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DEPOSITS (Schedule of Interest Expense on Deposits) (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
DEPOSITS [Abstract]      
Interest bearing demand $ 138 $ 116 $ 153
Savings 139 181 256
Money market 736 895 1,063
Certificates of deposit in denominations of $100,000 or more 289 435 637
Other time 3,862 4,875 6,226
Total interest expense $ 5,164 $ 6,502 $ 8,335