section VII<br><br> -Paragraph 3<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from two to three years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of federal home loan bank advances maturing after the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of federal home loan bank advances maturing in the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of federal home loan bank advances maturing in the fourth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of federal home loan bank advances maturing in the third fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate</nobr></td>
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