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DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)
 12 Months Ended
Dec. 31, 2013
DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]  
Schedule of Financial Instruments
                     
    At December 31, 2013
     Carrying Value   Fair Value   (Level 1)   (Level 2)   (Level 3)
     (IN THOUSANDS)
FINANCIAL ASSETS:
                                             
Cash and cash equivalents   $ 30,066     $ 30,066     $ 30,066     $ -     $ -  
Investment securities - AFS     141,978       141,978       -       141,978       -  
Investment securities - HTM     18,187       17,788       -       14,822       2,966  
Regulatory stock     6,802       6,802       6,802       -       -  
Loans held for sale     3,402       3,453       3,453       -       -  
Loans, net of allowance for loan loss and unearned income     773,242       771,460       -       -       771,460  
Accrued interest income receivable     2,908       2,908       2,908       -       -  
Bank owned life insurance     36,669       36,669       36,669       -       -  
FINANCIAL LIABILITIES:
                                             
Deposits with no stated maturities   $ 546,384     $ 546,384     $ 546,384     $ -     $ -  
Deposits with stated maturities     308,138       313,272       -       -       313,272  
Short-term borrowings     41,555       41,555       41,555       -       -  
All other borrowings     38,085       40,598       -       -       40,598  
Accrued interest payable     1,784       1,784       1,784       -       -  
                     
    At December 31, 2012
     Carrying Value   Fair Value   (Level 1)   (Level 2)   (Level 3)
     (IN THOUSANDS)
FINANCIAL ASSETS:
                                             
Cash and cash equivalents   $ 26,820     $ 26,820     $ 26,820     $ -     $ -  
Investment securities - AFS     151,538       151,538       -       151,538       -  
Investment securities - HTM     13,723       14,266       -       11,321       2,945  
Regulatory stock     6,304       6,304       6,304       -       -  
Loans held for sale     10,576       10,722       10,722       -       -  
Loans, net of allowance for loan loss and unearned income     708,594       716,756       -       -       716,756  
Accrued interest income receivable     2,960       2,960       2,960       -       -  
Bank owned life insurance     36,214       36,214       36,214       -       -  
Fair value swap asset     164       164       -       164       -  
FINANCIAL LIABILITIES:
                                             
Deposits with no stated maturities   $ 520,002     $ 520,002     $ 520,002     $ -     $ -  
Deposits with stated maturities     315,732       320,930       -       -       320,930  
Short-term borrowings     15,660       15,660       15,660       -       -  
All other borrowings     26,085       30,442       -       -       30,442  
Accrued interest payable     2,083       2,083       2,083       -       -  
Fair value swap liability     164       164       -       164       -