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NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS (TDR) (Tables)
 12 Months Ended
Dec. 31, 2013
NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS (TDR) [Abstract]  
Schedule of Non-performing Assets Including TDR
     
    AT DECEMBER 31,
     2013   2012
     (IN THOUSANDS, EXCEPT PERCENTAGES)
Non-accrual loans:
                  
Commercial   $ -     $ -  
Commercial loans secured by real estate     1,632       4,623  
Real estate-mortgage     1,239       1,191  
Total     2,871       5,814  
Other real estate owned:
                  
Commercial loans secured by real estate     344       1,101  
Real estate-mortgage     673       127  
Total     1,017       1,228  
Total restructured loans not in non-accrual (TDR)     221       182  
Total non-performing assets including TDR   $ 4,109     $ 7,224  
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned     0.52%       1.00 % 
Schedule of TDRs

The following table details the TDRs at December 31, 2013 (dollars in thousands).

             
Loans in non-accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     2     $ 1,250       Extension of maturity date  
             
Loans in accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     2     $ 161       Extension of maturity date  
Consumer     2       61       Extension of maturity date  

The following table details the TDRs at December 31, 2012 (dollars in thousands).

             
Loans in non-accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     4     $ 3,772       Extension of maturity date  
             
Loans in accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     2     $ 169       Extension of maturity date  
Consumer     1       13       Extension of maturity date  

The following table details the TDRs at December 31, 2011 (dollars in thousands).

             
Loans in accrual status   # of Loans   Current Balance   Concession Granted
Commercial loan secured by real estate     5     $ 2,870       Extension of maturity date  
Schedule of Recorded Investment of Defaults
             
    Year ended December 31,
     2013   2012   2011
Recorded investment of defaults
                           
Commercial loan secured by real estate   $ 1,480     $ 595     $ 1,312  
Total   $ 1,480     $ 595     $ 1,312  
Schedule of Interest Income
             
    YEAR ENDED DECEMBER 31,
     2013   2012   2011
     (IN THOUSANDS)
Interest income due in accordance with original terms   $ 178     $ 231     $ 376  
Interest income recorded     -       -       (167 ) 
Net reduction in interest income   $ 178     $ 231     $ 209