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DEPOSITS
12 Months Ended
Dec. 31, 2013
DEPOSITS [Abstract]  
DEPOSITS

8.  DEPOSITS

The following table sets forth the balance of the Company's deposits:

         
    AT DECEMBER 31,
     2013   2012
     (IN THOUSANDS)
Demand:
                 
Non-interest bearing   $ 154,002     $ 156,223  
Interest bearing     84,926       61,774  
Savings     87,655       86,135  
Money market     219,801       215,870  
Certificates of deposit in denominations of $100,000 or more     47,287       35,339  
Other time     260,851       280,393  
Total deposits   $ 854,522     $ 835,734  

Interest expense on deposits consisted of the following:

             
    YEAR ENDED DECEMBER 31,
     2013   2012   2011
     (IN THOUSANDS)
Interest bearing demand   $ 138     $ 116     $ 153  
Savings     139       181       256  
Money market     736       895       1,063  
Certificates of deposit in denominations of $100,000 or
more
    289       435       637  
Other time     3,862       4,875       6,226  
Total interest expense   $ 5,164     $ 6,502     $ 8,335  

The following table sets forth the balance of other time deposits and certificates of deposit of $100,000 or more as of December 31, 2013 maturing in the periods presented:

         
YEAR:   OTHER TIME DEPOSITS   CERTIFICATES OF DEPOSIT OF $100,000 OR MORE
     (IN THOUSANDS)
2014   $ 128,725     $ 32,109  
2015     42,497       13,310  
2016     20,033       1,551  
2017     11,684       217  
2018     10,541       -  
2019 and after     47,371       100  
Total   $ 260,851     $ 47,287  

The maturities on certificates of deposit greater than $100,000 or more as of December 31, 2013, are as follows:

     
MATURING IN:   (IN THOUSANDS)
Three months or less   $ 7,399  
Over three through six months     20,763  
Over six through twelve months     3,947  
Over twelve months     15,178  
Total   $ 47,287