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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST INCOME        
Interest and fees on loans $ 8,939 $ 8,590 $ 17,971 $ 17,218
Interest bearing deposits 1 3 2 4
Short-term investments in money market funds 2 4 4 6
Investment securities:        
Available for sale 905 907 1,829 1,863
Held to maturity 136 123 272 238
Total Interest Income 9,983 9,627 20,078 19,329
INTEREST EXPENSE        
Deposits 1,240 1,288 2,451 2,638
Short-term borrowings 5 8 24 13
Advances from Federal Home Loan Bank 74 30 134 55
Guaranteed junior subordinated deferrable interest debentures 280 280 560 560
Total Interest Expense 1,599 1,606 3,169 3,266
NET INTEREST INCOME 8,384 8,021 16,909 16,063
Provision (credit) for loan losses    150    (100)
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES 8,384 7,871 16,909 16,163
NON-INTEREST INCOME        
Trust and investment advisory fees 1,948 1,999 3,980 3,880
Service charges on deposit accounts 501 538 979 1,049
Net gains on sale of loans 171 241 272 627
Mortgage related fees 160 228 277 429
Net realized gains on investment securities 120    177 71
Bank owned life insurance 184 388 371 589
Other income 554 681 1,114 1,246
Total Non-Interest Income 3,638 4,075 7,170 7,891
NON-INTEREST EXPENSE        
Salaries and employee benefits 6,107 6,176 12,421 12,507
Net occupancy expense 717 751 1,556 1,524
Equipment expense 494 455 964 910
Professional fees 1,464 1,150 2,772 2,185
Supplies, postage and freight 187 211 370 422
Miscellaneous taxes and insurance 312 365 608 741
Federal deposit insurance expense 154 151 314 285
Other expense 1,185 1,183 2,353 2,490
Total Non-Interest Expense 10,620 10,442 21,358 21,064
PRETAX INCOME 1,402 1,504 2,721 2,990
Provision for income tax expense 423 434 812 864
NET INCOME 979 1,070 1,909 2,126
Preferred stock dividends 52 52 105 104
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 927 $ 1,018 $ 1,804 $ 2,022
Basic:        
Net income $ 0.05 $ 0.05 $ 0.10 $ 0.11
Average number of shares outstanding 18,795 19,039 18,790 19,103
Diluted:        
Net income $ 0.05 $ 0.05 $ 0.10 $ 0.11
Average number of shares outstanding 18,936 19,128 18,920 19,192
Cash dividends declared $ 0.01 $ 0.01 $ 0.02 $ 0.01