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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest and fees on loans:      
Taxable $ 35,063 $ 34,752 $ 35,630
Tax exempt 57 63 69
Interest bearing deposits 6 10 9
Short-term investments in money market funds 8 18 9
Federal funds sold       7
Investment securities:      
Available for sale 3,701 4,634 5,837
Held to maturity 508 440 403
Total Interest Income 39,343 39,917 41,964
INTEREST EXPENSE      
Deposits 5,164 6,502 8,335
Short-term borrowings 46 11 6
Advances from Federal Home Loan Bank 152 81 220
Guaranteed junior subordinated deferrable interest debentures 1,120 1,120 1,120
Total Interest Expense 6,482 7,714 9,681
Net Interest Income 32,861 32,203 32,283
Credit provision for loan losses (1,100) (775) (3,575)
Net Interest Income after credit provision for Loan Losses 33,961 32,978 35,858
NON-INTEREST INCOME      
Trust fees 6,917 6,527 6,173
Investment advisory fees 895 741 754
Net gains on loans held for sale 1,089 1,132 812
Net realized gains (losses) on investment securities 204 12 (358)
Service charges on deposit accounts 2,173 2,195 2,241
Bank owned life insurance 998 863 885
Other income 3,468 3,473 3,062
Total Non-Interest Income 15,744 14,943 13,569
NON-INTEREST EXPENSE      
Salaries and employee benefits 25,115 24,424 22,616
Net occupancy expense 2,937 2,800 2,900
Equipment expense 1,851 1,764 1,686
Professional fees 4,327 3,870 3,875
Supplies, postage and freight 810 830 886
Miscellaneous taxes and insurance 1,467 1,439 1,372
Federal deposit insurance expense 611 441 1,338
Federal Home Loan Bank prepayment penalties       240
Other expense 5,105 5,073 5,124
Total Non-Interest Expense 42,223 40,641 40,037
PRETAX INCOME 7,482 7,280 9,390
Provision for income taxes 2,289 2,241 2,853
NET INCOME 5,193 5,039 6,537
Preferred stock dividends and accretion of preferred stock discount 209 828 1,385
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 4,984 $ 4,211 $ 5,152
Basic:      
Net income $ 0.26 $ 0.21 $ 0.24
Average number of shares outstanding 18,942 19,685 21,184
Diluted:      
Net income $ 0.26 $ 0.21 $ 0.24
Average number of shares outstanding 19,034 19,747 21,205
Cash dividends declared $ 0.03 $ 0.00 $ 0.00