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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from depository institutions $ 20,056 $ 17,808
Interest bearing deposits 2,968 1,730
Short-term investments in money market funds 5,678 7,282
Total cash and cash equivalents 28,702 26,820
Investment securities:    
Available for sale 149,065 151,538
Held to maturity (fair value $17,926 on September 30, 2013 and $14,266 on December 31, 2012) 18,045 13,723
Loans held for sale 2,834 10,576
Loans 761,459 721,802
Less: Unearned income 612 637
Allowance for loan losses 11,183 12,571
Net loans 749,664 708,594
Premises and equipment, net 13,265 11,798
Accrued interest income receivable 3,300 2,960
Goodwill 12,613 12,613
Bank owned life insurance 36,463 36,214
Net deferred tax asset 11,073 11,467
Federal Home Loan Bank stock 4,514 4,179
Federal Reserve Bank stock 2,125 2,125
Prepaid federal deposit insurance    1,444
Other assets 6,481 6,940
TOTAL ASSETS 1,038,144 1,000,991
LIABILITIES    
Non-interest bearing deposits 158,516 156,223
Interest bearing deposits 693,695 679,511
Total deposits 852,211 835,734
Short-term borrowings 31,096 15,660
Advances from Federal Home Loan Bank 21,000 13,000
Guaranteed junior subordinated deferrable interest debentures 13,085 13,085
Total borrowed funds 65,181 41,745
Other liabilities 10,382 13,044
TOTAL LIABILITIES 927,774 890,523
SHAREHOLDERS' EQUITY    
Preferred stock, no par value; $1,000 per share liquidation preference; 2,000,000 shares authorized; 21,000 shares issued and outstanding on September 30, 2013 and December 31, 2012 21,000 21,000
Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,402,007 shares issued and 18,784,188 outstanding on September 30, 2013; 26,398,540 shares issued and 19,164,721 outstanding on December 31, 2012 264 264
Treasury stock at cost, 7,617,819 and 7,233,819 shares on September 30, 2013 and December 31, 2012, respectively (74,829) (73,658)
Capital surplus 145,170 145,102
Retained earnings 25,955 23,139
Accumulated other comprehensive loss, net (7,190) (5,379)
TOTAL SHAREHOLDERS' EQUITY 110,370 110,468
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,038,144 $ 1,000,991