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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
INTEREST INCOME        
Interest and fees on loans $ 8,765 $ 8,807 $ 25,983 $ 26,088
Interest bearing deposits 1 2 5 8
Short-term investments in money market funds 1 4 7 14
Investment securities:        
Available for sale 911 1,108 2,774 3,597
Held to maturity 133 109 371 332
Total Interest Income 9,811 10,030 29,140 30,039
INTEREST EXPENSE        
Deposits 1,274 1,587 3,912 5,017
Short-term borrowings 12 2 25 6
Advances from Federal Home Loan Bank 45 19 100 55
Guaranteed junior subordinated deferrable interest debentures 280 280 840 840
Total Interest Expense 1,611 1,888 4,877 5,918
NET INTEREST INCOME 8,200 8,142 24,263 24,121
Provision (credit) for loan losses    (200) (100) (1,325)
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES 8,200 8,342 24,363 25,446
NON-INTEREST INCOME        
Trust fees 1,668 1,533 5,114 4,858
Investment advisory fees 225 182 659 552
Net realized gains on investment securities 66    137 12
Net gains on sale of loans 285 262 912 789
Service charges on deposit accounts 560 567 1,609 1,619
Bank owned life insurance 204 217 793 644
Other income 978 888 2,653 2,582
Total Non-Interest Income 3,986 3,649 11,877 11,056
NON-INTEREST EXPENSE        
Salaries and employee benefits 6,251 6,132 18,758 18,094
Net occupancy expense 694 698 2,218 2,129
Equipment expense 429 395 1,339 1,319
Professional fees 1,034 977 3,219 2,837
Supplies, postage and freight 197 191 619 624
Miscellaneous taxes and insurance 360 363 1,101 1,073
Federal deposit insurance expense 152 104 437 347
Other expense 1,296 1,227 3,786 3,845
Total Non-Interest Expense 10,413 10,087 31,477 30,268
PRETAX INCOME 1,773 1,904 4,763 6,234
Provision for income tax expense 547 597 1,411 1,930
NET INCOME 1,226 1,307 3,352 4,304
Preferred stock dividends 53 251 157 776
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 1,173 $ 1,056 $ 3,195 $ 3,528
Basic:        
Net income $ 0.06 $ 0.05 $ 0.17 $ 0.18
Average number of shares outstanding 18,784 19,275 18,995 19,844
Diluted:        
Net income $ 0.06 $ 0.05 $ 0.17 $ 0.18
Average number of shares outstanding 18,878 19,351 19,086 19,904
Cash dividends declared $ 0.01 $ 0.00 $ 0.02 $ 0.00