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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Narrative) (Details) (USD $)
In Thousands, except Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
BUSINESS AND NATURE OF OPERATIONS:      
Number of locations 18    
Number of counties 5    
Trust and financial services and administers assets $ 1,700,000    
FEDERAL HOME LOAN BANK STOCK:      
Par value $ 100    
LOANS:      
Threshold for discontinuing accrual of interest income 90 days    
ALLOWANCE FOR LOAN LOSSES AND CHARGE-OFF PROCEDURES:      
Threshold for individually evaluating loans 250    
EARNINGS PER COMMON SHARE:      
Shares not included in computation of earnings per common share 103,570 49,842 185,917
Exercisable at end of year $ 2.25 $ 2.29 $ 3.81
Warrants repurchased, shares     1,312,500
STOCK-BASED COMPENSATION:      
Pretax compensation expense 82 38 15
CONSOLIDATED STATEMENT OF CASH FLOWS:      
Income tax payments 137 142 97
Non-cash transfers to other real estate owned 766 1,266 169
Total interest payments 6,781 8,154 10,699
Minimum [Member]
      
EARNINGS PER COMMON SHARE:      
Exercisable at end of year $ 3.05 $ 2.80 $ 2.07
Maximum [Member]
      
EARNINGS PER COMMON SHARE:      
Exercisable at end of year $ 5.75 $ 5.75 $ 6.10
Commercial [Member]
      
ALLOWANCE FOR LOAN LOSSES AND CHARGE-OFF PROCEDURES:      
Threshold for individually evaluating loans 250    
Small Business Loans [Member]
      
ALLOWANCE FOR LOAN LOSSES AND CHARGE-OFF PROCEDURES:      
Threshold for collectively evaluating loans $ 250    
Buildings [Member]
      
PREMISES AND EQUIPMENT:      
Useful life 30 years    
Equipment [Member]
      
PREMISES AND EQUIPMENT:      
Useful life 10 years