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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Earnings Per Share) (Details) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 12 Months Ended
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]                      
Net income $ 1,841 $ 1,226 $ 1,070 $ 1,056 $ 735 $ 1,307 $ 1,432 $ 1,565 $ 5,193 $ 5,039 $ 6,537
Preferred stock dividends and accretion of preferred stock discount                 209 828 1,385
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS                 $ 4,984 $ 4,211 $ 5,152
Weighted average common shares outstanding (basic)                 18,942 19,685 21,184
Effect of stock options/warrants                 92 62 21
Weighted average common shares outstanding (diluted)                 19,034 19,747 21,205
Earnings per common share:                      
Basic $ 0.10 $ 0.06 $ 0.05 $ 0.05 $ 0.04 $ 0.05 $ 0.06 $ 0.06 $ 0.26 $ 0.21 $ 0.24
Diluted $ 0.09 $ 0.06 $ 0.05 $ 0.05 $ 0.04 $ 0.05 $ 0.06 $ 0.06 $ 0.26 $ 0.21 $ 0.24