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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from depository institutions $ 20,850 $ 20,288
Interest bearing deposits 2,968 2,967
Short-term investments in money market funds 6,051 6,811
Total cash and cash equivalents 29,869 30,066
Investment securities:    
Available for sale 136,746 141,978
Held to maturity (fair value $17,870 on March 31, 2014 and $17,788 on December 31, 2013) 18,008 18,187
Loans held for sale 2,808 3,402
Loans 787,401 783,927
Less: Unearned income 589 581
Allowance for loan losses 10,109 10,104
Net loans 776,703 773,242
Premises and equipment, net 13,056 13,119
Accrued interest income receivable 3,199 2,908
Goodwill 12,613 12,613
Bank owned life insurance 36,856 36,669
Net deferred tax asset 9,142 9,572
Federal Home Loan Bank stock 3,534 4,677
Federal Reserve Bank stock 2,125 2,125
Other assets 6,449 7,478
TOTAL ASSETS 1,051,108 1,056,036
LIABILITIES    
Non-interest bearing deposits 157,616 154,002
Interest bearing deposits 717,717 700,520
Total deposits 875,333 854,522
Short-term borrowings 12,483 41,555
Advances from Federal Home Loan Bank 28,000 25,000
Guaranteed junior subordinated deferrable interest debentures 13,085 13,085
Total borrowed funds 53,568 79,640
Other liabilities 7,617 8,567
TOTAL LIABILITIES 936,518 942,729
SHAREHOLDERS' EQUITY    
Preferred stock, no par value; $1,000 per share liquidation preference; 2,000,000 shares authorized; 21,000 shares issued and outstanding on March 31, 2014 and December 31, 2013 21,000 21,000
Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,411,207 shares issued and 18,793,388 outstanding on March 31, 2014; 26,412,707 shares issued and 18,794,888 outstanding on December 31, 2013 264 264
Treasury stock at cost, 7,617,819 shares on March 31, 2014 and December 31, 2013 (74,829) (74,829)
Capital surplus 145,222 145,190
Retained earnings 28,247 27,557
Accumulated other comprehensive loss, net (5,314) (5,875)
TOTAL SHAREHOLDERS' EQUITY 114,590 113,307
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,051,108 $ 1,056,036